If you were injured in a motorcycle crash in Spring Lake Park, you are facing a fast-moving situation with medical needs, insurance calls, and unanswered questions. Metro Law Offices helps riders and families navigate the aftermath so they can focus on healing. We know the local roads, seasonal traffic patterns, and common collision scenarios unique to Anoka County. From preserving evidence and documenting injuries to communicating with insurers, our goal is simple: protect your rights and position your claim for the strongest possible outcome under Minnesota law. A free consultation can give you clarity on next steps and timelines, and it costs nothing to learn your options.
Motorcycle crashes often involve unique dynamics, including visibility issues, severe road rash, and complex damage patterns that are not always captured in an initial police report. Insurance rules for riders also differ from standard passenger vehicles in Minnesota, which makes early guidance especially helpful. When you contact Metro Law Offices at 651-615-3322, we will listen carefully, identify priorities, and map a plan tailored to your situation. Whether you were hit at a Spring Lake Park intersection, sideswiped on Highway 65, or injured avoiding debris, we can help organize medical documentation, photograph damage, and secure witness details before they fade. You do not need to handle this alone.
Early legal guidance can make a meaningful difference in the outcome of a motorcycle claim. Insurers move quickly to shape the narrative and may request recorded statements before the full scope of injuries is known. A lawyer can coordinate medical documentation, evaluate property damage, and track economic losses while you recover. In addition, Minnesota liability and fault rules can impact compensation, especially when visibility or multiple vehicles are involved. Having a dedicated advocate helps ensure deadlines are met, evidence is preserved, and settlement discussions reflect the full impact of the crash. The result is a clearer path forward and fewer surprises along the way.
Metro Law Offices serves riders across Spring Lake Park and greater Anoka County, handling motorcycle claims ranging from low-speed intersection impacts to high-impact collisions. Our approach blends careful investigation with practical negotiation, always grounded in clear communication. We understand how to present the unique aspects of motorcycle dynamics, protective gear, and visibility to insurers and opposing counsel. When needed, we prepare cases for litigation and collaborate with medical professionals and accident reconstruction resources. Throughout the process, you will receive timely updates and actionable guidance so you can make informed choices. Your goals shape our strategy from the very first conversation.
Motorcycle accident representation means having a dedicated legal advocate to manage your claim from start to finish. After a crash, priorities include documenting injuries, proving liability, and accounting for all losses, including medical care, missed work, and the cost to repair or replace your bike. Our firm coordinates these moving parts, communicates with adjusters, and organizes the evidence into a clear, persuasive presentation. We also help you avoid common mistakes, such as signing broad releases or accepting a quick offer before understanding the long-term impact of your injuries. This service is designed to reduce stress while protecting your right to fair compensation.
Every motorcycle crash is different, so our representation adapts to your circumstances. Some cases center on a single dispute, such as fault at an intersection; others require a deeper dive into medical treatment, future care, and wage loss. We identify the facts that matter, from helmet and gear usage to road conditions and traffic patterns in Spring Lake Park. Then we gather records, photographs, witness details, and expert opinions when appropriate. We use this information to build a clear timeline and frame the claim in a way that highlights your damages and the other party’s responsibility. The goal is clarity, fairness, and results.
Motorcycle injury representation is the legal service of pursuing compensation for a rider or passenger harmed by another’s negligence. It includes investigating the crash, identifying all potentially responsible parties, and navigating insurance claims or lawsuits. Your lawyer gathers medical records, bills, wage information, and repair estimates to quantify losses. They also manage communications with insurers so you do not have to handle repeated calls or confusing requests. When disputes arise, your representative negotiates on your behalf, and if needed, files suit to have a court resolve the issues. The process is designed to protect your interests while you focus on recovery.
Successful claims follow a structured path. It starts with listening to your account, evaluating the scene, and reviewing the police report and photographs. We secure medical records and bills, track time away from work, and assess the impact on daily life. Liability analysis looks at driver conduct, visibility, signage, and road design. We then prepare a demand package that explains the facts, links injuries to the crash, and supports compensation with documentation. Negotiations follow, and if fair resolution proves difficult, we discuss filing suit. Throughout, we keep you informed, explaining options, risks, and timing so you can make confident decisions.
