After an SUV crash in New Ulm, the steps you take can shape your recovery. Larger vehicles can cause severe injuries, complex insurance questions, and lengthy repairs that disrupt everyday life. Metro Law Offices helps people in Brown County pursue the compensation they need for medical care, lost income, and pain caused by another driverβs carelessness. We know the local roads, seasonal hazards, and how insurers evaluate SUV collisions. If you or a loved one was hurt, we can explain your options, protect your rights, and handle the paperwork while you focus on healing. Call 651-615-3322 for a free, friendly conversation about your situation.
Minnesotaβs no-fault rules cover initial medical bills, but serious SUV collisions often involve more than personal injury protection can pay. Liability disputes, multiple vehicles, or rideshare policies can complicate the path to a fair settlement. Our approach is steady and thorough, aimed at documenting injuries, preserving evidence, and pushing insurers to deal fairly under Minnesota law. We build your case with clear communication and practical guidance tailored to New Ulm families. There are strict deadlines, so it helps to start early. If you have questions about your claim, the process, or what your case may entail, Metro Law Offices is ready to talk when you are.
Time matters after an SUV collision. Skid marks fade, vehicles are repaired, and witnesses move on. Prompt legal help helps preserve the proof that shows how the crash happened and how your injuries affect daily life. In New Ulm, winter weather, farm traffic, and Highway 14 congestion can factor into liability decisions. Our team gathers records, coordinates with your providers, and communicates with insurers so adjusters see the full picture. With guidance, you can use your no-fault benefits wisely, evaluate uninsured or underinsured coverage, and avoid statements that may be used against you. Early support brings clarity, reduces stress, and improves your position to seek fair results.
Metro Law Offices represents people injured in SUV and motor vehicle crashes throughout Minnesota, including New Ulm and Brown County. Our focus is practical: communicate clearly, investigate carefully, and keep clients informed at every stage. We understand the concerns that follow a collisionβmedical appointments at New Ulm Medical Center, vehicle repairs, missed work, and the uncertainty that comes with insurance calls. Our history includes negotiating with major carriers and presenting well-documented claims in court when necessary. While every case is unique, our commitment is consistent: treat clients with respect, pursue fair compensation under Minnesota law, and guide families through the process from first call to resolution.
SUV accident representation means having an advocate to gather facts, show fault, and present your losses in a clear, organized way. Larger vehicles can transfer more force, leading to neck, back, head, or orthopedic injuries that may not be obvious on day one. We coordinate medical documentation, speak with witnesses, consult the police report, and evaluate all insurance policies involved, including your no-fault, the at-fault driverβs liability coverage, and potential uninsured or underinsured protection. Our goal is to relieve the administrative burden, manage insurer communications, and position your claim for a fair outcome while you focus on treatment and day-to-day recovery.
Local knowledge matters. New Ulmβs traffic patterns, roundabouts, and regional routes like Highway 14 can influence how an SUV collision unfolds and how insurers assess responsibility. We address liability, damages, and medical causation with evidenceβphotos, damage assessments, and records from your providers. If ride-share or commercial policies are involved, we sort out which coverage applies and in what order. Throughout, we explain the process in plain language, map out the timeline, and check in regularly so you know what to expect. From initial no-fault benefits through settlement talks or court, we work to keep your claim organized and moving forward.
An SUV accident claim is a request for compensation when another partyβs carelessness causes injury. It typically requires showing a duty to drive safely, a breach of that duty, and that the breach led to your injuries and losses. Evidence can include photos, the crash report, medical records, and testimony. Minnesotaβs no-fault system pays certain initial benefits regardless of fault, but claims against the at-fault driver address broader losses like pain, future care, and diminished earning ability. If liability is disputed, we present the proof to clarify what happened and why. The claim resolves through settlement or, if needed, through the court system.
