ATV riding around Lake Crystal and Blue Earth County brings weekend fun, farm access, and scenic trails. Unfortunately, a split-second mistake, an unsafe trail condition, or a careless operator can lead to serious injuries. If you were hurt in an ATV crash near Lake Crystal, you may be facing medical bills, missed work, and questions about insurance coverage. Our goal is to help you understand your options under Minnesota law, protect your rights, and pursue fair compensation. This guide explains how claims work, what steps to take, and how legal representation can relieve stress while you focus on healing and getting life back on track.
Metro Law Offices represents injured people across Minnesota, including riders and families in Lake Crystal. After an ATV collision, the decisions you make in the first few days can affect the value and timeline of your claim. We can help identify all coverage, gather records, and communicate with insurers so your voice is heard. If you need answers now, we offer a free consultation to discuss your case and next steps. Call 651-615-3322 to speak with our team. There is no obligation, and we only get paid if we recover compensation for you, so you can get guidance without upfront costs.
ATV accidents often involve unique issues: off-road terrain, farm access, private land, municipal trails, and vehicles not designed for public roads. Acting promptly helps preserve photos, witness statements, event data, damaged gear, and medical documentation that can shape liability decisions and settlement value. Early guidance also prevents common pitfalls, like recorded statements that downplay symptoms or quick releases that cut off future claims. With timely help, you can coordinate care, track wage loss, and document pain and limitations. In short, prompt legal support in Lake Crystal can streamline your claim, reduce paperwork stress, and position your case for a fair resolution under Minnesota law.
Metro Law Offices is a Minnesota personal injury law firm committed to clear communication, steady guidance, and thoughtful advocacy. We understand how a sudden ATV crash can impact a household in Lake Crystal—medical appointments, transportation challenges, time away from work, and uncertainty about the future. Our approach is hands-on: we gather records efficiently, keep you updated, and negotiate firmly with insurers. We understand Minnesota liability and insurance rules, including comparative fault and coverage stacking, and we tailor strategies to the facts of your case. Our goal is to lift the administrative burden, help you feel informed, and work toward the best available outcome for your situation.
ATV injury representation means guiding you through every stage of a claim—from the first call to final resolution. After a crash in Lake Crystal, we identify all potentially responsible parties, including other riders, landowners, equipment manufacturers, and maintenance providers. We also review medical care and bill handling, confirm insurance options, and protect against tactics that minimize valid claims. Our team coordinates evidence, handles insurer communications, and keeps you informed so you can focus on recovery. By understanding the process and your rights under Minnesota law, you can make informed decisions that protect your health, finances, and long-term well-being.
Many ATV claims involve questions about where the crash occurred and which rules apply. Off-road incidents can involve property owners, trail managers, and multiple policies, such as homeowner’s, recreational vehicle, and umbrella coverage. Injuries range from fractures and concussions to soft-tissue damage that doesn’t fully appear until days later. A careful review of your medical timeline and work limitations can influence settlement discussions. We help you document the full impact—medical costs, wage loss, and how pain affects your daily life—so the claim reflects your real experience. The goal is a fair, well-supported claim that stands up during negotiation or litigation.
An ATV accident claim is a legal process to seek compensation after an injury caused by another person’s careless conduct, a defective product, or unsafe property conditions. In Minnesota, the claim may include medical expenses, lost income, replacement services, and non-economic damages like pain and loss of enjoyment of life. The claim begins with investigation and insurance notice, followed by documentation of injuries and losses. Many cases resolve through negotiation, but some require filing a lawsuit in the appropriate court. Throughout, you’ll need evidence showing how the crash happened, the nature of your injuries, and the financial and personal impact on your life.
Every ATV claim centers on evidence, liability, damages, and coverage. Evidence includes photos, scene details, witness names, medical records, and damaged gear. Liability asks who was at fault and how Minnesota comparative fault rules affect recovery. Damages quantify medical bills, wage loss, and human losses like pain and activity restrictions. Coverage determines which insurance policies apply and in what order. The process typically moves from consultation to investigation, medical documentation, settlement demand, negotiation, and—if needed—litigation. Strong documentation and consistent medical care usually lead to clearer negotiations and a more reliable valuation of the case.