Understanding common claim terminology helps you follow each step in the process and communicate effectively with insurers and medical providers. Terms like comparative fault, policy limits, and demand package come up frequently and can influence strategy. Deadlines under Minnesota law also affect when certain actions must be taken, and documentation plays a central role in proving injuries and expenses. If a dispute arises, these concepts guide how we negotiate or, when appropriate, proceed in court. Our team explains each term in plain language so you always know where your case stands and what comes next.
Comparative fault is the legal concept that allows responsibility for a crash to be shared among the people involved. If a rider is found partially at fault, compensation can be reduced by that percentage. Insurers often raise this issue in motorcycle claims, citing visibility, speed, or evasive maneuvers. We address these arguments with evidence such as scene photos, damage patterns, gear usage, and witness accounts. The key is to present a clear, fact-based narrative that accurately reflects what happened. Even when fault is disputed, meaningful recovery may still be possible depending on the circumstances and available insurance.
Bodily injury liability coverage is part of an auto policy that can pay for injuries caused to others by the at-fault driver. In a motorcycle crash, this coverage is often a primary source of compensation for medical bills, lost wages, and pain and suffering. Policy limits vary, and identifying all applicable policies is important. We review declarations pages, request coverage confirmations, and look for additional sources, such as umbrella policies or liable third parties. Understanding the scope of available insurance helps set realistic expectations, guides negotiation strategy, and supports informed decisions about settlement or litigation.
A statute of limitations sets the deadline to bring a legal claim. In Minnesota, different deadlines can apply depending on the type of claim, the parties involved, and other factors. Missing a deadline can end your ability to recover, even when liability seems clear. That is why we recommend contacting a lawyer promptly after a crash. Early engagement allows time to investigate, preserve evidence, and ensure filings are made on time. Because your timeline may be affected by unique facts, it is best to get personalized guidance about the dates that apply to your situation.
Medical documentation includes records, bills, diagnostic imaging, and provider notes that show the nature and extent of your injuries. It connects the crash to your symptoms and tracks progress over time. Insurers rely on this paperwork to evaluate claims, so consistency and completeness matter. We help organize your medical file, identify gaps, and request clarifications when necessary. Following treatment plans and attending follow-up visits also strengthens the record. Thorough documentation not only reflects your recovery journey but also supports settlement negotiations and, if needed, provides the foundation for testimony in court.
Some riders resolve claims directly with insurers, while others prefer full legal representation. Handling it alone may make sense if your injuries are minor, liability is admitted, and the insurer is responsive. However, motorcycle cases can quickly become complex when injuries evolve, fault is disputed, or multiple policies are involved. A lawyer coordinates evidence, calculates losses, and manages negotiations so you are not pressured into an early settlement. They also prepare your case for court if needed. The right choice depends on your injuries, comfort level, and time. A free consultation can help you evaluate the path that fits your situation.
If your motorcycle sustained minor cosmetic damage and you did not seek medical care, a limited approach may be appropriate. In these scenarios, liability is often straightforward, and the cost to repair or replace parts can be supported by estimates and photographs. You may be able to negotiate a fair property settlement directly with the insurer without extensive legal involvement. Still, it is smart to document everything, confirm whether any injuries arise later, and avoid signing overly broad releases. A brief call with a lawyer can provide peace of mind and help you avoid common mistakes during a quick resolution.
When the at-fault driver admits fault, injuries are minor, and the insurer responds promptly, handling the claim yourself can sometimes be efficient. Provide medical bills, proof of lost time from work if any, and repair estimates to support your demand. Keep discussions polite and concise and decline recorded statements if you feel pressured or unprepared. If the adjuster makes a reasonable offer that reflects your documented losses, you may opt to settle. Should delays, low offers, or unexpected disputes arise, you can transition to an attorney-managed approach at any time to ensure your rights remain protected.
Significant injuries such as fractures, head trauma, or nerve damage require careful documentation and forward-looking analysis. In these cases, it is important to account for future treatment, rehabilitation, and potential work limitations. A comprehensive approach ensures the demand fully reflects past and anticipated costs, including non-economic harm like pain and loss of enjoyment of life. We coordinate with your providers to gather opinions and explain the real-life impact of the crash. This level of detail can move negotiations toward a fair result and, if necessary, equip your case for litigation with the strongest available evidence.