Every strong claim starts with careful fact-gathering. We secure the police report, interview witnesses, obtain photos, and track repairs. We document injuries through medical records and provider opinions, and we calculate wage loss with employer statements. We also evaluate all available insurance, including no-fault, liability, and uninsured or underinsured coverage, and we manage communications so you donβt have to. When appropriate, we prepare a thorough settlement demand with evidence showing how the collision happened and the full impact on your life. If settlement talks stall, we discuss filing suit and continue building your case while protecting your rights and meeting all deadlines.
Understanding a few common concepts can make the process less stressful. Minnesotaβs no-fault rules mean your own policy often pays initial medical expenses and certain wage losses, regardless of who caused the crash. Comparative fault addresses how responsibility is shared when more than one driver contributes to a collision. Uninsured and underinsured motorist coverage can help when the at-fault driver has no insurance or not enough. Damages describe the losses you can claim, from medical bills to ongoing symptoms and how the injury affects work and home. We explain each term in plain language and apply it to the specific facts of your New Ulm crash.
No-fault, often called Personal Injury Protection, is coverage under your own Minnesota auto policy that pays certain medical expenses and, in many cases, a portion of wage loss after a crash, no matter who caused it. It is designed to provide quick access to care and reduce immediate financial strain. However, no-fault does not resolve all losses, and it has limits that can be used up quickly after an SUV collision. You may still pursue a claim against the at-fault driver for pain, future treatment, and other harms. We help coordinate benefits and keep your providers and insurer aligned on documentation.
Uninsured and underinsured motorist coverage can step in when the driver who harmed you lacks insurance or has too little to cover your losses. These coverages are part of many Minnesota policies, and they can be vital in serious SUV crashes where damages exceed basic liability limits. The process involves proving the other driverβs fault and the value of your injuries, then showing how the available liability limits fall short. Because these claims are against your own insurer, the rules and deadlines matter. We gather the necessary evidence and present your case in a way that supports fair payment under your policy.
Comparative fault addresses situations where more than one driver shares responsibility for a collision. In Minnesota, your recovery may be reduced by your percentage of responsibility, and if your share exceeds the other party, recovery may be limited or barred. Insurers often raise this issue in SUV crashes involving winter roads, visibility concerns, or multi-vehicle scenarios. We counter with factsβvehicle damage patterns, witness accounts, and road conditionsβto show how the collision truly happened. Clear, consistent evidence helps keep the focus where it belongs and positions your claim for a fair outcome even when fault questions are in play.
Damages are the losses you can claim after an SUV crash. They include medical bills, future care needs, lost wages, reduced earning capacity, and the human impact of pain, limitations, and stress on daily life. Property damage and rental car costs are also part of the picture. To present damages effectively, we gather provider records, billing statements, employer confirmations, and statements that describe how injuries affect work, family, and activities. Insurers look for clear documentation that connects the collision to each harm. Thorough, organized proof helps demonstrate the full scope of your losses and supports a fair resolution.
Some New Ulm SUV crashes involve minor injuries and straightforward repairs; others raise complex questions about liability, medical causation, or multiple insurance layers. A minimal approach focuses on immediate needs and basic claims paperwork. Full representation adds deeper investigation, coordinated medical documentation, and careful negotiations, with litigation available if needed. Choosing the right path depends on injury severity, disputed facts, and the value of the claim. We start by listening, then suggest a strategy that fits your situation and goals. Whether you need targeted help or end-to-end support, we tailor services to protect your rights and reduce stress.
If the SUV collision caused only minor, short-term symptoms and liability is undisputed, a limited approach can work. In these situations, your main tasks are coordinating no-fault benefits, finishing medical care, and confirming property repairs. Documentation still mattersβkeep records of appointments, receipts, and time away from workβbut the path to resolution may be more direct. We can advise on statements to insurers, confirm coverage details, and make sure deadlines are met. If complications arise, you can scale up to more comprehensive help. The goal is to keep things simple while safeguarding your right to fair compensation.