These common terms appear throughout Minnesota ATV claims. Knowing them can make conversations with insurers and medical providers less stressful and help you track important deadlines and decisions. While you don’t need to become fluent in legal language, a basic understanding of liability, negligence, comparative fault, and statutes of limitations can help you make informed choices. If any definition is unclear or your situation seems different from the examples below, a short conversation can provide context specific to your Lake Crystal crash and help you decide the best next step for your case.
Liability means legal responsibility for causing an injury. In an ATV crash near Lake Crystal, a rider might be liable for speeding on gravel, failing to keep a lookout, or operating under unsafe conditions. A landowner might share responsibility if a hidden hazard existed on property open to guests. A manufacturer could be liable if a defective part contributed to the crash. Liability can be shared among multiple parties, and Minnesota’s comparative fault rules adjust recovery based on each person’s percentage of fault. Establishing liability involves evidence like photos, witness statements, maintenance logs, and expert analysis when appropriate.
Comparative fault is the system Minnesota uses to apportion responsibility when more than one person contributed to a crash. Your compensation may be reduced by your percentage of fault, but you can still recover if you are not more at fault than the other party or parties combined. For example, if you were riding too fast for a trail’s condition, yet another rider failed to yield, a fact-finder may assign percentages to each. Insurers often focus on comparative fault to lower payouts, which makes clear documentation and prompt investigation important to present a balanced and accurate picture of what happened.
Negligence is the failure to use reasonable care under the circumstances. In ATV cases, examples include riding while distracted, operating on unsafe terrain without proper caution, or ignoring trail signage. To prove negligence in Minnesota, you generally must show a duty of care, a breach of that duty, causation linking the conduct to the injury, and resulting damages. Evidence might include photos, videos, witness statements, medical records, and repair invoices. Even when negligence seems obvious, insurers may dispute it or argue your injuries were preexisting, so keeping consistent medical treatment and thorough documentation strengthens the overall claim.
The statute of limitations is the deadline to start a lawsuit. In Minnesota, deadlines vary based on the type of claim, the parties involved, and whether a product defect or governmental entity is implicated. Some claims also have earlier notice requirements, especially when public entities are involved. Missing a deadline can end your ability to pursue compensation, even if liability appears clear. Because ATV crashes often involve multiple policies and parties, tracking the correct deadline matters. A timely review helps identify the right timeline for your situation and ensures steps are taken to protect your right to seek recovery.
Some riders handle small claims on their own, while others choose full representation to manage complex issues and maximize available coverage. A do-it-yourself approach can be efficient when injuries are minor, medical bills are limited, and liability is clear. Full representation can be helpful when there are multiple insurers, lasting injuries, or disputes about fault. In Lake Crystal, ATV incidents may involve homeowners, recreational vehicle, or farm policies, and the coordination alone can be demanding. Evaluate your time, comfort with paperwork, and the stakes for your health and finances to decide which path makes the most sense for you.
If your Lake Crystal ATV incident caused only minor scuffs to the machine, no injuries, and no medical treatment, a simple property damage claim may be resolved directly with the insurer. Provide photos, repair estimates, and proof of ownership, and keep your communications polite and concise. Avoid speculative statements about fault, and stick to the facts. Document all calls and emails, and request confirmations in writing. If the insurer makes a reasonable offer that covers repairs and any related costs, wrapping up without further assistance can make sense. If delays or disputes arise, you can always revisit your options.
Sometimes the other rider admits fault, witnesses confirm the account, and the insurer quickly accepts liability. If your injuries are limited, you recover swiftly, and bills are minimal, a straightforward settlement may be possible. Be cautious about signing any release before you understand future care needs, especially with concussions, neck or back symptoms, or knee and shoulder injuries that can evolve. Ask for itemized payment details and confirm how liens or health insurance reimbursements will be handled. If the numbers fairly reflect your medical costs and time off work, a limited approach can be an efficient resolution.
Serious injuries change everything: multiple appointments, therapy, and time away from work. When fractures, head injuries, spinal issues, or surgeries are involved, the claim’s value depends on careful documentation and timing. Accepting a quick settlement before you understand the full medical picture can leave future expenses uncovered. Comprehensive representation helps coordinate records, capture wage loss and future care costs, and present the human impact of your injuries in a clear, supported way. For Lake Crystal riders, this approach can make a real difference in negotiations and, if necessary, in litigation before a Blue Earth County jury.
