A sudden motorcycle crash in New Ulm can upend your life in moments, leaving you with medical bills, time away from work, and a lot of unanswered questions. Metro Law Offices helps riders and families across Brown County navigate the legal and insurance process with steady guidance. Whether your collision happened along Highway 14, Center Street, or near the Minnesota River, we know how to gather facts, deal with adjusters, and keep your case moving. If you’re feeling overwhelmed by phone calls and paperwork, you don’t have to face it alone. Call 651-615-3322 for a no‑obligation case review tailored to your situation.
Minnesota law can be different for motorcyclists, especially when it comes to insurance benefits. Many riders don’t carry no‑fault benefits unless purchased, which can complicate medical bill handling and wage loss claims. That’s why early guidance is helpful—preserving scene evidence, documenting injuries, and identifying all potential coverage, including liability, uninsured, and underinsured motorist policies. At Metro Law Offices, we focus on practical steps that protect your claim and minimize avoidable delays. We’re a Minnesota personal injury law firm that understands New Ulm’s roads, weather, and traffic patterns, and we’re ready to discuss your options in a free consultation when you’re ready to talk.
The period after a motorcycle crash is often filled with uncertainty. Insurance companies move quickly, and statements made early can shape your entire claim. Skilled legal support helps you avoid common pitfalls—such as providing incomplete documentation or accepting a rushed settlement—by coordinating medical records, preserving scene evidence, and communicating with insurers on your behalf. Minnesota has deadlines and comparative fault rules that can significantly affect outcomes, especially when liability is disputed. Having a dedicated advocate means your injuries, lost income, and pain are fully presented, while you focus on recovery. For New Ulm riders, a steady hand guiding the process can make a meaningful difference.
Metro Law Offices is a Minnesota personal injury firm committed to serving riders and families in New Ulm and across Brown County. Our team combines attentive client service with a thorough approach to investigation, negotiation, and case preparation. We understand the challenges riders face—from bias about motorcycle crashes to the unique insurance issues that often arise. When you contact us, you’ll speak with a team that listens, explains your options clearly, and outlines a plan you can trust. We coordinate with local providers, handle insurer communications, and prepare each case as if it may go to court. Call 651-615-3322 to get started.
A motorcycle injury claim seeks to hold the at‑fault party and their insurer financially responsible for the harm caused. In Minnesota, comparative fault rules apply, which means your compensation may be reduced if you are partially at fault, and claims are barred if your share exceeds a set threshold. Evidence often includes police reports, photos, witness statements, medical records, and proof of lost income. In New Ulm, crashes frequently occur at intersections, during lane changes, and on high‑traffic routes like Highway 14 and Broadway. A clear, well‑organized claim can help you recover for medical treatment, wage loss, property damage, and the human impact of your injuries.
Motorcycle cases can present unique questions, including visibility issues, road conditions, and the impact of protective gear. While safety equipment can reduce harm, the absence of a helmet does not automatically determine liability in Minnesota, and each case turns on its facts. Thorough documentation is essential—early medical evaluations, follow‑up care, and detailed symptom tracking demonstrate how the crash has affected your life. Insurance coverage reviews are equally important, including potential claims under the at‑fault driver’s policy and any uninsured or underinsured motorist benefits you carry. A structured approach helps ensure nothing is missed, from immediate medical needs to long‑term recovery considerations.
A Minnesota motorcycle injury claim generally seeks compensation for medical expenses, rehabilitation, lost income, diminished earning capacity, pain and suffering, and damage to your motorcycle and gear. Unlike many auto claims, motorcyclists often do not have no‑fault benefits unless they’ve purchased them, so identifying all available liability and uninsured or underinsured coverages is a priority. The claim process typically begins with preserving evidence, notifying insurers, and coordinating consistent medical documentation. From there, your attorney will evaluate liability, quantify damages, and present a demand to the appropriate insurer. If settlement talks stall or liability is disputed, litigation may be considered to protect your rights.
