A van collision can upend your life in a moment, especially on the scenic but busy roads around Tonka Bay in Hennepin County. Larger vehicles mean larger forces, and injuries often require prompt medical attention, time off work, and careful documentation. Insurance carriers move quickly to limit payouts, and important evidence can fade just as fast. Metro Law Offices helps Tonka Bay residents and visitors understand their options after a passenger or rideshare van crash. From sorting benefits under Minnesota’s no-fault system to investigating liability, our team focuses on protecting your recovery and peace of mind while you heal.
Whether you were a passenger in a transit van, struck by a delivery van, or injured in a rideshare vehicle near the lake, the path to compensation follows distinct Minnesota rules. Timely medical care, accurate claim filing, and smart communication with insurers can make a meaningful difference. Our personal injury law firm guides you through each step, coordinating records, assessing future losses, and communicating with adjusters so you can focus on getting better. If you have questions about what to do next in Tonka Bay, call Metro Law Offices at 651-615-3322 for a free, friendly case review.
Van collisions often involve multiple policies, commercial carriers, or rideshare platforms, each with unique rules. Early guidance helps you avoid common pitfalls such as recorded statements that can be misinterpreted or gaps in treatment that undermine your claim. Legal support can organize medical evidence, quantify lost income, and identify all available coverage, including no-fault and uninsured/underinsured benefits. In Tonka Bay, where traffic can be seasonal and visibility conditions vary near the water, thorough investigation is key. With a steady advocate managing the process, you gain time to recover while your case is positioned for fair consideration.
Metro Law Offices is a Minnesota personal injury law firm committed to helping people after serious vehicle crashes, including van and rideshare incidents in Tonka Bay. Our approach prioritizes communication, local insight, and careful preparation of each claim. We work closely with treating providers, gather objective evidence, and pursue all applicable coverages to support your recovery. From first call to resolution, you’ll receive clear updates and practical guidance that reflects the realities of Minnesota’s no-fault system. If you were hurt in Hennepin County, reach out at 651-615-3322 to discuss your situation and the next right steps.
A van accident claim is the process of seeking compensation for injuries and losses caused by a driver’s negligence, defective equipment, or other unsafe conduct. In Minnesota, most motor vehicle injury claims begin with no-fault benefits that help pay initial medical bills and a portion of wage loss, regardless of who caused the crash. If injuries meet certain thresholds or another party is legally responsible, you can also pursue a liability claim. In Tonka Bay, that may involve a commercial insurer, a rideshare policy, a municipality, or multiple drivers, each requiring tailored documentation.
Key to a strong claim is linking your injuries to the collision and demonstrating the full scope of your losses. That often includes immediate treatment records, diagnostic imaging, specialist referrals, therapy notes, and proof of time missed from work. Photos, witness statements, and dashcam footage can also help. Minnesota follows comparative fault rules, meaning your compensation can be reduced if you share responsibility. Understanding how these rules apply, and how insurers evaluate evidence, can make a meaningful difference in the outcome of your Tonka Bay case.
A van accident claim is a legal process to recover compensation for bodily injuries, medical expenses, wage loss, and other damages after a collision involving a passenger, cargo, delivery, or rideshare van. In Minnesota, claims typically start with no-fault (PIP) benefits, then may proceed against the at-fault party if legal thresholds are met. Claims can involve multiple layers of coverage, including commercial liability, employer policies, and UM/UIM coverage. In Tonka Bay, careful coordination of benefits and timely reporting to all insurers helps preserve rights and creates a clear record of how the crash impacted your life.
Successful van accident claims rest on prompt medical care, thorough documentation, and strategic communication. Important steps include obtaining the police report, documenting vehicle damage, preserving photos and witness information, and notifying all insurers. Under Minnesota’s no-fault system, you can access PIP benefits for medical costs and partial wage loss while your liability claim is investigated. Insurers evaluate causation, severity, and credibility, so consistency in care and accurate records are vital. In Tonka Bay, claims may also involve commercial carriers or rideshare companies with unique reporting requirements and policy limits that call for careful attention.