Sometimes an SUV crash looks serious but results in no injuries or very short-lived soreness. If an exam rules out ongoing problems and you do not need further care, a limited approach focused on property damage and rental issues may fit. We still suggest a medical check to be safe, because delayed symptoms can appear after adrenaline fades. If pain returns or new issues arise, we can pivot quickly and expand support. Starting with a light touch helps contain costs, while preserving your ability to pursue a fuller claim if the situation changes.
Serious injuries, lingering pain, or questions about responsibility call for a comprehensive approach. In New Ulm, winter conditions, visibility at intersections, and high-traffic stretches of Highway 14 can lead to disagreements about what happened. We investigate thoroughly, coordinate medical opinions, and gather evidence to show the full story. When injuries affect work or require ongoing care, we present future damages and the day-to-day impact on your life. Insurers often push back on these claims; strong preparation and steady communication help move negotiations forward and prepare the case for court if needed.
When a rideshare SUV or a commercial vehicle is involved, coverage questions multiply. Different policies can apply in different stages of a trip, and liability limits may stack or shift depending on status. We identify all applicable coverage, confirm policy language, and manage carrier communications so deadlines are met and benefits are not overlooked. This level of coordination helps prevent gaps, protects your no-fault benefits, and sets the stage for a well-supported settlement demand. If a fair agreement cannot be reached, the file is positioned for litigation with organized evidence and a clear accounting of your losses.
A comprehensive approach brings order to a stressful time. We track medical care, collect bills, document wage loss, and assemble proof that shows how the collision changed your life. This proactive work can speed up insurer evaluations and reduce disputes over causation or the value of your claim. When records and timelines are clear, adjusters have fewer reasons to delay or underpay. Comprehensive support also helps identify every available coverageβliability, no-fault, and underinsured or uninsured motoristβso money on the table is not missed. The result is a more accurate presentation of your losses and a stronger negotiating position.
Beyond paperwork, full representation helps you make informed decisions at each step. We explain offers in plain language, weigh the pros and cons of settlement versus filing suit, and keep the process aligned with your priorities. If future care or reduced earning ability is a concern, we work with your providers to describe those needs clearly. Our steady communication helps minimize surprises, address insurer tactics, and maintain momentum. While no attorney can promise an outcome, a thorough, organized case makes it easier to pursue fair compensation and focus attention on what mattersβyour recovery and your family.
Well-documented claims lead to better evaluations. We assemble medical records, diagnostic results, provider statements, wage data, and proof of daily limitations. Photographs, damage estimates, and scene details help show how the crash happened and why the injuries make sense. With a clear timeline from impact to treatment, insurers have less room to argue about causation or necessity of care. This clarity supports fair valuation of medical expenses, wage loss, and human harms such as pain, sleep disruption, and restricted activities. Strong evidence keeps negotiations focused on facts, improving the chance of a timely, fair resolution.
After an SUV crash, dealing with multiple adjusters, forms, and deadlines is exhausting. Comprehensive representation reduces that burden. We handle calls, submit forms, and keep providers and insurers updated, so you spend less time managing paperwork and more time healing. If questions arise about coverage, policy limits, or comparative fault, we respond with organized information and evidence. When offers arrive, we explain them clearly and discuss the next steps based on your goals. With a steady plan and reliable communication, you can move through the process with confidence, knowing important details are not being overlooked.
Start collecting proof right away. Photograph the scene, vehicles, skid marks, and your injuries. Save repair estimates, towing invoices, and any receipts related to the crash. Keep a simple journal noting pain levels, sleep changes, and activities you cannot do. Ask for the accident report number and identify witnesses with contact details. Early records reduce disputes later and support medical opinions about causation. Even small detailsβweather, road surface, and lightingβcan matter. Share everything with your attorney so nothing is missed. A well-organized file helps insurance evaluators understand your losses and moves your claim forward more efficiently.