When insurers dispute liability, minimize injuries, or delay without clear reasons, a comprehensive legal strategy becomes essential. We investigate the scene, interview witnesses, analyze video if available, and examine vehicle damage to counter incomplete assumptions about motorcycle dynamics. We also track communications to hold insurers accountable to their obligations. If negotiations stall, we discuss filing suit to move the case forward within the required timelines. Throughout, we keep you informed about options and potential outcomes, ensuring that each step aligns with your goals and the best available evidence. Persistence and preparation often change the trajectory of a claim.
A comprehensive approach brings organization, strategy, and leverage to your motorcycle claim. It ensures all damages are identified and supported, from emergency care and physical therapy to wage loss and diminished quality of life. It also helps reveal additional coverage or responsible parties that might otherwise be overlooked. By building the case methodically, we position your claim for productive negotiations and demonstrate that we are prepared to continue if a fair offer does not materialize. This structure can save time, reduce stress, and improve the likelihood of a resolution that reflects the full impact of the crash.
Thorough preparation reduces surprises and allows you to make informed decisions at every stage. With organized records, clear timelines, and detailed damage calculations, you can evaluate offers confidently. A complete file also supports you if the claim proceeds to litigation, where judges and juries expect documentation and consistency. Finally, a comprehensive approach keeps everyone aligned on goals, deadlines, and responsibilities. You focus on recovery while your legal team manages the details, communicates with insurers, and coordinates next steps. The result is a more predictable process and a stronger foundation for achieving a fair outcome.
Comprehensive representation helps ensure no category of damages is overlooked. We quantify medical expenses, wage loss, and future care while documenting the daily effects of pain, mobility limits, and missed activities. By thoroughly accounting for how the crash changed your life, we present a demand that reflects the true scope of harm. This depth also helps us respond to common insurer tactics, such as undervaluing soft-tissue injuries or ignoring future treatment needs. When the case is built with complete, credible proof, it strengthens negotiations and sets a clearer benchmark for what fair compensation should look like.
After a motorcycle crash, the volume of paperwork and phone calls can be overwhelming. A comprehensive approach keeps you from being pulled into repeated insurer conversations, confusing forms, or premature releases. We handle communications, track deadlines, and guide you through key decisions. With organized documentation and a clear plan, you can avoid missteps that might weaken your claim, such as gaps in treatment or casual statements that are taken out of context. Our goal is to give you peace of mind, steady progress, and the confidence that your case is moving forward on a solid foundation.
Start collecting evidence as soon as it is safe. Photograph the scene, vehicle positions, skid marks, debris, and any road hazards. Capture multiple angles of your bike and protective gear, including helmets, jackets, and gloves. Note the lighting, weather, and traffic signals. Ask for names and contact information of witnesses and save all receipts related to towing, storage, and repairs. Keep your damaged gear and parts until your claim concludes. These details can help reconstruct what happened and counter assumptions about speed, visibility, and rider conduct. Solid documentation supports your case and helps move negotiations in a productive direction.
A fast settlement can be tempting, especially when bills arrive and work time is lost. However, early offers rarely account for ongoing care, future therapy, or the long-term effects of pain and mobility limits. Before signing anything, take time to understand the full value of your claim. We will review the offer, compare it to your documented losses, and look for missing categories such as future treatment or diminished earning capacity. With a clear picture, you can decide confidently whether to accept, negotiate, or pursue litigation. A brief review now can prevent regrets later.
Hiring a lawyer allows you to focus on your health while someone else manages the legal details. Motorcycle claims often involve complex injuries, disputed liability, and multiple insurance policies. An attorney coordinates the investigation, communicates with adjusters, and builds a comprehensive demand supported by records and witness statements. This helps prevent undervaluation and keeps your claim on schedule. If the insurer is unresponsive or offers less than your documented losses, your lawyer is ready to press for a better outcome. The goal is to provide clarity, protection, and a structured path toward fair compensation.
Local knowledge matters. A Spring Lake Park-focused approach helps account for familiar intersections, traffic patterns, and regional treatment providers in Anoka County. We understand how to present the realities riders face, from visibility challenges to road hazards that do not always appear in reports. By working with Metro Law Offices, you gain a guide who keeps you informed, answers questions quickly, and makes sure your story is told persuasively. Whether your case resolves in negotiation or requires litigation, you will not have to navigate the process alone or guess about the next steps.
