Recreational vehicles bring families to Montgomery’s lakes, parks, and events, but their size and weight can turn a routine collision into a life-changing event. RV crashes often involve complex damage, multiple insurance policies, and injuries that are not immediately obvious. If you were hurt in an RV accident in Montgomery or anywhere in Le Sueur County, you may be dealing with medical visits, missed work, and calls from adjusters. Metro Law Offices helps Minnesotans navigate these challenges with clarity, compassion, and steady guidance. Our goal is to make sure the process is understandable, deadlines are met, and your claim is positioned for the best possible outcome under Minnesota law.
This guide explains how RV injury claims work in Minnesota, with a special focus on Montgomery’s roads and regional driving patterns. You’ll learn what to do after a crash, how no-fault benefits apply, and when it makes sense to pursue compensation beyond basic coverage. We’ll cover documentation, communication with insurers, and ways to protect your health and claim value. Whether your case involves a motorhome, camper, or rental RV, local knowledge matters. Our firm understands the flow of traffic around Montgomery and the needs of rural and small-town families. If questions come up as you read, call 651-615-3322 for a free, no-pressure conversation.
Acting quickly after an RV collision helps preserve evidence, identify all potential insurance coverages, and set a clear medical treatment record. Minnesota’s no-fault system starts bills coverage, but important choices can impact your long-term recovery and the value of your bodily injury claim. Early guidance also reduces avoidable delays with property estimates, rental arrangements, and wage-loss documentation. Prompt action helps secure photographs, download available vehicle data, and track witnesses while memories are fresh. By addressing these steps early, you avoid common traps, keep communication consistent, and position your claim for fair evaluation. Timely support means fewer surprises, better organization, and greater confidence as your case advances toward resolution.
Metro Law Offices is a Minnesota personal injury law firm serving Montgomery and communities throughout Le Sueur County. We handle motor vehicle injury claims of all sizes, including RV crashes, passenger injuries, and incidents involving rental or rideshare vehicles. Our approach is hands-on and practical: answer questions clearly, move the claim forward, and keep clients informed. We coordinate with providers, obtain records, and communicate with insurers so you can focus on recovering. We offer free consultations and work on a contingency fee, meaning there are no fees unless we recover compensation. If you’re unsure where to begin, call 651-615-3322 and we’ll walk through next steps that fit your situation.
Minnesota uses a no-fault system for motor vehicle injuries, including RV collisions. Your own no-fault benefits typically start paying medical bills and a portion of wage loss regardless of who caused the crash. In some cases, you may also pursue a liability claim against the at-fault party for pain and suffering and other losses, especially when injuries meet Minnesota’s legal thresholds. RV cases can involve unique issues such as large blind spots, longer stopping distances, and complex damage patterns. Insurance policies may include layers of coverage like liability, collision, medical payments, and UM/UIM benefits. Understanding how these coverages interact helps ensure no available avenue is overlooked.
Successful RV claims are built on thorough documentation and a consistent medical timeline. That means prompt evaluation, following provider recommendations, and keeping a record of symptoms, limitations, and expenses. It also means handling insurer requests carefully, providing what is needed without volunteering statements that can be taken out of context. In Montgomery and surrounding rural areas, crashes often occur on two-lane roads with limited shoulders, making scene photos and measurements especially useful. Whether your injuries are immediate or develop over days, connecting treatment to the crash is essential. With the right plan, you can use Minnesota’s laws to support recovery while reducing needless stress.
An RV accident claim arises when a motorhome, camper, or similar recreational vehicle is involved in a collision or incident that causes injuries or property damage. Claims may involve rear-end impacts, sideswipes, rollovers, blowouts, braking failures, or collisions during turns or parking maneuvers. Passengers, pedestrians, bicyclists, or occupants of other vehicles can all be claimants if they were harmed. In Minnesota, your no-fault benefits typically begin first, followed by potential liability claims if legal thresholds are met. Evidence such as police reports, photographs, witness statements, repair estimates, and medical records helps establish what happened, who is responsible, and the full scope of loss.