Successful motorcycle claims are built on clear proof of fault, causation, and damages. Fault may be shown through traffic laws, scene photos, vehicle damage patterns, and witness accounts. Causation links the collision to your injuries through medical records and provider opinions. Damages quantify the full impact, including treatment, wage loss, and daily limitations. Process‑wise, cases often move from investigation, medical documentation, and coverage analysis to a demand package and negotiation. If necessary, a lawsuit can follow to continue discovery and seek resolution through mediation or trial. Throughout, timely action and organized documentation help keep your claim strong and on track.
Legal and insurance language can feel overwhelming, especially while you’re recovering. Knowing a few key terms can make discussions with adjusters and medical providers more manageable. Terms like comparative fault, liability coverage, and underinsured motorist coverage directly affect who pays and how much is available. You may also hear about statutes of limitations, which set filing deadlines. A working grasp of these concepts helps you understand the strategy behind requesting certain records, timing settlement discussions, and evaluating offers. When questions arise, we walk through the meaning and practical effect in plain English, so you feel informed at every stage.
Comparative fault is a rule that reduces your compensation by your percentage of responsibility for a crash. In Minnesota, you can still recover as long as your share of fault does not exceed the other party’s. Insurers often use this concept to argue for a lower payment, pointing to visibility issues, speed, or lane position. Clear evidence—such as intersection camera footage, impact points, or independent witnesses—can counter unfair allocations of blame. For New Ulm riders, careful documentation of the scene and traffic control devices, along with a consistent medical timeline, helps ensure comparative fault is applied fairly and accurately.
Underinsured Motorist coverage (UIM) applies when the at‑fault driver’s insurance is not enough to cover your losses. After you reach the limits of the other driver’s policy, your UIM coverage may step in for additional compensation up to your own limits. This can be particularly important for motorcycle injuries, which sometimes involve significant medical care and time away from work. Coordinating benefits across policies takes careful attention to timing, notice, and documentation requirements. Reviewing available UIM coverage early can influence negotiation strategy, preserve rights, and help ensure that all potential insurance sources are fully considered during your claim.
Liability coverage is the at‑fault driver’s insurance that pays for the injuries and property damage they cause. In a motorcycle crash, the liability carrier typically evaluates fault, causation, and the extent of your damages before considering payment. Limits vary by policy, and the insurer owes duties to its policyholder, not to you. That’s why thorough documentation and a timely, well‑organized demand are important. If damages exceed the liability policy, other avenues—such as underinsured motorist claims—may be explored. Understanding policy limits, exclusions, and any available umbrella coverage helps shape strategy and keeps the focus on full, fair compensation.
A statute of limitations sets the deadline to file a lawsuit. If a claim is not filed within the required timeframe, it may be lost forever. Minnesota has different deadlines depending on the type of claim, and some exceptions can alter timing. Because evidence can fade and memories change, waiting too long can weaken a case even before the deadline arrives. Early action allows for prompt investigation, complete medical records, and thoughtful settlement planning. If settlement is not achievable, filing before the deadline preserves your rights and provides a path to continue pursuing compensation through the court system.
Some riders ask whether a limited approach—such as drafting a demand letter only—might be enough. In straightforward situations, it can work. But comprehensive representation provides additional layers of protection: deeper investigation, ongoing documentation, strategic negotiations, and preparation for litigation if needed. Motorcycle claims often involve defenses about visibility, speed, or lane position, which benefit from a robust response. Full representation also allows your legal team to coordinate medical proof, evaluate coverage beyond the at‑fault driver’s policy, and prevent gaps that can undermine recovery. The right approach depends on your facts, injury severity, and the insurer’s stance.
A limited approach may be practical when fault is undisputed, injuries are minor, and you’ve completed treatment with minimal disruption to work and daily life. In such cases, a well‑supported demand—featuring medical bills, proof of brief wage loss, and photographs—may prompt timely resolution. The risk of undervaluing future needs is lower when symptoms have fully resolved and no ongoing care is expected. Even then, organization matters: accurate billing totals, itemized expenses, and a concise description of how the crash affected you can help. If negotiations stall or new medical issues arise, shifting to fuller representation can be considered.