Riders often seek legal help when a driver turns left across their lane, merges without checking mirrors, or follows too closely in stop-and-go traffic. Other cases involve distracted driving, impaired driving, or road hazards such as gravel, potholes, and poorly marked construction zones. Injuries may not be obvious at the scene, and symptoms like concussion, neck and back pain, or nerve issues can evolve over days or weeks. When fault is disputed, injuries are significant, or the insurer is slow to respond, a lawyer can coordinate evidence, manage communications, and ensure timelines are met under Minnesota law.
Distracted driving is a major risk for motorcyclists because even a brief glance away can lead to a rear-end or side-swipe collision. If you were struck by a driver who appeared to be on the phone or looking at a screen, document anything that supports distraction, including witness statements and dashcam footage if available. Seek medical care promptly and keep track of symptoms that emerge later. We will help secure records, request phone logs when appropriate, and present the evidence to the insurer. The goal is to show how distraction caused the crash and the full impact on your life.
Left-turn collisions happen frequently when drivers misjudge a motorcycle’s speed or fail to see a rider approaching an intersection. These crashes can cause serious injuries due to the direct transfer of force. If you were hit by a driver turning left, photograph the intersection, note traffic signals and sightlines, and look for cameras that may have captured the event. We analyze timing, visibility, and damage patterns to establish liability. Then we document your medical care, lost time from work, and how the crash has affected everyday activities. With a clear record, we pursue fair compensation from the responsible parties.
Loose gravel, uneven pavement, or inadequately marked construction zones can lead to serious motorcycle crashes. If a road condition contributed to your fall or collision, take photographs as soon as it is safe, including close-ups and wide shots that show context. Note signage, lane shifts, and lighting. We investigate maintenance records and project plans when appropriate to identify potential responsibility. While these claims can be complex, careful documentation helps establish what went wrong and who may be accountable. Our aim is to protect your rights while building a fact-based case that explains the hazard and its role in your injuries.
We focus on practical, results-oriented representation grounded in strong communication. From day one, you will know what to expect, who is handling your file, and how to reach us with questions. We listen, set goals together, and create a roadmap that fits your situation. Our team understands the dynamics of motorcycle crashes and presents your story with clarity, linking medical evidence and damages to the facts of the collision. You can count on straightforward advice and prompt updates so you remain in control of important decisions throughout the process.
Preparation drives our approach. We gather records, analyze coverage, and organize evidence into a persuasive demand package. When negotiations begin, we are ready with the details that matter, from imaging results and treatment plans to lost wages and the daily effects of pain. If the insurer will not engage fairly, we discuss litigation and move forward when appropriate. No matter the stage, our commitment is to provide diligent advocacy and consistent communication so you always know where your claim stands and what comes next.
Local insight benefits your case. We are familiar with Spring Lake Park roadways and common collision patterns in Anoka County. That familiarity helps us anticipate arguments, locate evidence, and speak credibly about rider visibility and road conditions. We also coordinate with nearby medical providers to keep your documentation accurate and complete. If you want practical guidance and a steady hand during a challenging time, reach out to Metro Law Offices. A free consultation can clarify your options and give you a plan for moving forward with confidence.
Our process is designed to be clear and efficient. We begin with a free evaluation to understand what happened and what you need. Then we gather records, investigate liability, and prepare a detailed demand that reflects the full impact of your injuries. Negotiations follow, and if a fair agreement does not materialize, we discuss filing suit and next steps. Throughout, you will receive regular updates and practical advice to help you make informed choices. The goal is to reduce stress, stay organized, and pursue the outcome you deserve under Minnesota law.
Your first meeting sets the foundation. We listen carefully to your story, review the police report and photographs, and identify immediate priorities such as preserving evidence and coordinating medical documentation. You will have a chance to ask questions, discuss timelines, and learn how motorcycle insurance rules can affect your claim. If you choose to move forward, we send notices to involved insurers, begin gathering records, and outline a plan tailored to your goals. This early structure helps avoid delays and prevents missteps that could complicate settlement discussions later on.
We start by understanding how the crash happened and how it has affected your life. We encourage you to share details about pain levels, work limitations, and activities you can no longer enjoy. We also review your protective gear and riding experience to address common assumptions about motorcyclists. This conversation helps us pinpoint issues to investigate, such as visibility at the intersection or whether a driver appeared distracted. It also guides our approach to documentation so the demand package captures the full scope of your injuries and losses.
