Minivan crashes in Dayton can upend daily life for parents, commuters, and passengers in an instant. Medical bills, time away from work, and the stress of dealing with insurance adjusters can feel overwhelming. Metro Law Offices helps families across Hennepin County navigate Minnesota’s no-fault system and pursue fair compensation when another driver is responsible. Whether your collision happened on a neighborhood street or during a rideshare trip, we can review your options and outline a clear plan. This page explains how claims work, common pitfalls, and how to protect your rights. If you are ready to talk, call 651-615-3322 for a free consultation tailored to your situation.
Every minivan crash is different. Some claims begin with no-fault benefits for medical care and wage loss, while others involve disputed liability, multiple vehicles, or commercial insurance policies. Early steps matter: getting prompt treatment, preserving photos and video, and avoiding recorded statements before you understand your coverage can all influence the outcome. Metro Law Offices serves Dayton and nearby communities with straightforward guidance that fits Minnesota law. We coordinate with providers, gather records, and communicate with insurers so you can focus on healing. If you have questions about timelines, fault, or what compensation may be available, we are here to listen and help you move forward with confidence.
Metro Law Offices is a Minnesota personal injury law firm dedicated to helping people after vehicle crashes, including minivan collisions in Dayton. Our approach is hands-on and communication-driven. We listen, explain each step, and keep you informed as your case progresses. From first call to resolution, our team focuses on practical guidance and careful documentation. We coordinate with healthcare providers, handle adjuster communications, and pursue all available insurance benefits. Clients appreciate accessible service and clear expectations. We serve communities throughout Hennepin County and understand how local factors can shape a claim. When you need steady support, we are ready to help you take the next step.
Minnesota’s no-fault system provides certain benefits regardless of who caused the crash. These benefits commonly include medical expenses and portions of lost wages, paid by your own insurer under personal injury protection coverage. For additional compensation, such as pain and suffering or future medical needs, an at-fault liability claim may be available if thresholds are met under state law. Evidence like police reports, scene photos, dashcam footage, and medical documentation can be decisive. Prompt medical care is important for your health and for accurate records. Each step should support a clear, consistent story about how the collision happened and how your injuries affect daily life.
Many Dayton minivan claims involve multiple coverages. You may have access to your no-fault policy, the at-fault driver’s liability policy, and potentially underinsured or uninsured motorist coverage. If a rideshare or commercial vehicle is involved, additional policy layers may come into play. Coordinating these claims takes organization and timing. We help you submit forms, track treatment, and avoid gaps that insurers may question. Throughout the process, we evaluate whether settlement discussions are appropriate or if further investigation is needed. Our goal is to make the process understandable, reduce stress, and position your claim for a fair resolution based on Minnesota law.
A minivan accident claim is the process of seeking benefits and compensation after a collision involving a minivan, whether you were a driver, passenger, pedestrian, or rideshare customer. The claim can include no-fault benefits through your own insurer for medical care and wage loss, and, when applicable, a liability claim against a negligent driver for broader damages. Successful claims rely on timely medical evaluation, thorough documentation, and a clear explanation of how the crash occurred. Because minivans often carry families and groups, multiple injured parties and policy layers are common. Managing those moving parts thoughtfully helps protect your health, finances, and peace of mind.
Strong claims are built on prompt care, reliable evidence, and careful communication. Start by reporting the crash, seeing a qualified provider, and collecting photos, witness names, and repair estimates. Request your police report and keep a simple recovery journal describing pain levels, limitations, and missed activities. Submit no-fault applications on time, and direct adjusters to documented proof rather than speculation. Avoid quick recorded statements or broad releases until you understand the scope of your injuries and coverages. If liability is disputed, additional investigation, scene analysis, or expert consultation may be considered. Each action should support a consistent timeline that shows the collision caused your injuries and losses.
Carrying a basic vocabulary helps you make informed choices. Minnesota uses a no-fault system that provides certain benefits through personal injury protection, often called PIP. When injuries meet legal thresholds, an at-fault claim can pursue additional damages from the responsible driver’s liability coverage. Underinsured and uninsured motorist policies may also apply when the at-fault driver lacks adequate insurance. Comparative fault rules can reduce recovery if multiple drivers share responsibility. Deadlines apply, commonly measured in years, and missing them can limit options. Understanding these terms early promotes better decisions, smoother communication with insurers, and a clearer path to fair compensation.
