If you were hurt in a car crash in Goodhue, the days that follow can feel overwhelming. Medical appointments, time off work, and insurance calls pile up quickly. Metro Law Offices helps injured people in Goodhue and throughout Minnesota understand their options and move forward with confidence. Our team focuses on clear communication, practical steps, and strong advocacy so you can focus on healing. Whether your collision involved a passenger vehicle, a rideshare like Uber or Lyft, or a commercial truck, we tailor the approach to your situation and the insurers involved. From the first call to final resolution, our goal is to safeguard your recovery.
Every car accident case is unique, but a steady process reduces uncertainty. We gather records, coordinate benefits, and present your claim in a way insurers understand. You will know where your case stands, what comes next, and how decisions may affect your timeline and compensation options. Minnesota’s no-fault system can provide early medical and wage benefits, yet liability coverage often becomes key for full recovery. If needed, we prepare for litigation to preserve your rights. When you’re ready to talk, we’re here to listen and guide you through a plan that fits your needs and your life in Goodhue.
Insurance companies move quickly after a collision, often before you fully understand your injuries or the coverage available. Having a lawyer by your side helps you avoid avoidable delays, missed benefits, and undervalued settlements. We translate policy language, track deadlines, and make sure necessary documentation is complete and persuasive. Our involvement streamlines medical billing, wage-loss submissions, and communication with adjusters. We also coordinate evidence so fault is presented clearly under Minnesota law. With a thoughtful plan, you can seek medical care without losing sleep over claim details, and your case can be positioned for a fair resolution that reflects your losses.
Metro Law Offices is a Minnesota personal injury firm dedicated to helping people after car, rideshare, and commercial vehicle crashes. We bring a steady, client-focused approach to every case, from initial intake through settlement or suit. Our team understands how local roads, medical providers, and Goodhue County courts can affect a claim’s path. We prioritize clear expectations, timely updates, and accessible guidance. You will work with a team that values preparation and consistent follow-through. When questions arise about treatment, bills, or the next step, we provide straightforward answers and practical options so you can make informed choices that fit your life and recovery.
Minnesota uses a no-fault system that offers early medical and wage benefits regardless of who caused the crash. These benefits do not cover everything, so liability claims against the at-fault driver may be necessary for pain and suffering, additional wage loss, and other damages. If a rideshare vehicle is involved, layered policies can come into play depending on whether the app was on, a passenger was onboard, or the driver was off-duty. We help you identify all available coverage, explain how fault impacts your case, and develop a timeline that balances treatment progress with a strong claim presentation.
Building an effective case means pairing medical documentation with proof of how the crash changed your day-to-day life. We collect provider notes, imaging, and bills, along with photos, witness statements, and repair records. Wage information and journal entries about symptoms can help round out the picture. Insurers review both the medical and the human side of your losses, and your story should be clear and supported. When problems arise—like coverage disputes or delayed authorizations—we step in to keep your claim moving. Along the way, you stay informed about options, risks, and the best timing for negotiations.
A car accident claim is the process of pursuing benefits and compensation after a collision. In Minnesota, it commonly includes no-fault benefits for medical bills and wage loss and, when thresholds are met, a liability claim against the at-fault driver. A claim should document injuries, treatment, and how the crash impacted work, family, and activities. It also addresses property damage and any out-of-pocket costs. For rideshare incidents, additional policies may be triggered based on the driver’s status. A strong claim is timely, well-documented, and aligned with Minnesota law so insurers understand your losses and the reasoned basis for payment.
Effective claims share several features: prompt medical attention, consistent treatment, thorough documentation, and clear communication with insurers. We identify coverage, preserve evidence, and confirm the accident’s impact on your health and daily life. Once treatment stabilizes or a reliable prognosis is available, we compile records, bills, wage information, and proof of other damages. A written demand frames fault, medical findings, and the valuation of your losses under Minnesota law. If an insurer disputes liability or damages, we respond with targeted evidence and, when necessary, file a lawsuit to protect your rights and keep your case on a fair track.
Understanding common terms helps you make better decisions and follow your claim’s progress. Minnesota’s no-fault system interacts with liability coverage in ways that can be confusing without context. The definitions below give practical meaning to phrases you will see in letters from adjusters, medical providers, and health insurers. Knowing how these concepts fit together can help you plan treatment, evaluate settlement timing, and avoid unnecessary delays. When in doubt, ask questions early so coverage issues can be addressed before they affect care, pay, or your ability to prove the full extent of your injuries and losses.
