Recreation is a big part of life in Jordan and across Scott County, from wooded trails to river corridors and open fields. When an outing turns into an injury, the path forward can feel confusing. Off‑road crashes often involve unique insurance rules, disputed fault, and complex evidence. Metro Law Offices helps injured riders and passengers understand their options after ATV, UTV, dirt bike, and snowmobile incidents. We take time to learn what happened, identify every available coverage, and protect your rights from the start. If you were hurt near Jordan, we’re ready to listen and guide you through the next steps.
Unlike typical car wrecks, recreational vehicle cases can involve multiple policies, property owner issues, and equipment failures. You might be dealing with painful injuries, time away from work, and mounting medical bills while insurance adjusters push for quick statements. Our team focuses on off‑road injury claims throughout Minnesota, including Jordan and Scott County. We explain the process in plain language, help coordinate care, and work to build a strong claim grounded in facts. Whether the incident happened on private land, a designated trail, or near a river access, you do not have to navigate the process alone.
Early guidance can preserve evidence and protect your claim value. Photos fade, tracks wash away, and damaged equipment gets repaired or discarded. Prompt action helps secure scene photos, GPS data, maintenance records, and witness statements that show how the crash occurred. Getting help early also limits unnecessary statements to insurers that might be used against you. Our approach focuses on documenting injuries, connecting clients with supportive resources, and identifying all available coverage, including med‑pay, recreational endorsements, and potential umbrella policies. The sooner you involve a legal team, the more options you may have to pursue fair compensation for medical care, lost wages, and lasting harm.
Metro Law Offices is a Minnesota personal injury firm that represents people injured in recreational and off‑road incidents throughout Scott County and the Jordan area. We are known for attentive service, clear communication, and steady advocacy from the first call to resolution. Our attorneys have handled a wide range of trail and off‑highway vehicle claims, including multi‑policy disputes and product‑related injuries. We meet clients where they are—by phone, virtually, or in person—and move quickly to secure evidence and coordinate care. When you are ready to talk, call 651-615-3322 for a free, no‑pressure consultation about your situation.
Recreational and off‑road injury representation addresses harm arising from ATV, UTV, dirt bike, snowmobile, and other off‑highway vehicle incidents. These cases can involve unique questions: Was the land properly maintained? Did a product defect contribute to the crash? Which insurance applies, and in what order? We evaluate liability, coverage, medical needs, and long‑term effects to create a path forward. The goal is to shoulder the legal and insurance burdens so you can focus on healing. From initial notice to insurers through settlement negotiations or a lawsuit when needed, we keep your case moving and keep you informed.
In Minnesota, some recreational vehicles are insured under homeowner’s or recreational policies rather than auto no‑fault coverage. That distinction affects medical payments, wage loss, and liability standards. Our team examines policy language, endorsements, and exclusions to avoid missed benefits. We also assess comparative fault, trail rules, signage, and visibility issues that often shape who is responsible. By gathering medical documentation and tracking the real impact on daily life, we present a clear picture of your losses. Throughout the process, we communicate directly with adjusters and opposing parties so your claim is fairly considered and fully documented.
A recreational or off‑road injury claim arises when someone is hurt while using vehicles like ATVs, UTVs, side‑by‑sides, dirt bikes, or snowmobiles on trails, private property, or other non‑highway areas in and around Jordan. Claims may stem from operator negligence, unsafe property conditions, faulty maintenance, inadequate supervision, or defective parts and equipment. Because coverage often differs from standard auto insurance, identifying the correct policies is vital. Claims can involve bodily injury, medical expenses, wage loss, and pain and suffering. Some matters are resolved through insurance negotiations, while others require filing a lawsuit within Minnesota’s applicable deadlines.
Strong off‑road claims are built on facts: scene documentation, equipment inspections, medical records, and clear timelines. We begin by preserving evidence and notifying involved insurers. Next, we assess liability, potential comparative fault, and the range of damages, including medical needs and time away from work. We identify all applicable coverage, from recreational policies to homeowner’s and umbrella layers, and we communicate with adjusters on your behalf. Once treatment stabilizes, we assemble a comprehensive demand package and negotiate. If negotiations stall, we discuss litigation options and deadlines, ensuring you understand each step and the choices available to pursue fair results.
Understanding common terms can make the process less stressful. Minnesota law treats off‑road incidents differently than standard auto crashes, and policies often use language that changes your rights. The brief glossary below highlights core ideas you will encounter, including how responsibility is shared, what deadlines apply, and which coverages might pay medical bills or other losses. While every case is unique, learning these concepts will help you make informed decisions. If anything in your policy is unclear, we can review it with you, explain your options, and help avoid pitfalls that could limit your recovery.
Comparative fault is a rule that allocates responsibility among the people involved in an incident. In Minnesota, your compensation can be reduced by your percentage of fault, and you cannot recover if your fault exceeds the combined fault of the other parties. Insurers often argue comparative fault in off‑road crashes by pointing to speed, visibility, trail etiquette, or protective gear. Careful scene documentation, witness statements, and equipment inspections can counter speculative claims. Even if you are worried you may share some responsibility, you should still seek guidance before assuming you are ineligible for compensation.
