ATV riding is part of life around Brainerd, from wooded trails to lake country access roads. When a ride ends in a crash, injuries, medical bills, and time away from work can follow quickly. Metro Law Offices helps injured riders and passengers pursue fair compensation under Minnesota law. We navigate insurance questions, investigate fault, and protect your rights from the first call. Whether your incident happened near Gull Lake, on a private property path, or during a weekend ride with friends, you deserve clear guidance and steady advocacy focused on results and recovery.
Insurance companies move fast after an ATV crash, often asking for statements before injuries are fully understood. Our team steps in to manage communications, document the scene, and coordinate with healthcare providers so the claim reflects the full impact of the crash. We understand how off-road conditions, visibility, and vehicle condition affect liability. From gathering photos and helmet-cam footage to reviewing maintenance records, we build a complete picture of what happened. If you were hurt in Brainerd or anywhere in Crow Wing County, we are ready to explain your options and pursue the compensation you are owed.
ATV claims can be complex because multiple policies may apply, including homeowner’s coverage, recreational vehicle insurance, and auto policies if a roadway was involved. Early legal guidance helps identify all coverage sources, preserve critical evidence, and avoid common missteps that reduce claim value. We coordinate medical documentation to demonstrate how the crash affects daily life, work, and future health. With a structured approach, our firm aims to maximize recovery for medical costs, wage loss, pain and suffering, and property damage. The earlier you involve counsel, the better your chances of a well-supported claim and a timely resolution.
Metro Law Offices is a Minnesota personal injury law firm serving riders and families across Brainerd and Crow Wing County. Our practice is built around clear communication, thorough investigation, and steady negotiation on behalf of injured people. We know the unique issues that arise in off-road and recreational vehicle claims, including how trail conditions, visibility, and equipment maintenance impact fault. Clients receive direct updates, honest evaluations, and a plan tailored to their goals. We handle most injury matters on a contingency fee, meaning no attorney fees unless we recover compensation. Call 651-615-3322 to schedule a free, no-pressure consultation.
An ATV accident claim seeks compensation from the parties and insurers responsible for causing your injuries. That may include another rider, a property owner, a negligent driver at a road crossing, or a manufacturer if a defective component contributed to the crash. Minnesota law applies standards of reasonable care and comparative fault, meaning your recovery may be reduced if you share some responsibility, but is not barred unless you are more at fault than the other party. A well-prepared claim documents how the crash happened, the extent of injuries, and the financial and personal losses you have suffered.
An ATV injury claim is a legal request for compensation after a crash involving an all-terrain vehicle. The claim may be filed with one or more insurers, including policies covering the ATV, a homeowner’s policy for the property owner, auto insurance if a roadway was involved, or uninsured/underinsured motorist coverage. The claim aims to recover medical expenses, future care costs, wage loss, pain and suffering, and property damage. Proving the claim requires evidence of negligence, causation, and documented losses. Minnesota’s comparative fault rules can impact the final outcome, so careful investigation and documentation are essential.
The foundation of a successful ATV claim includes timely medical care, a clear liability theory, and comprehensive proof of damages. We examine trail layout, sight lines, signage, speed, and the condition of the ATV. We request and review insurance policies to identify coverage limits and exclusions. Next, we assemble medical records, wage documents, and repair or replacement estimates. We then present a demand package, negotiate with adjusters, and, if needed, prepare for litigation. At every stage, communication with you is prioritized so you understand options, timelines, and potential outcomes before decisions are made.
Understanding common claim terminology helps you make informed choices. Liability refers to legal responsibility for causing harm. Comparative fault allocates responsibility among the parties involved. The statute of limitations sets the deadline for filing a lawsuit. UM/UIM coverage can provide compensation when an at-fault party lacks adequate insurance. Damages include medical costs, lost income, pain and suffering, and property losses. Adjusters evaluate claims for insurers, while demand packages compile evidence to support compensation. These concepts shape negotiations and outcomes, so having a clear explanation from your legal team can keep your case on a steady path forward.