Insurance adjusters may call quickly for statements or authorizations. Be polite, but cautious about details and broad medical releases. Provide the basics and let your attorney coordinate the rest. Casual remarks can be taken out of context and used to minimize your claim. Before signing anything, ask how it will be used and whether it is required. We handle communications, request records in a targeted way, and ensure the information shared supports your case. This approach keeps the process moving without exposing you to unnecessary risk or allowing insurers to sidestep the evidence showing the true impact of your injuries.
If you are dealing with pain, missed work, and a damaged vehicle, handling insurance alone can feel overwhelming. Legal help provides structure: we gather records, coordinate benefits, and keep your claim on track. In SUV cases, injuries can evolve, and insurers may push for quick settlements that do not reflect long-term needs. We help you understand what fair compensation may look like under Minnesota law and when it makes sense to wait for more medical clarity. With support, you can make choices that protect your health, your finances, and your familyβs stability.
Complex coverage is another reason to seek help. Rideshare policies, multiple vehicles, or underinsured motorist claims can change the order of payment and the documentation required. Comparative fault arguments can reduce a payout if not addressed with strong evidence. We step in to organize proof, communicate with adjusters, and explain each offer in plain language. Our goal is to reduce stress, keep you informed, and position your claim for a fair outcome. Whether your case resolves in negotiations or proceeds to court, weβre here to guide you every step of the way.
SUV collisions in New Ulm often involve winter road conditions, busy intersections, or distracted driving. Rear-end impacts on commuting routes, side-impact crashes near downtown, and rollovers on rural roads can all cause serious injuries. Rideshare vehicles add layers of coverage that must be sorted carefully. Even if you felt fine at the scene, symptoms like neck pain or headaches can surface days later. Getting checked, documenting changes, and speaking with an attorney early helps protect your claim. When liability is disputed, timely photographs, witness details, and consistent medical care become even more important to securing fair compensation.
Traffic slowdowns and lane changes on Highway 14 can lead to rear-end crashes, especially when visibility drops or drivers follow too closely. SUVs carry more mass, and even moderate impacts can cause whiplash, back pain, or concussions. We work to secure dashcam footage when available, gather repair estimates, and match damage patterns to injury complaints. Treating promptly and following your providerβs plan strengthens the medical record and reduces disputes about causation. We also evaluate your underinsured motorist coverage to ensure that, if the at-fault driverβs limits fall short, your own policy can help cover the difference.
Icy patches and soft shoulders can contribute to SUV rollovers on rural roads around New Ulm. These crashes often cause head, shoulder, or spinal injuries and significant vehicle damage. Liability issues can be complex, especially if other drivers were involved or if evasive maneuvers preceded the rollover. We analyze photos, the crash report, and medical findings to show how the event unfolded and why the injuries make sense. We coordinate no-fault benefits for immediate care, then pursue additional compensation from liable parties. If multiple policies apply, we address each in sequence to maximize available recovery.
When a rideshare SUV is part of a collision, the coverage can change based on whether the app was on and whether a passenger was on board. These details impact which policy applies and how much coverage may be available. We contact carriers, confirm status, and gather proofβtrip data, photos, and witness statements. Your no-fault benefits can still help with early bills, and we present a full demand when injuries are documented. If several carriers are involved, we coordinate timelines and communications to avoid gaps and keep the file moving toward a fair settlement or, if necessary, litigation.
You deserve a firm that treats you like a person, not a file number. We start by listening to your goals, then tailor a plan that fits your injuries, work demands, and family responsibilities. Our team keeps you updated, answers questions quickly, and makes sure you understand each step. We are familiar with how Minnesota insurers evaluate SUV collisions and what documents they need to make fair decisions. From the first call to settlement or court, we focus on clarity, organization, and steady advocacy that reflects your priorities.