Personal Injury Protection, often called PIP, is part of Minnesota’s no-fault system. After a crash, PIP generally pays certain medical expenses and wage loss regardless of fault, helping you access care immediately. Benefits are paid by your own insurer, and applications must be filed promptly. Keep detailed records of appointments, bills, and mileage to support reimbursement. Although PIP can ease financial strain early, it does not prevent additional claims against an at-fault driver when legal thresholds are met. Understanding how PIP interacts with liability, underinsured, and uninsured coverage helps you plan treatment and protect your long-term recovery.
Comparative fault allocates responsibility between drivers. If both parties share blame, Minnesota law can reduce a claimant’s recovery by their percentage of fault. Accurate evidence becomes especially important, including scene photos, witness statements, and repair data. Insurance carriers may argue for higher percentages to minimize payments, so clarity in documentation and consistent medical records is vital. Even if you believe you may have contributed to the crash, you should still explore your options, because partial responsibility does not necessarily end a claim. A careful review of the facts can help ensure your share of fault is not overstated.
Bodily Injury Liability is coverage purchased by drivers to pay for injuries they cause to others. When your injuries meet Minnesota’s thresholds, you can present a liability claim to the at-fault driver’s insurer for damages not covered by no-fault benefits. This may include pain and suffering, future medical care, and additional wage loss. The insurer will review medical records, proof of missed work, and evidence of the crash. To put your best foot forward, maintain consistent treatment and avoid gaps. A clear demand package that ties injuries and losses to the collision helps the insurer evaluate your claim more accurately.
A statute of limitations sets the deadline to file a lawsuit. In Minnesota, different claims can have different time limits, often measured in years, and missing a deadline can limit recovery. Because facts vary, it is important to identify which deadlines apply to your situation, including claims for injury, property damage, and, when relevant, wrongful death. Early investigation and timely filings reduce the risk of expired claims. Keep copies of correspondence, forms, and policy information so dates are easy to verify. If you believe time is short, seek guidance promptly to preserve your rights under Minnesota law.
Some minor collisions with quick recovery may be handled by submitting no-fault forms and providing limited records. However, even small claims can become complicated if symptoms linger or liability is disputed. Full representation can help you avoid undervaluation, manage multiple coverages, and document future needs. It can also reduce day-to-day stress by moving adjuster calls and paperwork off your plate. DIY approaches may save fees but carry risk if you sign releases too early or miss deadlines. Choosing a path depends on injury severity, fault disputes, and your comfort handling insurers. We will gladly discuss options so you can decide what fits best.
If your injuries are minor, fault is undisputed, and your primary needs are medical bills and short-term wage loss, a focused approach may be reasonable. Minnesota’s no-fault benefits can address immediate care without debating liability. Gather your medical bills, complete your PIP application promptly, and keep consistent treatment records. Provide only the documentation necessary to process benefits and avoid broad authorizations that open unrelated records. If symptoms resolve quickly and you return to normal activities, this route can be efficient. Should pain persist or new issues arise, you can reassess and discuss expanding the claim to pursue additional compensation.
When the other driver admits fault, witnesses are supportive, and medical treatment is brief, a limited strategy may be suitable. You can prioritize documenting expenses and time off work, submitting records to the appropriate insurer. Still, it is important not to rush a final release until your provider confirms you have reached maximum improvement. Keep a simple pain log and note activities you temporarily miss, like childcare duties or community events, in case your recovery takes longer. If complications develop or imaging reveals more significant injuries, consider moving to a more comprehensive plan to protect your long-term interests.
When insurers dispute who caused the crash or several vehicles are involved, careful investigation is essential. Collecting scene photos, dashcam footage, black box data, and witness statements can clarify what happened. Multi-vehicle collisions often involve competing insurers, each trying to shift blame. Coordinated communication helps prevent gaps or conflicting statements. If a rideshare or commercial minivan is part of the crash, additional carriers and policy limits may be relevant. We work to verify coverage, preserve evidence, and align medical records with the mechanics of the collision. The goal is to build a clear, consistent liability picture grounded in reliable proof.