Liability is the legal responsibility for causing an injury or loss. In ATV crashes, liability may rest with another rider who operated recklessly, a property owner who allowed unsafe conditions, a driver who failed to yield at a crossing, or a manufacturer whose defective component contributed to the crash. Proving liability requires evidence such as scene photos, witness statements, maintenance records, and medical documentation linking injuries to the incident. In many cases, more than one party shares responsibility. Establishing liability clearly is essential to unlocking insurance coverage and securing fair compensation in negotiations or in court.
The statute of limitations is the legal deadline to file a lawsuit. Missing this deadline can prevent you from pursuing compensation, even if your claim is strong. In Minnesota, time limits vary depending on the circumstances and the type of claim, so it is important to evaluate deadlines early and track them carefully. Some claims may involve shorter notice requirements, especially when governmental entities or specific policy provisions are involved. Prompt action preserves your ability to gather evidence, obtain records, and pursue the case on a proper timeline. When in doubt, seek guidance as early as possible.
Comparative fault allocates responsibility for a crash among the parties involved. In Minnesota, you may still recover compensation if you are partially at fault, as long as your share of fault is not greater than the other party’s. Your recovery is reduced by your percentage of fault. Insurers often attempt to assign higher fault to injured riders to reduce payouts. Careful investigation, including trail analysis, visibility, speed, and equipment condition, can counter inflated fault arguments. Understanding comparative fault helps you set realistic expectations while pursuing the highest possible recovery supported by the evidence in your case.
Uninsured/underinsured motorist (UM/UIM) coverage can provide compensation when the at-fault party has no insurance or insufficient limits. Although commonly associated with auto policies, UM/UIM can apply in some ATV crash scenarios, particularly when a roadway incident or an insured vehicle is involved. Policies vary, and exclusions can be complex, so a close review of all potentially applicable coverage is important. UM/UIM may help cover medical bills, wage loss, and pain and suffering beyond what the at-fault party’s insurer pays. Identifying and pursuing UM/UIM benefits can significantly increase the total recovery available to an injured rider.
Some ATV claims can be resolved directly with insurers, especially when injuries are minor and liability is uncontested. However, more complex cases benefit from full legal representation to locate coverage, coordinate medical proof, and negotiate effectively. We evaluate your goals, the severity of injuries, and dispute risks to recommend a path. If a limited approach is reasonable, we provide guidance on documentation and communication. When a comprehensive strategy is warranted, we build the case from the ground up and pursue maximum recovery. Either way, the focus remains on your health, timelines, and a fair result.
If your injuries are minor, heal quickly, and the other party accepts fault, a limited approach may be practical. In these situations, documenting urgent care or clinic visits, short-term work restrictions, and property repair bills can be enough to resolve a claim. Maintain organized records and avoid recorded statements until you are confident about your recovery. Because pain can evolve over days or weeks, waiting until treatment stabilizes helps avoid settling too early. Our office can still provide guidance to ensure paperwork is complete and settlement terms fully address your immediate medical costs and property damage.
Sometimes insurers acknowledge responsibility and offer to pay for medical bills and repairs quickly. If policy limits are adequate and there is no dispute about fault, a streamlined negotiation can save time. Before accepting, confirm that all treatment is finished or that your providers can estimate future costs. Review the release carefully to ensure it covers only this incident and does not compromise claims against other parties. A brief legal review can help avoid pitfalls, especially if multiple policies might apply. Even in simple cases, a short consultation can add clarity without slowing down a fair resolution.
Significant injuries—such as fractures, head trauma, spinal injuries, or injuries requiring surgery—often warrant a comprehensive approach. These cases require future care planning, projections for lost earning capacity, and thorough documentation of how life has changed. Insurers closely scrutinize larger claims and may dispute treatment needs or argue preexisting conditions. A detailed strategy that includes medical opinions, clear proof of liability, and a careful damages analysis helps protect long-term interests. Our firm coordinates with your providers to reflect the full extent of harm and negotiates for a settlement that accounts for the future, not just today.
