A limousine ride in Mora should be safe and memorable, not life-altering. When a limo crash causes injuries, the path forward can feel overwhelming. Multiple companies may be involved, insurance policies often stack on top of each other, and deadlines arrive quickly. Metro Law Offices represents injured passengers and families across Minnesota, including Kanabec County and the Mora area. We focus on careful investigation, thorough documentation, and clear communication so you understand every step. If you were hurt in a limousine collision, we can explain your options, help protect your rights, and handle conversations with insurers while you focus on healing. Reach out today for a free, local consultation tailored to your situation.
Limousine accident claims differ from typical car crashes. Operators may be considered common carriers with heightened responsibilities, vehicles are often maintained by third parties, and service contracts can impact fault. In Mora, rural roads, changing weather, and event traffic can combine with company policies to raise unique questions about negligence and insurance. Whether your injuries are recent or symptoms have developed over time, early guidance helps preserve key evidence and a clear record of damages. Metro Law Offices is ready to listen, investigate, and pursue fair results under Minnesota law, all while keeping you updated and supported from intake through potential resolution.
After a limousine collision, you may face medical bills, time away from work, and a confusing web of insurance adjusters. Having a dedicated legal team means your claim is organized, deadlines are met, and important records are gathered quickly. In Mora, crashes can involve limo companies, maintenance vendors, and other motorists, each pointing fingers at someone else. Skilled advocacy helps identify all responsible parties and policies, present the full extent of your losses, and push back against low offers. Just as importantly, it removes the pressure of dealing with insurers while you focus on recovery, giving you clarity and confidence throughout the process.
Metro Law Offices is a Minnesota personal injury law firm representing injured people and families in Mora and across the state. Our team brings a calm, steady approach to limousine accident claims, from the first call through potential negotiation or litigation. We know how to coordinate medical documentation, examine maintenance records, and request data from vehicles and companies. We offer free consultations and contingency-based representation, meaning no upfront attorney’s fees. You will receive prompt updates, honest guidance, and a strategy tailored to the facts of your case and the law that applies. Call 651-615-3322 to talk with our team today.
A limousine accident claim aims to recover compensation for injuries and losses caused by negligence. That negligence may involve a driver, a limo company, a maintenance provider, or another motorist. In Minnesota, passengers may have access to no-fault benefits for initial medical costs, yet additional claims are often necessary to fully address pain, wage loss, and long-term care. Your case can include liability disputes, policy exclusions, and questions about whether the limo company followed safety rules and proper training. Our role is to investigate what happened, preserve evidence, and present a clear, complete picture of your damages.
In Mora, the facts can develop quickly. Vehicles may be towed, witnesses dispersed, and in-vehicle data overwritten. Early legal help can issue preservation letters, secure photographs, and obtain reports before details fade. We coordinate with your medical providers to document the full scope of injuries, including future care needs and how the crash affects your work and daily life. From evaluating the limo operator’s safety practices to reviewing weather and road design, our goal is to build a strong claim supported by evidence and Minnesota law. Throughout, we keep you informed so decisions are made with confidence.
A limousine accident claim is a legal request for compensation when a limo passenger or road user is injured due to negligence. It can involve collisions with other vehicles, single-vehicle incidents, boarding or exiting injuries, or harm caused by unsafe loading practices. These cases often include common carrier duties, meaning heightened care can be required for passenger safety. Minnesota’s no-fault rules may cover initial medical expenses, but third-party claims are pursued for broader losses, including pain, wage loss, and future care. The claim’s success depends on evidence, liability analysis, and clear documentation showing how the crash changed your life.
Most limousine accident claims share core elements: a duty of care, a breach of that duty, causation, and damages. Proving those elements requires prompt investigation, medical documentation, and insurance review. Process-wise, we start with a free consultation, gather facts, and notify insurers. We preserve evidence, obtain records, and identify all potential coverage. Once your treatment and damages are understood, we present a claim package and negotiate. If fair resolution is not reached, we discuss filing a lawsuit and proceeding through discovery and potential trial. Throughout, you receive clear updates and options at each milestone.
Understanding a few terms can make the process more approachable. You may hear phrases like no-fault benefits, vicarious liability, common carrier duty, and spoliation letters. Each affects how responsibility is assessed, what insurance applies, and how evidence is preserved. Our team translates the legal language into plain English, explains how these concepts apply to your facts, and uses them to build a persuasive claim. If any term feels unclear, we will take the time to explain it and answer questions so you feel informed and prepared for each step ahead.