Limited help can be sufficient when there is one liability insurer, clear policy limits, and no need to coordinate uninsured or underinsured motorist claims. These cases move faster because fewer parties must review records and authorize payment. In New Ulm, that might include a low‑speed crash with minimal property damage and immediate medical clearance. The goal is to present a tight, well‑documented package that answers predictable questions, reducing opportunities for delay. If new facts appear—such as additional treatment needs, disputed causation, or coverage issues—reassessing the strategy and expanding the scope of representation helps protect the value of your claim.
Crashes that involve contested fault, multiple vehicles, or commercial carriers benefit from a comprehensive approach. These matters often require accident reconstruction, additional witness outreach, and early preservation of electronic data or surveillance video. Insurers may push aggressive defenses, making it important to secure a detailed record of road conditions, traffic controls, and vehicle damage patterns. For New Ulm riders, busy intersections and high‑speed stretches can complicate liability questions. Full representation allows coordinated evidence development, consistent communication, and readiness to litigate if necessary. This framework can improve negotiating leverage and ensure your story is presented with clarity and strength.
Serious injuries demand careful planning. Ongoing treatment, rehabilitative care, and time away from work require documentation that evolves over months. Comprehensive representation helps manage changing records, track referrals, and coordinate opinions on prognosis and future care. It also allows time to explore all coverage options, including underinsured motorist claims, without rushing to a premature settlement. When your recovery timeline is uncertain, a broader strategy protects against undervaluing future medical needs or lost earning capacity. In New Ulm and across Brown County, we work closely with clients and providers to build a complete, accurate picture of the crash’s impact.
A comprehensive strategy addresses both the legal and practical sides of recovery. It ensures ongoing medical updates, detailed wage documentation, and a clear explanation of how the crash changed your day‑to‑day life. This approach can uncover additional sources of compensation—like underinsured motorist coverage or umbrella policies—that might otherwise be missed. It also positions your case well if litigation becomes necessary, with evidence preserved and timelines tracked. For New Ulm riders, the result is a process designed to minimize surprises, maintain momentum, and present your losses with clarity, so insurers have a fuller understanding of what it will take to make things right.
Full representation also offers peace of mind. Instead of juggling adjuster calls, provider requests, and billing disputes, you have a single team coordinating the moving parts. That frees you to focus on treatment, work, and family while your claim progresses. Thorough case development can improve negotiating leverage and reduce delays caused by missing records or unanswered questions. If settlement is not possible, the groundwork laid during the claim phase streamlines litigation preparation. In short, comprehensive support provides structure, accountability, and continuity—key ingredients for moving from uncertainty to resolution after a motorcycle crash in New Ulm.
When evidence and medical records are coordinated, your claim tells a complete story. Scene photographs align with the police report, witness statements support how the crash happened, and medical notes show a consistent timeline from the emergency room through recovery. For riders, this coordination reduces gaps insurers often rely on to question causation or minimize injuries. We help track bills, obtain imaging and provider opinions, and translate technical details into clear language. In New Ulm cases, that can include mapping traffic controls, noting weather, and explaining how road design contributed, all of which strengthen the foundation of your claim.
A comprehensive approach evaluates every available policy and coverage path. Beyond the at‑fault driver’s liability limits, we consider uninsured and underinsured motorist coverage, medical payments, and potential umbrella policies. Early notice to all carriers preserves rights and prevents avoidable disputes. This broader view is especially important for motorcycle injuries, which can involve significant medical costs and longer healing times. In New Ulm, identifying coverage promptly helps shape settlement strategy and timing, ensuring that important deadlines are met while medical documentation matures. The goal is to present a full, well‑supported claim that accounts for both immediate and long‑term needs.
If it’s safe to do so, gather photos of the intersection, traffic signals, vehicle positions, skid marks, debris, and any visible injuries. Note weather, lighting, and road conditions, especially on routes like Highway 14 or Broadway where traffic flow changes quickly. Ask witnesses for names and contact details, and save helmet‑cam footage or dashcam video if available. Avoid arguing at the scene; focus on calling 911 and seeking medical care. The goal is to capture facts before they disappear. Even a few clear photos can provide valuable context that supports how the crash occurred and who bears responsibility.