When liability is contested or the at-fault party has limited coverage, a comprehensive plan helps uncover all avenues of recovery. This may include homeowner’s insurance, umbrella policies, or UM/UIM benefits. We investigate trail layout, signage, and machine condition, and interview witnesses to strengthen the liability case. If negotiations stall, litigation may be needed to preserve leverage and deadlines. A structured approach ensures that evidence is preserved, medical records are complete, and all damages are documented. By widening the search for coverage and building a persuasive claim, we position your case for the strongest possible outcome.
A comprehensive approach allows your case to be developed methodically, reducing the risk of missed coverage, undervalued medical needs, or premature settlements. We coordinate evidence collection early, from scene photos to gear inspections, and maintain consistent communication with insurers to control the narrative. As treatment progresses, we update records and document how injuries impact work, family life, and recreation. This progression supports a well-timed demand backed by facts, not assumptions. The result is a claim that better reflects the true scope of losses, giving you leverage for a fair settlement or a strong position in court.
By planning for potential disputes from day one, we reduce delays and protect your rights. If a policy exclusion arises, we address it with targeted legal analysis and supplemental evidence. If an insurer requests a recorded statement, we prepare you and handle communications to prevent misunderstandings. Our process is designed to minimize surprises and keep your case moving. When settlement is appropriate, we negotiate confidently. If litigation becomes necessary, much of the groundwork is already complete. This continuity can shorten timelines and increase the likelihood of a result that genuinely supports your recovery and future stability.
Thorough investigation helps identify every applicable policy and strengthens proof of fault. We examine property ownership, trail permissions, signage, lighting, and prior incidents. We review the ATV’s maintenance history and any available telematics or GPS data. This depth reduces opportunities for insurers to dispute responsibility and ensures the claim pursues all available coverage, including homeowner’s policies, umbrella coverage, and UM/UIM benefits when applicable. By presenting a complete, well-organized file, we make it easier for adjusters to recognize the full value of the claim and more difficult to justify delays or low offers.
Accurate valuation requires more than bills and receipts. We coordinate with providers to explain diagnoses, expected recovery, and future care needs. We gather wage documentation, job duty descriptions, and employer statements to support lost income and diminished earning capacity. We also capture the personal impact—missed events, sleep disruption, and activity limits that affect daily life. When damages are presented clearly and supported by records, negotiations focus on facts instead of speculation. This clarity can lead to better offers and, if needed, provides a solid foundation for litigation focused on obtaining fair compensation under Minnesota law.
If it is safe, take wide and close-up photos of the trail, ruts, signage, obstructions, and ATV damage. Capture your protective gear, including helmet and gloves, and any visible injuries. Gather contact information for witnesses and note weather, lighting, and surface conditions. If available, preserve GPS tracks or helmet-cam footage. Do not move the ATV more than necessary unless safety requires it. These details can clarify speed, direction of travel, and visibility, and they often counter later disputes about fault. Prompt, detailed documentation lays a strong foundation for proving how and why the crash occurred.
Insurance adjusters may request recorded statements or quick authorizations. Be polite but cautious, and avoid guessing about speed, distance, or fault. Provide only basic facts until you understand your injuries and coverage. Before signing broad medical releases, consider limiting the scope to relevant treatment dates. Early legal guidance can manage communications and ensure your statements are accurate and complete. Keep a log of calls, claim numbers, and the names of adjusters. By controlling information flow and avoiding unnecessary speculation, you reduce the risk of misunderstandings that can delay or devalue your ATV injury claim.