Significant injuries require thoughtful planning to capture the full impact on health, work, and family responsibilities. Thorough documentation of treatment, future care needs, and functional limitations helps ensure a fair evaluation. Coordinating opinions from treating providers and keeping consistent follow-up appointments prevents insurers from arguing that symptoms are unrelated or exaggerated. We also examine underinsured and uninsured motorist coverages to identify additional recovery sources. When pain affects sleep, household tasks, or parenting, day-to-day notes can be helpful. A comprehensive approach aligns medical, financial, and legal pieces so your claim reflects the real-world consequences of the crash.
A coordinated strategy keeps your claim on track while you focus on healing. From the outset, we create a plan for medical documentation, benefit applications, and evidence collection. That structure reduces delays, avoids missing forms, and helps providers send records efficiently. By anticipating insurer questions, we can supply complete information the first time, minimizing back-and-forth. Consistency across medical notes, photos, and witness accounts strengthens credibility. If liability or coverage is challenged, having organized proof and a clear narrative supports a more productive negotiation. The result is a smoother process that respects your time and supports better outcomes.
Comprehensive representation also helps identify all potential coverage, including liability, underinsured, and uninsured motorist benefits. Many claims leave money on the table simply because policies are overlooked or deadlines are missed. We verify policy details, track timelines, and assemble a demand that accurately reflects medical needs, wage impacts, and day-to-day losses. When offers arrive, we evaluate them against the evidence and discuss options in plain language. If additional investigation is warranted, we outline the steps and expected impact. Throughout, you receive regular updates so there are no surprises—just a steady, organized path toward fair resolution.
Healing comes first. We help coordinate appointments, track bills, and communicate with providers so records are consistent and timely. That coordination supports accurate no-fault submissions and a future liability claim if appropriate. We encourage clients to keep a simple recovery journal and to ask providers to note work restrictions, activity limitations, and anticipated treatment plans. When billing issues or collections arise, we work to direct them through proper insurance channels. With the administrative burden off your shoulders, you can concentrate on recovery while your claim is documented in a way insurers can understand and evaluate more fairly.
Insurance negotiations are more effective when every assertion is backed by records and reliable evidence. We assemble a clear timeline, medical summaries, billing details, wage documentation, and photos that support causation and damages. If liability is contested, we gather reports and statements that address inconsistencies. With a solid file, settlement talks focus on facts rather than assumptions. When offers do not reflect the evidence, we discuss options, including continued negotiations or filing suit. You remain in control of the decision-making, with practical guidance at each step and a claim presentation designed to be persuasive and easy to follow.
Right after the collision, gather what you can safely obtain: photos of vehicle positions, interior damage around seats and child restraints, road conditions, and visible injuries. Ask for names and contact information for witnesses and note any nearby cameras that may have captured the crash. Request the incident number for the police report and write down a short summary while details are fresh. Keep copies of medical bills, therapy notes, and receipts in one folder. Create a simple journal describing pain, sleep changes, and missed activities. Early, organized documentation supports both no-fault submissions and any potential liability claim.
Insurance adjusters may ask for recorded statements, broad medical authorizations, or quick settlements before your injuries are fully understood. Be polite but cautious. Provide only necessary facts, and avoid speculating about fault or long-term prognosis. Review requests for records to ensure they relate to the collision and timeframe at issue. If you are unsure about a form or release, ask questions before signing. Do not rush to finalize a settlement if symptoms persist or providers recommend additional care. Taking time to understand your coverage and the scope of your injuries can help you avoid undervaluing your claim.
A focused conversation can help you understand your rights under Minnesota law and decide on a path that matches your needs. We explain how no-fault works, when liability claims are possible, and how to coordinate benefits without overwhelming paperwork. If liability is unclear or multiple insurers are involved, we outline a plan for investigation and communication. Even if your injuries appear minor, we discuss how to monitor symptoms and avoid premature releases. Our goal is to provide useful, practical guidance so you can make informed decisions that protect your health, time, and financial future.
Complexities arise quickly when children are involved, when the minivan was used for rideshare, or when the other driver lacks adequate insurance. Policy language, deadlines, and medical documentation can directly affect the value and timing of your claim. Metro Law Offices offers a free consultation to review your situation and suggest next steps. You will receive a clear explanation of options and what to expect, including timelines, required records, and potential challenges. There is no obligation. If you choose to move forward, we work to make the process manageable while you focus on recovery.