Preparation drives results. We gather medical records, billing, and wage documents early, and we build a timeline that connects the collision to your injuries. When insurers raise comparative fault or pre-existing condition arguments, we respond with facts and provider input. If multiple policies applyβliability, no-fault, and underinsured motoristβwe coordinate benefits in the right order and meet every deadline. When an offer arrives, we explain it plainly and discuss your options without pressure. You decide the path; we provide the information and support to move forward confidently.
Accessibility matters. We make it easy to reach your team and get updates when you need them. We offer free consultations and contingency-fee representation, meaning you pay no attorney fees unless we recover compensation for you. This aligns our goals with yours and allows you to pursue your claim without upfront costs. Whether your case resolves through negotiation or requires a lawsuit, we bring practical guidance and steady follow-through to each stage. When you are ready to talk, call 651-615-3322. We are here to help you take the next step.
Our process is simple and transparent. We start with a no-cost consultation to understand what happened and what you need. Next, we gather records, confirm coverage, and manage insurance communications so your claim stays organized. When your medical picture is clearer, we prepare a comprehensive demand with evidence and a fair valuation of your losses. If negotiations stall, we discuss filing suit and keep you informed at every turn. Throughout, we prioritize clear communication, timely updates, and practical advice so you can make confident decisions that align with your goals and recovery.
We begin by listening to your story, reviewing the crash report, and identifying urgent needs like medical scheduling and no-fault applications. We advise on insurance communications and help you avoid common pitfalls. Early steps include gathering photos, witness details, and repair estimates, and confirming all applicable coverage. We set expectations for the timeline, explain next steps in plain language, and outline how we will manage paperwork and deadlines. This early plan keeps your claim organized and helps preserve evidence that can be lost if action is delayed.
During intake, we clarify the events leading to the collision, your current symptoms, and any pre-existing conditions that may arise in insurer discussions. We identify your goalsβtimely repairs, medical access, financial stabilityβand tailor the plan accordingly. We also gather initial documents and contact information for providers and employers. By aligning strategy with your priorities from day one, we keep the case focused on what matters most to you and your family, while building the foundation for a thorough, well-supported claim.
We move quickly to secure the police report, photographs, and witness statements. We help submit no-fault paperwork, confirm claim numbers, and guide providers on billing so your credit is protected. If a rideshare or commercial vehicle is involved, we identify all carriers and request policy information. We also discuss social media and communication tips to avoid misunderstandings with insurers. These early tasks set the stage for a clean, efficient file that demonstrates liability and documents your injuries from the outset.
With the basics in place, we deepen the investigation. We gather medical records and opinions, request employment confirmations, and assemble photographs, estimates, and diagnostic results. We identify coverage limits and potential underinsured claims, and we track your treatment plan to understand future needs. When the file is ready, we prepare a detailed settlement demand that presents liability, damages, and the human impact of your injuries in a clear, persuasive manner. Throughout, we communicate with you regularly and fine-tune strategy as new information comes in.
We collect complete medical records and bills, summarize diagnoses, and request provider statements that link the collision to your symptoms and treatment needs. We also verify wage loss with employer letters and pay records, and we document missed opportunities or job restrictions where applicable. This careful documentation supports a full valuation of both economic and human losses. If treatment is ongoing, we work with providers to project future care and associated costs, ensuring your demand reflects the real, long-term impact of the crash.
Insurance carriers respond to organized files. We confirm coverage, analyze limits, and address comparative fault arguments with evidence. When ready, we present a comprehensive demand that ties together photos, reports, medical findings, and your story. We highlight pain, sleep issues, activity limits, and the way injuries affect work and family life. If rideshare or underinsured coverage applies, we coordinate the sequence of claims to avoid conflicts. We keep you informed of all offer discussions and provide practical guidance on whether to negotiate further or consider filing suit.