Legal support brings structure and protection to a stressful situation. We identify all potential insurance policies, coordinate medical records, and preserve time-sensitive evidence. Our team handles adjuster calls and negotiates from a fully documented position. You get clear guidance on settlement timing so you do not resolve the claim before the full extent of injuries is known. We also evaluate liens from health insurers and providers to prevent surprises at the end of the case. With a plan in place, you can focus on healing while we work to secure a fair financial outcome.
In off-road incidents, facts can be overlooked if they are not captured immediately. Tire tracks fade, debris is removed, and memories change. We move quickly to document the scene and interview witnesses. When responsibility is disputed, we analyze trail layout, sight lines, and property issues to clarify what happened. We also explore all coverage, including homeowner’s and umbrella policies, and, when applicable, UM/UIM benefits. This broader view can significantly increase available compensation. From the first call, our focus is on safeguarding your claim and setting realistic expectations about timelines, evidence, and the path to resolution.
ATV crashes around Brainerd often involve trail collisions, rollovers on uneven ground, roadway crossings, or incidents on private land. Visibility, speed, and changing terrain can combine to create fast-developing hazards. In some cases, unsafe property conditions or mechanical issues contribute to loss of control. These incidents lead to injuries ranging from sprains to fractures and head trauma. When multiple factors are in play, identifying fault and coverage becomes more complex. Our firm investigates each scenario with attention to detail, ensuring the claim reflects how and why the crash happened and how the injuries affect everyday life.
Head-on or side-swipe collisions can occur on narrow trails or at blind corners. Photos of sight lines, trail width, and any signage are vital to reconstruct what happened. Witness information and helmet-cam footage can clarify who entered a turn too fast or crossed into another lane. We examine speed, braking, and evasive actions, along with any local trail rules or posted guidance. Injuries from these events may include fractures, shoulder injuries, and concussions. With thorough documentation and timely medical care, we present a clear liability picture and pursue compensation for medical treatment, wage loss, and pain and suffering.
Rollover incidents can be caused by ruts, loose gravel, steep grades, or a mechanical problem such as brake or steering failure. We analyze the ATV’s maintenance history, recent repairs, and any applicable recalls. If a component failure contributed, a product liability claim may be involved. Scene photos help show slope, surface condition, and obstacle placement. Medical documentation should connect symptoms to the rollover’s mechanics, such as axial loading injuries or whiplash. By combining technical review with medical evidence, we build a claim that explains causation and fully accounts for treatment needs and long-term effects on daily life.
ATV crashes sometimes occur when crossing or traveling near public roads. A driver’s failure to yield, poor visibility, or speed differences can lead to significant injuries. These cases may involve auto insurance, UM/UIM coverage, and questions about appropriate crossing points. We collect dashcam, traffic camera, or nearby business footage if available, and map the intersection to show angles and obstructions. Medical records, work restrictions, and therapy progress are compiled to demonstrate damages. By identifying all potentially responsible parties and policies, we position your claim to capture every available source of compensation under Minnesota law.
We understand the realities of riding in and around Brainerd—changing trail conditions, limited visibility in wooded areas, and the mix of private land and public routes. That local perspective informs how we investigate scenes, interview witnesses, and evaluate property issues. We are thorough with coverage, examining homeowner’s, recreational, auto, and umbrella policies to locate every available dollar. With clear communication and consistent updates, you will always know what to expect next, what documents are needed, and how negotiations are progressing with the insurers involved in your case.
Our process is designed to build strength over time. We start with a detailed intake, secure medical records, and coordinate with healthcare providers so your injuries are fully documented. We then assemble a comprehensive demand package and negotiate from a position supported by facts. If issues arise—such as disputed fault or policy exclusions—we address them head-on with tailored evidence. Throughout, you remain in control of decisions, and we provide straight answers on timelines, risks, and potential outcomes so you can choose the path that best supports your recovery.