Limousine operators may be treated as common carriers, meaning they have a heightened duty to transport passengers safely. This involves careful driver screening, training, maintenance, and operating practices. If an operator cuts corners on safety or fails to follow policies designed to protect riders, that can support a negligence claim. Proof may include maintenance logs, driver schedules, GPS data, and witness statements. In Minnesota, how this duty applies depends on facts and law, but the core idea remains the same: passengers should be protected from foreseeable harm through reasonable, proactive safety measures.
Minnesota no-fault, often called Personal Injury Protection or PIP, can provide initial coverage for medical expenses and certain economic losses after a motor vehicle crash, regardless of who caused it. For limousine passengers, PIP may come from a personal policy or another applicable policy, depending on the circumstances. No-fault is not typically the final word on recovery; it is a starting point. Additional claims may be pursued against negligent parties to address pain, long-term wage loss, and future care. Understanding how PIP coordinates with other coverage is essential for pursuing full compensation.
Vicarious liability is a legal concept holding companies responsible for the negligent acts of their employees when those acts occur within the scope of employment. In limousine cases, this can connect the operator or parent company to a driver’s conduct, creating access to insurance and resources that might not be available otherwise. Determining whether a driver is an employee or independent contractor, and whether policies extend coverage, requires careful review of contracts and insurer language. Establishing vicarious liability strengthens a claim by ensuring all responsible parties are included and that available coverage is fully explored.
A spoliation letter is a written notice instructing a company or individual to preserve evidence relevant to a claim. In limousine cases, that may include vehicle maintenance records, driver logs, onboard data, reservation and dispatch details, and surveillance video. Sending this notice as early as possible can prevent accidental deletion or routine overwriting of important information. It also signals that a claim is being evaluated and that the preservation duty is taken seriously. This step helps maintain a complete record, supports accurate reconstruction of events, and can strengthen negotiations or litigation down the road.
Not every limousine accident claim requires the same level of involvement. Some matters resolve with limited assistance and documentation, while others benefit from a comprehensive strategy that includes deep investigation and litigation readiness. In Mora, factors like injury severity, disputed fault, and insurance complexity guide the approach. We review the facts, outline your choices, and recommend a path that fits your goals and risk tolerance. Whether the claim is straightforward or complex, the objective remains the same: to pursue fair compensation and reduce the burden on you and your family.
If injuries are minor, liability is obvious, and insurance coverage is straightforward, a limited approach may be effective. For example, clear rear-end impacts involving a limo and prompt medical recovery often require focused documentation, coordinated no-fault benefits, and a concise demand package. In such situations, quick communication with insurers and accurate medical records can lead to timely resolution. We still take steps to protect your rights and ensure you are not undervalued, but the process can be more streamlined. The goal is to resolve fairly without unnecessary delay or expense.
Sometimes the main issue is property damage with minimal injury. While passenger injury claims remain our focus, we understand that transportation and repair issues can disrupt daily life in Mora. When injuries are limited and documented, a focused strategy can help you navigate repairs, rentals, and insurer communications while preserving your right to additional recovery if symptoms worsen. We aim to keep the paperwork light, the timeline short, and the outcome fair. Should the facts shift or new medical information arise, we can adjust strategy to fit your evolving needs.
When responsibility is contested or several parties may share fault—such as a limo operator, maintenance vendor, and another driver—a comprehensive approach helps protect your claim. We collect and analyze records, interview witnesses, secure expert input when appropriate, and map each party’s role. This level of work is often necessary to overcome blame shifting and insurer resistance. It also positions the case for litigation if required. In Mora, where weather and road conditions can be raised as defenses, a complete investigation ensures the facts are documented and presented with clarity and force.
Significant injuries, extended treatment, or permanent limitations usually call for a deeper strategy. We work closely with your medical providers to understand future care needs, functional restrictions, and how the crash affects your work and home life. We also examine all available insurance, including underinsured or excess coverage, and carefully document non-economic losses. This thorough approach supports fair valuation and prepares the case for negotiation or trial. Our priority is ensuring the full impact of your injuries is presented and that insurers appreciate the long horizon of costs and challenges you face.
