St. Paul & Minneapolis Limo/Rideshare Injury Help Now

Who We Help

We represent people injured in limo, rideshare (Uber/Lyft), traditional taxi, and black car incidents across St. Paul and Minneapolis—passengers, drivers, and third parties (pedestrians, cyclists, or occupants of other vehicles). We also handle matters involving uninsured/underinsured motorist issues, hit-and-runs, and multi-vehicle crashes.

Common Causes of Limo and Rideshare Crashes

• Distracted driving (app interactions, navigation, messaging)
• Speeding or aggressive driving in downtown/freeway transitions
• Unsafe pickups and drop-offs near curbs, bike lanes, and bus stops
• Impaired or fatigued driving during late-night hours
• Vehicle maintenance issues (brakes, tires, lights)
• Dangerous road conditions or inadequate signage

Minnesota No-Fault Basics

Minnesota is a no-fault state. After a crash, your own Personal Injury Protection (PIP) benefits typically provide initial medical and certain economic benefits regardless of fault. See Minn. Stat. § 65B.44. In some cases, you may bring additional fault-based claims if statutory thresholds are met (for example, certain levels of medical expense, disability, or permanent injury). See Minn. Stat. § 65B.51. Coordination can become complex when multiple policies apply (your PIP, the rideshare platform’s policy, and policies of other drivers).

Who May Be Liable

• Rideshare driver or limo/chauffeur
• Another at-fault motorist
• Rideshare company or transportation network company (TNC), depending on facts and applicable law
• Vehicle owner, fleet operator, or maintenance contractor
• Governmental entities for roadway defects, when applicable

How Rideshare Insurance Typically Works

Insurance availability often depends on the driver’s status in the app: off-app, app on and waiting for a request, en route to pick up, or carrying a passenger. Different coverages may apply at each stage. Platform policies generally describe these stages and limits—for examples, see Uber’s insurance overview and Lyft’s insurance overview. Minnesota’s no-fault rules also apply to covered Minnesota accidents. We analyze the facts to identify every potentially applicable policy.

What to Do After a Twin Cities Rideshare or Limo Crash

• Call 911 and request medical evaluation—even if symptoms seem mild.
• Document the scene: driver/app status, vehicle plates, app screenshots, driver name, and trip details.
• Gather witness names and contact information.
• Photograph vehicle damage, roadway layout, signage, and lighting.
• Notify your insurer promptly and avoid detailed recorded statements until you have legal guidance.
• Preserve the rideshare trip record and in-app communications; save receipts and correspondence.

Tips to Protect Your Claim

Building Your Claim

We work to collect police reports, EMT and hospital records, imaging, billing, and specialist opinions. We seek to preserve and obtain app data, telematics, dashcam footage where available, and vehicle maintenance records. When appropriate, we consult accident reconstructionists and human factors experts. Our goal is to document fault, link injuries to the crash, and quantify medical losses, wage impacts, and other damages recognized under Minnesota law.

Serious Injury Thresholds and Fault Claims

While Minnesota’s no-fault system provides initial benefits, certain injuries may permit pursuing additional claims against those responsible. Whether your injuries meet applicable thresholds depends on documented medical findings and other case-specific facts. See the tort threshold provisions at Minn. Stat. § 65B.51. We evaluate this early to avoid delays and protect your recovery options.

Government and Regulated-Carrier Issues

Limousines, taxis, and certain carriers may be subject to additional safety and operating requirements. Claims involving public entities can have unique notice and procedural rules, including shorter timelines. See, for example, Minn. Stat. § 3.736 (claims against the state) and Minn. Stat. § 466.05 (municipal tort claims). Prompt review is important to avoid missing requirements.

Wrongful Death and Catastrophic Injury Support

For families facing a fatal crash, Minnesota law generally requires a court-appointed trustee to pursue claims for the next of kin. See Minn. Stat. § 573.02. Catastrophic injuries—such as spinal cord trauma or traumatic brain injury—often call for early life-care planning, lien coordination, and analysis of all available insurance layers. We pursue the full range of coverage available under the facts and applicable policies.

Why Call Now

Key evidence—vehicle data, app logs, nearby business video, and roadway conditions—can be lost quickly. Early investigation helps preserve proof, identify all insurance layers, and avoid procedural pitfalls that can limit recovery.

How We Work With You

• Free, confidential consultation
• We communicate with insurers and platforms so you can focus on care
• Contingency fee representation in most injury matters (no attorney’s fees unless we recover); court costs and case expenses are separate and, if applicable, are addressed in the engagement agreement
• Clear updates and transparent case milestones

FAQ

Does Minnesota no-fault apply if I was a rideshare passenger?

Yes. Your PIP benefits generally apply to covered Minnesota accidents regardless of fault, and additional claims may be available if tort thresholds are met.

What if the Uber or Lyft driver was off the app?

When the app is off, the driver’s personal auto policy is typically primary. If the app is on, platform coverages may apply depending on status.

How long do I have to file?

Deadlines vary by claim type and parties involved, and claims against government entities can have shorter notice requirements. Consult counsel promptly to preserve rights.

Will my premiums increase if I use PIP?

PIP is designed to be used after a crash; whether premiums change depends on your insurer and policy. Using PIP does not determine fault.

Call for Help

If you were injured in a St. Paul or Minneapolis limo, taxi, or rideshare crash, contact us today. We can evaluate your case, help preserve critical evidence, and guide your medical and insurance steps from the start.