Pickup truck collisions can leave Oronoco families facing medical bills, missed work, and confusing insurance paperwork. Minnesota’s no-fault rules apply, but fault still matters for pain and suffering and other losses. At Metro Law Offices, our personal injury team helps people in Olmsted County understand their options and move claims forward with care. We focus on clear communication, timely paperwork, and protecting your rights while you heal. If you were hurt in a pickup truck crash in or near Oronoco, we can review your situation, explain next steps, and coordinate benefits. Call 651-615-3322 to schedule a free consultation and learn how we can support you.
Pickup trucks are built to haul and tow, but that utility can translate into greater force in a collision. After an Oronoco crash, you may face questions about cargo loads, blind spots, speed, weather, and road conditions. Insurers often move quickly to collect statements and limit exposure. Our role is to help you slow things down, organize medical care through Minnesota no-fault benefits, and position your claim for fair resolution. We examine evidence, policy language, and damages so you can focus on recovery. Reach out to Metro Law Offices to discuss your situation and get a clear, local strategy tailored to Oronoco and Olmsted County.
A pickup truck accident can trigger multiple insurance layers and questions about liability, including whether a commercial policy applies or if cargo contributed to the crash. Having a legal advocate helps ensure early evidence is preserved, medical care is coordinated, and communications with insurers stay accurate and timely. We translate Minnesota no-fault rules and identify when you can pursue additional compensation. Our support is designed to reduce stress, avoid missteps, and present your damages clearly. With Metro Law Offices, you gain a steady process, local insight, and a focused plan to move your Oronoco claim toward the most favorable outcome available.
Metro Law Offices is a Minnesota personal injury law firm dedicated to helping injured people navigate a challenging moment. We handle pickup truck accident claims across Olmsted County, including Oronoco, with an emphasis on communication and practical guidance. Our team values accessibility, prompt updates, and careful documentation, from the first call through resolution. We coordinate treatment benefits, investigate liability, and prepare persuasive claim packages for negotiation. If your case requires litigation, we continue the same thorough approach in court. We invite you to contact us to discuss your goals, learn your options, and map a plan that fits your needs.
Legal representation after a pickup truck crash involves far more than filing forms. It begins with listening to your story, collecting medical records, and determining which insurance policies apply. In Minnesota, no-fault benefits can help with early medical and wage losses, but additional claims may be available if injuries meet certain thresholds or if another party is responsible. Our job is to organize your information, clarify your rights, and manage insurer communications. We also evaluate the role of cargo, towing, driver fatigue, and road conditions, all of which can influence fault and coverage in an Oronoco collision.
As your case develops, we track diagnoses, treatment plans, and employment impacts to capture the full picture of your losses. We help you understand what documentation matters most and when to provide statements. When appropriate, we present a demand package supported by medical evidence, wage data, and proof of other damages. If the insurer disputes fault or undervalues your claim, we negotiate firmly and discuss further options, including filing suit. Throughout the process, you receive clear updates and practical advice tailored to your family, your health, and the realities of Oronoco and Olmsted County roads.
A pickup truck accident claim is the process of seeking compensation for injuries and losses caused by a crash involving a pickup truck. In Minnesota, you typically begin with no-fault benefits to address early medical costs and certain wage losses, regardless of who caused the collision. If your injuries qualify and another party bears responsibility, you may pursue additional compensation for pain, suffering, future care, and other damages. Successful claims require evidence of how the crash happened, what harm resulted, and how the incident affects your daily life. Metro Law Offices guides Oronoco residents through these steps with care and diligence.
Effective claims rest on timely evidence, accurate medical documentation, and an understanding of insurance coverage. Early steps include reporting the crash, securing medical evaluation, and notifying your insurer to start no-fault benefits. We gather records, photos, witness details, repair estimates, and policy information to build a clear narrative. As treatment progresses, we update damages and assess long-term effects. When the time is right, we submit a comprehensive demand and negotiate with the liable carrier. If negotiations stall or liability is disputed, we discuss litigation options. Throughout, our focus remains on clarity, momentum, and the best outcome available for your Oronoco case.