ATV crashes often raise contested issues: Was a trail hazard involved? Did a landowner know of a risk? Was the machine modified or defective? Are there multiple policies across homeowners, recreational, farm, or umbrella coverage? When insurers point fingers or deny claims, a thorough strategy can clarify liability and identify all avenues of recovery. This includes preserving evidence, obtaining expert input when needed, and organizing a timeline that explains what happened. In Lake Crystal and across Minnesota, resolving these disputes often requires persistent communication and a detailed presentation so adjusters and, if needed, courts can see the full picture.
A thorough approach reduces guesswork and protects your rights. It ensures that medical records, imaging, and provider opinions are gathered and organized to show the progression of your recovery. It also helps confirm wage loss and out-of-pocket costs with pay stubs, employer letters, and receipts. In settlement negotiations, well-documented files are harder to dispute, which can encourage more respectful offers. In Lake Crystal, where crashes may involve rural properties and private trails, careful attention to land use and trail conditions can be decisive. The result is a claim built on facts rather than assumptions or incomplete information.
Comprehensive planning can also reveal coverage you didn’t realize existed, such as household policies or med-pay provisions that help with initial bills. It helps prevent mistakes that can undermine your claim, like inconsistent symptom reporting or missed appointments. It also creates a record that can transition smoothly into litigation if negotiation stalls. For many Lake Crystal families, the greatest benefit is peace of mind—knowing someone is tracking deadlines, protecting evidence, and advocating in conversations with insurers. That support lets you focus on treatment and day-to-day life while your claim moves forward in a steady, organized way.
Photos fade, memories change, and trail conditions shift. Preserving evidence early creates a reliable snapshot of what happened around Lake Crystal. Detailed photos, measurements, and contact information for witnesses and landowners can clarify speed, sightlines, and surface conditions. Medical timelines also matter—prompt evaluation ties symptoms to the crash and supports causation. With organized evidence, it’s easier to explain liability to insurers and, if needed, to a jury. Clear proof can counter blame-shifting, reduce delays, and keep negotiations focused on fair compensation rather than uncertainty about how and why the crash occurred.
ATV crashes may involve a patchwork of policies: homeowners, recreational vehicle, farm, umbrella, health insurance, and med-pay. A comprehensive review checks each for potential benefits and how they interact. For example, med-pay can ease early bills, while liability and umbrella coverage may address the broader losses. If the at-fault rider is underinsured, you may have access to coverage in your own household. Knowing the order and limits of these policies helps you avoid gaps and surprises at settlement. For Lake Crystal residents, this coverage mapping can mean real dollars recovered and less stress during the healing process.
If it’s safe, capture wide and close photos of the trail, tire marks, ruts, signage, fences, lighting, and any hazards like washouts or debris. Photograph the ATV, helmets, gear, and any damage to clothing. Note weather, time of day, and visibility. Get names and contact information for witnesses and landowners, and preserve any dashcam or phone video. Do not move the ATV until photographed, unless safety requires it. These images can anchor your case months later when conditions have changed around Lake Crystal. Back up the files and email them to yourself to preserve the metadata and timestamps.
Insurance adjusters are polite professionals, but recorded statements can lock you into incomplete descriptions given before all injuries are known. You are not required to provide a recorded statement to the other party’s insurer. Share only basic facts and refer them to your representative if you have one. Review your notes before any conversation, and never guess about speeds, distances, or medical diagnoses. If an adjuster pressures you to sign releases or accept a quick payment, pause and get advice. A short call to 651-615-3322 can help you understand your rights and prevent avoidable mistakes in your Lake Crystal claim.
Riders often hire a lawyer to reduce stress, protect evidence, and focus on recovery while someone handles paperwork and negotiations. If your injuries affect work, require therapy, or may involve future care, legal help can organize documentation and confirm the full value of your losses. For Lake Crystal residents, local knowledge of trails, property access, and regional medical providers can also help streamline the claim. A lawyer can identify all coverages, communicate with adjusters, and prepare your case for settlement or litigation if necessary, so you are not navigating complex rules on your own.
Insurers manage ATV claims with strict protocols, and even honest mistakes can lead to delays or reduced offers. Representation helps you avoid releasing claims too soon, missing notice requirements, or overlooking potential coverage. It also means having a clear strategy for comparative fault arguments that often arise in off-road settings. In Lake Crystal and throughout Blue Earth County, a steady advocate can keep your claim moving, answer questions along the way, and provide options at each decision point. The result is a more organized, confident approach that supports healing while your case is built the right way.
