If you were hurt while riding a motorcycle or scooter in Apple Valley, you deserve clear guidance and steady support. Metro Law Offices helps riders and passengers navigate Minnesota injury claims after crashes caused by careless drivers, road hazards, or defective parts. We understand how fast a normal day can turn into mounting medical bills, missed work, and difficult insurance calls. Our goal is to protect your rights, document the full impact of your injuries, and pursue compensation for medical care, wage loss, bike damage, and pain and suffering. From County Road 42 to neighborhood streets, we know the local roads and the challenges riders face every season.
This page explains how motorcycle and scooter claims work in Minnesota, what insurance may apply, and when legal help can make a meaningful difference. We cover definitions, key steps, common mistakes, and timelines that affect your case in Apple Valley. Whether you were struck by a driver turning left, clipped by an unsafe lane change, or forced down by debris, a focused legal plan can help level the playing field. If you are unsure where to begin, call 651-615-3322 for a no-pressure conversation. We can answer questions, outline next steps, and help you decide the best path forward for your situation.
Metro Law Offices is a Minnesota personal injury firm that represents riders and passengers after motorcycle and scooter crashes throughout Dakota County, including Apple Valley. We focus on communication, thorough documentation, and practical strategies that match your goals. From day one, you will know who is handling your case and how to reach us. We coordinate with your providers, track bills and liens, and keep you informed at each stage. Our team understands Minnesota insurance rules, including issues unique to motorcycles and scooters. If you want straight answers and a reliable plan, call 651-615-3322. We are ready to listen, explain your options, and work toward fair compensation.
A motorcycle or scooter injury claim typically seeks compensation from the at-fault party’s liability insurer, and in some cases from additional coverage such as underinsured motorist insurance. In Apple Valley, proving fault often hinges on careful evidence collection, including photos of the scene, witness statements, vehicle damage analysis, and roadway conditions. Medical records must clearly connect the crash to your injuries and outline future care needs. Timelines and notice requirements apply, especially when government entities or multiple policies are involved. Early action helps preserve key proof and prevents avoidable disputes. Even if you feel okay initially, delayed symptoms are common, so prompt medical evaluation is essential.
Minnesota has unique insurance rules that affect riders. Many motorcycles are not covered by standard no-fault benefits unless optional coverage was purchased, which makes liability insurance and uninsured or underinsured motorist coverage even more important. Scooters vary based on engine size and classification, which can change what coverage applies. Our role is to identify every available policy, track deadlines, and present a clear, well-documented claim. If negotiations stall, we evaluate litigation options and keep you informed about costs, risks, and timelines. The goal is to secure fair compensation while minimizing stress and disruption, so you can focus on recovery and getting back on the road safely.
A Minnesota motorcycle or scooter injury claim arises when a rider or passenger suffers harm due to another party’s careless conduct, a dangerous roadway, or a defective component. Common scenarios include left-turn collisions, unsafe lane changes, dooring, rear-end impacts, and crashes caused by gravel, potholes, or spilled cargo. Claims may seek payment for medical care, wage loss, diminished earning capacity, bike repairs or total loss, and non-economic damages. If multiple parties share fault, Minnesota’s comparative fault rules allocate responsibility by percentage. Insurance coverage analysis is vital because policy language for motorcycles and scooters can differ from standard passenger vehicles, influencing available benefits and recovery options.
Successful rider claims rest on four pillars: liability, causation, damages, and coverage. Liability means proving another party acted carelessly, such as failing to yield or making an unsafe turn. Causation links that conduct to your injuries, supported by medical opinions and consistent treatment records. Damages quantify medical costs, wage loss, future care, and human losses like pain and the impact on daily life. Coverage analysis identifies all applicable policies, including liability, med-pay, and uninsured or underinsured motorist insurance. Our process prioritizes early evidence preservation, prompt medical coordination, accurate damage modeling, and strategic negotiations to position your case for a fair and timely resolution.
Insurance language can be confusing, especially when motorcycles and scooters are treated differently than cars. Understanding core terms helps you make informed choices and avoid missteps during calls with adjusters. We explain how negligence is proven, how Minnesota’s comparative fault rules affect settlements, and what deadlines apply. We also discuss no-fault and optional coverages that may offset bills or provide additional recovery paths. With clear definitions and practical examples, you will see how each concept fits into your case. If a term is unfamiliar or a policy exclusion appears, we translate the fine print into everyday language and outline your best next steps.