Understanding common insurance and legal terms can make your Tonka Bay claim less overwhelming. No-fault benefits pay early medical bills regardless of fault, while liability coverage applies when another party is legally responsible. Comparative fault can reduce recovery if you share responsibility for the crash. UM/UIM coverage may help if the at-fault driver lacks sufficient insurance. Policy limits set the maximum payout by a carrier. Statute of limitations rules impose deadlines for filing a lawsuit. Knowing how these concepts interact ensures you request the right benefits at the right time and protect your recovery.
Personal Injury Protection, commonly called no-fault, is Minnesota’s system for providing prompt medical and wage-loss benefits after a motor vehicle crash, regardless of who caused it. PIP typically covers reasonable medical expenses and a portion of lost income up to policy limits. For Tonka Bay residents, this means you can start treatment without waiting for a liability decision. However, PIP does not compensate for pain and suffering; those damages may require a claim against the at-fault party if injury thresholds are met. Timely notice, accurate forms, and consistent care help you receive the full benefit of no-fault coverage.
Comparative fault is a rule that assigns responsibility for a crash among all involved parties. In Minnesota, your compensation can be reduced by your percentage of fault, and you generally cannot recover if your fault exceeds the other party’s. In a Tonka Bay van accident, insurers may argue you contributed by speeding, inattention, or other conduct. The strength of your evidence—scene photos, witness statements, black box data, and medical documentation—can influence how fault is allocated. Understanding this rule helps set realistic expectations, guides negotiation strategy, and underscores the value of preserving objective proof.
UM/UIM coverage can step in when the at-fault driver has no insurance or insufficient limits to cover your losses. This protection may be essential in van collisions that cause significant injuries or involve multiple claimants competing for limited funds. In Tonka Bay, a layered approach may be available, combining PIP, liability, and UM/UIM benefits to address medical costs, wage loss, and non-economic damages. Insurers may closely scrutinize medical causation and the reasonableness of treatment, so organized records and timely notice are important. Properly invoking UM/UIM preserves avenues of recovery when liability limits fall short.
The statute of limitations sets the deadline to file a lawsuit. In Minnesota, motor vehicle injury deadlines can vary by claim type, parties involved, and other factors. Missing a deadline can bar recovery, so it’s important to identify the correct timeframe early. In Tonka Bay, claims involving government entities or wrongful death may have different notice requirements or shorter periods. Even while negotiating with insurers, tracking the calendar protects your rights. Because calculating deadlines can be nuanced, many people confirm timing early in the process to ensure their claim is preserved while treatment and evaluation continue.
After a van collision, you can attempt a do-it-yourself claim, hire limited-scope assistance for targeted tasks, or choose comprehensive representation that manages everything from evidence gathering to negotiation and litigation if needed. A limited approach can work for minor injuries and clear liability, but hidden complications often arise, especially with commercial policies or rideshare carriers. Comprehensive service helps coordinate care, quantify damages, and communicate with multiple insurers, reducing stress while maximizing your documentation. In Tonka Bay, where crashes may involve seasonal traffic patterns and layered coverage, the approach you select can meaningfully affect your outcome.
If your injuries are minor, well-documented, and fully resolve within weeks, a limited approach can be workable. For example, a soft-tissue strain treated with a brief course of therapy, no missed work, and minimal property damage may be suitable for direct negotiation. In Tonka Bay, keep meticulous records, follow medical advice, and avoid gaps in care. Provide insurers with clear proof of medical costs and time missed, and confirm all benefits available under no-fault. Even in simple cases, be cautious about recorded statements and releases, and verify that future symptoms are unlikely before finalizing any settlement.
Crashes involving delivery vans, employer-owned vehicles, or rideshare platforms can trigger overlapping policies, strict reporting rules, and higher limits. A comprehensive approach helps identify every potential source of recovery, manage communications with several adjusters, and navigate disputes over responsibility. In Tonka Bay, where traffic includes local businesses and seasonal visitors, these claims may require gathering fleet maintenance records, driver logs, or platform data. Coordinated strategy reduces the risk of missed deadlines, inconsistent statements, or incomplete documentation. By keeping all moving parts aligned, your claim remains organized and ready for negotiation or, if needed, litigation.
Serious injuries, surgery, extended therapy, or lasting impairments call for a comprehensive approach. These cases often include multiple providers, complex billing, and future medical needs that require careful calculation. In Tonka Bay, documentation may span months, and coordinating benefits across PIP, health insurance, and liability claims can be demanding. Thorough representation helps track medical progress, develop future care plans, and support wage-loss claims. It also positions your case to address disputes over causation or preexisting conditions and to pursue appropriate compensation for pain, limitations, and loss of enjoyment tied to the van collision.