Understanding common terms helps you make informed choices throughout your Oronoco claim. Minnesota’s no-fault system is designed to provide early medical and wage benefits, but it does not replace a liability claim when injuries and thresholds warrant further recovery. Comparative fault rules can affect compensation if more than one party contributed to the crash. Deadlines govern how long you have to bring claims, and subrogation can influence how benefits are repaid after a settlement. The short glossary below offers plain-language explanations so you can navigate conversations with insurers and providers with greater confidence.
No-fault, sometimes called Personal Injury Protection, provides certain benefits after a Minnesota motor vehicle crash regardless of who caused it. These benefits can help with medical bills and a portion of lost wages, offering immediate support while liability is investigated. No-fault is not the final word on your claim, however. If injuries meet legal thresholds or another party is responsible for broader losses, you may pursue additional compensation from the at-fault driver’s insurer. We help Oronoco clients open claims, coordinate benefits, and understand how no-fault interacts with other coverages to avoid gaps in care or reimbursement.
Comparative fault is the rule that allows responsibility for a crash to be shared among multiple parties. In Minnesota, your compensation can be reduced by your percentage of fault, and recovery is generally available if your share is not greater than the other party’s. Insurers often raise comparative fault to minimize payouts, especially when visibility, weather, or speed are at issue. We counter with evidence from photos, scene details, vehicle data, and witness accounts to clarify what truly happened. For Oronoco claims, a solid factual record helps keep negotiations realistic and aligned with Minnesota law.
The statute of limitations is the legal deadline for filing a lawsuit. If you miss the deadline, you can lose the ability to pursue your claim in court. Different timelines may apply depending on the type of claim, the parties involved, and the insurance coverage at issue. Because deadlines can be affected by specific facts, it is important to evaluate them early in an Oronoco case. We identify applicable timelines, track them carefully, and explain how they influence strategy. By planning ahead, you preserve leverage in negotiations and keep litigation options open if they become necessary.
Subrogation is a process where an insurer that paid benefits seeks reimbursement from settlement funds when another party is responsible for the loss. In Minnesota motor vehicle claims, health insurers and no-fault carriers may assert these rights. The goal is to prevent double payment for the same bills, but the details can be complex. Properly handling subrogation helps protect your net recovery and avoid surprise liens. We review benefit payments, policy language, and applicable law to negotiate fair outcomes. In Oronoco cases, addressing subrogation early supports smoother settlements and clear expectations about final payouts.
Some Oronoco pickup truck accidents involve only minor vehicle damage and brief soreness that resolves within days. In those situations, a do-it-yourself approach might be sufficient. More serious injuries, unclear liability, or multiple insurance policies often call for legal help to avoid missed benefits, undervalued claims, or deadline problems. We offer a free consultation so you can understand the pros and cons before deciding. If you choose to proceed on your own, we can still share general guidance. If you retain Metro Law Offices, we take on the heavy lifting so your recovery stays the priority.
If your Oronoco incident caused only property damage and you have no injuries, handling the claim yourself may be reasonable. Gather photographs, repair estimates, and the police report to support your position. Be clear, polite, and concise with adjusters, and do not agree to repairs or settlements you do not understand. Confirm everything in writing and save all receipts. Even in straightforward situations, review policy language carefully so you know your deductible, rental coverage, and timelines. If the other driver disputes liability or you later notice pain, consider contacting Metro Law Offices to reassess your options.
When symptoms are truly minor and resolve quickly, and the other driver’s fault is undisputed, some people prefer to manage their claim without legal representation. Seek prompt medical evaluation to rule out hidden injuries, use Minnesota no-fault benefits for early care, and keep copies of bills, visit notes, and work excuses. Share only accurate, necessary information with insurers and avoid broad statements about your health until treatment concludes. If new symptoms develop, or if the insurer pushes a quick settlement before you understand your condition, pause and call Metro Law Offices to discuss protective steps.
Claims involving disputed fault, several vehicles, or a pickup truck used for business can become complex quickly. Commercial policies, cargo issues, and multiple statements often collide, creating confusion and risk. In Oronoco, we move fast to secure photos, scene details, 911 data, and witness information. We analyze policy language, coverage limits, and potential points of responsibility. By organizing facts early and communicating effectively with all carriers, we help prevent finger-pointing from stalling your recovery. This comprehensive approach keeps deadlines on track and supports a clear path to resolution, whether through settlement or litigation.