Negligence is the failure to use reasonable care under the circumstances. In rider cases, it often involves drivers who turn left across a rider’s path, follow too closely, open doors into traffic, or change lanes without clearing blind spots. To prove negligence, we gather evidence showing duty, breach, causation, and damages. Photos, crash reports, event data, witness statements, and medical records help demonstrate what happened and how it harmed you. Even if you fear partial responsibility, Minnesota law may still allow recovery if another party’s conduct substantially contributed. The key is a careful investigation that builds a clear, consistent story of the crash.
Comparative fault allocates responsibility between parties based on their share of blame. Minnesota follows a modified comparative fault system, which means your recovery can be reduced by your percentage of fault, and recovery is barred if your share exceeds the other party’s. Insurers sometimes overstate a rider’s fault to reduce payouts, citing speed, lane position, or visibility. Timely scene documentation, helmet and gear analysis, and visibility evidence can counter these claims. We examine lighting, sightlines, timing, and vehicle positions to establish what was reasonably avoidable and what was not. A balanced assessment helps protect your claim and promotes a fair settlement.
Minnesota’s no-fault system provides certain benefits after car crashes, but many motorcycles are excluded unless optional coverage was purchased. This surprises riders who assume the same protections apply. Depending on classification and policy language, scooters may be treated differently, and some med-pay options can help with immediate bills. Because of these variations, liability and uninsured or underinsured motorist coverage often carry greater weight in rider claims. We review your policies, explain what is available, and coordinate benefits to prevent gaps in care. Understanding your coverage early can reduce out-of-pocket costs and position your claim for a smoother path to recovery.
The statute of limitations sets the deadline to file a lawsuit. In Minnesota injury cases, the timeline can vary based on claim type, parties involved, and policy terms. Shorter notice periods may apply when government entities are responsible for road defects or signage. Missing a deadline can end a claim regardless of its merits, which is why early evaluation is important. We track all relevant dates, confirm coverage-triggered deadlines, and ensure demands are sent with enough time for meaningful negotiation. If litigation becomes necessary, we file on time and continue building the record needed to move your case forward.
After a crash in Apple Valley, some riders handle property damage or minor injuries on their own, while others choose full representation. A limited approach may work when injuries are modest, the insurer is responsive, and liability is clear. Comprehensive support helps when injuries evolve, evidence needs protection, or multiple coverages are in play. We explain the pros and cons of each path, including time commitment, cost structures, and expected outcomes. Our advice is tailored to your goals, not a one-size-fits-all template. If you are unsure which route makes sense, we can outline a plan that fits your situation and budget.
If your injuries resolve quickly with minimal treatment and there is no dispute over fault, a limited approach can be practical. You might gather medical records, repair estimates, and pay stubs and present them directly to the insurer. Be sure to wait until you understand the full scope of your injuries before settling, because new symptoms can appear days or weeks after the crash. Keep a diary of pain levels and limitations to avoid undervaluing your claim. We are happy to provide guidance on documentation and timing so you can handle negotiations confidently while keeping the door open for full representation if needed.
When the at-fault driver admits responsibility, the police report supports your account, and the insurer communicates transparently, a lean strategy may work. In this scenario, you focus on medical completion and accurate damage valuation, then present a concise demand. Even then, verify wage loss calculations, lien amounts, and future care needs before signing any release. Watch for broad releases that include unknown injuries or third-party claims. If the insurer’s offer seems low or new disputes arise, we can step in to reassess leverage points, expand the evidence file, and negotiate for a result that reflects the real impact on your life.
Significant injuries such as fractures, head trauma, or nerve damage require careful coordination and forward-looking planning. Comprehensive representation helps document future treatment, assistive devices, time away from work, and the impact on family life and activities. We gather opinions from treating providers, collect imaging and therapy notes, and present a clear picture of how the injury affects daily routines and earning capacity. With a complete damages profile, negotiations become more grounded in evidence and less dependent on insurer assumptions. This approach supports fair valuation and ensures you do not leave needed resources on the table while you focus on recovery.