Insurance adjusters may request a recorded statement soon after the crash. While cooperation is important, it’s wise to understand your rights and the scope of your coverage before speaking on the record. Early statements can be incomplete or taken when you don’t yet know the full extent of your injuries. Consider discussing the request with your attorney first, who can coordinate communications, clarify questions, and provide context. You can still share basic information without compromising your claim. A measured approach keeps the focus on accurate facts and prevents avoidable misunderstandings that insurers might later use to downplay your injuries.
Talking with a lawyer early helps you understand the road ahead, including medical documentation, insurance coverage, and timelines. For many riders, the immediate concern is paying bills and getting time off work; a structured claim can address both. Your attorney coordinates records, fields adjuster calls, and watches out for pitfalls that can reduce value, like gaps in treatment or inconsistent statements. In New Ulm, localized knowledge of traffic patterns and court procedures adds practical insight. A quick conversation can help you decide whether to pursue a claim now, gather more information, or wait for additional medical clarity.
Motorcycle crashes can involve more than one insurance policy, and understanding how they interact is vital. If the at‑fault driver is underinsured or coverage disputes arise, early action can preserve options and prevent delays. Comprehensive support provides continuity from the first call through resolution, whether that means negotiation or, if necessary, litigation. Your legal team can also assist with property damage claims, rental issues, and coordination of benefits. Most importantly, you gain a point of contact who keeps you informed, answers questions, and adjusts strategy as your medical situation develops. That structure can bring much‑needed calm to a difficult time.
We regularly see motorcycle crashes arising from drivers misjudging distance, failing to yield, or making sudden lane changes. Intersections along Center Street and Broadway can be high‑risk, especially when visibility is limited or traffic is heavy. Rural stretches in and around New Ulm also present hazards from speed differentials, uneven surfaces, or wildlife encounters. After a collision, riders often face immediate medical decisions and complicated insurance questions. Whether the issue is disputed fault, hit‑and‑run, or an at‑fault driver with minimal coverage, having guidance on documentation, coverage, and timing helps protect your recovery and supports a fair resolution.
Left‑turn crashes happen when a driver turns across a rider’s path, often claiming they didn’t see the motorcycle. Intersections along Center Street and Broadway are common locations, where changing light cycles and turning traffic increase risk. Establishing what each driver could see—and when—matters. Photos of the signal phases, lane markings, and sight lines, along with witness statements, help clarify timing. Helmet‑cam footage can be especially useful. Medical documentation that begins promptly and continues consistently reinforces how the crash affected you. Combining these elements builds a clear narrative that addresses visibility arguments and supports a fair allocation of fault.
Rear‑end and lane‑change collisions often occur when traffic bunches up on Highway 14 or along MN‑15, and a driver fails to maintain distance or check blind spots. For riders, even low‑speed impacts can cause significant injuries due to limited protection. Gathering evidence quickly—photos of vehicle positions, impact points, and any skid marks—helps. Repair estimates, gear damage, and a precise medical timeline round out the claim. When insurers dispute speed or following distance, independent witnesses or nearby business cameras can make a difference. A methodical approach strengthens causation and helps counter arguments that attempt to downplay the severity of the impact.
When the at‑fault driver flees or lacks insurance, your own uninsured motorist coverage may apply. Promptly report the crash to law enforcement and your insurer, and seek medical evaluation. Documentation remains vital: photographs, witness contacts, and any available video can substitute for the missing driver’s account. Timely notice to your carrier preserves rights and allows investigation. In New Ulm, checking nearby businesses or traffic cameras can sometimes help identify vehicles or validate the sequence of events. Even without the other driver’s cooperation, a well‑supported claim can move forward using your policy’s protections, guided by clear, consistent evidence.
We combine attentive client service with thorough case preparation, built around the realities New Ulm riders face. From intersection visibility disputes to underinsured motorist coordination, we focus on the details that move claims forward. You receive clear explanations, prompt updates, and practical guidance at each step. We know local roads, weather conditions, and common defenses raised in motorcycle cases, and we tailor strategy to your needs. Whether the path is a carefully constructed settlement or litigation, our approach remains steady and organized. You get a team committed to presenting your story clearly and pursuing a result that reflects your losses.
