Lyft rides make it easy to get around Madison, but a crash can change everything in seconds. Whether you were a passenger, a Lyft driver, or another motorist, Minnesota’s no‑fault system and rideshare insurance tiers can feel confusing when you are hurting and bills are arriving. Metro Law Offices helps people in Madison and nearby Lac qui Parle County understand coverage, document injuries, and pursue the compensation the law allows. From medical care coordination to communicating with insurers, we handle the details so you can focus on healing. If your collision involved an active ride or a driver awaiting a match, the insurance layers differ, and timing matters.
After a Lyft accident in Madison, key steps include getting medical attention, saving app screenshots that show the trip status, and reporting the crash through the Lyft platform and to the appropriate insurer. Minnesota law may provide no‑fault benefits for initial medical and wage losses, while third‑party or uninsured/underinsured motorist coverage may address broader harms. The sooner evidence is preserved, the stronger your claim tends to be. Our team explains your options in clear terms, coordinates with providers, and helps track expenses and missed work. Have questions about who pays first, which adjuster to call, or what to say? Reach Metro Law Offices at 651-615-3322.
Acting promptly after a Lyft crash in Madison helps protect both your health and your claim. Early medical care documents injuries and ties them to the collision. Preserving rideshare data, dashcam footage, vehicle photos, and witness information helps establish what happened and when the app was on, off, or engaged. Quick notice to the correct insurer can activate benefits, including Minnesota no‑fault coverage and, when applicable, Lyft’s liability or UM/UIM policies. Addressing communication through one coordinated channel reduces the risk of conflicting statements. With timely guidance, you can avoid common pitfalls, meet important deadlines, and position your case for a fair resolution.
Metro Law Offices serves clients across Minnesota, including Madison and communities throughout Lac qui Parle County. Our personal injury practice handles rideshare collisions involving passengers, Lyft drivers, and third parties. We bring a practical, detail‑oriented approach to coverage mapping, liability analysis, and documentation of medical treatment, wage loss, and the day‑to‑day impacts of recovery. We keep you informed at each stage and make it easy to share records, bills, and photos. When insurers push back or point fingers, we present clear facts supported by evidence. Start with a free, no‑obligation consultation and learn how we can help you move forward confidently.
Lyft claims in Minnesota turn on timing and role: whether the driver had the app off, was available and waiting for a request, or was en route to pick up or transporting a passenger. Each phase triggers different insurance limits and priorities, from personal auto coverage to Lyft’s higher third‑party liability and UM/UIM policies. For injured people in Madison, no‑fault benefits can help with early medical and wage loss regardless of fault, while responsibility for the full range of damages depends on negligence and the available coverage. Understanding these layers early helps you make informed choices and avoid gaps in payment.
Building a strong rideshare claim involves careful evidence gathering and consistent medical documentation. Save screenshots showing the ride status and trip receipts, photograph the scene and vehicles, and capture names and phone numbers for witnesses. Report the crash through the Lyft app and to insurers without guessing about fault or injuries. Keep a running log of symptoms, appointments, and how pain or limitations affect work and daily life. For Madison residents, we coordinate these steps while you focus on treatment, ensuring records, bills, and wage statements line up with claim requirements so adjusters can evaluate your losses accurately.
A Lyft accident claim arises when injuries or vehicle damage occur in a crash that involves a driver using the Lyft platform, whether you are a passenger, another motorist, a pedestrian, or the Lyft driver. The claim can involve multiple insurers because coverage changes based on the driver’s app status and the stage of the ride. In Minnesota, injured people may access no‑fault benefits first, then pursue liability, UM, or UIM claims as appropriate. The goal is to recover compensation for medical care, lost income, replacement services, and human losses tied to the collision.
Successful Lyft claims rely on clear liability, well‑documented damages, and thoughtful navigation of multiple insurance policies. Core steps include confirming the driver’s Lyft status, securing the crash report, gathering photos and witness accounts, and obtaining medical records that explain diagnosis, treatment, and prognosis. Minnesota no‑fault benefits may pay initial medical and wage losses, with third‑party claims addressing the broader harms when another driver is at fault. Where coverage disputes arise, coordinated communication and timely demands keep the claim moving. If settlement discussions stall, litigation may be considered to obtain discovery and resolve disagreements about fault and damages.