Fault disputes, limited coverage, or multiple insurance layers can complicate rider claims. We analyze every potential policy, including liability, uninsured or underinsured motorist coverage, med-pay, and any optional benefits. If roadway conditions or a defective part contributed, we explore additional defendants and evidence sources. Early preservation of your bike, helmet, and gear can be decisive, as can obtaining intersection video or event data. Coordinating these pieces while managing treatment is challenging on your own. A comprehensive plan keeps deadlines organized, strengthens liability proof, and aligns damages with available coverage so negotiations move forward with clarity and purpose.
A start-to-finish strategy ensures that liability, medical proof, and damages are developed together, not in isolation. This integrated approach minimizes gaps that insurers often exploit, such as inconsistent treatment notes or missing wage documentation. It also helps with timing: we build momentum by sending targeted requests, confirming liens, and securing records before negotiations begin. With a complete, organized claim package, adjusters can evaluate your case more efficiently, which often leads to stronger and faster results. You stay informed through regular updates, and we adjust the plan if new facts or medical needs emerge as the case progresses.
Comprehensive support also protects you from avoidable pitfalls, including broad releases, premature settlements, and missed coverage. By examining policy language and exclusions early, we prevent surprises that could limit recovery. If litigation becomes necessary, much of the groundwork is already done, which streamlines discovery and keeps pressure on the insurer to resolve the case. Throughout the process, your goals guide our strategy—whether that means prioritizing speed, maximizing recovery, or balancing both. The outcome is a claim that reflects the full impact of your injuries and provides a clear path to closure on your terms.
When evidence and medical proof move in sync, your claim tells a convincing story. We line up treatment timelines with crash mechanics, connect symptoms to objective findings, and highlight how injuries affect work and daily life. Photos, repair estimates, helmet damage, and visibility analysis support liability, while provider notes, therapy records, and prognoses substantiate damages. This coordination reduces disputes and elevates the credibility of your demand package. If new conditions or complications arise, we adapt the plan and update the file promptly. The result is a clear, organized presentation that helps adjusters and juries understand what you lost and why it matters.
Negotiations improve when the insurer sees a well-documented case backed by reliable evidence and consistent medical support. We identify leverage points, address anticipated defenses, and present damages in a way that is easy to verify. Clear proof of liability, reasonable treatment, and accurate wage data make it harder for adjusters to discount your claim. If discussions stall, we prepare for mediation or litigation, using the same organized file to maintain momentum. This steady pressure often leads to better offers and faster resolutions, sparing you from extended uncertainty while still pursuing the compensation needed to move forward confidently.
See a provider promptly, even if you feel okay. Adrenaline can mask symptoms of concussion, soft tissue injuries, or internal harm. Tell your provider exactly how the crash happened and describe every symptom, no matter how small. Keep copies of discharge papers, referrals, and receipts, and follow recommendations for imaging and therapy. Use a journal to track pain, sleep, work limitations, and activities you miss. Save photos of bruising, lacerations, and the progression of healing. Consistent documentation helps connect your injuries to the crash and prevents insurers from downplaying the severity or suggesting gaps in treatment.
Insurance adjusters may ask for recorded statements shortly after the crash. While you should cooperate with your own insurer as required, you are not obligated to give broad statements to the at-fault insurer without guidance. Early comments made before you understand your injuries can be taken out of context. Request written questions when possible, review your medical status with a provider, and verify facts like lane position and timing before responding. Keep communications polite and brief. If you are unsure about a question, say you will get back after consulting your records. This approach protects your claim and prevents avoidable disputes.
Rider cases can turn on small details—lane position, sightlines, road debris, or timing at an intersection. A legal team understands how to gather and present these details so your account is taken seriously. We handle the phone calls, letters, and forms while you focus on medical care and family needs. Our process identifies all potential coverage and coordinates benefits to reduce out-of-pocket strain. We also monitor deadlines and protect your right to pursue full recovery. If you want less stress and more clarity about the road ahead, legal guidance offers structure and steady progress toward resolution.
Insurance companies evaluate claims daily and rely on procedures that are not always transparent. Without a plan, it is easy to accept a quick offer that undervalues future care or wage loss. With representation, your damages are documented carefully, and negotiations are grounded in records, bills, and consistent medical support. If fault is disputed, we obtain evidence that addresses those arguments directly. Throughout, you stay in control, approving major steps and offers. The result is a process that respects your time, reduces uncertainty, and seeks an outcome that genuinely reflects what you have been through after the crash.