A strong RV claim in Montgomery starts with safety and documentation. Seek medical care, report the crash, and gather photos of the vehicles, roadway, and any skid or debris. Capture details unique to RVs, like cargo load, tow equipment, and interior damage. Notify insurers promptly but keep statements factual and brief. Track medical appointments, mileage, and time missed from work to demonstrate the real impact of the crash. Request the police report and verify accuracy. If available, preserve dashcam footage or electronic data. Finally, evaluate all insurance layers, including the at-fault driver’s liability, your no-fault benefits, and any UM/UIM coverage, to protect your claim from gaps.
Clear language helps you make confident decisions. Minnesota’s auto laws use terms that can feel technical, especially when multiple policies overlap. The following plain-English definitions explain how benefits begin, when you might pursue additional compensation, and how fault impacts recovery. You do not need to memorize any of this. Keep it as a reference, and ask questions whenever something is unclear. Understanding these terms will help you respond to insurer requests, track treatment, and spot coverage that could pay your bills or protect your family if the at-fault driver has limited insurance.
No-fault, also known as Personal Injury Protection (PIP), helps pay medical expenses and a portion of wage loss after a motor vehicle crash, regardless of fault. It is intended to get treatment started quickly without waiting for a liability decision. For RV collisions, your PIP benefits function similarly to any other auto claim, and they can coordinate with your health insurance when necessary. If your injuries meet certain legal thresholds, you may also pursue a claim against the at-fault party for pain and suffering and other losses. Keep all bills, records, and work notes so your no-fault and potential liability claims align.
Minnesota follows a comparative fault system, which means fault can be shared between drivers. Your recovery may be reduced by your percentage of responsibility, but you can still recover if your share is not greater than the other party’s. In RV cases, issues like wide turns, long stopping distances, blind spots, and cargo loading can influence how fault is assessed. Documenting the scene, vehicle positions, and damage patterns helps clarify what happened. Even if you worry you may have contributed, do not assume you lack a claim. Careful investigation often reveals factors that shift or balance responsibility in your favor.
UM/UIM coverage protects you when the at-fault driver has no insurance or too little to cover your losses. This coverage is part of many Minnesota auto policies and can be vital in rural areas where drivers may carry minimal limits. After an RV crash, UM/UIM can help pay for medical costs, wage loss, and non-economic damages when the at-fault policy runs out. Notifying your insurer promptly is important because these claims have specific rules and deadlines. Treat a UM/UIM claim with the same care as any liability claim by documenting injuries, expenses, and how the collision has affected your daily life.
The statute of limitations is the legal deadline to bring a claim or lawsuit. While timelines can vary based on claim type and exceptions, waiting too long can end your ability to recover. Because RV claims may include multiple coverages and potential defendants, investigating early helps avoid deadline problems. Keep all correspondence and calendar important dates, including follow-ups for medical records and insurance responses. If a government vehicle was involved, notice rules can be different. The safest approach is to consult promptly, confirm the applicable deadlines for your specific situation, and set a clear plan to meet every requirement on time.
Some RV incidents in Montgomery resolve with minimal assistance, especially when injuries are minor and liability is admitted. Others benefit from a full-service approach that coordinates medical documentation, investigates liability, and prepares for negotiation or litigation. Limited help may focus on property damage or short-term medical billing. A comprehensive strategy looks at long-term needs, future care, and insurance layers that can impact recovery. The right fit depends on the seriousness of injuries, clarity of fault, and complexity of coverage. We help you weigh pros and cons so you choose an approach that matches your goals and protects your peace of mind.