Understanding the language of rideshare insurance helps you make confident decisions after a crash in Madison. Terms like no‑fault, comparative fault, and UM/UIM define who pays first, how responsibility is shared, and when additional coverage applies. Because Lyft’s policies change by app status, it is important to accurately document whether the driver was offline, available, en route, or carrying a passenger. Clear definitions reduce confusion, speed up claims handling, and prevent missed benefits. Use this glossary as a quick reference while you gather records, speak with adjusters, and evaluate settlement offers.
Minnesota’s no‑fault, also called Personal Injury Protection (PIP), typically provides benefits for medical care, mileage, and a portion of lost wages after a crash, regardless of who caused it. These benefits can help Madison residents access treatment quickly and stabilize finances during recovery. No‑fault does not compensate for all harms and has policy limits, so additional claims may be needed. Prompt notice and accurate forms are important, along with medical records that link your condition to the collision. Keep receipts and track time off work so reimbursements are calculated correctly under your policy.
Rideshare insurance can be primary or contingent depending on the driver’s app status. When the app is off, the driver’s personal policy generally applies. When the app is on and the driver is waiting for a request, contingent coverage may fill gaps. During an accepted ride or while transporting a passenger, Lyft’s higher third‑party liability and UM/UIM policies may become primary. Knowing which phase applied in your Madison crash guides where to file claims and how much coverage may be available. Screenshots and trip data are often key to proving the status at the time of impact.
Minnesota uses a modified comparative fault system. If more than one person contributed to a crash, responsibility can be divided by percentage. You can recover damages so long as your share of fault is not greater than the combined fault of the others. Any award may be reduced by your percentage of responsibility. In Lyft cases, comparative fault questions can involve the rideshare driver, another motorist, and even parties responsible for road conditions or vehicle defects. Careful investigation and documentation help fairly assess fault and protect your ability to recover.
UM and UIM coverage may provide benefits when the at‑fault driver lacks insurance or does not have enough to cover your losses. In many Lyft scenarios, UM/UIM from Lyft or a personal policy can be triggered depending on app status and contract terms. For Madison injuries, these benefits can address medical care, wage loss, and human damages that exceed other policy limits. Promptly notifying all potentially applicable carriers preserves rights. Because wording varies by policy, keeping copies of declarations pages and ride documentation helps determine which UM/UIM coverage applies and in what order.
When deciding how to handle a Lyft claim in Madison, some people prefer limited help with forms and early communications, while others want full representation through negotiation or litigation. Limited help may reduce immediate costs but can leave money on the table if coverage, damages, or liability become contested. Full representation aligns investigation, medical documentation, and insurer communications from the start, creating a consistent record that supports settlement. The better choice depends on injury severity, disputed facts, and your comfort navigating insurers and deadlines. We walk you through options so you can choose the level of support that fits.
In some Madison collisions, the harm is limited to vehicle damage, there are no aches, pains, or medical visits, and fault is undisputed. If the Lyft app was clearly off or the at‑fault insurer has accepted liability, a limited approach focused on obtaining estimates and coordinating repairs may be sufficient. You would still want the crash report, photos, and claim numbers, but the process often moves quickly. Should pain later develop or hidden damage emerge, you can reassess options. Document everything carefully to keep the door open to additional claims if new information arises.
If symptoms resolve quickly with basic care and Minnesota no‑fault fully addresses medical bills and short wage interruptions, limited assistance may be practical. Keep copies of treatment notes, bills, and wage documentation, and monitor for any lingering issues. Be cautious about early releases that close your rights before you understand the full picture. In Madison Lyft incidents, we often recommend finishing treatment, confirming a full return to normal activities, and reviewing settlement paperwork before signing. If questions about app status, coverage priorities, or future care arise, consider stepping up to more comprehensive help.
Rideshare crashes often involve conflicting accounts, commercial policies, and questions about whether the Lyft app was engaged. When fault is disputed, more than one insurer is involved, or there are gaps between personal and rideshare coverage, a coordinated, comprehensive approach is helpful. It allows for timely evidence preservation, accident reconstruction when appropriate, and clear demand packages that address each insurer’s responsibilities. In Madison, we also evaluate potential UM/UIM claims and employer policies when drivers were on delivery or multitasking apps. Bringing these pieces together reduces delay and positions you for a fair outcome.