Apple Valley riders encounter a mix of suburban traffic, busy intersections, and seasonal hazards. Many claims arise from left-turn crashes at signals, lane-change impacts near on-ramps, and dooring on narrower streets. Spring thaw can reveal potholes, loose gravel, and uneven surfaces that destabilize bikes and scooters. Delivery traffic and distracted driving increase risks year-round. When crashes happen, prompt documentation and targeted treatment are essential to preserve your rights. We help gather scene photos, identify witnesses, and review roadway design issues. With a clear record, we can better demonstrate what caused the crash and why compensation is justified.
Left-turn crashes occur when drivers misjudge a rider’s speed or fail to see a smaller profile against background traffic. These impacts can be severe, often throwing riders from the bike and causing fractures or head injuries. After seeking medical care, try to obtain the crash report, intersection camera footage if available, and statements from anyone who saw the turn. Photos showing sightlines, sun position, and lane markings help clarify what happened. We combine this evidence with medical records to show the connection between the turn and your injuries, reinforcing liability and supporting fair compensation for all resulting losses.
Drivers who fail to check mirrors and blind spots can sideswipe riders or force them into sudden evasive maneuvers. Dooring incidents occur when a parked driver opens a door into a rider’s path, giving little time to react. Both situations raise visibility issues that we address with photos, damage patterns, and witness accounts. Reflectivity and gear color may come up, but the primary focus remains on the driver’s duty to ensure the lane is clear. Thorough documentation helps counter assumptions about speed or lane position and presents a straightforward case for liability and the full scope of your damages.
Loose gravel, potholes, uneven utility cuts, and spilled cargo can cause sudden loss of control. In some cases, a defective tire, brake, or component contributes to a crash or worsens injuries. These claims require fast evidence preservation, including photographs with scale references, reports to the responsible entity, and secure storage of damaged parts. We evaluate whether a governmental notice requirement applies and if a product claim is viable. By pursuing all responsible parties, we expand potential coverage and improve the chances of a full recovery. Early investigation is vital to prevent evidence from being repaired, replaced, or lost.
Our approach is practical and proactive. From the first call, you will know the plan, the milestones, and how we measure progress. We keep your case moving by coordinating records, verifying coverage, and organizing damages evidence in a way that speaks to adjusters and, when necessary, to a jury. You will receive regular updates, and we are available to answer questions as they arise. We also help manage subrogation and liens to protect your net recovery. When offers arrive, we explain the pros and cons so you can make informed decisions with confidence.
Rider cases often involve visibility disputes, complex medical issues, and contested damages. We address these challenges by aligning crash mechanics with the medical story and presenting damages that are clear, consistent, and well-supported. If fault is disputed, we gather the proof needed to demonstrate what the other driver should have seen and done. If injuries are ongoing, we document future care needs and the effect on work and daily activities. This thorough preparation improves negotiation leverage and sets the stage for mediation or litigation if needed, while always keeping your goals front and center.
We know that every rider and every crash is different. Some clients want the fastest possible resolution; others prefer to build a more detailed record before negotiating. We tailor the strategy to match your priorities, explain the trade-offs, and keep you informed at every turn. Our fee structure is straightforward, and we do not get paid unless we recover for you. If you are ready to talk about your Apple Valley crash, call 651-615-3322. We will listen, answer your questions, and help you decide the next step that best supports your recovery and peace of mind.
We follow a step-by-step process designed to protect your rights and present a compelling claim. First, we secure evidence and verify all applicable coverage. Next, we coordinate medical records and bills, track liens, and confirm future care needs with providers. We then build a clear damages package that connects the crash to your injuries and outlines economic and non-economic losses. Negotiations start only when the file is ready, minimizing delays and surprise disputes. If litigation becomes necessary, we file on time and continue to prepare for mediation or trial. Throughout, you receive regular updates and straightforward guidance.
Early work focuses on understanding your story, preserving key evidence, and identifying every policy that might provide benefits. We review the crash report, scene photos, vehicle damage, and witness statements to clarify liability. We also obtain your insurance declarations and the at-fault driver’s policy information to evaluate liability limits, uninsured or underinsured coverage, med-pay, and any optional protections. If roadway design or a defective part is suspected, we expand the investigation accordingly. By addressing facts and coverage together, we position your claim for efficient negotiations and reduce the risk of missed opportunities or surprise exclusions.