Minivans often carry families, car seats, and cargo, which can lead to unique injury patterns. Claims may involve multiple passengers with different insurers and medical providers. Rideshare trips and commercial shuttles introduce additional coverage layers and corporate adjusters. Hit-and-run collisions or drivers without adequate insurance may trigger uninsured or underinsured motorist claims. Some injuries emerge over days or weeks, making early documentation important even when pain seems manageable at first. When property damage appears minor but symptoms persist, careful evaluation matters. These situations benefit from organized records, clear communication, and an understanding of Minnesota’s no-fault framework.
Passengers, including children, may experience seatbelt-related injuries, soft tissue trauma, or head impacts. Because families often share policies, multiple claims can flow through the same insurer, creating paperwork and coverage questions. Keep separate records for each person, including bills, prescriptions, and notes from school or work about missed time. Child injury evaluations should be documented thoroughly, even for seemingly minor symptoms. If car seats were in use, retain them for inspection and consider replacement guidance from manufacturers. Organizing each passenger’s file helps ensure benefits are processed correctly and that any liability claim reflects the unique effects on each family member.
When a rideshare or shuttle is involved, different insurance policies may apply depending on whether the app was on, a ride was accepted, or passengers were on board. Commercial operations can add corporate carriers and reporting requirements. Preserve trip records, app screenshots, and driver information as soon as possible. These details help identify which policy applies and what limits may be available. Medical documentation and a clear timeline remain essential. Coordinating among multiple adjusters is time-consuming, but it is key to presenting a cohesive claim that aligns facts with the correct coverage layer under Minnesota law.
If the at-fault driver flees or lacks insurance, your own uninsured motorist coverage may step in. Report the crash quickly and request the police report, as prompt reporting can be required by your policy. Document vehicle damage, injuries, and any available witness or camera evidence that supports the occurrence and mechanism of the impact. Continue medical care and keep records organized for your insurer. We review policy language, help submit required forms, and look for additional coverage sources. Even without the other driver’s information, a well-documented claim can still move forward under Minnesota coverage rules.
Local knowledge matters. Our team serves Dayton and greater Hennepin County, and we understand how Minnesota’s no-fault rules, medical billing practices, and insurer procedures interact. We prioritize fast response times, transparent expectations, and respectful communication. You will know what we need from you and what we are doing on your behalf. We gather records and evidence methodically, reducing interruptions to your day and keeping deadlines on track. If issues arise, we address them promptly and explain your options in plain language, so you can make confident choices about your case.
Comprehensive support helps remove barriers to recovery. We assist with PIP applications, coordinate medical documentation, and identify all applicable coverages, including liability, underinsured, and uninsured motorist policies. When adjusters request statements or authorizations, we help you respond appropriately, protecting your privacy and the integrity of your claim. Throughout, we focus on building a complete, consistent file that aligns your medical journey with the facts of the collision. This organized approach encourages fair evaluation and reduces the risk of unnecessary delays or disputes.
Your goals drive the strategy. Some clients seek a timely settlement to move forward, while others need extended care documentation and a longer path. We outline likely timelines, potential turning points, and what each choice may mean for your case. You stay informed, and we adapt as your recovery evolves. If negotiations fall short, we discuss next steps and what litigation could involve. At each stage, our role is to provide clarity, relieve administrative stress, and advocate for a resolution that reflects your injuries and losses under Minnesota law.
Our process is built to be clear and predictable. We start with a detailed consultation to understand your medical needs and the facts of the crash. Next, we gather records, confirm coverage, and set up no-fault benefits while investigating liability. Throughout treatment, we maintain organized documentation and regular check-ins so developments are captured in real time. When the medical picture stabilizes, we prepare a demand package with supporting evidence and engage in negotiations. If needed, we discuss filing suit and guide you through each phase. You receive steady communication and practical guidance from start to finish.
We begin by listening. You share how the collision happened, your symptoms, treatment so far, and any prior injuries that may be relevant. We review photos, estimates, and the police report if available, and outline immediate steps for medical care and no-fault benefits. We also identify potential coverage layers, including liability, underinsured, or uninsured motorist policies. You will receive a simple checklist so nothing important is missed, and we will handle insurer notifications as appropriate. The goal is to reduce stress, secure early benefits, and set your claim on a solid foundation.