ATV accidents can happen in many ways around Lake Crystal—on private land, connecting roads, or shared trails. Legal help is often useful when injuries are significant, insurers dispute how the crash occurred, or multiple policies apply. Cases may involve collisions with other riders or farm equipment, dangerous property conditions, or defective parts that fail at the worst time. Claims can also become complex when the at-fault rider is uninsured or underinsured, requiring a search for coverage in your household. If any of these factors are present, timely guidance can protect your rights and strengthen your claim.
Two ATVs meeting on a narrow trail, a UTV entering from a field road, or a pickup crossing a farm access can create sudden, severe impacts. These cases benefit from early witness statements, photos of impact points, and detailed scene measurements to clarify speed and right of way. Helmets, goggles, and clothing can show forces and directions of impact. In Lake Crystal, confirming land ownership and trail maintenance responsibilities can also matter. Insurers may argue shared fault, so quick, organized evidence helps present a clear picture. Medical records documenting your symptoms from day one are equally important.
When steering components, brakes, throttles, or safety gear fail, liability may extend to manufacturers, distributors, or maintenance providers. Preserve the ATV and equipment in their post-crash condition, and avoid repairs until inspected. Keep purchase records, recall notices, manuals, and any communications about prior issues. Photos and videos of the failure, paired with expert analysis when needed, can explain how the defect contributed to the crash. In Lake Crystal, where riders may use equipment seasonally, maintenance timelines can be important. A defect case often requires deeper investigation, but it can open insurance and recovery paths not available otherwise.
If the at-fault rider lacks sufficient coverage, you may still have options. Household policies can provide uninsured or underinsured motorist benefits in some circumstances, and med-pay may help with immediate bills. The key is documenting the underlying liability case, then presenting claims to your own carriers with the proper notices. In Lake Crystal, we help examine all potentially applicable policies, confirm their limits, and follow the correct order of coverage. Coordinating these benefits takes persistence, but it can bridge the gap between initial offers and the financial support needed to cover medical care and time away from work.
We focus on clear communication and steady progress. From the first call, we outline realistic goals, discuss timelines, and explain how Minnesota’s rules apply to your Lake Crystal injury. You will know what we need from you and what we are doing on your behalf. We keep files organized, request records promptly, and provide regular updates so you’re never guessing. Our approach is practical and people-centered, designed to ease stress while building a strong claim supported by evidence and credible documentation.
ATV claims can involve multiple insurers and coverage types. We review policies methodically to identify liability coverage, med-pay, and any household or umbrella benefits that may apply. We also track liens and coordinate with healthcare providers to prevent avoidable billing problems. For Lake Crystal riders, this can mean faster answers, fewer surprises, and a more complete path to recovery. By anticipating common insurer tactics and preparing responses, we help keep negotiations focused on facts and fair compensation.
If settlement discussions stall, we are prepared to move your case forward in the courts where appropriate. We build files with litigation in mind—organized exhibits, clear timelines, and persuasive documentation—so you are positioned for the next step if needed. While many cases resolve without a trial, being ready for that possibility encourages serious negotiations. Our goal is to deliver attentive service, thoughtful strategy, and meaningful results for Lake Crystal residents seeking a fair path after an ATV injury.
Our process is designed to be simple and supportive. We start with a conversation to learn your story and goals. Next, we gather evidence, confirm coverage, and coordinate medical documentation. We prepare a detailed settlement demand that explains how the crash happened, the treatment you’ve undergone, and the impact on your work and daily life. We negotiate firmly with insurers and, if needed, file suit in the appropriate Minnesota court. Throughout, you receive regular updates and clear choices at each decision point, so you stay in control while we manage the heavy lifting.
Your first step is simple: a free call with Metro Law Offices. We will review how the ATV crash occurred in Lake Crystal, discuss your medical care, and identify immediate priorities such as preserving evidence and notifying insurers. We’ll explain comparative fault and coverage basics, answer questions, and outline a plan that fits your needs. You’ll leave the consultation with a clear understanding of your options and the next steps, whether you choose to handle things yourself or would like our help moving the claim forward.