Significant injuries require careful attention to treatment, long-term needs, and wage losses. We coordinate documentation that reflects your day-to-day challenges, future care, and how the crash changed your routines. When insurers dispute coverage, undervalue losses, or rely on incomplete records, we respond with organized evidence and clear analysis. For Oronoco clients, our goal is to present a full, accurate picture of harm so negotiations remain grounded in facts. If settlement talks stall, we discuss litigation strategies and continue advocating for the best available outcome under Minnesota law.
A comprehensive strategy aligns medical documentation, wage verification, and liability evidence from the beginning. For Oronoco pickup truck accidents, that means collecting records as they develop, tracking out-of-pocket costs, and addressing comparative fault arguments before they spiral. With a full record, we can value your claim based on real impacts, not speculation, and communicate those impacts clearly to the insurer. This approach supports fair negotiations and preserves your ability to move forward if litigation becomes necessary. It also reduces stress by setting expectations and timetable milestones you can rely on while you recover.
Comprehensive planning also helps avoid common pitfalls, such as missed deadlines, incomplete forms, or premature settlements. When every piece of the claim supports the others, adjusters have less room to discount your damages or challenge causation. In Oronoco cases, we leverage local knowledge and Minnesota law to present your story with context and credibility. The result is a process that emphasizes clarity and fairness. While no lawyer can promise a specific outcome, a complete, organized file puts you in the best position to reach a resolution that reflects the true scope of your losses.
Timing matters in pickup truck accident cases. Coordinated care ensures your medical records capture the full picture of injuries, diagnostics, and recovery. We help Oronoco clients schedule follow-ups, collect visit notes, and track therapies so your claim reflects the real progression of healing. This organization also informs when to present a demand, balancing the need for timely resolution with the importance of understanding long-term effects. With accurate, current documentation, negotiations focus on facts rather than assumptions. That grounded approach often increases credibility and improves the likelihood of a fair, efficient settlement.
Negotiation works best when it is backed by clear evidence and thoughtful valuation. We assemble medical records, bills, wage details, photos, and witness information into a concise package that tells your story. For Oronoco pickup truck accidents, we also consider cargo issues, visibility, and weather patterns that may have played a role. With a strong factual base, we evaluate settlement ranges and communicate firmly, staying ready to file suit if needed. This combination of preparation and resolve helps keep discussions productive and results focused on what truly matters: a settlement that reflects your losses.
Start a folder the same day as the crash. Include photos of vehicles, license plates, scene landmarks, and visible injuries. Save medical visit summaries, prescriptions, and receipts for out-of-pocket costs. Keep a short journal describing pain levels, limitations, and missed activities so your daily losses are not forgotten. Ask for work excuse notes and wage documentation. Communicate with insurers in writing whenever possible and confirm important calls with an email recap. This simple routine helps Oronoco clients avoid gaps in proof, keep timelines organized, and present a persuasive story when negotiations begin.
Adjusters may call soon after the crash to request a recorded statement. While cooperation matters, rushing into detailed questions can create confusion or incomplete answers. Before speaking, review your notes, medical visits, and the police report so your memory is fresh. Keep your statements brief, accurate, and focused on facts you know. If you are unsure, say so, and avoid guessing. You can ask to postpone the statement until after you consult an attorney. This measured approach helps Oronoco claimants protect credibility and prevents early missteps from affecting how insurers value the case.
Representation offers structure and protection when injuries and insurance questions pile up. We help Oronoco residents identify all available coverage, use no-fault benefits effectively, and coordinate records so nothing gets lost. If the at-fault driver’s insurer disputes liability or minimizes your injuries, we respond with organized evidence and clear analysis. Our goal is to keep pressure where it belongs—on fair evaluation—while you focus on recovery. With Metro Law Offices, you gain a team that manages deadlines, negotiates firmly, and guides you through each step with steady communication and practical solutions.
Even in smaller cases, a quick call can help you avoid pitfalls and confirm whether a do-it-yourself approach fits your circumstances. In more serious Oronoco crashes, legal representation can mean thorough documentation, stronger negotiation, and better preparedness if litigation becomes necessary. We value transparency, so we explain the process, expected timelines, and potential outcomes in plain language. You decide the path; we provide the roadmap. If your injuries are evolving or you are overwhelmed by forms and calls, contact Metro Law Offices to regain control and move your claim forward with confidence.