Early evidence shapes the narrative. We examine photographs, the crash report, and your motorcycle’s damage to understand angles of impact and movement. If needed, we request video from nearby businesses or traffic cameras and reach out to witnesses before memories fade. We also help you organize medical records and bills to establish clear links between the crash and your symptoms. By building a strong foundation now, we are better positioned to negotiate effectively and, if necessary, pursue litigation within the required timelines under Minnesota law.
In this phase, we dig deeper into liability and damages. We obtain complete medical records, consult with your providers, and evaluate how the injuries affect work and daily life. We analyze coverage, including bodily injury limits and potential additional policies. With these details, we craft a strategy that fits your goals, whether that is a timely settlement or preparing for court. You will receive clear explanations of options and recommendations so you can decide how to proceed with confidence.
We request all relevant records, including imaging, specialist notes, and therapy updates. We also obtain repair estimates, gear replacement costs, and employment documentation to verify lost wages. At the same time, we contact witnesses for statements and look for additional evidence such as dashcam footage or roadway maintenance records. This comprehensive collection ensures the demand package reflects the entirety of your losses and the facts supporting liability. With complete documentation, negotiations are more focused and productive.
Once the investigation is complete and treatment has stabilized or reached a key point, we prepare a detailed settlement demand. It includes a clear summary of the crash, a timeline of medical care, and a calculation of damages supported by records and invoices. We explain how the injuries affect your work, home life, and activities. The demand aims to encourage a fair offer by presenting a professional, well-documented case. If the insurer does not respond appropriately, we will discuss filing suit and the steps involved in litigation.
With the demand delivered, negotiations begin. We evaluate offers against your documented losses and provide candid guidance about next steps. If a fair resolution is not possible, we discuss filing suit before deadlines expire and proceed when appropriate. Litigation includes formal discovery, depositions, and court timelines, which we explain in plain language so you always know what to expect. Regardless of the path, we remain focused on achieving a resolution that reflects the full impact of your injuries and supports your recovery.
Negotiations require preparation and persistence. We respond to insurer arguments with evidence, clarify medical issues with provider support, and push for offers that reflect the true value of your claim. You will receive regular updates and advice about whether to accept, counter, or advance toward litigation. Our goal is to secure a fair resolution without unnecessary delay while keeping your long-term needs at the center of the discussion.
If negotiations stall, filing a lawsuit may be the best way to move your case forward. We prepare the complaint, manage court filings, and guide you through each stage, including discovery and depositions. Litigation can add time, but it also creates formal processes to obtain information and present your case to a judge or jury. We will discuss timelines, costs, and strategy so you can make informed choices. Throughout, our focus remains on accountability and achieving a fair result.
Deadlines apply to injury claims, and missing them can prevent recovery, even when liability seems clear. The specific timeline can depend on the type of claim, the parties involved, and other factors unique to your situation. Because evidence is easier to secure early, it is wise to speak with a lawyer as soon as you can after a crash. We will review your facts, identify applicable deadlines, and outline steps to protect your rights in Spring Lake Park and throughout Minnesota. Beyond legal deadlines, practical timelines matter. Medical documentation takes time to assemble, witnesses become harder to reach, and vehicles may be repaired or scrapped, erasing important evidence. Early involvement allows us to preserve photographs, secure video, and request records before they are lost. A free consultation will give you clarity on timing and next steps so you can make informed decisions without delay.
You can still pursue a claim if you were not wearing a helmet. The absence of a helmet may become a factor in the insurer’s analysis depending on the injuries and circumstances, but it does not automatically prevent recovery. What matters most is proving the other party’s negligence and linking your injuries to the crash. We will evaluate the facts, medical records, and available evidence to present your case in the strongest light possible. Minnesota’s rules for riders and passengers can be complex, and each crash presents unique considerations. Our focus is on telling your story accurately and completely, including visibility, driver behavior, and road conditions. We will address any arguments raised by the insurer with credible evidence and a clear explanation of how the collision occurred. If you have questions about how helmet use might affect your claim, call us to discuss your situation in detail.