A comprehensive approach brings order to a stressful time. You gain help gathering and organizing medical evidence, calculating wage loss, and presenting a clear picture of how the Tonka Bay crash changed your daily life. Coordinated communication with multiple insurers keeps the message consistent and focused on your recovery. When disputes arise, prompt responses grounded in documentation can reduce delays and strengthen your position. From preserving black box data to tracking timelines, a well-structured strategy keeps your case moving while you concentrate on healing and restoring your routine.
Comprehensive representation also helps ensure no available coverage is overlooked. In van and rideshare claims, multiple policies may apply, including employer, platform, and UM/UIM coverage. Understanding limits and exclusions early helps set expectations and inform negotiation targets. If settlement is not appropriate, your case is already organized for the next step. For Tonka Bay residents, this approach means fewer surprises, fewer administrative headaches, and a clearer path toward fair compensation that reflects medical needs today and the impact the collision may have on tomorrow.
Well-documented claims tend to be taken more seriously. A comprehensive approach ensures your medical timeline is complete, bills are organized, and every category of loss is considered, from transportation to appointments to future care needs. In a Tonka Bay van crash, we help connect the dots between the collision and your symptoms, address any preexisting conditions with objective records, and present your wage loss and daily limitations in a clear, credible way. Strong documentation supports settlement discussions and, if needed, provides a solid foundation for courtroom presentation.
Multiple insurers often request overlapping information, which can lead to confusion or inconsistent statements. Coordinated communication streamlines the process, ensuring every adjuster receives accurate, timely updates supported by records. In Tonka Bay, where claims may involve commercial carriers or rideshare platforms, alignment is especially important. A single point of contact reduces stress, avoids unnecessary recorded statements, and keeps your case focused on the facts. Clear, consistent messaging also shortens delays, helping you access benefits and move toward resolution without sacrificing the thoroughness that your recovery deserves.
Seek medical attention immediately and follow your provider’s recommendations without gaps. Early, consistent treatment creates a strong link between the Tonka Bay crash and your injuries while helping you recover. Tell each provider exactly how the collision happened and where you hurt. Keep copies of bills, referrals, and off-work notes. If pain worsens or new symptoms appear, report them promptly. Insurers closely review timelines, so consistent care protects your credibility and access to benefits. Even if you feel “okay,” some injuries emerge later, and early evaluation can identify issues before they become bigger problems.
Adjusters may ask for recorded statements or broad medical authorizations. Provide accurate facts, but be cautious with interpretations or speculation about injuries. Keep communications short, polite, and factual, and document every interaction. Confirm policy limits and coverage in writing and avoid signing releases until you understand the full scope of your injuries. If you are unsure how to respond, seek guidance before returning calls. In a Tonka Bay van collision, measured communication helps prevent misunderstandings and protects your right to fair compensation under Minnesota law.
Legal guidance helps you understand benefits available today and the potential value of your claim tomorrow. Many Tonka Bay cases involve multiple insurers and overlapping coverage, making it easy to miss deadlines or undervalue losses. With structured support, you can avoid unnecessary statements, maintain consistent records, and pursue every applicable policy. You also gain help forecasting future medical care, addressing time away from work, and documenting daily limitations. The result is a clearer path to recovery and a claim that reflects your real-life needs.
Insurance companies evaluate claims with their own playbooks, often pressing for quick resolutions before the full picture is known. Thorough preparation balances the scales. Your medical timeline, imaging, provider notes, and proof of wage loss are assembled and presented in a way that is easy to understand. In Tonka Bay, where conditions can vary near the water and traffic patterns shift by season, targeted investigation can uncover important details. With a steady advocate, you can focus on healing while your claim is advanced carefully and confidently.
Van collisions in Tonka Bay arise in many ways. Passengers injured in rideshare vans, families struck by delivery vans on neighborhood streets, and commuters hurt in employer-owned vehicles all face unique coverage issues. Weather, visibility, and seasonal traffic can increase risks near the lake. Common factors include speeding, distracted driving, improper loading, and inadequate maintenance. Claims may involve multiple adjusters and competing versions of events. When injuries are more than minor, or when coverage overlaps, focused guidance helps align the evidence and ensures each insurer receives the information needed to evaluate your losses fairly.