Fractures, concussions, herniated discs, or symptoms that affect work and daily life call for a thorough strategy. Significant injuries often require ongoing care and careful documentation of future costs and limitations. If the at‑fault coverage is limited or liability is shared, uncovering all UM/UIM options becomes even more important. For Madison residents hurt in Lyft collisions, comprehensive representation coordinates treatment records, wage proof, and impact statements so insurers understand the full picture. It also helps avoid premature settlements that do not account for future care, flare‑ups, or the time it takes to fully recover.
A comprehensive approach weaves together liability facts, medical proof, and coverage priorities to show the complete story of your losses. From the first intake call, we align investigation with treatment, making sure crash photos, witness statements, and provider notes support each other. In rideshare cases, we track app‑status evidence and request the materials needed to verify insurance layers. With one coordinated plan, your claim presents consistent information across carriers, reducing the chance of delays or mixed messages and helping move negotiations toward a fair and timely resolution.
Comprehensive support also makes the process less stressful. We set expectations for timelines, explain what the law allows in Minnesota, and prepare you for conversations with adjusters, medical providers, and, if necessary, defense counsel. You will know what records are needed, when to expect responses, and how to evaluate settlement offers. In Madison Lyft cases, clear communication and organized documentation protect your rights while you focus on recovery. If settlement does not reflect the evidence, you can consider litigation with a strong foundation already in place.
Rideshare claims can involve personal auto, Lyft’s liability, and multiple UM/UIM policies. An integrated strategy maps all potential coverage, identifies primary versus contingent layers, and sequences claims so benefits do not conflict. In Madison, we gather declarations pages, trip data, and accident reports to verify which policies apply and in what order. Coordinated demands prevent coverage gaps and preserve rights, particularly when limits may be reached. This approach helps maximize available recovery while keeping the process efficient, transparent, and aligned with Minnesota’s no‑fault rules.
Insurers respond to clear, credible documentation. We compile medical records that explain diagnosis and causation, narrative letters that discuss restrictions and prognosis, and wage proof that shows how time off affected your income. Photographs, journals, and statements from family or coworkers can help illustrate daily limitations. In Madison Lyft cases, tying these materials to the timeline of the crash and treatment demonstrates the real‑world impact of injuries. Well‑organized proof speeds evaluation, narrows disputes, and supports settlement discussions that reflect both economic and human losses.
Immediately take screenshots of the Lyft app showing driver name, license plate, time, and whether the trip was accepted, in progress, or just online awaiting requests. Save the electronic receipt, note the pickup and drop‑off, and email yourself copies so they are not lost. Photograph vehicle positions, damage, airbags, and any visible injuries. In Madison, also note nearby businesses or homes that might have cameras. These details help verify which insurance applies and establish the timeline. Keep everything in a single folder so it is easy to share with insurers and your legal team.
Insurance representatives may ask for recorded statements soon after a crash. Share basic facts, but avoid speculating about speed, fault, or medical diagnoses. Politely request written questions or time to review your notes. In Madison rideshare claims, multiple carriers may contact you, including your own. Consistent communication prevents misunderstandings. Bring any forms to your consultation so we can review them together. If you have already given a statement, provide a copy so we understand the record. Thoughtful communication protects your claim while you focus on getting the care you need.
Rideshare claims involve unique insurance layers, strict notice requirements, and fast‑moving investigations. Many Madison residents seek legal help to identify all available coverage, coordinate no‑fault benefits, and prevent early mistakes that can reduce compensation. With guidance, you can concentrate on medical care while an experienced team organizes evidence, communicates with insurers, and develops a strategy tailored to your situation. Whether you were a passenger, another driver, or a pedestrian, clear direction during the first weeks often sets the tone for the entire claim.
Legal help can also balance the process when adjusters minimize injuries or dispute fault. We collect the records and statements needed to explain how the crash affected your work, family life, and wellbeing. In Madison Lyft matters, careful documentation, timely demands, and consistent messaging across insurers help move claims toward resolution. If negotiations stall, you will already have a detailed file that supports the next steps. From start to finish, our goal is to make the process understandable and to seek an outcome that reflects the full scope of your losses.