Pickup truck crashes in and around Oronoco arise from a range of circumstances. Rear-end impacts can occur during sudden stops, while left-turn and intersection collisions often involve questions about visibility and signals. Some cases involve unsecured cargo or overloading, which affects stopping distance and vehicle control. Weather, road surface, or construction can also play a role. Each factor influences liability and insurance coverage, which is why thorough investigation and accurate documentation are so important. If your situation fits any of these patterns—or presents unique challenges—Metro Law Offices can evaluate the facts and outline your options.
Rear-end crashes often look simple but can spark disputes about speed, distraction, and brake lights. Even low-speed impacts may cause neck, back, or shoulder injuries that evolve over days. In Oronoco, we gather photos, scene details, and repair data to understand force and alignment. Medical records help connect symptoms to the collision, while work documentation supports wage claims. If the insurer suggests your injuries are minor or unrelated, we respond with clear evidence and consistent timelines. This combination of facts and medical proof can help secure fair compensation for your losses.
Left-turn and failure-to-yield crashes raise questions about timing, sight lines, and right-of-way. Pickup trucks may accelerate quickly, and even brief misjudgments can cause severe damage. We analyze vehicle positions, skid marks, and witness accounts to understand which driver had the right-of-way. In Oronoco, local traffic patterns and lighting can influence visibility, so we document conditions carefully. With thorough evidence, we address comparative fault claims and advocate for a result that reflects the reality of the intersection and the decisions made. Our goal is to keep negotiations focused on facts, not assumptions.
Cargo that shifts, spills, or extends beyond a truck bed can lead to sudden hazards and chain-reaction collisions. Overloading affects stopping distance and handling, increasing risk in tight traffic. For Oronoco cases, we examine photos, load descriptions, and maintenance records to evaluate whether cargo contributed to the crash. We also review any business use or commercial policies that may apply. By identifying all responsible parties and coverages, we position your claim for a fair resolution. Careful analysis of cargo and loading practices can add important context to fault and damages discussions with insurers.
We provide attentive service, clear timelines, and a steady plan designed around your health and goals. Oronoco clients appreciate prompt updates, direct communication, and thorough documentation from the very first call. Our team handles insurer communications, organizes medical records, and prepares persuasive claim packages that reflect the true impact of the crash. We respect your time, answer questions plainly, and help you make informed choices at each step. With Metro Law Offices, you get a thoughtful approach focused on results and a process that keeps your recovery at the center.
Insurance companies move quickly after a collision, sometimes before the medical picture is clear. We even the playing field by preserving evidence, coordinating no-fault benefits, and evaluating liability from every angle, including cargo and commercial use issues common with pickup trucks. For Oronoco residents, we bring local knowledge of Olmsted County roads and courts, paired with the resources necessary to build strong claims. This combination helps us negotiate from a position of strength and stay ready to litigate when it becomes the sensible next step for your case.
Our fee structure is simple: free consultation and no attorney fees unless we recover compensation for you. That means you can focus on medical care and family responsibilities while we handle the legal heavy lifting. If you are unsure whether you need legal help, a conversation can clarify your options without pressure. We will explain timelines, potential outcomes, and what to expect in Oronoco and throughout Minnesota. When you are ready, call 651-615-3322 and let Metro Law Offices help you move forward with confidence and a clear plan.
Our process emphasizes clarity and momentum. We begin with a free consultation to understand your injuries, goals, and concerns. Next, we open claims, coordinate Minnesota no-fault benefits, and preserve evidence. As treatment progresses, we collect records, track expenses, and evaluate liability. When the file is ready, we present a comprehensive demand package and negotiate firmly with the at-fault insurer. If settlement talks stall, we discuss litigation strategies and next steps. Throughout your Oronoco case, you will receive timely updates and practical guidance tailored to your health, your work, and your family.
We start by listening. During your free consultation, we review the crash, your symptoms, medical visits, and work limitations. We then open no-fault claims, notify carriers, and request essential documents such as the police report and initial treatment records. For Oronoco crashes, we gather local scene details and photos when available. Early organization helps prevent missed benefits and sets the stage for a strong liability investigation. You will leave this stage with a roadmap, clear next steps, and a team focused on protecting your health and your rights.