Communication is central to our work. You’ll know what we’re doing, why we’re doing it, and what comes next. We help with appointment scheduling, record requests, and coordinating billing questions, which reduces the burden on you and your family. Our fee structure is contingency‑based, so you pay nothing upfront and we only collect if we recover for you. That alignment keeps our focus on building value through strong documentation and thoughtful timing. From the first call to final resolution, we’re here to provide clarity, responsiveness, and a plan designed around your recovery and long‑term well‑being.
Insurers assess risk and uncertainty. We manage both by preparing your case thoroughly—securing evidence early, tracking medical developments, and presenting damages in a clear, persuasive format. If negotiation isn’t productive, we’re prepared to file and pursue litigation, while continuing to explore resolution through mediation or settlement conferences. Our goal is to protect your rights and position your claim for the best available outcome under the facts and the law. For New Ulm riders, that means steady advocacy, consistent follow‑through, and a team that stays with you until your case is resolved.
From the first consultation to final resolution, our process is built to keep your claim organized and moving. We begin by listening, outlining options, and creating a plan based on your injuries, coverage, and goals. Next, we gather records, coordinate with providers, and investigate liability, paying attention to details like traffic control devices and road design. We then assemble a comprehensive demand and negotiate with insurers. If settlement isn’t achievable, we discuss filing and prepare for litigation. Throughout, you receive clear updates and practical guidance, so you always know where your case stands and what to expect next.
The process starts with a conversation focused on your needs. We review how the crash happened, your injuries, medical care, and how life has changed since. We also discuss insurance coverage—liability, uninsured, and underinsured motorist policies—and identify key documents to collect. You’ll leave with a clear plan for the next few weeks, including treatment follow‑up and documentation tips. Our goal is to reduce stress and provide direction from day one. This groundwork helps us anticipate defenses, prioritize evidence preservation, and set realistic expectations for timelines, so your claim begins with structure and momentum.
Every case is unique, so we begin by understanding your story. We talk through the collision details, injuries, treatment, work demands, and what a successful resolution looks like for you. This perspective guides our strategy—how we document pain levels, daily limitations, and the steps required to get you back on track. We encourage questions, explain options in plain language, and outline next actions. By centering your goals, we ensure the claim reflects your lived experience, not just numbers on a page. That clarity helps align expectations and keeps the process collaborative from the start.
Early coverage analysis helps prevent delays and missed opportunities. We request policy information from the at‑fault driver and review your own protections, including uninsured and underinsured motorist coverage and any medical payments provisions. We also address property damage, gear replacement, and rental questions. Timely notice to all carriers preserves your rights and defines the path forward. Understanding the coverage landscape shapes settlement timing and demand strategy, ensuring that offers are evaluated against real limits and potential additional sources. With a clear coverage map, we can focus on building strong liability and damages documentation.
During this phase, we gather and organize the proof that powers your claim. That includes police reports, photos, witness statements, medical records, and wage documentation. We may consult with providers to clarify prognosis or future care needs and obtain estimates for motorcycle and gear repair or replacement. For New Ulm collisions, we also consider traffic patterns, weather, and road design issues relevant to the crash. With these materials, we prepare a detailed demand that explains liability, links the crash to your injuries, and quantifies losses. This organized presentation helps insurers engage seriously and expedites meaningful negotiation.
Thorough medical documentation is the backbone of a strong claim. We gather records from the emergency room through follow‑ups, therapy notes, imaging, and provider summaries that address prognosis and restrictions. We also compile wage information, missed time from work, and any impact on job duties. Out‑of‑pocket costs—prescriptions, braces, travel—are tracked to avoid leaving value on the table. By aligning this proof with your personal account of pain, limitations, and disrupted activities, we present a complete picture of how the crash changed your life. This clarity helps insurers evaluate the claim fairly.
We examine how and why the crash occurred. That can include analyzing vehicle damage, mapping intersection layouts, reviewing signal timing, and contacting witnesses. When available, we secure nearby surveillance or traffic camera footage. We also review law enforcement narratives and citations to understand each party’s position. In motorcycle cases, visibility and perception‑reaction time are frequent issues, so we focus on sight lines, distances, and lighting. For New Ulm collisions, we pay attention to common problem areas and local patterns. A detailed liability record strengthens negotiation and helps neutralize defenses that might otherwise limit recovery.