Bodily Injury Liability is insurance carried by a driver to pay for injuries they cause to others. When a Goodhue collision is someone else’s fault and your injuries meet Minnesota thresholds, a claim against that driver’s Bodily Injury Liability coverage may address pain and suffering, excess wage loss, and other damages not paid by no-fault. The strength of a liability claim depends on clear evidence of fault and well-documented injuries. Policy limits can cap recovery, and multiple claims may compete for the same limits. We identify all potential policies and coordinate proof so your losses are fully and fairly presented.
Comparative Fault is a Minnesota rule that assigns percentages of responsibility when more than one party contributed to a crash. Your compensation may be reduced by your share of fault, and you cannot recover if your fault exceeds the other party’s. Insurers often raise comparative fault to limit payouts, so evidence such as scene photographs, witness statements, vehicle data, and repair estimates can be important. Careful documentation and timely investigation help present a clear, consistent account of what happened. If fault is disputed, our strategy focuses on sharpening the facts that matter most under Minnesota law.
No-Fault, also called Personal Injury Protection or PIP, provides certain benefits after a crash regardless of who caused it. In Minnesota, PIP can help pay medical bills and a portion of wage loss early in a case. The process involves submitting forms, authorizations, and medical records to your own insurer. While helpful, PIP does not compensate for every category of loss, and it can involve examinations or disputes over treatment. Properly tracking bills, mileage, and time off work helps you receive benefits efficiently. When no-fault is exhausted or limited, a liability claim may address remaining damages.
The Statute of Limitations is the legal deadline to file a lawsuit. In car accident cases, this deadline can vary based on the type of claim, the parties involved, and insurance contract terms. Missing a deadline can end your ability to pursue compensation, even if liability is clear. Because records collection, medical stabilization, and negotiation take time, it’s wise to understand deadlines early and plan backward from them. We track applicable limits, preserve evidence, and ensure the case is positioned for timely resolution or filing if negotiations stall. This protects your rights while allowing treatment to progress.
Some Goodhue car accident claims resolve with basic documentation and cooperative adjusters, while others require a comprehensive legal approach. A do-it-yourself route can work when injuries are minor, liability is clear, and there’s little risk of lingering symptoms or future care. Full representation often makes sense when injuries are significant, multiple insurers are involved, or fault is disputed. We help you weigh the pros and cons, including time commitments, potential recovery, and stress levels. Our goal is to match the level of service to the complexity of your case so you receive the right support at the right time.
If a fender-bender in Goodhue left you without injuries and the vehicle damage is straightforward, a limited approach can be enough. You may focus on property damage estimates, repair scheduling, and rental coverage while monitoring symptoms. Keep photographs, repair invoices, and correspondence in one place. If no pain develops within a reasonable period and medical care isn’t needed, you may be able to close the matter without full representation. We can still offer brief guidance on documentation and communication style, which helps prevent missteps and keeps your claim organized while you handle the process directly.
When fault is undisputed and injuries resolve quickly with minimal treatment, a streamlined plan may be appropriate. The focus is on confirming diagnosis, completing recommended care, and assembling concise records and bills. Settlement discussions can occur after recovery stabilizes so your outcome is clear. Even in simple cases, it helps to understand how no-fault interacts with liability coverage and how to avoid signing broad releases too early. If complications arise—like gaps in care, new symptoms, or slow insurer responses—we can shift to a more involved role to protect your access to benefits and fair compensation.
Significant injuries, surgeries, or prolonged therapy often require careful coordination among providers and insurers. In these cases, a comprehensive approach helps track medical progress, forecast future care, and present the full impact on work and daily life. We organize records, manage authorizations, and address billing issues so nothing falls through the cracks. Settlement timing matters, because resolving too soon can leave future costs uncovered. We monitor medical milestones and consult with providers to ensure the demand reflects your true needs. If the insurer undervalues the claim, litigation may be necessary to safeguard an appropriate outcome.
Crashes involving contested liability, hit-and-run drivers, or layered coverage—such as rideshare and commercial policies—benefit from full-service representation. We identify all potential insurers, confirm policy limits, and gather evidence that clarifies fault, including photos, witness statements, and available vehicle data. Coordinating no-fault, liability, UM/UIM, and health insurance can be complicated. A comprehensive plan ensures deadlines are met and that valuation properly accounts for medical care, wage loss, and long-term effects. If settlement talks stall, we file suit to preserve rights and keep pressure on the responsible parties to address your losses fairly under Minnesota law.