If the other driver admits fault, damage is modest, and your injuries resolve with brief treatment, a limited approach can be effective. In these cases, you may rely primarily on no-fault coverage for bills and wage loss, provide basic documentation to the insurer, and monitor for lingering symptoms. The goal is a straightforward, timely resolution without overcomplicating the process. Still, it is wise to keep notes about pain, activities you temporarily avoid, and any missed work. Should symptoms persist longer than expected, you can reassess and expand the scope of the claim to reflect your actual recovery.
Sometimes an RV crash involves cosmetic damage or a low-speed scrape with no reported injuries. In that scenario, focused help with repairs, estimates, and rental coordination may be all that is needed. Accurate photographs, repair invoices, and a clear account of the incident typically resolve the claim. Keep in mind that RVs can conceal damage within walls or undercarriages, so carefully inspect after repairs begin. If new issues appear or pain develops after the adrenaline wears off, seek medical attention and update the insurer. Even in property-only matters, prompt communication and careful recordkeeping reduce delays and out-of-pocket costs.
Complex RV crashes often involve conflicting stories, limited shoulder space, or visibility issues that complicate fault decisions. A comprehensive approach helps secure scene photos, locate witnesses, analyze damage patterns, and obtain any available electronic data. It also maps out the available insurance layers and looks for coverage through rental contracts, towing arrangements, or commercial policies. When several vehicles or passengers are involved, careful coordination prevents gaps and duplicate claims. This broader strategy improves clarity, aligns medical and wage-loss documentation, and lays the groundwork for strong negotiations. The result is a claim that is better supported and more likely to be treated fairly.
If you sustained significant injuries, needed extended treatment, or face long-term limitations, a comprehensive plan becomes especially important. These claims require coordinated medical records, clear diagnoses, and accurate projections of future care and wage loss. It may be necessary to consult with providers to document functional restrictions, therapy plans, and how daily life has changed. A broader approach also evaluates UM/UIM coverage and any liens that could affect your recovery. By carefully presenting your story and documenting the full scope of loss, you help ensure the claim reflects real-world consequences rather than a quick, incomplete snapshot.
A thorough approach aligns evidence, medical documentation, and insurance communication so each step supports the next. When your records are complete and consistent, adjusters have fewer reasons to delay or minimize the claim. Thoroughness also reduces missteps, such as missed coverage or statements made without context. By developing a clear timeline, you strengthen the connection between the crash and your symptoms, which supports fair evaluation. This approach may feel more involved early on, but it tends to shorten the overall process and create better outcomes. You stay informed, prepared for each phase, and ready to make decisions with confidence.
Comprehensive planning also clarifies the path to resolution. If negotiation is likely, we present a complete demand that explains liability, damages, and future needs. If litigation becomes necessary, the case is already organized with records, photographs, and statements in place. This preparation helps keep momentum, whether the resolution comes through settlement or a court process. In RV matters—where vehicles are large and forces significant—proper documentation can make all the difference. By anticipating insurer questions and addressing them proactively, you protect your claim value and reduce the stress that often accompanies uncertainty and delays.
Coordinated evidence collection means building a complete picture of the crash from day one. That includes requesting the police report, gathering photographs, preserving any dashcam footage, and interviewing witnesses while details are fresh. For RV claims, we also pay attention to cargo loading, tow setups, and interior damage that can show how injuries occurred. Medical records and treatment notes are organized to demonstrate progress and ongoing needs. When all pieces are carefully assembled, your claim becomes easier to follow and harder to dismiss. This clarity accelerates insurer review and supports the fair, timely resolution you deserve.
Negotiations work best when your story is well-documented and supported by records. With a comprehensive approach, we present liability facts, medical findings, wage-loss evidence, and future care considerations in a straightforward, organized way. This reduces back-and-forth requests and strengthens your position if the insurer undervalues the claim. Meticulous valuation also captures less visible harms, like activity restrictions or sleep disturbances, which can significantly affect quality of life. When adjusters see that gaps are addressed and questions anticipated, they tend to treat the claim more seriously. That preparation can translate into more meaningful offers and more efficient resolutions.