We handle most personal injury matters on a contingency fee, so you do not pay attorney fees unless we recover compensation for you. During your free consultation, we evaluate your case, identify next steps, and outline how costs and fees work. We can begin protecting your claim immediately by notifying insurers, preserving evidence, and coordinating medical records. If you are recovering at home or in the hospital, we can arrange remote or after-hours meetings. Our goal is to reduce stress and deliver steady, practical support from the first call to the final resolution.
We follow a proven framework that keeps your case organized and moving. First, we listen and learn the facts, then we secure records and preserve evidence. Next, we identify coverage and evaluate liability, building a demand supported by medical and financial documentation. We handle insurer communications and keep you informed about offers and strategies. If settlement is fair, we finalize promptly; if not, we are prepared to litigate to protect your rights. Throughout, our focus remains on your health, timelines, and a resolution that reflects the full impact of the crash on your life.
Your case begins with a free consultation where we discuss the crash, injuries, treatment, and insurance. We explain Minnesota’s comparative fault rules, potential deadlines, and what to expect next. If we move forward, we send letters of representation to insurers, request medical and billing records, and create a checklist for evidence. We also review any photos, videos, or GPS data you have. Early organization sets the tone for the claim and helps avoid settlement before injuries are fully understood. This step ensures the groundwork is in place for a strong, well-documented presentation.
We collect scene photos, witness details, and maintenance records, and we review trail maps, property ownership, and signage. At the same time, we obtain and read all applicable insurance policies, including homeowner’s, recreational, auto, umbrella, and potential UM/UIM coverage. Understanding limits, exclusions, and notice requirements guides strategy and timing. We build a secure file with medical records, wage information, and property damage estimates. This disciplined start gives us a clear picture of liability and available compensation sources, minimizing surprises and positioning your claim for effective negotiations with the insurers involved.
Evidence can disappear quickly after an ATV crash. We move to preserve digital media, request surveillance where applicable, and advise you on protecting the ATV and gear for inspection. We also develop an early strategy for communications with adjusters to prevent recorded statements or releases that could harm the claim. By setting expectations on treatment follow-through and documentation habits, we support both your recovery and the case value. This proactive approach helps control the narrative, ensuring that later negotiations reflect the facts gathered while the scene and injuries are still fresh.
With the basics in place, we deepen the investigation. We reconstruct the crash using photos, measurements, and witness accounts, and we analyze conditions such as lighting, terrain, and visibility. We work with your providers to document diagnoses, treatment plans, and future care needs. Wage loss and out-of-pocket expenses are verified with records. Once treatment stabilizes, we compile a demand package that tells the story of the crash and its impact on your life. This package anchors negotiations, allowing us to push for a settlement that accounts for both present and future losses.
We craft a clear liability theory supported by the physical layout, witness statements, and any available video. We highlight indicators of negligence, such as unsafe speed, failure to yield, or property hazards. On damages, we include medical summaries, bills, imaging, and provider opinions linking injuries to the crash. We add wage documentation and statements showing how the injuries limit job duties, household tasks, and recreation. The result is a cohesive presentation that connects cause and effect, setting the stage for meaningful negotiations focused on full and fair compensation under Minnesota law.
After sending the demand, we manage all insurer communications, evaluate offers, and advise you on counterproposals. We address arguments about fault or treatment with targeted evidence. If policy limits are reached, we consider additional coverage, including homeowner’s or UM/UIM benefits where applicable. Throughout, we keep you informed and involved in decision-making. If a fair settlement is within reach, we finalize promptly; if the offers fall short, we discuss litigation options, timelines, and costs, ensuring you understand the path forward and remain comfortable with the strategy at each step.
Many ATV cases settle after strong documentation and negotiation. If settlement is accepted, we handle lien resolution, finalize releases, and process disbursement. When fair terms are not offered, filing a lawsuit may be the next step. Litigation keeps deadlines intact and can add leverage. We prepare pleadings, conduct discovery, and continue settlement discussions while trial approaches. Our aim is to keep the case moving, reduce surprises, and present the facts clearly at every juncture. Whether through settlement or litigation, we work to secure a result that supports your recovery and future.