A comprehensive approach brings order to a complex situation. It ensures evidence is preserved, deadlines are met, and all responsible parties are identified early. Your medical story is documented in full, connecting the dots between the collision, your symptoms, and the care you require. We also evaluate wage loss, future needs, and how the crash changed your daily life in Mora. With a complete record, negotiations tend to be more productive, and if litigation becomes necessary, the case is already built for that step. The process is deliberate, but it can yield stronger results.
Equally important, a full-service strategy reduces stress. Insurers, paperwork, and scheduling can consume your time when you should be focused on health and family. We coordinate these moving parts, keeping you informed without overwhelming you. Questions are answered promptly, and recommendations are explained in plain language. The goal is not just a recovery; it is a dignified experience, where you feel heard, respected, and supported. In Mora and throughout Minnesota, we stand beside you from the first call to resolution, ready to adapt the plan as your needs evolve.
Early preservation of evidence can shape the entire case. We move quickly to request vehicle data, maintenance logs, driver schedules, dispatch records, and any available video. We also gather scene photos, witness statements, and weather or road information relevant to Mora and the surrounding area. This documentation helps reconstruct what happened and counters claims that facts are uncertain. When insurers see a detailed record, discussions tend to focus on fair value rather than doubt. The earlier we start, the better chance we have to secure information before it disappears or memories fade.
Limousine crashes can involve layered insurance: company policies, driver coverage, third-party liability, and potential underinsured benefits. A comprehensive approach identifies each policy, examines exclusions, and coordinates benefits to avoid gaps. We present clear documentation of medical care, wage loss, and the personal impact of injuries to support a full valuation. By addressing coverage questions early and anticipating defenses, we work to prevent delays and protect your claim’s value. Our focus is on ensuring every applicable resource is considered so your recovery reflects the complete harm you have endured.
Photograph the scene, vehicle positions, visible injuries, and road conditions around Mora as soon as it is safe. Collect names and contact details for witnesses and all drivers. Save reservation confirmations, text messages with the limo company, and any receipts tied to the trip. Seek medical attention quickly, even if you feel “okay,” and explain you were in a limousine crash so records are accurate. Keep a journal describing symptoms, pain levels, and how injuries affect work and daily life. This documentation helps connect the event to your treatment and strengthens your claim.
Insurers may contact you quickly with a settlement that does not reflect future treatment, wage loss, or long-term limitations. Resist the pressure to accept before you understand the full scope of your injuries and the available coverage. We can evaluate offers, explain what’s missing, and work to improve terms. Statements given too early can be used out of context, so consider letting us handle communications. In Mora and throughout Minnesota, patience and a complete record usually lead to better outcomes. A careful approach helps protect the long-term value of your claim.
Hiring a lawyer levels the playing field with commercial insurers and defense teams. We know the documentation that persuades, the defenses likely to appear, and how Minnesota law impacts your claim. In Mora, where local conditions can be part of the story, we connect facts to the legal standards that matter. From identifying all policies to coordinating medical records, our goal is to present your case clearly and convincingly. We reduce stress by handling paperwork and calls while you focus on healing, all with regular updates and practical advice.
Timing also matters. Evidence can be lost, memories fade, and electronic data may be overwritten. Early involvement helps secure records and protect your rights. We investigate quickly, explain options in plain language, and pursue a strategy tailored to your goals. If the case calls for assertive negotiation or litigation readiness, we plan accordingly and prepare the claim with care. Whether your injuries are modest or life-changing, you are entitled to a thoughtful process and a fair evaluation. A steady, local advocate can make a meaningful difference in both experience and outcome.
Limousine claims in Mora can arise from many scenarios: driver distraction, speeding, hard braking, unsafe turns, or following too closely. Mechanical failures tied to maintenance lapses can also play a role, as can poorly trained drivers or rushed schedules during events. Boarding and exiting injuries happen when passengers are hurried, the vehicle is positioned poorly, or steps and handholds are not safe. Weather, dark rural roads, and heavy traffic near venues may compound risks. Each scenario requires careful investigation to determine what went wrong and who bears responsibility under Minnesota law.