Photograph the entire RV, including the sides, undercarriage if visible, cargo area, and any interior damage. Capture close-ups of impact points and wider shots that show lanes, signage, and weather conditions. If safe, note skid marks, debris fields, and where vehicles came to rest. Preserve dashcam footage and get contact details for witnesses. Save every estimate and repair invoice, especially for RV components that can hide internal damage. Good documentation anchors your timeline, supports your medical claims, and speeds insurer review. In and around Montgomery’s two-lane roads, small details can make a big difference in determining how the crash happened.
Insurance adjusters may request recorded statements early, sometimes before your injuries are fully understood. Keep comments factual and brief, and avoid speculation. You can ask to complete medical appointments before giving detailed statements so your information is accurate. Never guess about speed, distances, or fault. If you are unsure, say so. Request written confirmation of benefits and coverage decisions, and keep copies of everything you submit. Polite, consistent communication helps the claim move forward without giving insurers a reason to minimize your case. If you feel pressured, pause and get guidance before agreeing to any recorded or signed statements.
Handling an RV injury claim alone can feel overwhelming, especially while you are recovering. A lawyer familiar with Minnesota no-fault and liability rules can help you coordinate benefits, avoid missed deadlines, and uncover coverage you might not realize applies. When multiple insurers are involved, clear communication keeps the process organized and reduces delays. If fault is disputed or injuries are serious, professional guidance helps protect claim value and prevents costly missteps. Having a plan and a point of contact also lowers stress, allowing you to focus on your health while the legal details are properly addressed.
In Montgomery and across Le Sueur County, RV collisions often occur on rural roads with limited shoulders and changing visibility, which can complicate investigations. A local-focused approach means understanding how these conditions impact fault, vehicle damage, and injury patterns. It also means knowing which records to request and how to present them effectively to insurers. From medical documentation and wage-loss proof to property estimates and rental arrangements, there are many moving parts. A lawyer can coordinate these pieces, keep you informed, and pursue the full compensation available. If you have questions, Metro Law Offices offers free consultations at 651-615-3322.
People reach out after motorhome collisions at intersections, sideswipes on two-lane roads, and incidents involving sudden stops or wide turns. Others call when a tire blowout, brake issue, or tow connection problem causes a loss of control. We also see injuries to passengers, pedestrians, and bicyclists struck by or forced off course by large vehicles. In some cases, the at-fault driver carries minimal insurance, making UM/UIM benefits essential. Even when injuries seem minor at first, symptoms can develop over time. If you are unsure whether your situation qualifies, a brief call can clarify your options and next practical steps.
Montgomery’s traffic often flows along Highway 13 and nearby county roads where speed changes, farm traffic, and limited shoulders can create hazards for large RVs. We commonly see rear-end collisions near turns, sideswipes during passing, and incidents at rural intersections where visibility is uneven. After any crash, safety comes first. Seek medical care, contact law enforcement, and document the scene thoroughly. Note signage, lane markings, and sight lines. Because RVs can sustain hidden damage, keep repair records and photographs as work progresses. If fault is contested, early investigation and well-organized evidence can make the difference in how your claim is evaluated.
Tire blowouts, brake issues, steering problems, and tow equipment failures can cause sudden loss of control that leads to serious injuries. These events often raise questions about maintenance, manufacturing, or improper loading. Preserve the damaged parts whenever possible and photograph the condition of the RV and trailer. Record recent service history and where components were purchased or installed. This information helps identify whether additional parties may share responsibility. Because mechanical failures can create complex insurance questions, prompt evaluation is important. Coordinating with adjusters while protecting your interests ensures the claim considers all potential causes and the full scope of available coverage.