Proceed carefully. Insurance adjusters are trained to ask questions in ways that may limit claims, and early statements can be used out of context. You are not required to provide a recorded statement to the other driver’s insurer, and it is often wise to consult a lawyer before doing so. We can handle communications on your behalf, ensuring accurate information is provided without risking misunderstandings that could affect liability or damages. If you choose to speak with an adjuster, stick to basic facts and avoid speculating about speed, distances, or medical diagnoses. Do not sign releases that allow broad access to your medical history without review. Keep notes of who you spoke with and when. Better yet, let us manage these conversations. Our role is to protect your claim so you can focus on treatment and recovery.
Compensation in a motorcycle claim may include medical expenses, rehabilitation, lost wages, loss of earning capacity, property damage, and non-economic harm such as pain and the loss of enjoyment of life. The amount depends on the severity of injuries, the length of recovery, and how the crash affects work and daily activities. We gather records, bills, and provider opinions to document each category of loss and present a clear, evidence-based demand. Every case is unique, and insurers evaluate claims differently depending on the facts and coverage available. Our job is to translate the impact of the crash into a persuasive presentation, supported by photographs, medical documentation, and witness statements. With a thorough file, we negotiate for a fair settlement and discuss litigation when appropriate. A free consultation can help you understand which categories apply to your case and how they are calculated.
Your initial consultation is free and focused on understanding your needs. During that meeting, we will discuss how fees work, including options that align with motorcycle injury claims. We believe in transparency, so you will know what to expect before you decide how to proceed. Our goal is to make high-quality legal help accessible to riders in Spring Lake Park and across Minnesota. If we both choose to move forward, we will provide a written fee agreement that explains the terms in plain language. We also discuss costs, how they are handled, and what to expect as the case progresses. We encourage you to ask questions so you are comfortable with the arrangement and confident that it fits your situation.
Bring any documents you have, even if incomplete. Helpful items include the crash report, photographs of the scene, your bike, and your protective gear, medical records and bills, health insurance cards, and auto insurance information. If you missed work, bring pay stubs or employer verification. A simple list of providers you have seen is also useful so we can request records on your behalf. If you do not have certain documents yet, do not worry. We can help track them down and guide you on what to request. The consultation is an opportunity to answer your questions, outline next steps, and create a plan tailored to your needs. The more information we have, the faster we can move to protect your rights and build your claim.
Possibly. Police reports are important, but they are not the final word on liability. Officers must make quick judgments, often without full context or medical information. We conduct an independent review that may include additional witness interviews, scene photographs, and, when available, video. Sometimes, new evidence clarifies visibility, timing, or driver behavior in ways the initial report did not capture. If the report seems unfavorable, do not give up. We will evaluate the facts objectively and explain your options. Even when fault is disputed, meaningful recovery may still be possible depending on the circumstances and insurance coverage. Our goal is to present a complete, credible account that reflects what actually happened and how it has affected your life.
Many motorcycle claims settle without filing a lawsuit, especially when liability is clear and documentation is strong. Settlement can provide a faster resolution and avoid the expense and uncertainty of trial. Our approach is to prepare thoroughly for negotiation so the insurer has every reason to make a fair offer based on solid evidence. That said, some cases benefit from litigation, particularly when liability is contested or offers do not reflect documented losses. If suit becomes appropriate, we will explain the process, potential timelines, and what to expect at each stage. You will always have a say in whether to accept an offer or move forward in court.
Motorcycle claims often involve more significant injuries and more complex mechanics of impact than typical car crashes. Visibility issues, road hazards, and gear usage can all play roles in disputes over fault and damages. Insurance rules for riders can also differ from standard passenger vehicles, affecting how medical bills and other losses are handled. Because of these differences, thorough investigation and specialized documentation are especially important. We focus on linking the facts of the crash to the medical picture and day-to-day impact. By presenting a complete story, supported by records and photographs, we help insurers and, if needed, juries understand what happened and why fair compensation is warranted.
Contact a lawyer as soon as possible after a crash, ideally before speaking with the other driver’s insurer. Early guidance helps protect your rights, preserve evidence, and avoid missteps that can limit recovery. A quick call can clarify what to do next, including medical documentation, vehicle inspections, and communications with adjusters. We offer free consultations so you can get answers without obligation. Even if time has passed, it is not too late to seek help. We will review the facts, identify priorities, and map a plan to move forward. The sooner we start, the easier it is to secure records, reach witnesses, and keep your claim on track under Minnesota law.
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