Driver choices often sit at the center of a limousine crash. Distraction, fatigue, speeding, or failing to adjust to Mora’s weather and road conditions can lead to sudden braking, swerving, or rear-end collisions. Investigation may include dash data, dispatch logs, and mobile phone records when appropriate. We also consider driver training, supervision, and whether the company enforced safety rules. By connecting decisions behind the wheel to the resulting harm, we show how reasonable care could have avoided the crash and why compensation is warranted for your injuries and losses.
Limousines endure heavy use, making consistent maintenance essential. Brake problems, worn tires, steering issues, or lighting failures can create dangerous situations on Mora roads, especially in poor weather. We examine repair histories, inspection records, and vendor relationships to evaluate whether safe practices were followed. If a part was defective or maintenance was skipped, liability may extend beyond the driver to operators and service providers. Careful review of these records helps uncover preventable problems and supports claims seeking accountability for injuries caused by mechanical breakdowns and neglected safety responsibilities.
Overcrowding, unbalanced seating, and rushed loading can create hazards inside and outside the vehicle. Passengers may fall while boarding, be thrown during sudden maneuvers, or be unable to use restraints properly. In Mora, event schedules can compress timelines, tempting operators to hurry. We look at reservation logs, capacity limits, and driver instructions to determine whether the company created unsafe conditions. When procedures are ignored or capacity is exceeded, the risk of injuries rises. If unsafe loading contributed to your harm, we work to hold the responsible parties accountable for the choices that led to the incident.
Choosing the right firm is about trust, communication, and consistent follow-through. At Metro Law Offices, we start by listening carefully to your story and goals, then we build a plan tailored to your needs. You will receive clear updates and honest assessments at each stage. Our team is familiar with how Minnesota law applies to common carriers, no-fault benefits, and third-party liability, and we structure your claim to reflect the full impact of your injuries. From Mora to the Twin Cities and beyond, we bring steady advocacy to every case.
We emphasize thorough preparation. That includes preserving evidence, coordinating with medical providers, and identifying all insurance avenues. We craft detailed demand packages that explain liability and damages in plain language, supported by records and facts. If negotiations stall, we are prepared to move forward with litigation when appropriate. Throughout the process, you remain in control of decisions, with our guidance grounded in experience and the realities of your case. The goal is to pursue fair compensation while reducing the stress and uncertainty that often follows a serious crash.
Affordability matters. Our personal injury representation is offered on a contingency fee, meaning no upfront attorney’s fees. We only get paid when we recover for you. That aligns our interests and allows you to pursue your claim without added financial strain. If you have questions about costs, case timelines, or what to expect in Mora and Kanabec County courts, we will walk you through it. Call 651-615-3322 to schedule a free consultation and learn how Metro Law Offices can help you take the next step with confidence.
We begin with a free case review to learn what happened and how you are doing. Then we gather records, notify insurers, and secure evidence. Once treatment clarifies your injuries, we prepare a comprehensive demand and negotiate. If fair resolution is not offered, we discuss filing suit and continue building the case. Throughout, you receive regular updates and practical advice tailored to your goals. The process is designed to be clear and manageable, giving you the time and space to focus on recovery while we handle the legal heavy lifting.
Your first meeting is about clarity. We gather facts about the crash in Mora, your medical concerns, and insurance details. We identify potential witnesses, request reports, and assess immediate steps to protect your claim. That often includes sending preservation notices and capturing photographs or data. We also explain Minnesota no-fault benefits and how they coordinate with third-party claims. By the end of this step, you will understand the plan, the timeline, and what we need from you. Our team moves quickly so key information is secured before it disappears.
We start by listening. You share what you remember, how the collision happened, and your symptoms. We review photos, messages with the limo company, and any paperwork you have. We order police or incident reports and identify medical providers to obtain records. We also look for potential witnesses and nearby cameras that may have captured the event. Gathering the full picture early helps avoid gaps and positions your claim for success. If transportation or scheduling is difficult in Mora, we work with you to make the process convenient and accessible.
Preserving evidence supports credibility and value. We send spoliation letters to protect maintenance logs, driver schedules, reservation data, and any onboard or external video. We examine vehicle damage, scene conditions, and weather reports around Mora. Medical documentation begins immediately, connecting injuries to the crash. These steps are designed to anticipate insurer defenses and keep negotiations focused on fair compensation. By building the record early, we reduce the risk of delay and give your claim the strong foundation it deserves as we move into the next stages.