Passengers in RVs, rideshare vehicles, or other cars can suffer injuries even at moderate speeds. Determining which policy applies depends on the vehicle you rode in, whether an app was active, and how the crash occurred. No-fault benefits typically start medical payments, but additional claims may be available against an at-fault driver or through UM/UIM coverage. Keep app trip receipts, driver details, and screenshots showing the ride status. Document your symptoms and follow medical recommendations. Clear records simplify coordination between multiple insurers and reduce delays, helping you move from uncertainty to a plan that supports real recovery.
We focus on practical solutions that fit the realities of RV claims in and around Montgomery. That starts with listening, answering your questions, and setting clear expectations. We coordinate no-fault benefits, obtain medical records, and gather the evidence insurers need to evaluate the case. When liability is disputed, we investigate conditions on local roads, vehicle positions, and any data or video that may exist. Our goal is to minimize your stress, shorten delays, and present a compelling claim that reflects both immediate and long-term needs.
Communication matters during recovery. You should know what is happening and why. We provide regular updates and explain decisions in plain language so you remain in control. If new symptoms arise or treatment changes, we adjust strategy accordingly. We work to uncover all applicable insurance layers, including UM/UIM, medical payments coverage, and any relevant rental or tow policies. Careful coordination helps avoid coverage gaps, protects timelines, and keeps the claim moving toward fair resolution.
Our approach is results-oriented and client-centered. We prepare each case as if negotiation could happen tomorrow, while remaining ready for litigation if necessary. That preparation includes detailed damages presentations, wage-loss documentation, and future-care considerations when warranted. We offer free consultations and contingency fees, meaning there is no fee unless we recover compensation for you. If you were hurt in an RV crash in Montgomery, let’s discuss your goals and create a plan that supports your recovery and your family’s peace of mind.
Every case is different, but a steady process keeps things organized and moving forward. We begin with a free consultation to understand your situation, then map out coverage, deadlines, and next steps. We gather records, investigate liability, and coordinate with insurers so your medical care and wage-loss claims proceed smoothly. When the time is right, we prepare a comprehensive demand for settlement. If negotiations stall, we discuss litigation options and timelines. Throughout, we stay in touch, answer questions, and make sure you feel informed. Our goal is a clear path from confusion to resolution.
Your first conversation sets the foundation. We listen to your story and identify immediate priorities, like medical follow-up, no-fault benefits, and vehicle repairs. We explain how Minnesota law applies, outline possible insurance layers, and flag any early deadlines. With that information, we create a tailored plan that fits your timeline and comfort level. You leave the call with defined next steps and a sense of control over what happens next. If you decide to move forward, we start gathering documents and notifying insurers right away.
We begin by discussing how the crash occurred, where it happened, and what injuries you are experiencing. We review photographs, repair estimates, and any available video. We also discuss your work situation, family responsibilities, and the ways the collision has affected daily life. Understanding your priorities helps us build a strategy that matches your goals. This is also the time to identify potential witnesses and confirm whether additional evidence, such as dashcam footage or scene photos, can be preserved before it is lost.
We notify insurers, confirm claim numbers, and request written confirmation of available coverages. If necessary, we help coordinate rental transportation and property inspections. We guide you on communications with adjusters and recorded statements so your information is accurate and timely. We also begin assembling medical records and bills to ensure no-fault benefits start properly. These early steps reduce delays, protect deadlines, and establish a clear record that supports your claim from the outset.
Next, we develop the evidence needed to present the full story. We gather police reports, scene photos, and witness statements, and evaluate vehicle damage patterns. We obtain medical records and organize them into a clear timeline of treatment and progress. When necessary, we consult with providers to document limitations and future care needs. We also analyze available insurance layers, including liability and UM/UIM, to prevent gaps. With the facts organized, we prepare to present the claim for fair evaluation and resolution.
We examine how the collision occurred using photographs, diagrams, and reports to understand angles, distances, and vehicle movements. Special attention is paid to RV characteristics like blind spots, stopping distances, and load distribution. If the facts are disputed, we look for additional sources of truth, including 911 audio, business cameras, or roadway maintenance records. The goal is to clarify fault and ensure nothing important is overlooked. Clear liability makes the rest of the claim more efficient and effective.