Most cases resolve through negotiation. We engage adjusters with facts, respond promptly to questions, and keep momentum toward a fair resolution. If offers do not reflect the evidence, we discuss filing suit and the steps that follow. Litigation involves formal discovery, depositions, and court deadlines; we manage each stage and continue exploring settlement options. Throughout, we revisit your goals, explain risks and benefits, and help you make informed choices. The objective remains the same: a fair outcome that supports your recovery and future.
Effective negotiation requires preparation and timing. We deliver targeted updates to carriers, address any new questions, and reinforce the strength of your evidence. If appropriate, we consider mediation or structured talks to break impasses. We assess each offer against medical documentation, wage data, and your personal account of pain and limitations. Our advice is practical and grounded in your goals, with a focus on resolving the claim fairly while avoiding unnecessary delay.
When settlement is not achievable, we file suit and transition to formal litigation. We prepare pleadings, manage discovery, and take depositions to develop testimony about liability and injuries. We partner with your providers to present medical opinions clearly and arrange for any additional evaluations needed. Court schedules can be lengthy, so we continue to discuss settlement opportunities along the way. You will receive regular updates and guidance about hearings, timelines, and what to expect, so you feel prepared at each step.
Ensure safety first. Move to a safe area if you can, call 911, and accept medical help. Photograph the scene, vehicle damage, skid marks, and any visible injuries. Exchange information with all drivers and identify witnesses. Ask for the report number and note weather and road conditions. Avoid discussing fault at the scene. If pain develops later, seek care promptly and follow provider instructions. Save all receipts and correspondence. As soon as youβre able, contact Metro Law Offices so we can help protect your rights and guide you through the next steps. Within days, notify your insurer and open a no-fault claim for medical and wage benefits. Be cautious with recorded statements and broad medical authorizations. Keep a simple journal of symptoms and missed activities, and collect employer confirmations for time off. We can coordinate records, handle insurer communications, and ensure deadlines are met. Early guidance helps preserve evidence, reduce stress, and position your claim for a fair evaluation under Minnesota law.
Minnesotaβs no-fault system provides benefits through your own policy for medical bills and, in many cases, a portion of lost wages after a crash, regardless of who caused it. This coverage allows you to get treatment without waiting for a liability decision. Providers typically bill your no-fault carrier directly. Keep track of mileage, prescriptions, and out-of-pocket expenses, as some may be reimbursable. No-fault has limits, and once they are reached, other coverage may need to step in. No-fault does not replace a claim against the at-fault driver for damages like pain, ongoing care, and future wage loss. When injuries are significant, we pursue the at-fault carrier and evaluate uninsured or underinsured motorist coverage. We coordinate benefits to avoid gaps and protect your credit. If you are unsure which forms to sign or how to proceed, we can help you complete applications correctly and make the most of the benefits available under your policy.
Itβs wise to speak with a lawyer before giving detailed statements or signing broad medical releases. Insurance adjusters are gathering information, and casual comments can be misinterpreted. We can communicate on your behalf, provide the necessary facts, and ensure your answers are accurate and complete. If a statement is appropriate, we prepare you so the discussion stays focused and fair. This approach keeps your claim moving while reducing the risk of avoidable missteps. You may still provide basic information like contact details and policy numbers, but hold off on discussing symptoms, prior injuries, or settlement until you have guidance. We can review any authorizations, limit them to whatβs relevant, and keep the record aligned with your medical documentation. Early legal support often prevents misunderstandings, protects your privacy, and strengthens your position with the insurance company.
Timelines vary based on injury severity, treatment length, and whether liability is disputed. Simple claims with minor injuries may resolve in a few months once medical care is completed and records are organized. More complex mattersβmultiple vehicles, significant injuries, or contested faultβcan take longer. We generally prepare a settlement demand after your medical picture is clearer, so the valuation reflects both current and future needs. If negotiation doesnβt lead to a fair offer, filing suit adds time for discovery, depositions, and court scheduling. Even then, many cases settle before trial as evidence develops. Throughout the process, we provide updates, discuss strategic options, and help you weigh speed versus value. Our goal is to move efficiently while protecting your right to fair compensation.