With evidence preserved and treatment underway, we assemble a comprehensive claim package. It includes liability analysis, medical records, bills, wage information, and a clear narrative of how the crash affected your life. We present the claim to insurers and engage in negotiations, responding to questions with supporting documents. Our focus is securing fair terms that reflect present and future losses. If offers fall short, we reassess strategy with you and discuss litigation. You stay informed of every development and remain in control of decisions about settlement and next steps.
Strong documentation is the backbone of a fair settlement. We coordinate with your providers to obtain records and reports that clearly explain your diagnosis, treatment, and future needs. We also gather wage information and statements describing how injuries limit work, family responsibilities, and daily activities in Mora. Photographs, journals, and witness statements help bring your experience to life. Presenting these materials in a clear, organized way allows insurers to understand the full impact of the crash and supports a recovery that matches your real-world losses.
Negotiations are driven by facts, records, and readiness to proceed if necessary. We answer insurer questions, address defenses with evidence, and evaluate offers against your documented losses. We consider all available coverage, including underinsured options where applicable. If an offer undervalues future care or wage loss, we explain why and advocate for more complete terms. You will receive our assessment in plain language, with options and recommendations. The decision to settle or continue rests with you, supported by clear information and a strategy aligned with your goals.
If negotiations do not produce fair terms, we discuss filing suit within applicable Minnesota deadlines. Litigation includes filing a complaint, exchanging information through discovery, and preparing for mediation or trial. We continue to evaluate settlement opportunities while building the strongest case possible. Throughout, you remain informed and supported, with each step explained in advance. Many cases resolve before trial, but we prepare carefully so you are ready for whichever path leads to the best outcome. Our focus never wavers: protecting your rights and telling your story with clarity.
Filing starts the formal court process. Discovery follows, where both sides exchange documents, answer written questions, and take depositions. We use discovery to obtain maintenance records, policies, training materials, and data from the limousine and other vehicles. Medical providers may be asked to clarify diagnoses and future care needs. Our approach is methodical and focused on the facts that matter most to liability and damages. As the record grows, we reassess settlement opportunities and prepare for potential mediation, always keeping you informed about progress and options.
Many cases settle during mediation, an informal meeting where a neutral third party helps the sides negotiate. If settlement remains out of reach, we continue preparing for trial, organizing exhibits, witnesses, and testimony to present your story. Even as trial approaches, discussions often continue, and resolution can occur at any time. Our role is to ensure you understand the process, the risks, and the choices available. Whether settlement or verdict, we aim for a result that fairly accounts for your medical needs, losses, and the impact on your life.
Start by seeking medical attention, even if symptoms seem minor. Tell providers you were in a limousine crash so records reflect the cause. If safe, photograph the scene, vehicles, and any visible injuries. Gather witness contacts and save your reservation details, texts, and receipts. Report the incident to law enforcement and request the report number. Avoid posting details online and be cautious with insurer calls. Early documentation helps protect your health and strengthens your claim. Contact Metro Law Offices for a free consultation. We will explain Minnesota no-fault benefits, coordinate early claim steps, and send preservation letters to protect evidence. Our team can handle insurer communications so you can focus on care. We will outline your options, answer questions in plain language, and build a plan tailored to your goals. Call 651-615-3322 to discuss your next steps and how we can help.
Potentially responsible parties can include the limousine driver, the operating company, a maintenance vendor, a parts manufacturer, and other motorists involved. Liability depends on the facts: driver conduct, training and supervision, vehicle condition, and road or weather factors in Mora. In some cases, companies may be responsible for employees under vicarious liability principles. Each party’s insurer may also be involved, creating layered coverage and defenses that require careful review. We investigate by collecting records, interviewing witnesses, and reviewing data. This can include maintenance logs, dispatch information, and any available video. We aim to identify every responsible party and the policies that may apply. Including all liable entities strengthens your position and helps ensure coverage is adequate for your injuries and losses. We present the evidence clearly, pursue negotiations, and, if necessary, prepare for litigation to protect your rights.
Minnesota’s no-fault system provides initial medical and certain economic benefits after a motor vehicle crash, regardless of fault. For limousine passengers, coverage may come from personal policies or other applicable policies, depending on the circumstances. No-fault is intended to provide prompt access to treatment and reduce delays while responsibility is determined. It does not prevent additional claims against negligent parties for broader damages. If your injuries meet thresholds or involve significant losses, you may pursue a liability claim for pain, suffering, wage loss beyond no-fault, and future care. Coordinating no-fault with third-party claims can be complex. Our team reviews your coverage, explains options, and ensures benefits are used strategically. We handle communications with insurers and present a clear damages picture so you receive both immediate support and a fair long-term recovery.