A well-organized medical timeline shows how injuries evolved and how they affect daily life. We compile records, imaging, therapy notes, and provider recommendations. We document wage loss, out-of-pocket expenses, and activities you cannot perform comfortably. When appropriate, we address future care and the likelihood of continued limitations. This complete presentation helps insurers evaluate the claim fairly and reduces requests for extra information. It also positions the case for strong negotiations when the time is right.
When your records and damages are complete, we submit a detailed settlement demand that explains liability and the full scope of losses. We negotiate firmly and transparently, keeping you informed of offers and strategy. If settlement is not fair or timely, we discuss litigation. Filing suit does not end negotiation; it adds structure and deadlines that can move a case forward. Whether settlement or litigation is the best path, our preparation remains the same: organized, thorough, and focused on outcomes that support your recovery.
We present a comprehensive demand that includes liability evidence, medical documentation, wage-loss proof, and support for non-economic damages. We explain why the requested amount is appropriate and follow up consistently to avoid delays. If the insurer raises questions, we address them promptly with records and context. Throughout negotiations, you remain in control of decisions, with our guidance focused on your goals, timing, and comfort level. The objective is a fair resolution achieved efficiently.
Some claims require the structure of a lawsuit to reach fair value. If that happens, we file on time, continue discovery, and keep building the evidence that supports your case. Litigation does not mean trial is guaranteed, but it does ensure your case moves forward under set deadlines. We prepare you for each step so you know what to expect. Our focus remains the same: clear communication, organized evidence, and a path toward resolution that reflects the true impact of the crash on your life.
Start by checking for injuries and calling 911. If it is safe, move vehicles out of traffic and turn on hazard lights. Exchange information and take photographs of all vehicles, the roadway, signage, and any debris or skid marks. Note weather, lighting, and lane positions. Seek prompt medical care even if you feel okay; some injuries emerge later. Notify your insurer and request the police report number. Keep copies of all documents, and avoid discussing fault at the scene. In Montgomery, rural and two-lane roads can make scene documentation especially important. If you have dashcam footage, preserve it immediately. Keep a simple journal of symptoms, pain levels, and activities you cannot perform comfortably. Save receipts for medications and out-of-pocket costs. Before giving recorded statements, make sure you have a clear understanding of your injuries and treatment plan. If you have questions, call 651-615-3322 for guidance tailored to your situation.
Minnesota’s no-fault (PIP) benefits are designed to pay initial medical bills and a portion of wage loss after a motor vehicle crash, regardless of fault. You typically use your own policy first, even if another driver caused the collision. These benefits help you start treatment without waiting for liability decisions. Keep your medical records organized, attend appointments, and follow provider recommendations so payments continue smoothly. No-fault does not necessarily cover everything. If your injuries meet Minnesota’s legal thresholds, you may pursue additional compensation from the at-fault driver for pain and suffering and other losses. Your case may also involve UM/UIM coverage if the at-fault driver has limited insurance. Coordinating these benefits takes careful timing and documentation. If you are unsure how to proceed, we can review your policy and outline the best way to protect your recovery.
Liability can extend beyond the driver of the striking vehicle. In RV crashes, potential responsibility may include the RV driver, another motorist who created a chain reaction, a maintenance provider, a rental company, or even a parts manufacturer if a defect contributed. Evidence such as service records, photographs, and witness statements helps identify all parties who may share fault. Determining liability often turns on details like speed, visibility, stopping distance, and cargo loading. Rural intersections and narrow shoulders can also play a role. Because Minnesota uses comparative fault, responsibility can be shared among multiple parties. A focused investigation in and around Montgomery helps clarify how the collision happened and ensures each responsible party is considered when pursuing compensation.