If you were a passenger in a rideshare van or hit by one, coverage may depend on the app’s status at the time of the crash. Platform policies can be substantial but have specific reporting requirements and exclusions. In Tonka Bay, prompt notice, screenshots showing trip status, and accurate details about the route help preserve benefits. Medical documentation and consistent treatment remain central. Because multiple policies may be involved, aligning reports and timing avoids confusion and keeps your claim on track while you focus on getting better.
Delivery and commercial vans can be subject to maintenance schedules, driver logs, and employer policies. When these vehicles are involved in a Tonka Bay collision, requests for fleet records or telematics may be appropriate. Commercial adjusters often examine fault closely and may question causation or the necessity of treatment. Organized records, photos, and early medical care improve claim clarity. Because limits and exclusions vary, confirm coverage in writing and identify all carriers. Thorough preparation increases the likelihood of a fair outcome that accounts for both immediate and longer-term impacts.
Passenger vans used for carpools, events, or community trips may have unique insurance arrangements, sometimes involving multiple policies. If you were injured as a passenger in Tonka Bay, obtain the driver’s information, policy details, and any organizational contacts. Save photos, seat assignments, and witness names. Even if you feel okay, seek medical evaluation to rule out hidden injuries. PIP can help with early bills, and liability coverage may apply if someone’s negligence caused the crash. Coordinated communication ensures the right insurers receive complete, consistent information to evaluate your claim.
Local roads, seasonal traffic, and the lakeside environment around Tonka Bay shape how crashes happen and how claims are evaluated. Metro Law Offices brings Minnesota-focused strategies to your corner, from understanding medical thresholds to coordinating PIP and liability benefits. We prioritize communication, ensuring you know what’s happening and why. Our goal is to reduce stress while building a strong, organized claim that reflects the full impact of the collision on your health, work, and daily life.
We handle the details that can overwhelm even straightforward claims. That means collecting records, tracking bills, confirming policy limits, and communicating with adjusters so nothing falls through the cracks. If disputes arise, your file is ready with the documentation needed to respond quickly. We tailor our approach to the unique challenges of van and rideshare crashes, including employer policies, platform coverage, and UM/UIM issues that often come into play in Tonka Bay and across Hennepin County.
From your first call, you’ll receive practical guidance and compassionate support. We offer free consultations and handle injury claims on a contingency fee, so you pay no attorney’s fees unless we recover compensation for you. If you were injured in a Tonka Bay van crash, let us help you understand your rights and the steps that can protect your claim. Call Metro Law Offices at 651-615-3322 to get started today.
Our process is designed to reduce stress and keep your claim moving. We start by listening, then gather key documents and create a timeline of medical care. We notify insurers, confirm coverage, and build evidence that explains how the crash changed your life. You receive clear updates and practical next steps throughout. If settlement makes sense, we negotiate from a position of organized strength. If litigation is appropriate, your case is already prepared with the records and analysis needed to take the next step with confidence.
We begin with a free consultation to understand what happened in Tonka Bay, your injuries, and your goals. We explain Minnesota’s no-fault benefits, what insurers will want, and how to avoid common missteps. With your approval, we request the police report, notify insurers, and start collecting medical records and bills. Establishing early communication and clear documentation sets the tone for the entire claim. You’ll leave with a simple plan, immediate action items, and a direct line to our team for questions as your recovery unfolds.
Early strategy focuses on preserving evidence and building a clear narrative of the van collision and injuries. We identify likely coverages, confirm policy limits, and outline requests for photos, witness statements, and any available telematics or dashcam data. We also coordinate with your providers to document diagnoses, treatment plans, and work restrictions. This plan guides how we communicate with insurers and prepare for potential disputes. By aligning strategy at the outset, we support consistent messaging and keep your Tonka Bay claim organized from day one.
We help you access Minnesota no-fault benefits for medical care and wage loss, completing required forms and ensuring insurers receive timely records. We coordinate with providers to prevent gaps in care and confirm referrals are documented. In Tonka Bay, where injuries can affect work and daily life, tracking treatment and accommodations is essential. We also outline expectations for communication with adjusters and set reminders for key timelines. With early benefits in place, you can focus on healing while your liability claim is developed in the background.