People in Madison contact us after Lyft crashes for many reasons. Passengers often need help coordinating no‑fault benefits and determining whether Lyft or another driver’s insurer should pay the broader damages. Other motorists seek guidance when hit by a Lyft driver whose app status is unclear. Pedestrians and cyclists ask about UM/UIM options when the at‑fault coverage appears limited. Across these situations, the right steps depend on accurate documentation and timely notice to the correct carriers. We review the facts, explain options, and help you choose a path that matches your goals.
If you were riding in a Lyft in Madison and were hurt, Minnesota no‑fault may help with early medical and wage losses, regardless of who caused the crash. Additional claims could involve Lyft’s liability coverage, another driver’s policy, or UM/UIM, depending on app status and fault. Save your trip receipt, screenshot the route, and report the incident in the app. Seek medical care immediately and follow up with your provider. We help assemble records and confirm the order of coverage so benefits activate promptly and your broader damages are properly evaluated.
When your car is hit by a Lyft driver in Madison, start by calling police, photographing the scene, and exchanging information, including whether the driver was using the Lyft app. Your no‑fault may address initial care, while liability for broader losses depends on fault and app status. Property damage, rental coverage, and diminished value can be negotiated, and bodily injury claims may be presented once injuries are documented. We help separate vehicle and injury issues, coordinate with the correct carrier, and prepare a demand that clearly outlines your harms and losses.
Pedestrians and cyclists hit by a Lyft driver face unique challenges, especially when the driver was en route or transporting a passenger. In Madison, documenting the ride status, getting witness names, and seeking immediate medical attention are key first steps. Your health insurance and Minnesota no‑fault from a household policy may interact with rideshare coverage. We work to verify the applicable policies, coordinate benefits, and build the record that shows how the collision affected your mobility, work, and daily routines. Clear, organized proof helps insurers understand the full impact and evaluate the claim fairly.
Choosing a legal team is about fit and service. At Metro Law Offices, you receive attentive support and clear direction from the first call through resolution. We combine local knowledge of Madison roads and insurers with a thorough approach to documentation and negotiation. Our goal is to reduce stress, keep you informed, and pursue fair compensation under Minnesota law for the harms you have suffered.
Communication matters. We provide regular updates, quick responses to questions, and easy ways to share records and bills. You will know what to expect at each stage, which forms are needed, and how decisions may affect your claim. When insurers request statements or medical exams, we prepare you in advance and ensure your rights are protected.
Results come from preparation. We build claims with organized evidence, consistent medical documentation, and clear demand packages targeted to the correct carriers. If negotiations do not reflect the proof, you will have a strong foundation for litigation decisions. Throughout, we stay focused on your goals—whether that is timely resolution, medical access, or the resources needed for a longer recovery.
Every Lyft case is different, but our process is consistent and transparent. We start by listening to your story, identifying goals, and mapping insurance coverage. Then we collect records, photographs, and statements while coordinating with your medical providers and employers. We keep you informed about timelines, settlement ranges, and options for next steps. Whether your priority is fast benefits or a full presentation of damages, our step‑by‑step approach helps Madison clients move from uncertainty to a clear plan.
We begin with a free, no‑pressure conversation about what happened, your injuries, and your priorities. We identify all potentially applicable policies, including personal auto, Lyft liability, and any UM/UIM coverage. You will receive clear guidance on preserving evidence and activating Minnesota no‑fault benefits if appropriate. We also set up a communication plan so insurers contact us, not you, and we establish a timeline for records collection and follow‑up. By the end of this stage, you will know which carriers are involved, what documents are needed, and how we will present your claim.
Your first meeting focuses on your health, the story of the crash, and your goals for the claim. We review the Lyft trip status, police report details, photos, and early medical records. You will have space to ask questions about treatment, time off work, and how bills are handled in Minnesota. Together, we determine immediate steps that reduce stress, such as routing insurer calls to our office and organizing documents in a shared folder. This foundation helps ensure the rest of the process stays aligned with your needs.
We help you secure screenshots, receipts, and any available dashcam or video, and we request the official crash report. If no‑fault benefits apply, we guide you through forms and documentation so they start promptly. We contact the involved insurers to open claims, confirm policy information, and stop unnecessary direct contact with you. At the same time, we set up a system to track bills, mileage, and wage loss. Preserving evidence early protects your rights and provides a clear roadmap for the investigation that follows.