Minnesota follows comparative fault rules, which means your recovery can be reduced by your share of responsibility. If your portion exceeds the other partyβs, recovery may be limited or barred. Insurers may raise this issue in SUV collisions involving winter roads or visibility concerns. We address it with evidenceβphotographs, damage analysis, witness statements, and medical documentation that aligns with the mechanics of the crash. Even when fault is shared, a well-documented case can still lead to a meaningful recovery. We focus on facts that clarify how the collision occurred and how your injuries connect to the impact. By presenting consistent, organized evidence, we work to minimize unwarranted fault assessments and keep negotiations centered on the true causes and consequences of the crash.
Claim value depends on liability, the nature and duration of your injuries, medical costs, wage loss, and how the harm affects your daily life. We rely on records, diagnostic results, provider opinions, and your own account of pain, sleep issues, and activity limits. Photos and repair estimates help link the impact to the injuries. When appropriate, we include future care needs or reduced earning capacity based on provider input and employment details. Insurers evaluate files based on documentation, consistency, and credibility. That is why we organize a thorough demand package that ties evidence together in a clear narrative. We then negotiate using facts and, if necessary, pursue litigation. While no one can predetermine a dollar amount, a detailed, well-supported case improves the chances of a fair resolution.
Yes. Adrenaline and shock can mask symptoms that surface hours or days later, especially with neck, back, or head injuries common in SUV crashes. A prompt medical evaluation creates a baseline, ensures you receive appropriate care, and connects your symptoms to the collision. Follow provider recommendations and avoid gaps in treatment, as insurers may question delays. Keep copies of visit summaries, prescriptions, and home-care instructions to support your claim. If new symptoms arise, update your provider and your attorney. Accurate, timely medical records are among the most persuasive pieces of evidence in an injury claim. They help prove both causation and the extent of your damages, supporting a fair evaluation and settlement. Even if you feel okay, a quick check can protect your health and your case.
Initially, Minnesota no-fault pays certain medical bills and wage losses through your own policy. Providers typically bill your no-fault carrier directly. Keep track of co-pays, mileage, and out-of-pocket costs. If injuries exceed no-fault limits or meet certain thresholds, we pursue the at-fault driverβs liability coverage for broader damages like pain and future care. We coordinate benefits to avoid gaps and help ensure bills are routed correctly. If the at-fault driver has limited coverage, we evaluate uninsured or underinsured motorist claims under your policy. Throughout, we handle insurer communications, confirm coverage, and gather the records needed for payment decisions. Our goal is to protect your credit, keep treatment on track, and position your case for a fair recovery.
If the at-fault driver is uninsured, we pursue your uninsured motorist coverage. If their insurance is insufficient, underinsured motorist coverage may help make up the difference. Both are common in Minnesota policies. These claims still require proof of fault and damages, plus documentation showing the other driverβs limits are inadequate. We coordinate the claims sequence to avoid conflicts and meet all notice requirements set out in your policy. Because these are claims against your own insurer, attention to detail and deadlines is essential. We present clear evidence, respond to requests promptly, and negotiate based on the facts of your injuries and losses. If settlement is not fair, we discuss litigation options. Our role is to put your evidence front and center and pursue every available path to recovery.
We offer free consultations and contingency-fee representation in injury cases. That means you pay no attorney fees unless we obtain compensation for you. This arrangement allows you to focus on your health and family without worrying about hourly bills. If we accept your case, we advance many of the costs needed to build and present your claim, and those are typically reimbursed from a recovery. Before you hire us, we explain the fee agreement, costs, and what to expect at each stage. You will have a clear understanding of how decisions are made and how funds are handled. We believe transparency builds trust and helps you make the choice that fits your situation. If you have questions about fees or the process, call 651-615-3322 and we will walk you through the details.
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