With evidence assembled, we present a detailed demand and open settlement discussions. Our aim is productive negotiation that reflects the full scope of your injuries and losses. If the insurer will not engage fairly or disputes persist, we discuss filing a lawsuit to continue pursuing your claim. Litigation involves formal discovery, depositions, and potential mediation or trial. For New Ulm cases, we prepare filings consistent with Brown County procedures and timelines. Throughout, you stay informed, and strategy decisions are made together. Whether by settlement or litigation, the process remains focused on a fair, well‑supported resolution.
A strong demand package explains liability, summarizes medical treatment, and quantifies losses using clear documents and timelines. We tailor presentation style to fit the facts—supporting photos, provider letters, and damage estimates are organized to answer predictable questions before they’re asked. We consider settlement timing carefully, often waiting for key medical milestones or clarifying future needs to avoid undervaluation. During negotiations, we provide context for your lived experience, not just billing totals. This approach encourages meaningful discussions and puts the insurer in a position to evaluate the claim fully and responsibly.
If settlement isn’t achievable, we file suit to keep your case moving. Litigation includes drafting the complaint, exchanging information, taking depositions, and exploring resolution through mediation or settlement conferences. We prepare you for each step, explain timelines, and outline what to expect in Brown County District Court. Evidence gathered earlier—photos, witness statements, and medical records—becomes the backbone of your case. By staying organized and proactive, we maintain momentum and protect your rights while continuing to look for appropriate opportunities to resolve the matter on fair terms.
Minnesota law sets deadlines for filing motorcycle injury lawsuits, and missing them can end your claim. The specific timeframe depends on the type of case and circumstances, so it’s wise to speak with an attorney as soon as possible to evaluate your situation. Acting early also helps preserve evidence while memories are fresh and records are easy to obtain. Even if you think there’s plenty of time, prompt action usually leads to a better organized, more persuasive claim. Beyond legal deadlines, insurers may have their own notice requirements that affect coverage. Early notice makes coordination easier, particularly if underinsured or uninsured motorist claims are involved. In New Ulm, we also consider local factors such as traffic camera retention and nearby businesses that may have relevant footage. A brief consultation can clarify your timeline and outline sensible next steps, so you know what to do now and what can wait until later.
Minnesota’s no‑fault system treats motorcycles differently than cars. Many riders do not have personal injury protection (PIP) unless they purchase it as an add‑on. That means medical bills and wage loss are typically pursued through the at‑fault driver’s liability insurance and, when applicable, your own uninsured or underinsured motorist coverage. Understanding your policy mix early helps prevent gaps and ensures benefits are requested in the right order. Even without PIP, you still have a path to recovery through liability and potentially UIM coverage. Medical documentation becomes especially important, as insurers will evaluate causation and treatment closely. We help organize records, address billing questions, and coordinate with providers to create a clear picture of your injuries. If you’re unsure about your coverage, bring your policy documents to the consultation, and we’ll help identify options that may apply to your situation.
Not wearing a helmet does not automatically bar recovery in Minnesota. Each case turns on its facts, and the core questions remain fault, causation, and documented damages. Insurers may argue that a helmet would have reduced injuries, but liability still depends on how the crash happened and whether the other driver acted negligently. Strong evidence about the collision, along with a consistent medical timeline, helps keep the focus where it belongs. If helmet use is raised as a defense, we address it with medical records and facts about the mechanics of the crash. We also emphasize injuries unrelated to head trauma—such as orthopedic or soft‑tissue injuries—to show the full scope of harm. The best response is a well‑documented claim that establishes fault and clearly explains how the collision affected your life. We tailor strategy to the specific injuries and defenses present in your case.
You can expect the other driver’s insurer to contact you quickly. While cooperation is important, it’s reasonable to be cautious about recorded statements or broad medical authorizations before understanding your rights. Early statements can be incomplete or made before you know the full extent of your injuries. Speaking with an attorney first ensures communications are accurate and focused on the facts needed to evaluate liability and damages. If you’ve already been contacted, you can politely say you’re reviewing the matter and will get back to them. We can handle communications, clarify questions, and provide documentation on your terms. This helps prevent misunderstandings and protects you from premature decisions. In most cases, there’s no downside to pausing until you’ve received guidance on what to share, when to share it, and how to avoid giving the insurer more than they reasonably need.