During the initial consultation, we listen to your account of the crash, injuries, and treatment. We collect available documents, including photos, repair estimates, and medical records, and identify any missing pieces. We also discuss your goals and preferred timelines. If you have not seen a provider, we encourage prompt evaluation to document symptoms and create a clear baseline. We advise on what to say to insurers and what to avoid. This foundation helps us anticipate defenses, plan evidence collection, and set realistic expectations so the case moves forward with clarity and purpose from the very beginning.
We analyze the crash scene, vehicle positions, and damage patterns to understand visibility, timing, and impact forces. When possible, we obtain traffic camera footage and event data. We inspect your bike and gear for marks that reveal angles of contact and severity. At the same time, we secure policy documents to confirm liability limits, exclusions, and potential underinsured motorist benefits. This combined review helps us craft a focused plan: what evidence to gather next, which providers to contact, and when to notify insurers. With facts and coverage aligned, your claim is ready for the next stage.
As treatment progresses, we coordinate records, bills, and liens to create a complete medical picture. We check that provider notes reflect your symptoms and limitations and request clarifying statements when needed. We also document wage loss, missed opportunities, and the impact on daily routines. Property damage, gear replacement, and out-of-pocket costs are organized alongside medical proof so adjusters can see the full scope at a glance. With liability evidence in place, we draft a demand that ties everything together. This timing helps avoid premature negotiations and improves the chances of a fair, timely resolution.
We obtain records and itemized bills from all treating providers, confirm coding accuracy, and monitor outstanding balances. If liens or subrogation apply, we track them from the start to prevent last-minute surprises. We also gather documentation of future care needs when recommended by your providers, including therapy, imaging, medications, and assistive devices. Clear, consistent medical proof strengthens causation and damages and reduces insurer pushback. If you experience new symptoms, we update your file quickly so your claim stays aligned with your medical reality. This careful coordination supports an accurate and persuasive demand package.
We assemble a concise but thorough package showing how the crash happened, why the other party is responsible, and what the injuries have cost you. This includes scene evidence, repair documentation, medical records, wage loss proof, and a clear explanation of non-economic harm. We present the information in a way that is easy to verify, anticipating common defenses and addressing them up front. With everything organized, negotiations can focus on value rather than missing documents. If the insurer resists, the same package forms the foundation for mediation or litigation, keeping momentum on your side.
Negotiations begin with a focused demand that reflects your complete damages. We manage communications, evaluate offers, and advise on counterproposals grounded in the evidence. If a fair settlement is within reach, we finalize terms, resolve liens, and confirm net recovery. If not, we map out litigation, explain timelines and costs, and file suit when appropriate. Throughout, we remain responsive to your goals, whether that means accelerating talks or preparing for court. Our aim is a resolution that supports your recovery and respects the work you have done to heal and move forward.
We approach negotiations with a clear strategy, leveraging liability proof, consistent medical records, and accurate damages calculations. If talks stall, mediation offers a structured setting to explore settlement with a neutral facilitator. We prepare thoroughly, outlining strengths and addressing potential risks candidly. This preparation helps the other side see the case as a trial jury might and encourages realistic movement. If a fair agreement is reached, we ensure terms are documented correctly, liens are handled, and funds are distributed without delay. If not, the work done for mediation strengthens the case for litigation.
When litigation is the right path, we file within the statute of limitations and continue building the record through discovery. We coordinate depositions, expert consultations when appropriate, and targeted motions to narrow disputes. Trial preparation focuses on clear storytelling: how the crash happened, how it changed your life, and what fair compensation looks like under Minnesota law. Throughout, you remain informed and involved in key decisions. Many cases still resolve before trial, and our readiness often encourages productive talks. If trial proceeds, we present your case with clarity and respect for the facts and the process.
Minnesota’s no-fault (PIP) system generally applies to passenger vehicles, and many motorcycles are excluded unless optional no-fault coverage was purchased. Scooters may be treated differently depending on engine size and classification, so coverage can vary. Riders often rely on the at-fault driver’s liability insurance, med-pay if available, and uninsured or underinsured motorist coverage for injuries. Because rules and policy language differ, a coverage review is important. We examine your declarations, the at-fault policy, and any optional protections to identify immediate benefits and long-term recovery paths. If you are unsure what applies, call 651-615-3322. We will help decode the fine print and outline next steps.