A comprehensive strategy brings order to a stressful time. With clear goals and steady communication, you understand what documents are needed and how treatment progress affects your claim’s timing. We coordinate with providers to assemble complete records and bills, verify coverage, and manage paperwork so you can focus on recovery. Early issue-spotting helps avoid delays and strengthens negotiation leverage. When questions come up, you get timely answers grounded in Minnesota law and local practice. This approach reduces uncertainty, preserves options, and positions your case for a result that reflects the medical and financial realities you’re facing.
Comprehensive representation also prepares your case for either settlement or suit. By developing evidence as if a trial could occur, we encourage reasonable offers and create a ready path to litigation if needed. Insurers respond to organized files and well-supported valuations. Your story—how the crash affected your work, family, and daily life—comes through clearly. With each step documented, it becomes easier to explain the basis for compensation and harder for adjusters to dismiss important losses. The result is a process where you remain informed, empowered, and focused on healing while your legal interests are fully protected.
Medical care and insurance paperwork often move on different timelines. Coordinated management keeps both aligned. We track appointments, authorizations, and billing while ensuring insurers receive what they need to process benefits. This reduces gaps in care, protects your credit, and documents your recovery. When referrals or imaging are recommended, we help anticipate related coverage questions. If your job is affected, we collect wage data and employer confirmations so the financial impact is clear. The goal is efficiency and accuracy, minimizing administrative stress while creating a thorough record that supports fair compensation for your injuries and other losses.
Negotiations are most effective when the facts are well-organized and the valuation is grounded in evidence. We present medical findings, bills, wage information, and day-to-day impacts in a concise, persuasive format. Minnesota law and jury trends inform the range of reasonable outcomes. With a clear record, adjusters must address the substance rather than rely on generalities. If an insurer undervalues the claim, we provide targeted rebuttals and, when necessary, file suit. A prepared case often settles better and faster, because both sides can see the strengths and risks. This disciplined approach helps secure results that reflect your real losses.
Start a file right away with photos of the scene, vehicle damage, and any visible injuries. Save medical visit summaries, prescriptions, and receipts. Keep a simple daily journal noting pain levels, sleep quality, work limitations, and missed activities. Ask witnesses for contact information and record the exact location in Goodhue where the crash occurred. Early documentation prevents memory gaps and gives adjusters a clear, consistent story. When your medical care reflects steady follow-through and your records are complete, your claim becomes easier to evaluate, and reasonable settlement discussions can happen on a stronger, more organized foundation.
Insurers often request recorded statements soon after a crash. Be polite and factual, but avoid guessing about pain levels, prior conditions, or how the collision happened. If you are unsure, say so and review your notes. It is appropriate to ask to reschedule until you have spoken with counsel. Do not sign broad releases without understanding what records will be shared. Small wording choices can have large effects on your claim. With preparation, these conversations become straightforward. We help you decide what to share and when, so your statements are accurate, consistent, and in line with the evidence.
After a Goodhue collision, your focus should be on healing, not deciphering policy language or chasing paperwork. A lawyer coordinates benefits, handles adjuster communications, and organizes medical proof so you don’t have to. We help you understand coverage interactions, track deadlines, and avoid signing away rights too soon. When your injuries affect work, family, or long-term health, early planning can preserve access to fair compensation. If negotiations stall, we prepare for litigation to protect your interests. The right support reduces stress and positions your case for a resolution that reflects what you have truly lost.
Hiring counsel also levels the playing field. Insurers see countless claims, and their processes are designed to control exposure. By presenting a clear record, grounded valuation, and strong legal footing under Minnesota law, we encourage timely, reasonable offers. You remain informed at every stage, with guidance tailored to your situation—whether your case involves a rideshare driver, a commercial vehicle, or a typical passenger car. Our role is to provide structure, anticipate issues, and protect your claim from common pitfalls. When questions come up, you get straight answers and options that align with your goals.
Legal guidance is especially valuable when injuries linger, fault is disputed, or multiple policies are in play. Rideshare crashes can involve layered coverage depending on the driver’s app status. Uninsured or hit-and-run incidents require quick steps to preserve UM or UIM claims. Multi-vehicle collisions create complex questions about responsibility and available limits. Commercial vehicles often bring different rules and aggressive insurers. Even in apparently simple cases, unexpected symptoms or billing disputes can complicate matters. If any of these issues sound familiar, a conversation can help clarify your options and map a path forward that makes sense for you.