Before accepting settlement, we review terms with you, confirm the scope of the release, and ensure that compensation addresses medical bills, wage loss, pain and suffering, and property damage. We negotiate medical liens and health insurance reimbursement claims where possible to increase your net recovery. Once finalized, funds are distributed according to the settlement statement, and you receive a detailed accounting. Clear communication at this stage avoids confusion and ensures you understand what is being resolved and what rights, if any, remain open for related claims or future issues.
If litigation is necessary, we file the complaint within the applicable deadline and begin discovery to gather testimony and documents. We may take depositions, issue subpoenas, and work with treating providers to clarify medical opinions. Motions may be filed to address disputes over evidence or legal issues. Settlement negotiations often continue throughout this process, and mediation may be used to explore resolution. You remain informed and involved, with regular updates and preparation for each milestone. Litigation adds structure and can motivate fair offers when prior negotiations have stalled.
Minnesota law sets deadlines for filing lawsuits, known as statutes of limitations. The time limit can vary based on the type of claim, the parties involved, and the nature of the injuries. Some claims also carry shorter notice requirements, especially if a governmental entity is involved or if certain policy provisions apply. Because missing a deadline can end your ability to pursue compensation, it is wise to evaluate timelines early and confirm them with your legal team. We recommend contacting our office as soon as possible so we can preserve evidence, assess coverage, and track applicable deadlines. Early action helps protect your claim while treatment and investigation are still developing. Even if you believe you have plenty of time, getting clarity now provides peace of mind and ensures you will not be rushed later. Call 651-615-3322 for a free, no-pressure case review focused on your circumstances and the correct Minnesota filing timelines.
Not wearing a helmet does not automatically bar recovery in Minnesota. The key questions remain whether another party’s negligence contributed to the crash and whether your injuries were caused by the incident. However, the defense may argue that some injuries would have been less severe with a helmet. This can affect comparative fault assessments and potentially reduce the value of a claim, depending on the evidence and medical opinions involved in your case. A careful approach includes documenting exactly how the crash occurred, the visible injuries, and your medical course. We work with providers to explain accident mechanics and causation. If fault is disputed, we analyze trail conditions, visibility, and vehicle operation to strengthen liability. The goal is to present a complete picture that reflects all the factors at play, including safety gear, while pursuing full and fair compensation supported by Minnesota law and the facts.
Yes, Minnesota follows a comparative fault system. You can recover compensation as long as your share of fault is not greater than the other party’s. Your award is reduced by your percentage of fault. Insurers commonly argue that injured riders bear substantial responsibility, so documenting trail conditions, visibility, speed, and vehicle condition can help counter inflated fault assessments. Witness accounts and photos are especially useful in clarifying the sequence of events. We build liability from the ground up, focusing on tangible evidence to present a balanced and accurate view of what happened. Our approach includes preserving scene details, obtaining maintenance histories, and coordinating medical records that explain causation. With a thorough presentation, negotiations tend to center on facts rather than assumptions. This framework helps protect your recovery and supports fair outcomes under Minnesota’s comparative fault rules.
Damages typically include medical expenses, rehabilitation, and future care needs; lost income and diminished earning capacity; pain and suffering; and property damage, such as repair or replacement of your ATV and gear. In certain cases, additional elements may apply, including out-of-pocket costs, mileage for medical visits, and home assistance during recovery. Each item should be documented with bills, records, and statements linking the expenses to the crash. We work with your healthcare providers and employer to assemble a complete damages package. This includes medical summaries, wage documentation, and statements explaining how injuries limit daily activities and recreation. By presenting a clear, supported picture of your losses, we can negotiate for a settlement that addresses both current needs and future impacts. If necessary, we are prepared to continue the process through litigation to pursue a fair result.