During this stage, we dig into liability and damages. We analyze vehicle damage, scene photos, and witness statements, and when needed, consult with your providers about diagnosis and prognosis. We verify Lyft app status and obtain declarations pages to confirm coverage layers. Once the record reflects the full scope of your injuries and losses, we prepare and file claims with the appropriate carriers. Our demand packages tell the story of your recovery using organized records, timelines, and credible proof that supports the value of your case.
We confirm who is responsible by reviewing police findings, photographs, vehicle data, and witness accounts. We also work to verify the Lyft driver’s status at the time of the collision, which guides which policies apply and in what order. Communication is centralized so messages to and from insurers are consistent and documented. By coordinating personal auto, Lyft’s liability, and any UM/UIM coverage, we reduce confusion and preserve your rights to the maximum available benefits.
We gather complete medical records and bills, request narrative letters when appropriate, and organize wage documentation from your employer. We also help you create an impact statement that explains how injuries affect sleep, mobility, family life, and work. This documentation becomes the core of your damages presentation. For Madison Lyft claims, tying these materials to the timeline of treatment and recovery helps insurers understand the full picture and evaluate settlement more accurately.
With liability and damages documented, we prepare a tailored settlement strategy. We present demand packages, negotiate with adjusters, and consider tools like mediation to bridge gaps. If offers do not reflect the evidence, we discuss litigation options, timelines, and potential outcomes so you can make informed decisions. Whatever path you choose, our aim is to keep the process moving, protect your rights, and seek a resolution that meets your needs in Madison.
We analyze comparable results, medical evidence, and future needs to set a negotiation range, then present a clear demand to the appropriate carriers. We respond to counteroffers with focused updates to the evidence and, when useful, consider mediation to promote constructive discussions. Throughout, we keep you informed about risks, timing, and the pros and cons of each option. Our goal is to achieve a fair resolution efficiently while preserving your leverage if further steps are required.
If settlement is not acceptable, we discuss filing suit and the stages that follow, including discovery, depositions, and potential motions. We refine the evidence, prepare witnesses, and develop visuals that explain liability and damages. Even in litigation, many cases resolve before trial, often after key information is exchanged. Should trial become necessary, you will be prepared and supported. At every stage, decisions are made with your input and aligned with your goals.
Coverage depends on the Lyft driver’s app status at the moment of the crash. If the app was off, the driver’s personal auto policy generally applies. If the app was on and the driver was waiting for a request, contingent liability coverage may supplement personal insurance. If the driver had accepted a ride or was transporting a passenger, Lyft’s higher third‑party liability and often UM/UIM coverage may be primary. Minnesota no‑fault may also provide benefits for initial medical and wage loss, depending on the policies in play. Because multiple carriers can be involved, documentation is key. Save app screenshots, trip receipts, photos of the scene and vehicles, and the crash report. Report the incident through the Lyft app and notify the appropriate insurers without speculating about fault. We help Madison clients verify coverage layers, coordinate no‑fault benefits, and pursue liability or UM/UIM claims so the right policies respond in the right order.
In many cases, yes. Minnesota no‑fault (PIP) benefits can provide early medical and wage reimbursement regardless of fault. Which policy pays first depends on several factors, including whether you have your own auto policy, the vehicle involved, and contract terms. As a Lyft passenger, you may access no‑fault through your own policy or through a policy connected to the vehicle, subject to Minnesota’s priority rules. These benefits help you get care promptly while the full claim is evaluated. To activate no‑fault, seek medical treatment right away and tell providers it was a motor vehicle crash. Keep copies of bills, mileage, and any missed work. Complete forms accurately and on time. If questions arise about which policy is primary, we will help you confirm coverage and submit the right documents. Using no‑fault properly can stabilize finances early and prevent delays in treatment while liability questions are addressed.
Prioritize safety and health. Call 911 if needed, accept medical evaluation, and follow up with your provider. Photograph the scene, vehicles, and visible injuries. Exchange information with drivers and witnesses. Save Lyft app screenshots that show the ride status, route, and receipt. Do not guess about fault or minimize symptoms. Report the crash through the Lyft app and to the appropriate insurers. Request the crash report number from responding officers in Madison or Lac qui Parle County. Over the next few days, keep a simple journal noting pain, limitations, and missed activities. Attend all appointments and follow recommendations. Collect bills, pay stubs, and out‑of‑pocket receipts in one folder. If insurers call, provide basic facts and contact information, but avoid recorded statements until you understand your options. We can step in to coordinate communications, help activate Minnesota no‑fault benefits, and guide you through next steps while you focus on recovery.