When Uber or Lyft is involved, coverage depends on whether the app was on and if a passenger was present. That status determines which policy applies and the available limits. We verify the driver’s activity logs, identify the correct insurer, and gather evidence to clarify fault. Your no-fault benefits can still help with early medical bills and wage loss, while the rideshare policy may address additional damages. Timely notice and careful documentation are important to avoid delays. We coordinate these moving parts so you can focus on care while your claim is built on a solid, well-supported foundation.
If the at-fault driver cannot be identified or has no insurance, your own uninsured motorist coverage may apply. Prompt reporting to law enforcement and your insurer helps preserve the claim. We confirm policy details, collect medical proof, and present your losses just as we would in a liability claim. Because you are dealing with your own company, it’s still important to be thorough and cautious with statements. When evidence is limited, we focus on medical clarity, consistent treatment, and any available scene details to support the claim. Our aim is to move the process forward efficiently and fairly.
Crashes involving delivery vans, company cars, or multiple vehicles often produce complex evidence and coverage questions. There may be driver logs, employment policies, and commercial insurance with different rules. We work to secure relevant records, preserve vehicle data when available, and sort out which insurer is responsible for which losses. Clear timelines and consistent medical documentation become even more important. We present your case in an organized manner so each insurer understands its role. If negotiations bog down, filing suit helps maintain momentum. Throughout, we keep you informed, focused on care, and ready for each next step.
Our approach centers on you—your health, your schedule, and your goals. We keep communication clear and timely so you always know what to expect. From the start, we identify coverage, map deadlines, and develop a strategy that supports treatment while documenting your losses. Your file is built to withstand scrutiny, with organized records and a valuation grounded in Minnesota law. We collaborate with providers, employers, and insurers to reduce delays and confusion. The result is a steady process that respects your time, protects your rights, and positions your claim for the best resolution available.
Goodhue cases benefit from local awareness and Minnesota-focused advocacy. We understand how no-fault, liability, and UM/UIM coverage interact, and we explain those interactions in plain language. You receive practical guidance on medical follow-through, wage documentation, and settlement timing. If an insurer challenges fault or undervalues your injuries, we respond with targeted evidence and, when appropriate, file suit to keep your case moving. Throughout, we check in regularly and make sure you have the information needed to make confident decisions. You can expect steady progress and a clear path from first call to final outcome.
From minor crashes to serious injuries, we tailor our involvement to match your needs. Some clients want light guidance while they recover; others prefer full-service support through litigation. We are comfortable with either approach and can adjust as your situation evolves. When questions arise about medical bills, lien issues, or repair delays, we provide timely solutions. If your case involves rideshare or commercial coverage, we coordinate the layers so nothing is missed. Our goal is simple: reduce stress, protect your recovery, and help you move forward with confidence after a Goodhue car accident.
Clarity and momentum are built into our process. We start by listening to your story, identifying coverage, and outlining a plan that aligns medical care with claim requirements. As treatment progresses, we gather records and bills, track wage loss, and preserve evidence like photos and witness statements. When your condition stabilizes or a meaningful prognosis is available, we prepare a detailed demand supported by Minnesota law. If the insurer responds fairly, we work to resolve your case efficiently. If not, we file suit and press forward. At every step, you receive updates and practical guidance you can trust.
Your first consultation focuses on understanding the crash, your injuries, and your goals. We identify coverage, deadlines, and any urgent issues affecting care or pay. Together, we create a plan for medical follow-through and documentation. This phase also includes advice on communicating with insurers and what to expect in the coming weeks. If you’re dealing with rideshare or commercial coverage, we explain how those policies interact with no-fault and liability insurance. By the end of Step 1, you have a clear roadmap designed to protect your health, preserve evidence, and keep your claim on track.
We begin by listening carefully to what happened and how you feel today. Details matter: road conditions, vehicle positions, witnesses, and early medical findings can shape the claim. We request the police report, review photos, and note any cameras or potential data sources. If you missed work, we gather employment information. We also help set up a simple way to track symptoms, appointments, and out-of-pocket expenses. Our goal is to form a complete picture quickly, so early decisions are informed and your claim starts from a foundation of accurate, well-organized facts.