If the at-fault party is uninsured or underinsured, your own policies may help. UM/UIM coverage connected to an auto policy can sometimes apply, particularly when a roadway is involved. Homeowner’s and umbrella policies can also play a role in some off-road scenarios. Policy language varies, so we review every potentially applicable policy to identify coverage and notice requirements. Acting quickly helps protect your ability to pursue these benefits. We notify insurers, track deadlines, and coordinate documentation to support UM/UIM or other coverage. When multiple policies may apply, we present a cohesive claim that explains the crash and quantifies damages. This comprehensive approach can significantly increase the total recovery available, helping cover medical care, wage loss, and pain and suffering even when the at-fault party’s insurance is limited or nonexistent.
We handle most ATV injury matters on a contingency fee basis. That means you do not pay attorney fees unless we recover compensation for you. During your free consultation, we explain how fees and case costs work, and you receive a clear written agreement detailing the terms. Our goal is transparency, so you know exactly what to expect before we begin working on your claim. We also discuss potential medical liens and subrogation interests that could affect your net recovery. By addressing these issues early, we can plan for lien resolution and explore opportunities to reduce or negotiate balances when appropriate. If you have questions about costs, fees, or timelines, call 651-615-3322. We will provide straightforward answers tailored to your situation and goals.
It is generally best to speak with a lawyer before giving a recorded statement. Adjusters may ask broad or leading questions, and off-the-cuff estimates about speed or distance can later be used to challenge your claim. Until injuries are fully understood, it is also risky to discuss symptoms that could evolve with time. Polite, limited communication focused on basic facts is usually safest until you have guidance. When we represent you, we handle insurer communications and prepare you for any necessary statements. We ensure the questions are appropriate and that your responses are accurate and complete. This approach helps prevent misunderstandings, protects your rights, and maintains a clear record that supports the value of your claim. If an adjuster is calling now, contact us for immediate guidance.
ATV claims often involve different terrain, visibility, and property issues than car accidents. Multiple policies may be in play, including homeowner’s and recreational vehicle coverage, and road crossings can trigger auto insurance and UM/UIM issues. Liability analysis may focus on trail layout, signage, and maintenance histories, rather than traffic control devices and police reports commonly used in auto cases. These differences call for a tailored strategy and careful documentation. We adapt our investigation to off-road realities—measuring sight lines, preserving helmet-cam footage, and evaluating equipment condition. We also coordinate with medical providers to explain injury mechanics unique to ATV incidents, such as rollover forces or impact angles. This off-road focus helps present a persuasive claim that reflects how the crash happened and why compensation is warranted.
If a defective component contributed to your crash—such as brakes, steering, or a structural failure—there may be a product liability claim against the manufacturer or distributor. These claims require prompt evidence preservation, including securing the ATV and parts for inspection. We also look for recalls, service bulletins, and similar incidents. Product cases can proceed alongside negligence claims against other responsible parties, broadening recovery options. A coordinated approach ensures the machine is not repaired or destroyed before experts can evaluate it. We document damage patterns, gather maintenance records, and obtain purchase and repair histories. By pursuing all responsible parties, we work to maximize available insurance and compensation for medical care, lost income, and pain and suffering. Early contact lets us protect the evidence needed to prove a product-related claim.
Bring any crash photos or videos, witness information, medical records from urgent care or the hospital, and paperwork from your health insurer. If you have repair estimates, wage loss information, or correspondence from adjusters, include those as well. A list of healthcare providers you have seen and upcoming appointments is also helpful. Even if your file is incomplete, we can start building your case from what you have. We will review your goals, outline the process, and discuss timelines and potential coverage. You will receive guidance on treatment follow-through, documentation habits, and communications with insurers. If we move forward, we will send letters of representation, request records, and begin preserving evidence right away. Call 651-615-3322 to schedule a free, no-pressure consultation that fits your schedule.