Minnesota law sets deadlines for different types of claims, including bodily injury, UM/UIM, property damage, and wrongful death. Some claims also carry shorter notice requirements, especially when a public entity is involved. Contract provisions can influence deadlines for UM/UIM and related coverages. Because rideshare matters may involve multiple insurers, it’s best to start early so evidence is preserved and time limits are not missed. Rather than guessing at timelines, contact us promptly for a free review. We will identify the applicable deadlines for your Madison Lyft crash, notify the proper carriers, and take steps to preserve your rights. Early action also helps keep medical and wage documentation organized, which supports both settlement and any litigation that might be needed later.
If the Lyft driver was completely off the app, their personal auto policy usually applies, and Lyft’s rideshare coverage typically does not. Your Minnesota no‑fault may still help with initial medical and wage losses, and you can pursue a liability claim against the at‑fault driver for broader damages. If that policy is limited, your own UM/UIM coverage could become important depending on the facts and policy language. Even when the driver says they were off the app, verify the status with screenshots, data from the platform, or the crash report. We help Madison clients confirm coverage, open claims with the right carriers, and document injuries and losses so the responsible policy pays. If additional coverage is needed, we explore UM/UIM options and address any priority disputes.
When the at‑fault driver has little or no insurance, uninsured/underinsured motorist (UM/UIM) coverage can help cover medical bills, wage loss, and human damages that exceed available liability limits. In rideshare cases, UM/UIM may be available through Lyft during certain ride phases, your own policy, or both, depending on app status and contract terms. The sequence and notice requirements matter, so acting promptly is wise. We analyze declarations pages, the Lyft trip data, and the crash timeline to determine which policies apply and in what order. For Madison residents, we then present coordinated demands so benefits do not conflict and rights are preserved. Clear documentation of injuries, treatment, and lasting effects helps support the value of your UM/UIM claim.
Recorded statements can create problems if details are incomplete or you are still learning the full extent of injuries. Provide basic facts, but avoid speculating about speed, fault, or medical diagnoses. Multiple insurers may call in Lyft cases, and inconsistent answers can slow or harm your claim. You are entitled to ask for questions in writing or to schedule a time to respond after reviewing your notes. We regularly handle communications for Madison clients to keep messages consistent and protect their rights. If you have already given a statement, bring a copy to your consultation so we can evaluate what was said and plan next steps. Careful communication helps ensure insurers focus on the evidence rather than misunderstandings.
Fault is determined by evidence such as the crash report, scene photos, vehicle damage, witness accounts, and, when appropriate, professional analysis of speed, visibility, and vehicle movement. In rideshare cases, the Lyft app status and route data can help show timing and context. Minnesota’s comparative fault rules may assign a percentage of responsibility to each party involved. We collect and organize the proof needed to present a clear liability picture for Madison crashes. Where accounts differ, we use diagrams, timelines, and supporting records to explain how and why the collision occurred. The goal is a fair assessment of responsibility that aligns with the physical evidence and the applicable law.
Compensation may include medical bills, rehabilitation, and mileage to appointments; wage loss and reduced earning capacity; and the cost of replacement services such as help with childcare or housekeeping during recovery. You may also seek compensation for human damages, including pain, limitations, and the impact on daily activities and relationships. The mix depends on the facts, the injuries, and available coverage. To present a strong claim in Madison, we document diagnosis and treatment, obtain narrative letters that discuss restrictions and prognosis, and gather pay records and tax information to verify income losses. We also help you describe day‑to‑day impacts so an adjuster sees more than just numbers. Strong documentation supports negotiations and, if necessary, litigation.
Maybe not. If property damage is limited, injuries resolve quickly, and Minnesota no‑fault fully addresses bills and brief wage interruptions, a limited approach might be enough. You would still want the crash report, photos, claim numbers, and to avoid signing releases until treatment is complete. If any questions arise about app status, coverage priorities, or lingering symptoms, consider a consultation before you finalize anything. We offer free, no‑obligation reviews for Madison Lyft incidents. If your situation is straightforward, we will explain practical steps you can take on your own. If the facts suggest coverage conflicts, disputed fault, or ongoing medical needs, we can discuss a more comprehensive plan that protects your claim while you focus on recovery.