If the at-fault driver is uninsured or flees, you may still have options. Uninsured motorist (UM) coverage on your policy can step in when the other driver has no insurance or cannot be identified. Promptly notify your insurer, document your injuries and property damage, and obtain the police report. Preserve any video and photographs that might help prove what happened. Hit-and-run claims can have special rules, so acting quickly is important. Keep medical appointments consistent, and gather wage-loss documentation to show the collision’s impact on your life. If you have questions about whether your policy includes UM or how to activate it, we can review your declarations page and explain the process so you understand your rights and next steps.
Timelines vary based on injury severity, medical treatment length, and how contested liability is. Generally, it is best not to resolve a claim until your medical condition is well-understood. That could mean waiting for a period of treatment, imaging, or therapy to establish a reliable prognosis. Once records are complete, negotiations can proceed more efficiently because the insurer has what it needs to evaluate the claim. If liability is disputed or multiple insurers are involved, the process may take longer. Litigation can add structure and deadlines that move things forward when negotiations stall. Throughout, regular communication helps manage expectations and reduces uncertainty. Our goal is to balance timeliness with completeness so your claim reflects the true extent of your losses without unnecessary delay.
You are not required to provide a recorded statement to the other driver’s insurer, and it is often better to wait until you understand your injuries. Early statements can contain guesses about speeds, distances, or symptoms that later prove inaccurate. Keep communications factual and brief. You can provide essential information without speculating or accepting blame. Your own insurer may request a statement for no-fault processing. If so, prepare by reviewing the police report and your medical records. Do not estimate or guess. If you do not know an answer, say so. You can also ask to delay detailed statements until after key medical appointments so your information is accurate. If you want help preparing, we are happy to walk you through what to expect.
Beyond no-fault benefits, you may seek compensation from the at-fault party for pain and suffering, future medical care, wage loss, loss of earning capacity, and other harms recognized under Minnesota law. Property damage, diminished value, and out-of-pocket expenses may also be included. The key is organizing the evidence so it clearly shows how the collision changed your health, work, and daily life. In more serious RV cases, documenting future needs is essential. That can include ongoing therapy, medication, or activity restrictions. A thorough damages presentation ties these needs to medical findings and provider recommendations. Strong documentation supports fair evaluation and reduces disputes during negotiation or, if necessary, litigation.
Fault is determined by reviewing evidence such as the police report, photographs, witness statements, and, when available, video or electronic data. Factors unique to RVs—like stopping distance, blind spots, and turning radius—can influence how responsibility is assessed. Road conditions, signage, and visibility also matter, especially on two-lane roads around Montgomery. Minnesota’s comparative fault system allows recovery even if responsibility is shared, provided your share is not greater than the other party’s. This makes thorough investigation valuable because accurate facts can shift the percentages. If fault is disputed, we focus on clarifying the sequence of events and presenting clear, persuasive evidence.
Many RV claims settle through negotiation once medical records and damages are well-documented. Settlement can be efficient and predictable, but it should only occur when you understand your injuries and future needs. If the insurer undervalues the claim or delays unreasonably, filing a lawsuit may be the best path to fair compensation. Litigation adds structure, deadlines, and the ability to compel evidence. It does not guarantee trial; many cases still resolve before a courtroom appearance. Whether to file suit depends on your goals, the strength of evidence, and the insurer’s response. We discuss options candidly so you can choose the path that makes the most sense for you.
We offer free consultations and work on a contingency fee for injury cases, meaning you pay no attorney’s fees unless we obtain compensation for you. This arrangement allows you to focus on healing while we handle the legal and insurance details. We also explain potential costs, like records fees, so there are no surprises. During your consultation, we will review your situation, answer questions, and outline a practical plan. If you decide to move forward, we will put the agreement in writing and keep you informed every step of the way. If you are unsure whether you have a claim, a quick call to 651-615-3322 can provide clarity and peace of mind.