During the first call, we focus on your health and immediate needs. We confirm that you have access to appropriate medical care and discuss any transportation or scheduling issues. We explain no-fault benefits and provide guidance on documentation, including keeping a pain journal and saving receipts. If photos or video exist, we help you store them safely. We also discuss communication boundaries with insurers so you are not pressured into statements before understanding your rights. Our aim is to stabilize the situation, answer urgent questions, and give you a straightforward plan for the coming weeks.
We gather a quick snapshot of evidence and coverage to map the road ahead. This includes identifying all insurance carriers, confirming policy numbers, and noting potential additional coverages. We request the police report, evaluate damage photos, and flag any nearby cameras or witnesses. If rideshare or commercial vehicles are involved, we preserve app or trip data where possible. With this information, we prioritize tasks that protect your claim, such as timely benefit applications and targeted record requests. Early organization prevents lost information and sets the stage for a cohesive, well-documented case.
As treatment progresses, we coordinate documentation for no-fault benefits while monitoring whether a liability claim is appropriate. We obtain medical records and bills, request provider narratives when necessary, and ensure work restrictions and limitations are noted. If liability is disputed, we deepen the investigation with additional statements or records. We also review underinsured and uninsured policy language to preserve rights. Regular updates keep you informed about what we have collected and what is still needed. The focus is on consistent medical proof and timely claims management, so benefits continue without unnecessary delay.
We track medical appointments, therapy attendance, prescriptions, and imaging, assembling records into a clear timeline. Where appropriate, we request provider letters that explain diagnoses, causation, and anticipated care. We submit bills and wage documentation to the proper insurer under no-fault benefits and follow up to address denials or delays. If collections arise, we coordinate with providers to route balances through available coverage. Our goal is to keep care accessible and to build a medical record that accurately reflects your recovery and the impact on daily activities, work, and family responsibilities.
For disputed or complex crashes, we gather additional facts to clarify responsibility. This can include scene measurements, supplemental statements, or requests for camera footage. We compare damage patterns with accounts of the collision to support causation. If multiple vehicles or commercial policies are involved, we coordinate requests across carriers to prevent gaps. Throughout, we focus on evidence that insurers find persuasive and that aligns with medical records. When the liability picture becomes clear, we incorporate those findings into negotiations, making it easier for adjusters to evaluate the claim on the merits.
When treatment stabilizes or your provider can estimate future care, we prepare a detailed demand. It summarizes medical findings, expenses, wage impacts, and non-economic losses, supported by records and photos. We negotiate with the insurer and keep you updated on every offer and counter. If settlement discussions stall or deadlines approach, we discuss filing suit, what litigation entails, and how it may affect timelines. You decide the path forward with full information. Our focus remains steady: clear communication, reliable documentation, and advocacy aimed at a fair, timely resolution.
A persuasive demand is organized and specific. We include a concise narrative of the collision, a medical summary tying injuries to the crash, itemized bills, wage verification, and photos that illustrate damage and recovery. We address potential insurer arguments by citing records rather than assumptions, and we present a reasonable settlement framework based on Minnesota law and your documented losses. During negotiations, we communicate offers promptly, explain their implications, and discuss strategy. You remain in control, with our guidance focused on transparency and practical next steps that align with your goals.
If a fair settlement cannot be reached, we discuss filing suit within applicable deadlines. Litigation adds formal discovery, depositions, and court timelines. We prepare you for each stage, review what testimony may cover, and continue to evaluate settlement opportunities as the case develops. Not every claim requires a trial, but being prepared strengthens negotiation and ensures your rights are preserved. Throughout, we prioritize communication and planning so you know what to expect and how each step supports your overall objectives. Your comfort and informed decision-making remain central to our approach.
First, check for injuries and call 911. Accept medical evaluation even if symptoms seem minor; some injuries develop over time. If safe, take photos of vehicle positions, damage, road conditions, and visible injuries. Exchange information with the other driver and gather witness contacts. Ask for the incident number for the police report. Avoid discussing fault and keep your statements brief and factual. As soon as you can, contact your insurer and consider speaking with a Dayton-focused attorney about your options. Preserve dashcam footage, keep all receipts, and start a simple pain journal tracking symptoms and limits at home or work. Early documentation supports no-fault benefits and any potential liability claim.