We begin by understanding what matters most to you—healing, protecting income, and reducing stress. We ask practical questions about the crash location, conditions, helmets and gear, and any witnesses in the Lake Crystal area. We also discuss your symptoms, providers, and upcoming appointments. With this information, we tailor the plan to your priorities. If you need help finding care, we can offer suggestions and coordinate records. This listening-first approach ensures the claim reflects your real experience, not just paperwork and billing codes.
Next, we secure photos, scene details, and witness information, and request early medical records that confirm injury timelines. We review available policies, including homeowners, recreational vehicle, farm, health insurance, and any umbrella coverage that could apply. We verify notice requirements and protect deadlines. This early organization helps avoid disputes later about how the crash happened or which policy pays first. With a clear evidence foundation and coverage map, we can move your Lake Crystal claim forward with purpose and reduce delays during negotiation.
During investigation, we develop the facts and damages: how the crash occurred, who is responsible, and how the injuries affect your life. We collect medical records, wage loss proof, and out-of-pocket expenses. We also monitor your recovery to time any settlement discussions appropriately. Once the file is complete, we prepare a demand package that presents liability, damages, and coverage in a clear, organized format. For Lake Crystal cases, we incorporate local details—trail conditions, property layout, and weather—to give insurers a full, accurate picture.
We gather records and bills from all providers, including imaging, therapy notes, and specialist referrals. We track mileage, medications, and replacement services if household tasks become difficult. For wage loss, we use employer letters and pay records to present a clear calculation. We also encourage a simple journal to capture the daily impact—sleep, pain, and missed activities around Lake Crystal. This documentation helps insurers understand your experience and supports a settlement that reflects the full extent of your losses.
After building the file, we present a detailed demand and negotiate with the insurer. We respond to arguments with evidence, address comparative fault fairly, and press for offers that align with Minnesota law and the facts. If offers fall short, we discuss litigation options and costs so you can choose the path that fits your goals. Our strategy is transparent: you see the demand, the responses, and our recommendations, keeping you in control at every step of your Lake Crystal claim.
Many ATV cases resolve through settlement when the file is complete and liability is clear. If the insurer refuses to be reasonable, filing suit may be the best path. We explain the timeline, court procedures, and what to expect during discovery and, if necessary, trial. Whether we settle or litigate, our focus remains the same: presenting your Lake Crystal case clearly, supporting it with reliable evidence, and pursuing fair compensation under Minnesota law. You make informed choices while we execute the plan.
A strong settlement begins with a complete, organized file that anticipates insurer objections. We use medical timelines, provider opinions, photos, and witness statements to tell the story of your crash and recovery. We highlight the effect on your work, family, and activities in Lake Crystal. We communicate promptly, keep pressure on the process, and recommend settlement only when it reflects both current and likely future needs. This positioning encourages insurers to value the case realistically and reduces the chance of avoidable delays.
When litigation is warranted, we file in the proper Minnesota court and move the case through discovery with purpose. We prepare you for depositions, work with treating providers, and organize exhibits for mediation or trial. We also continue exploring settlement opportunities that reflect the developing record. Our preparation keeps your Lake Crystal case ready for either outcome—resolution at a fair number or a well-presented day in court. Throughout, you make informed decisions based on clear explanations of risks, costs, and potential timelines.
Minnesota has deadlines called statutes of limitations that set how long you have to start a lawsuit. The timeline can vary depending on the type of claim and whether a product defect or public entity is involved. Some situations have earlier notice requirements, so waiting can risk your ability to recover. Because ATV incidents often include multiple policies and potentially multiple at-fault parties, it’s wise to evaluate your timeline early. A quick consultation will help identify the correct deadline for your Lake Crystal crash and any required notices. We review facts, coverage, and parties to ensure you protect your rights. Even if you hope to settle without filing suit, knowing the statute keeps leverage on the insurer and prevents missed opportunities. Call 651-615-3322 to review timelines specific to your situation.
Compensation may include medical expenses, wage loss, and out-of-pocket costs such as medications and travel to appointments. You can also pursue non-economic damages—pain, inconvenience, loss of enjoyment of life, and the impact injuries have on your daily activities. The full value depends on the nature of your injuries, how long symptoms persist, and whether future care is likely. In Lake Crystal ATV claims, documentation drives results. Consistent medical treatment, clear employment records, and photos of injuries support your case. We organize bills and records, gather statements from employers when needed, and present a detailed settlement demand. This thorough approach helps insurers understand the real impact of the crash and encourages offers that reflect your experience under Minnesota law.