During this phase, we deepen the fact-gathering and refine the damage picture. That includes updated medical records, wage verification, and any necessary expert input on future care or vocational impact. We evaluate comparative fault arguments and address them with objective evidence. For Tonka Bay van crashes involving commercial or rideshare policies, we manage multiple carriers and confirm the interplay of limits and exclusions. By the end of this step, we have a well-supported valuation range and a strategy for negotiation or, if needed, litigation.
We analyze how the collision occurred using reports, photos, vehicle data, and witness accounts. We identify each potentially responsible party and map available coverages, including commercial and UM/UIM. In Tonka Bay, seasonal traffic and visibility near the lake can influence fault arguments; we address those factors with evidence. We also assess defenses such as preexisting conditions and respond with medical timelines and provider opinions where appropriate. This groundwork supports productive negotiations and readies the case for any next steps.
We compile a complete medical story, from initial treatment to current status, including imaging, therapy, and specialist visits. We also document wage loss, out-of-pocket costs, and how pain and limitations affect daily activities. When appropriate, we consult with providers about future care or restrictions. This documentation becomes the backbone of your Tonka Bay claim valuation. With a clear, organized file, we present a demand package that reflects both economic and non-economic losses and supports a fair resolution.
With liability and damages documented, we open settlement discussions using a clear demand and supporting evidence. We keep you informed, discuss offers, and advise on options. If settlement does not make sense, we are ready to file suit and continue building the case. For Tonka Bay van claims, courtroom readiness often encourages serious negotiation. Whether your case resolves through settlement or proceeds further, our focus remains the same: a result that reflects your needs and helps you move forward confidently.
We craft a negotiation plan grounded in your goals, the strength of the evidence, and realistic valuation ranges. You receive clear explanations of offers, trade-offs, and timing considerations. We address liens, subrogation, and how settlement funds will be allocated. In Tonka Bay, we also consider practical factors like ongoing care and work timelines. Our role is to provide information and guidance so you can make informed decisions about the resolution that best supports your recovery and future.
If litigation is appropriate, your case is already organized. We finalize exhibits, line up witnesses, and prepare you for each step, from discovery to potential mediation or trial. We continue to evaluate settlement opportunities while advancing the case. For Tonka Bay van collisions, courtroom readiness signals seriousness and can prompt fair negotiations. Throughout, you receive steady communication and practical support, ensuring you know what to expect and how to prepare as we work toward a result that reflects your losses.
Call 911, seek medical care, and ensure a police report is created. Photograph the scene, vehicle damage, and any visible injuries. Collect driver and witness information, and note weather, lighting, and road conditions around Tonka Bay. If available, preserve dashcam or security footage. Avoid discussing fault at the scene, and keep your statements factual. Early steps create a foundation of objective evidence that supports your claim and helps insurers understand what happened. As soon as you can, notify your insurance company and start a file for bills, records, and communications. Follow medical advice without gaps and keep a simple journal of symptoms and limitations. Do not sign broad releases or accept quick settlements before you understand the full scope of your injuries. If you have questions, call Metro Law Offices at 651-615-3322 for a free case review and guidance tailored to your situation.
Minnesota’s no-fault system provides Personal Injury Protection benefits that pay reasonable medical expenses and a portion of wage loss regardless of who caused the crash. This allows you to receive treatment without waiting for a liability decision. You’ll complete forms, provide proof of treatment, and work with an adjuster to process benefits up to your policy limits. Keep copies of bills and follow provider recommendations to avoid gaps that could delay payment. No-fault does not compensate for pain and suffering. If your injuries meet certain thresholds or another party is responsible, you may pursue a separate liability claim. In Tonka Bay van collisions, multiple coverages can apply, including rideshare or commercial policies and UM/UIM. Coordinating these benefits can be complex, so timely notice and organized records are essential to protect your recovery and preserve every available avenue of compensation.
Yes. Passengers injured in rideshare vans often have access to platform insurance that varies based on the trip’s status at the time of the collision. If the app was on and a ride was in progress or accepted, higher limits may apply. It’s important to capture screenshots of the ride and save communications. Promptly report the incident through the app and to your own insurer to protect benefits under no-fault. Collect the police report, medical records, and any photos or witness information from the Tonka Bay scene. Rideshare insurers may request statements and documentation. Keep communications concise and factual, and avoid speculation. Because multiple policies may overlap, coordinating who pays first and how claims interact can be complicated. Guidance can help you navigate the process and pursue a fair outcome without missing deadlines or important benefits.