Minnesota’s no-fault system provides certain benefits through your own insurer after a crash, regardless of who caused it. These benefits typically include coverage for medical expenses and portions of wage loss, helping you access care promptly without waiting for a liability decision. You will need to submit a PIP application and supporting records. No-fault does not prevent you from pursuing additional compensation from an at-fault driver when thresholds are met under state law. Coordination is important so medical records, bills, and wage documents are routed correctly. Keeping organized files, timely follow-ups, and consistent treatment records helps ensure your benefits are processed and that your broader claim, if any, is properly evaluated.
You may pursue a liability claim when your injuries meet Minnesota’s legal thresholds, which can include factors like medical treatment and disability duration. A liability claim seeks compensation beyond no-fault benefits, such as pain and suffering and future medical needs. The strength of your claim depends on evidence, medical documentation, and a clear link between the crash and your injuries. We typically evaluate liability after your initial treatment plan is underway and the injury picture is clearer. At that point, we review records, confirm fault evidence, and assess insurance limits. If appropriate, we prepare a demand supported by documentation and negotiate with the at-fault carrier while continuing to coordinate any ongoing care.
You are not required to provide a recorded statement to the other driver’s insurer, and doing so early can lead to misunderstandings. Adjusters may ask broad questions when your injuries are not fully known. It is reasonable to request time to review your coverage and gather records before giving any statement. Your own insurer may ask for information to process no-fault benefits. Provide accurate, concise facts and relevant records. If you receive requests for broad medical authorizations or extensive background records, ask questions before signing. Keeping communication focused and documented helps protect your privacy and the accuracy of your claim.
If the at-fault driver is uninsured or flees the scene, your uninsured motorist coverage may apply. Report the crash to police immediately and notify your insurer promptly, as policies often require quick reporting. Preserve any evidence, such as photos, camera footage, and witness statements, to confirm how the collision occurred. We review your policy, gather records, and help submit required forms to start benefits. If you later identify the other driver, the claim can be adjusted. Even without the other driver’s information, a well-documented uninsured motorist claim can move forward under Minnesota law, providing a path to seek compensation.
Deadlines vary by claim type and policy, often measured in years, and missing them can limit your options. Some claims require earlier notice to insurers or specific forms to protect benefits. Because timelines can depend on the facts, it is wise to confirm the applicable deadlines as soon as possible. During a consultation, we identify potential deadlines, including those related to injury, property damage, and uninsured or underinsured motorist claims. We then build a schedule for records, forms, and negotiations so nothing important is missed. If you believe time is short, reach out promptly to review your situation and preserve your rights.
Pain and suffering reflect how injuries affect your daily life, including sleep, activities, and family responsibilities. In Minnesota, these damages may be available when legal thresholds are met. Insurers look for consistent medical documentation, treatment plans, and notes about limitations. A simple journal and statements from employers or family can help illustrate the real-world impact. We assemble a clear picture using provider notes, therapy records, and your own observations. The goal is to present a grounded, credible account of how the collision changed your routines and comfort. When supported by records and timelines, these details help insurers evaluate non-economic damages more fairly.
Compelling evidence includes clear photos of vehicle damage and the crash scene, the police report, repair estimates, and medical records that track symptoms from day one. Witness statements and any available video or dashcam footage are also valuable. Keep originals and provide copies to insurers to avoid delays. For injury proof, consistency matters. Attend follow-ups, note work restrictions, and keep a pain and activity journal. Ask providers to document how injuries limit specific tasks like lifting, driving, or childcare. When the liability story and the medical story line up, the claim becomes easier for insurers to evaluate and resolve.
Settling too early can overlook future care or lingering symptoms. It is often better to wait until treatment stabilizes or your provider can reasonably project future needs. This ensures your demand reflects complete medical bills, wage impacts, and the day-to-day effects of the injury. If finances are tight, we discuss options to keep care on track while we assemble documentation. When an offer arrives, we compare it to your documented losses and discuss strategy. You decide whether to accept, negotiate further, or consider suit, with a full understanding of the trade-offs and likely timelines.
We offer a free consultation, and injury cases are typically handled on a contingency fee, meaning legal fees are paid from a settlement or recovery rather than upfront. If there is no recovery, there is generally no attorney fee. We explain the fee structure clearly so you understand costs before moving forward. There may be case expenses, such as charges for medical records or filing fees, which we review with you in advance. Transparency is important. We want you to feel comfortable with both the process and the costs, and we are happy to answer questions at any time by calling 651-615-3322.