Compensation in a limousine accident claim may include medical expenses, rehabilitation, lost wages, and costs linked to your injuries. You may also seek recovery for pain, emotional distress, and loss of enjoyment of life when applicable. In Mora, we connect your treatment and daily limitations to the crash through thorough documentation, provider statements, and clear narratives that show how your life has changed. Future damages can be significant, especially with ongoing care or reduced earning capacity. We work with your medical team to understand long-term needs and present a complete valuation. Property damage, transportation to appointments, and other out-of-pocket costs are also considered. Our goal is to ensure the claim reflects both your current situation and the challenges ahead, giving insurers the information needed to offer fair terms or face litigation.
Minnesota law sets deadlines for injury claims, and they can be shorter than many people expect. The specific timeline can depend on the type of claim, the parties involved, and whether a government entity is part of the case. Waiting too long risks losing rights or critical evidence. We encourage you to consult promptly so we can protect your interests and meet all required timelines. During your free consultation, we will review the facts, identify potential deadlines, and outline next steps to avoid delays. Early action also helps secure evidence, stabilize medical documentation, and clarify insurance coverage. Even if you think time remains, it is wise to speak with a lawyer now to avoid surprises and start building a strong claim while details are fresh and accessible.
Proceed carefully when insurers call, especially soon after a crash. Adjusters may ask for recorded statements or quick settlements that do not reflect your full damages. You are not required to accept an offer immediately, and you can request time to speak with a lawyer. Sharing details before treatment stabilizes can unintentionally minimize your injuries or create confusion later. We can communicate with insurers on your behalf and review any documents or releases. Our goal is to protect your rights, ensure statements are accurate, and present your claim when it is properly documented. If an early offer arrives, we evaluate it, explain what may be missing, and work to improve the terms. This approach reduces stress and helps keep your recovery aligned with your real-world needs.
If another driver caused the crash, we pursue claims against that driver’s insurer while still coordinating any available no-fault benefits. We also examine whether the limousine operator contributed through training, supervision, or maintenance issues. Many cases involve multiple parties, and including all responsible entities can improve coverage and recovery options. Our investigation focuses on how the collision occurred and each party’s role. We collect records, witness statements, and data to determine fault and present the evidence clearly. Even when another driver is primarily responsible, the limo company’s policies and actions may still matter. We navigate these layers for you, keeping the process organized and aimed at a fair outcome.
Even minor injuries deserve attention. Symptoms like headaches, neck pain, or dizziness can evolve in the days after a crash. Early legal guidance helps coordinate medical care and ensures documentation is accurate. A brief consultation can clarify options, timelines, and whether a limited or comprehensive approach makes sense for your situation. If your injuries remain modest and liability is clear, resolution may be straightforward. If symptoms worsen or recovery lingers, having a lawyer already familiar with your case allows a swift adjustment in strategy. Either way, you remain informed and in control, with support that matches the seriousness of your injuries and your goals for resolution.
We handle limousine accident cases on a contingency fee basis, which means no upfront attorney’s fees. Our fee is collected from the recovery, aligning our interests with yours. During the free consultation, we explain how costs are handled, including records, filing fees, and other case expenses. We want you to feel confident about the financial side before moving forward. If you have questions about affordability or how fees work in Minnesota injury cases, we are happy to explain in detail. Our focus is providing accessible representation for Mora clients without adding financial stress. Transparency is important, and we will outline all terms in writing so you understand how fees apply from start to finish.
Many limousine accident cases settle without a trial, especially when evidence is strong and damages are well documented. Mediation can help parties find common ground. However, if insurers do not offer fair terms, filing suit may be the best path. We will explain the litigation process and help you weigh risks and benefits at each stage. Whether your case resolves early or proceeds to court, preparation is key. We build the record carefully, anticipate defenses, and keep you informed. If trial becomes necessary, we will present your story clearly with supporting evidence. Throughout, you remain involved in decisions about settlement and next steps, with guidance grounded in the facts of your case and Minnesota law.