Your goals shape the strategy. We discuss your injuries, daily limitations, and financial concerns to align our approach with what matters to you. We explain Minnesota no-fault benefits and how they work with health insurance, wage documentation, and provider billing. You will understand your responsibilities and our tasks, including records requests, insurer communications, and evidence gathering. This shared plan keeps us coordinated and ensures your Oronoco claim moves forward efficiently. By establishing expectations early, we minimize surprises and build trust around a clear, client-centered process.
We promptly open no-fault claims, confirm billing pathways, and request medical records to capture your injuries accurately from the start. We also gather photos, witness information, and scene details that support liability. If a pickup truck was used for business or carried cargo, we look for documents and data that may affect coverage. In Oronoco cases, this early effort often sets the tone with insurers by showing that your claim is organized and well-documented. Strong beginnings create better opportunities for fair handling throughout the life of your case.
As treatment unfolds, we collect updated medical records, wage information, and receipts for out-of-pocket costs. We confirm coverage limits and identify all potential sources of recovery. When the medical picture stabilizes, we use the evidence to value your claim, considering pain, limitations, and future needs. For Oronoco clients, we tailor this analysis to your work, family, and community routines. We then prepare a demand package that communicates your losses clearly and persuasively, setting the stage for meaningful negotiations with the at-fault insurer.
Strong cases are built on organized facts. We obtain provider records and bills, confirm work absences and wage loss, and identify witnesses who can clarify how the crash happened. Policy information is gathered to understand coverages, exclusions, and limits. In pickup truck cases, we also consider loading, maintenance, and business-use questions. For Oronoco claims, this methodical approach helps resolve disputes early and keeps negotiations focused. The goal is a file that tells your story clearly and leaves little room for speculation or delay.
When the time is right, we present a demand that aligns your medical records, wage proof, and other damages with the facts of the crash. We explain how the collision affected your daily life and why the requested amount is fair under Minnesota law. This package is designed to answer common insurer questions up front, reducing back-and-forth and keeping settlement talks productive. For Oronoco residents, our presentation is clear, specific, and grounded in evidence, helping move your claim toward a resolution that reflects your real losses.
Negotiations begin with a firm, documented position. We evaluate counteroffers carefully and respond with facts, not rhetoric. If talks stall, we discuss litigation, including timelines, costs, and the steps involved in filing a lawsuit. You remain fully informed and in control of decisions. For Oronoco cases, we prepare as if we may need to proceed, which improves leverage and readiness. Whether your claim resolves through settlement, mediation, or trial, our focus remains the same: pursuing the best available outcome while supporting your recovery.
Many pickup truck accident claims settle through negotiation. We keep discussions focused on evidence, valuation, and Minnesota law. When appropriate, we suggest mediation or other alternative dispute methods to break impasses and explore creative solutions. These options can save time and reduce uncertainty, especially when liability or damages are contested. For Oronoco residents, we recommend paths that match your goals and risk tolerance. Whatever the forum, our strategy is to communicate clearly, document thoroughly, and advocate consistently for a fair resolution.
If filing suit becomes the sensible next step, we move forward with a clear plan and ongoing communication. Litigation may include written discovery, depositions, motion practice, and potentially trial. We continue gathering records and refining how we present your story, from liability theories to medical impacts. For Oronoco cases, we prepare you for each stage so you know what to expect and can participate comfortably. Our commitment remains steady: progress, preparation, and advocacy aimed at achieving the best result available for your case.
Immediately check for injuries and call 911. Seek medical evaluation, even if symptoms seem minor, because pain can develop over time. Photograph vehicles, road conditions, and visible injuries. Exchange information with the other driver and obtain witness contacts if available. Report the collision to your insurer to begin Minnesota no-fault benefits and request the police report. Avoid discussing fault at the scene and keep your statements factual and brief. As soon as you are safe, start a simple file for records, bills, and notes about your symptoms and missed activities. If an adjuster calls for a recorded statement, you can request time to gather information or speak with an attorney first. Metro Law Offices offers a free consultation for Oronoco residents to review your situation, outline next steps, and help you avoid missteps that could affect your claim.
Yes. Minnesota no-fault benefits generally apply to motor vehicle crashes, including those involving pickup trucks. These benefits can help with early medical bills and a portion of wage losses regardless of who caused the collision. To access benefits, promptly report the crash to your insurer, follow medical recommendations, and submit bills according to your policy’s instructions. Keep copies of everything you send and receive. No-fault benefits are only part of the picture. If your injuries meet certain thresholds or another party bears responsibility for broader losses, you may pursue additional compensation from the at-fault driver’s insurer. We help Oronoco clients coordinate benefits, understand thresholds, and evaluate when a liability claim may be appropriate, ensuring your care continues while your legal options are preserved.