Seek medical care right away and describe all symptoms, even those that seem minor. Photograph your injuries, damaged gear, the bike, and the scene from multiple angles. Collect witness information, request the crash report number, and preserve your helmet and clothing. Avoid repairs until photos and inspections are complete. Notify your insurer promptly, but keep statements brief and factual. If the at-fault insurer calls, you can decline a recorded statement until you understand your injuries and coverage. Start a journal to track pain, sleep, and work limitations. Save receipts for prescriptions, transportation, and equipment. These steps protect your health, preserve critical evidence, and strengthen your eventual claim.
The statute of limitations in Minnesota depends on the type of claim, involved parties, and policy terms. Many injury claims must be filed within several years, but shorter deadlines and special notice requirements can apply, especially for claims involving governmental entities or certain coverages. Missing a deadline can end a claim regardless of its merits. To avoid risk, it is best to evaluate timelines early. We track all relevant dates, send timely notices, and build your file so negotiations can occur without jeopardizing your rights. If settlement discussions stall, we file on time and keep the case moving toward resolution.
Minnesota uses a modified comparative fault system, which means your compensation may be reduced by your percentage of fault, and recovery can be barred if your share exceeds the other party’s. Insurers sometimes argue riders were speeding or not visible, even when the driver failed to yield or check blind spots. We respond by investigating visibility, sightlines, lighting, and vehicle positions. Helmet and gear marks, scene photos, and damage patterns can help reconstruct what happened. With a careful, evidence-based approach, we aim to show the other party’s role and protect your recovery under Minnesota law.
You are not required to give a recorded statement to the at-fault insurer, and doing so too early can create problems if injuries develop later. Provide only basic information at the scene and exchange insurance details. For your own insurer, review your policy and cooperate as required, but consider getting guidance before any recorded statement. If contacted, you can politely state that you will follow up after you have medical information and a better understanding of coverage. We can handle communications, gather records, and present a clear account that minimizes misunderstandings and supports a fair valuation of your claim.
Recoverable damages can include medical expenses, wage loss, reduced earning capacity, and the cost to repair or replace your bike and gear. Non-economic damages account for pain, limitations, and the effect on daily activities and relationships. The total value depends on liability proof, medical support, and available insurance coverage. We work to document current and future care, missed work, and the broader impact on your life. By aligning medical records with crash evidence and accurate calculations, we present a claim that reflects your real losses and positions you for meaningful negotiations or litigation if necessary.
Property damage typically involves the at-fault driver’s liability coverage or, in some cases, your own policy. You can choose your repair shop, and it helps to obtain detailed, itemized estimates. Photograph every angle of the bike, including close-ups of structural and cosmetic damage, and keep all receipts for parts and labor. If the bike is a total loss, valuation will consider market value, upgrades, and condition. We help you present documentation that supports fair replacement or repair. Preserving damaged parts can also assist with liability or product-related claims tied to the crash.
If symptoms are minor and resolve quickly, you may be comfortable handling the claim yourself. Be sure to wait until treatment is complete before settling, and keep thorough records. If the insurer cooperates and liability is clear, a limited approach can be efficient and cost-effective. If symptoms persist, fault is disputed, or coverage is unclear, legal help can reduce stress and protect your recovery. We can evaluate your situation, explain options, and step in if the claim becomes more complex than expected. The decision is yours, and our advice is tailored to your goals.
Road hazards like potholes or loose gravel may involve governmental entities with special notice requirements and shorter timelines. Defective parts require careful preservation of the component and maintenance records, and may involve additional defendants and insurance coverage. Early investigation is essential to protect these claims. We secure photos with scale references, file timely notices, and coordinate inspections when needed. By exploring all responsible parties, we expand potential sources of recovery and improve the chances of a fair outcome. If you suspect a hazard or product issue, contact us promptly so we can preserve evidence and guide next steps.
We offer a contingency fee arrangement, which means you pay no attorney fees unless we make a recovery for you. During your consultation, we explain the percentage, any potential costs, and how expenses are handled. There are no upfront retainers for injury cases handled on contingency. Transparency matters to us. You will receive a written agreement that outlines the terms in plain language. We also discuss how liens and costs affect your net recovery. If you have questions about fees or want to compare options, call 651-615-3322. We are happy to walk through everything before you decide.