Immediately after the crash, Minnesota no-fault (PIP) benefits typically pay initial medical bills and part of wage loss, regardless of fault. Health insurance may also contribute, subject to coordination with PIP. If another party is legally responsible, their liability coverage may be pursued for remaining losses, including pain and suffering, once thresholds are met. Keep every bill and explanation of benefits to ensure accurate processing and reimbursement. In van and rideshare claims, there can be multiple insurers. Confirm coverage and policy limits in writing, and provide timely records to each carrier. If bills are denied or delayed, the reason often relates to missing documentation or coverage coordination issues. Staying organized and addressing requests promptly can reduce friction. When disputes arise, a structured approach helps resolve them while keeping your Tonka Bay treatment on track.
Minnesota imposes deadlines for filing lawsuits, known as statutes of limitations. The timeline can vary based on the nature of the claim, the parties involved, and related factors. Missing a deadline can bar recovery, so it’s wise to confirm timing early. Even while negotiations are underway, tracking the calendar protects your rights and preserves leverage if a lawsuit becomes necessary. Some claims, such as those involving government entities or wrongful death, may have shorter notice requirements or different timelines. Because calculating deadlines can be nuanced, Tonka Bay residents often check timing soon after the crash to ensure their case remains viable. Early confirmation prevents rushed decisions later and allows a careful, organized pursuit of benefits and compensation.
Be cautious. Adjusters may ask for recorded statements soon after the crash, before injuries are fully understood. Provide basic facts, but avoid guessing or characterizing pain levels that can change as treatment progresses. Ask to respond in writing or after you’ve reviewed records, and do not sign broad authorizations without understanding their scope. In Tonka Bay van accidents, multiple insurers may request statements, and inconsistencies can be used to question credibility. Keep communications polite and brief, and document each contact. If you’re unsure how to answer a question, it’s reasonable to seek guidance first. Careful communication protects your claim while still moving the process forward.
Minnesota uses comparative fault, which can reduce your recovery by your percentage of responsibility. If your fault exceeds the other party’s, you generally cannot recover. Fault assessments are influenced by evidence such as the police report, photos, witness statements, and medical timelines. Insurers may disagree about percentages, so clear, objective proof matters. Even if you share some fault, you may still pursue compensation. Strengthening documentation, addressing disputed facts, and maintaining consistent medical care can help. In Tonka Bay, local road conditions, visibility, and traffic patterns may factor into fault arguments. A well-prepared file supports fair allocation and constructive negotiations.
Claim value depends on liability, the nature and extent of injuries, medical costs, wage loss, and how the crash affects daily life. Objective documentation—imaging, therapy records, specialist notes—carries weight. Insurers also consider consistency in treatment and the likelihood of future care. Property damage and how the collision occurred can influence evaluation, especially in commercial or rideshare contexts. We compile records, verify bills, and present a clear narrative of your Tonka Bay recovery, including impacts on work, family, and activities you enjoy. With organized proof, we develop a valuation range grounded in evidence, then negotiate for a resolution that reflects both economic and non-economic losses under Minnesota law.
Commercial and delivery van claims frequently involve higher policy limits, stricter reporting requirements, and additional sources of evidence like maintenance logs or telematics. Carriers may take a more aggressive approach to liability and causation. Coordinating benefits across PIP, health insurance, and commercial coverage requires careful documentation and timely responses to information requests. Because several parties and adjusters may be involved, consistent communication is essential. In Tonka Bay, identifying all coverages early and preserving relevant records reduces delays and strengthens negotiating leverage. With a layered strategy, you can pursue every applicable policy and present a comprehensive picture of your losses.
It’s a good idea to reach out as soon as your immediate medical needs are addressed. Early guidance helps you access no-fault benefits, avoid common pitfalls, and preserve key evidence from the Tonka Bay scene. You’ll understand what insurers will request and how to document injuries and wage loss effectively. Prompt contact also ensures deadlines are tracked and all available coverages are identified, including UM/UIM and potential commercial or rideshare policies. Metro Law Offices offers free consultations at 651-615-3322, providing clear next steps tailored to your situation so you can focus on healing while your claim is built the right way.