Minnesota uses comparative fault, which means your compensation can be reduced by your percentage of fault, but you can still recover as long as you are not more at fault than the other party or parties combined. Insurers often argue shared responsibility in off-road settings, pointing to speed, visibility, or trail choices. The best response is strong evidence: photos, witness accounts, and consistent medical documentation. We develop a timeline, explain sightlines and trail conditions, and counter unfair assumptions. In many Lake Crystal cases, careful investigation clarifies responsibility and supports a fair apportionment of fault. That clarity helps protect your right to recover for medical costs, income losses, and human damages.
Be cautious with recorded statements, especially to the other party’s insurer. Early after a crash, injuries may not be fully understood, and incomplete statements can be used to minimize your claim. You can provide basic facts like date, time, and location, but it’s reasonable to decline recorded statements until you understand your rights and medical status. If you are contacted, you can politely say you are seeking guidance and will respond after you’ve had a chance to review. We can handle communications for you, request written questions, and ensure responses are accurate and complete. This approach protects your Lake Crystal claim and keeps negotiations focused on fair compensation rather than sound bites taken out of context.
ATV claims frequently involve private land, trails, or farm access rather than public roads, which can raise different liability and coverage issues. Homeowners, recreational, or farm policies might apply, and property conditions sometimes factor into fault. The machines themselves can also be at issue if a component fails or was modified unsafely. Because these claims are often less standardized than car accidents, early investigation is especially helpful. Identifying the right policies and responsible parties in Lake Crystal can shape the entire case. We map coverage, preserve evidence, and present a clear explanation of how the crash occurred so insurers can properly evaluate liability and damages.
Useful evidence includes scene photos and videos, trail signage, skid or tire marks, and measurements showing distances and sightlines. Contact information for witnesses and landowners can be valuable, as can preservation of the ATV, helmet, and gear. Weather data and lighting conditions help explain visibility and traction. Medical evidence is equally important. Prompt evaluation ties symptoms to the crash. Follow-up care, therapy notes, and provider opinions demonstrate the course of recovery. A simple journal describing pain levels and activity limits around Lake Crystal can humanize the claim and support non-economic damages. We organize all of this into a cohesive, persuasive presentation.
Medical bills can be routed through health insurance, med-pay under applicable policies, or paid at settlement from the liability insurer. Each case is different, so coordination matters. We confirm coverage, request itemized bills, and work with providers to avoid collections when possible while the claim is being resolved. If med-pay coverage exists, it can ease early costs regardless of fault. We also address liens from health insurers or government programs, ensuring they are handled correctly at settlement. This thoughtful coordination helps Lake Crystal clients focus on treatment while we track the paperwork and keep the claim on schedule.
Yes, you may still have options. If the at-fault rider lacks insurance or carries low limits, we look for coverage through your household policies, including uninsured or underinsured motorist benefits where available. We also consider potential claims against other responsible parties, such as landowners or product manufacturers. The key is building the underlying liability case: how the crash happened and who bears responsibility. With that in place, we present your claim to the appropriate carriers and follow the required notice steps. For Lake Crystal residents, this coverage mapping can open meaningful paths to recovery even when the other rider is uninsured.
Most cases settle without a trial, particularly when the evidence is clear and damages are well-documented. Settlement can save time and uncertainty. However, if the insurer undervalues the claim or disputes liability, filing suit may be the best step to pursue fair compensation. We prepare each Lake Crystal case so it’s ready for either outcome. That means organized records, credible timelines, and clear presentation of how the injury affects your life. Even after filing, many cases resolve during litigation through conferences or mediation. You will make informed decisions at each stage with straightforward explanations of risks and options.
We offer a free consultation and work on a contingency fee, which means you pay no upfront fees. Our fee is a percentage of the recovery, and if there is no recovery, you owe no attorney’s fees. We also explain potential case costs, how they are handled, and what to expect at settlement, so there are no surprises. During the consultation, we’ll review your Lake Crystal ATV crash, outline a plan, and answer your questions about timelines and coverage. If you decide to move forward, we’ll provide a written agreement that clearly states the fee and cost structure. Call 651-615-3322 to learn more and get the guidance you need.