We review your auto policy for no-fault benefits, confirm liability coverage for the other driver, and evaluate potential UM/UIM claims. If a rideshare or commercial vehicle is involved, we determine which policy applies and what limits may be available. We explain how benefits are accessed, what forms are needed, and how to avoid common pitfalls. Early clarity prevents missed deadlines and keeps treatment moving. When necessary, we coordinate with providers to ensure billing flows correctly. You leave this step knowing how coverage pieces fit together and how to use them to support your recovery and your case.
During claim building, we collect medical records, bills, and wage-loss information while preserving evidence of the crash. We help ensure your treatment plan is clearly documented and that insurance receives what it needs to process benefits. If disputes arise, we respond with targeted information to keep the claim moving. When your condition stabilizes or a reliable prognosis is available, we prepare a comprehensive demand that sets out fault, medical findings, and damages. Throughout Step 2, we maintain steady communication, so you understand progress, timing, and how each milestone supports your case’s overall strength.
Evidence supports every part of your claim, from liability to the full scope of your injuries. We gather scene photos, vehicle estimates, witness statements, and available data, then match them with medical findings and wage records. We also collect documentation of how the crash changed daily activities, such as childcare, hobbies, or home tasks. When questions arise from insurers, we respond with focused materials that address the specific issue. This disciplined approach makes it easier to explain why compensation is warranted and harder for adjusters to discount losses without credible support.
We communicate with adjusters throughout the process to set expectations and avoid misunderstandings. Once the file is complete enough to discuss resolution, we present a demand that tells your story with clarity and support. If the insurer raises concerns, we consider targeted supplementation or a formal rebuttal. When offers are reasonable, we work toward settlement terms that reflect your medical needs, wage loss, and future risks. If talks stall, we are prepared to move to litigation. The goal is to negotiate from a position of strength, using evidence and Minnesota law to guide the discussion.
Resolution happens when both sides agree on fair compensation or a court decides the case. We continue developing your file until negotiations produce a result that addresses your losses and future needs. If that does not occur, we file suit to protect deadlines and preserve leverage. Litigation includes formal discovery, depositions, and, if needed, trial. Many cases still resolve before trial once the insurer fully evaluates the evidence. Throughout Step 3, you remain informed about options, risks, and timing, and you maintain an active role in decisions that shape the outcome.
A strong settlement strategy pairs persuasive presentation with strategic timing. We send a detailed demand once your medical picture is clear, explaining how the crash happened and what it cost you. We consider liens, future care, and wage concerns to avoid surprises. Negotiations proceed with data-driven rebuttals when offers undervalue your case. If the insurer engages constructively, we work toward terms that reflect your present and future needs. You receive candid counsel about ranges and likely paths, so each counteroffer aligns with your goals and the evidence.
Sometimes suit is the best way to protect your rights or move a stalled claim forward. Filing does not guarantee a trial, but it ensures deadlines are met and evidence can be formally requested. We handle pleadings, discovery, and depositions, always balancing efficiency with thorough preparation. Settlement discussions often resume as the case develops. If trial becomes necessary, your story is presented with clarity and support under Minnesota law. At every stage, you will understand the purpose, timing, and potential outcomes so you can make informed decisions about resolution.
Safety comes first. Call 911 if needed and seek medical care, even if you feel okay initially. Injuries often emerge over time. Photograph the scene, vehicles, and any visible injuries. Exchange information with the other driver and ask witnesses for contact details. Avoid arguing about fault and keep your statements factual. Notify your insurer promptly and consider contacting our office before giving a recorded statement. Early guidance helps you avoid mistakes that can delay benefits or reduce compensation. Start a simple file for medical records, bills, mileage, and lost time from work. Obtain the police report when available and keep a journal noting symptoms and limitations. If a rideshare or commercial vehicle was involved, note the company and any identifying numbers. We can help you organize the claim, confirm coverage, and plan next steps so treatment continues smoothly while your rights are preserved under Minnesota law.
Minnesota’s no-fault system provides certain benefits regardless of who caused the crash. Typically, your own auto insurer pays early medical bills and part of your wage loss up to policy limits. You must submit forms, authorizations, and treatment records so benefits can be processed. These payments help you access care quickly, but they do not cover every category of loss. When injuries meet legal thresholds or losses exceed no-fault benefits, you may pursue a liability claim against the at-fault driver for pain and suffering, additional wage loss, and other damages. We help coordinate no-fault submissions, track benefits, and prepare your liability claim so proof is complete. If disputes arise—such as an examination request or a denial—we respond promptly to keep your care and your claim on track.