Minnesota law sets deadlines, called statutes of limitations, that limit how long you have to bring a lawsuit. The specific timeline can vary based on the type of claim, the parties involved, and the coverages at issue. Because the rules can be nuanced and facts matter, it is wise to evaluate deadlines early to avoid losing important rights. We review your Oronoco case to identify applicable timelines and explain how they affect strategy. Early planning keeps negotiation options open while preserving the ability to file suit if necessary. Even if you think there is plenty of time, gathering records, valuing damages, and negotiating can take months, so starting sooner helps protect your claim.
Approach conversations with the other driver’s insurer carefully. Adjusters often ask for recorded statements soon after a crash, when the medical picture is still developing. You can request time to review the police report and your medical visits before speaking, or ask to provide a written statement. Keep your comments factual and avoid guessing about speeds, distances, or medical conditions. If you feel pressured or unsure, contact Metro Law Offices before giving a recorded statement. We can help you prepare, attend the call, or handle communications directly. For Oronoco residents, our goal is to protect accuracy and prevent early misstatements from affecting how the claim is valued later.
Minnesota follows comparative fault rules, which allow compensation to be adjusted if more than one party contributed to the crash. Your recovery may be reduced by your percentage of fault, and recovery is generally available if your share is not greater than the other party’s. Insurers often raise comparative fault to limit payouts. We respond with evidence: photos, witness accounts, scene details, and repair data that clarify what really happened. In Oronoco, this careful approach can counter speculation and keep negotiations grounded in facts. Even if you think you share responsibility, a well-documented file may still support a meaningful recovery under Minnesota law.
No-fault benefits typically address early medical bills and a portion of wage losses. Providers may bill your no-fault insurer first, with health insurance addressing remaining balances depending on coverage. It is important to confirm billing pathways to avoid delays and misunderstandings. Keep copies of all bills and explanation of benefits statements for your records. If another driver is responsible, their insurer may ultimately pay for damages beyond no-fault benefits. Subrogation and reimbursement rules can affect how benefits are repaid from a settlement. We help Oronoco clients coordinate billing, manage liens, and negotiate fair resolutions so medical debt does not derail recovery.
Beyond no-fault benefits, compensation may include pain and suffering, future care, wage loss, diminished earning capacity, and other damages when legal thresholds are met and another party is responsible. The availability and value of these categories depend on the extent of your injuries, medical documentation, and how the crash affects your daily life. We work with Oronoco clients to capture the full scope of losses through records, statements, and clear timelines. When the file is complete, we present a demand that communicates both economic and human impacts. This evidence-driven approach supports fair negotiations and positions your claim for success.
Metro Law Offices offers free consultations and contingency fee representation in injury cases, which means you pay no attorney fees unless we recover compensation for you. During the consultation, we discuss your goals, the process, and how fees and costs are handled, so everything is transparent from the start. If you choose to hire us for your Oronoco pickup truck accident, we put the agreement in writing and explain what to expect at each stage. Our aim is to provide value through organization, communication, and advocacy while you focus on healing and family responsibilities.
Many cases resolve through negotiation without filing a lawsuit. Settlement can save time and reduce uncertainty, especially when liability is clear and medical documentation is strong. We prepare each Oronoco case as if litigation might be necessary, which improves leverage during negotiations. If talks stall or the insurer undervalues your claim, we discuss filing suit and map next steps. Litigation includes discovery, depositions, and potentially trial. You remain informed and in control of decisions. Whatever the path, our focus is the same: a fair outcome supported by evidence and Minnesota law.
We help Oronoco clients from the first call by organizing benefits, preserving evidence, and communicating clearly with insurers. You will receive a custom plan that reflects your injuries, work, and family needs. We handle paperwork, build the liability case, and prepare a demand supported by medical and wage documentation. If negotiations do not produce a fair offer, we discuss litigation and continue advocating every step of the way. Our goal is to reduce stress, maintain momentum, and pursue the best available outcome. To get started, call Metro Law Offices at 651-615-3322 for a free consultation.