Fault is determined by examining traffic laws, scene evidence, vehicle damage, and witness statements. In New Ulm, intersection design, signal timing, and sight lines can play a role, especially along busy routes like Center Street and Broadway. Photos and videos often provide clarity about positions and timing. Police reports and citations matter, but insurers conduct their own reviews, so thorough claim documentation remains essential. Comparative fault can reduce recovery if you’re found partly responsible, which makes a clear liability record important. We look for independent witnesses, nearby surveillance footage, and accident‑reconstruction elements where helpful. Consistent medical records then connect the crash to your injuries, addressing the causation piece insurers scrutinize. Putting these parts together creates a strong, fact‑based narrative about how the collision happened and why the other driver bears responsibility.
Available compensation can include medical expenses, rehabilitation, lost wages, diminished earning capacity, pain and suffering, and property damage to your motorcycle and gear. The exact value depends on liability, the extent of your injuries, and the insurance coverage available. Clear records and a consistent medical timeline help ensure your losses are fully presented. Your day‑to‑day limitations and missed activities also matter, and we work to document those impacts. Timing is important. Settling too early can undervalue future medical needs, while waiting too long without good reason can create avoidable delays. We tailor strategy to your recovery, monitoring key milestones before making demands. In cases involving limited liability coverage, we also evaluate underinsured motorist claims. Our goal is to present a complete, organized picture so insurers can fairly evaluate the full scope of what you’ve lost.
If the at‑fault driver is uninsured or flees, you may have coverage through your own uninsured motorist policy. Promptly report the crash to law enforcement and your insurer, and seek immediate medical evaluation. Documentation—photos, witness contacts, and any available video—becomes vital when the other driver’s information is unavailable. Your insurer will still investigate liability and damages, so organized evidence and consistent treatment help the claim move forward. In hit‑and‑run situations, nearby businesses or traffic cameras around New Ulm may provide valuable footage. We assist with preservation letters and requests to secure that evidence. We also coordinate property damage, gear replacement, and medical billing questions. If the responsible driver is later identified, we pursue their liability coverage as well. Either way, we work to preserve all options and keep your claim on track.
We offer a free consultation to discuss your situation. If we take your case, our fee is contingency‑based—you pay no upfront fees, and we only collect if we recover for you. This arrangement aligns our interests and allows you to focus on healing without worrying about hourly bills. During the consultation, we explain how costs are handled and what to expect as the case progresses. We believe in transparency. You’ll receive clear information about fees, case expenses, and when they might be incurred. If litigation becomes necessary, we discuss potential costs before they arise and explore options to manage them. Our aim is to provide practical, accessible representation for New Ulm riders and families during a challenging time.
Many motorcycle claims resolve through negotiation, but some require filing a lawsuit. Whether a case goes to court depends on liability disputes, the extent of injuries, and how the insurer evaluates the evidence. Filing can provide tools—like discovery and depositions—that help reveal the facts and move discussions forward. We prepare every case with litigation in mind, which can also strengthen settlement talks. If court becomes necessary, we guide you through each step and keep you updated on timelines. In Brown County, procedures and scheduling vary, so we plan proactively and continue to look for appropriate opportunities to resolve the matter. Our focus remains steady: present your case clearly, protect your rights, and pursue a fair outcome under the facts and the law.
Bring any crash‑related documents you have: police report or incident number, photos or video, medical records and bills, health insurance cards, pay stubs or proof of missed work, and your motorcycle repair estimates or receipts. If you have your insurance policy declarations page, that’s helpful too. Don’t worry if pieces are missing—we can help you request records and fill gaps after the consultation. It’s also useful to jot down a timeline of events and a list of current symptoms, limitations, and upcoming appointments. Share any communications you’ve had with insurers, including voicemail messages or letters. The more complete the picture, the faster we can identify next steps and protect your claim. We’ll review everything together and build a plan that makes sense for your medical needs and personal goals.