Contact a lawyer as soon as you’re safe and have received initial medical attention. Early involvement helps preserve evidence, confirm coverage, and avoid missteps with recorded statements or releases. We also help you understand how treatment choices and documentation affect timing and valuation. Even if you are unsure whether you will need full representation, a conversation can clarify your options and reduce stress. If your crash involved a rideshare, a commercial vehicle, or disputed fault, early guidance is especially helpful. We can identify which policies apply, ensure deadlines are tracked, and set up a straightforward system for records and bills. The goal is to support your recovery while positioning your case for fair negotiations or litigation if necessary.
Do not panic if the other insurer points fingers. Comparative fault in Minnesota allocates responsibility by percentage, and early statements can be taken out of context. Keep communications polite and factual, and avoid guessing about speed, distances, or injuries. We gather photos, witness accounts, repair data, and medical proof to present a consistent narrative supported by evidence. When liability is disputed, we focus on the facts that matter most under Minnesota law. If reasonable resolution proves difficult, we may file suit to secure evidence and keep the case moving. Throughout the process, you will understand your options and the strategy for addressing fault arguments so your claim remains on a fair path.
Rideshare coverage depends on the driver’s status. If the app was off, personal insurance likely applies. If the app was on without a passenger, one set of limits may apply. If a passenger was onboard, higher limits may be available. We verify status, identify the proper insurer, and coordinate no-fault benefits with any liability or UM/UIM claims. Because multiple policies may be involved, timely notice and clear documentation are important. We gather activity logs, scene evidence, and medical records to clarify fault and damages. With an organized approach, rideshare claims can be resolved efficiently. If negotiations stall, we are prepared to litigate to protect your rights and maintain momentum.
Compensation may include medical bills, wage loss, and repair or replacement of your vehicle. When legal thresholds are met, you can also pursue damages for pain and suffering and other losses not covered by no-fault. The value of a claim depends on injury severity, treatment, recovery time, work impact, and how the crash changed your daily life. We build a complete picture using medical records, provider opinions, wage documentation, and evidence of day-to-day limitations. Minnesota law and local jury trends guide valuation ranges. Our goal is to present your case clearly and support negotiations with credible proof. When needed, we file suit to seek a result that reflects your present and future needs.
Timelines vary. Straightforward cases with minor injuries may resolve in months once treatment stabilizes and records are assembled. Cases with significant injuries, disputed fault, or layered coverage often take longer. It is typically best to wait until you have a clear medical picture before discussing final settlement so future needs are not overlooked. We keep momentum by gathering records as treatment progresses and addressing insurer requests promptly. If negotiations are unproductive, filing suit can move the case forward. Throughout, we provide updates and realistic timelines so you know what to expect and can plan around work, family, and medical appointments.
Many cases settle without a trial. When files are well-documented and valuation is reasonable, insurers often prefer resolution. If negotiations stall or deadlines approach, we may file suit. Litigation does not guarantee a courtroom appearance; many cases still resolve during discovery or mediation. Our approach is to prepare as though a trial could occur, which encourages fair offers and ensures readiness if they do not materialize. If court becomes necessary, we guide you through each step with clear expectations about timing, testimony, and potential outcomes under Minnesota law.
We offer a free initial case review, and personal injury cases are commonly handled on a contingency fee, meaning legal fees are paid from a recovery rather than upfront by the client. You do not pay attorney fees if there is no recovery. We explain the fee agreement clearly so you understand how costs and fees are handled. During your consultation, we discuss expected expenses, such as medical record charges or expert evaluations if needed, and how those are managed. Transparency helps you make informed choices and compare options. If you have questions about costs at any time, we provide straightforward answers and written confirmations.
Gather the police report, photos of the scene and vehicles, medical visit summaries, bills, and prescriptions. Keep pay stubs, employer notes confirming missed time, and any disability or light-duty paperwork. A simple journal of symptoms and activity limits helps show how the crash affected daily life. Save correspondence with insurers and repair estimates. If a rideshare or commercial vehicle was involved, note the company, driver information, and any trip or delivery details. Provide your auto insurance declarations page so we can review no-fault, UM/UIM, and other coverages. The more organized your documents, the faster we can evaluate your claim and begin discussions with insurers.