Minnesota no‑fault benefits typically apply to motor vehicle crashes on public roads, and many off‑road vehicles are not considered motor vehicles for those purposes. However, some policies include medical payments (med‑pay) or recreational endorsements that can assist after ATV, UTV, dirt bike, or snowmobile injuries. Coverage can also be triggered if a licensed motor vehicle contributed to the incident. Because policy language varies, it is important to review all potential sources, including homeowner’s and umbrella policies. Identifying available benefits early can help with treatment costs and reduce financial strain while your claim is evaluated.
A statute of limitations sets the deadline for filing a lawsuit. Many Minnesota negligence claims must be filed within six years, but shorter timelines may apply in certain situations, including wrongful death and claims involving government entities. Some notice requirements are much sooner, and product liability claims can involve distinct rules. Because evidence is easier to preserve early on, waiting can harm your case even if you are still within a deadline. If you were injured in an off‑road incident near Jordan, speak with a lawyer promptly to confirm which timelines apply to your circumstances.
Product liability arises when a defective vehicle, part, or safety component contributes to an injury. Common issues include brake failures, steering defects, throttle malfunctions, and protective gear that does not perform as intended. Proving these claims may require expert inspections, maintenance records, and recalls or technical bulletins. Product liability can involve manufacturers, distributors, or retailers, and it may provide additional insurance coverage beyond a rider’s policy. If equipment malfunction might be involved, preserve the vehicle and parts, avoid repairs until inspected, and document all changes. Early investigation can uncover evidence that otherwise disappears quickly.
Some off‑road claims can be resolved with minimal assistance, but many benefit from legal guidance due to coverage questions and liability disputes. Handling a claim alone may seem faster, yet insurers often request recorded statements, broad authorizations, or quick settlements that ignore long‑term needs. With a lawyer, you gain structured communication, organized evidence, strategic negotiation, and help identifying all potential sources of recovery. The choice depends on injury severity, disputed facts, and your comfort dealing with adjusters, medical billing, and deadlines. We are happy to evaluate your situation and suggest the right level of support.
If your injuries are minor, you recover quickly, and the insurer promptly accepts responsibility, a simple approach might work. Keep thorough records of medical visits, mileage, and missed work, and share only what is necessary to document your losses. Avoid signing broad authorizations and confirm any settlement covers future care before agreeing. Even with a straightforward claim, it can help to have a brief consultation to discuss common pitfalls. If you later discover lingering problems, you may lose leverage once a release is signed, so move carefully and do not rush into final paperwork.
When you only have property damage or a single urgent‑care visit, you may be comfortable communicating directly with the insurer. Document the condition of your ATV, UTV, or bike, keep receipts for repairs, and gather any trail permits or equipment records. Ask the adjuster to put coverage decisions in writing, and verify whether depreciation or policy limits affect the payout. If pain worsens or new symptoms develop, stop negotiating and seek medical attention, as late‑discovered injuries can change your claim. We can step in at any time if the conversation becomes confusing or adversarial.
Significant injuries, complex facts, or multiple riders and landowners call for a coordinated approach. Accidents near Jordan often involve intersecting trails, changing surfaces, and limited sightlines, creating room for dispute. A comprehensive strategy allows us to preserve equipment for inspection, interview witnesses promptly, and retain appropriate consultants when needed. We also manage competing insurers, subrogation claims, and health plan reimbursement issues. By organizing medical documentation and showing how the incident impacts daily life and work, we aim to present a clear, persuasive claim that addresses both present losses and future needs.
When policies conflict or a potential defect is involved, the details matter. We review homeowner’s, recreational, umbrella, and business policies for endorsements and exclusions that change coverage. If equipment malfunction may be a factor, we secure and evaluate the vehicle before alterations occur. We also assess landowner responsibility, signage, and maintenance practices. These cases can require careful sequencing of claims to avoid jeopardizing benefits. Our role is to manage the moving parts—investigation, notices, and negotiations—so that your claim is timely, well‑supported, and positioned for the best available outcome under Minnesota law.
A thorough approach keeps your case organized and moving. We coordinate medical documentation, track wage loss, and assemble evidence that supports liability and damages. By communicating directly with adjusters, we limit unnecessary statements and focus negotiations on facts. We also identify overlapping coverages, such as med‑pay or umbrella policies, that can supplement primary liability coverage. This structure helps prevent gaps, missed deadlines, and undervalued claims. Most importantly, it allows you to concentrate on recovery while we handle the legal and administrative details that often stall clients who try to manage everything on their own.
When cases are carefully developed from the outset, settlement discussions tend to be more productive. Comprehensive medical records, clear evidence of fault, and a well‑documented account of how the injury changed your life help adjusters evaluate value accurately. If fair resolution is not offered, a well‑prepared file shortens the runway to litigation, with preserved evidence and organized proof ready for the next phase. This preparation does not guarantee a result, but it puts you in the strongest position to pursue an appropriate outcome under Minnesota law and the facts unique to your Jordan incident.
We move quickly to secure the equipment, collect photos and video, and identify witnesses. Terrain and weather can erase key details after an off‑road crash, so prompt action matters. We also look beyond the scene to maintenance records, prior incidents, product recalls, and map data that may illuminate visibility and line‑of‑sight issues. This investigation supports liability arguments and helps prevent the “he said, she said” disputes that derail claims. The end result is a clearer narrative backed by documents and data, which increases the likelihood of constructive negotiations with the insurers involved.
Off‑road claims often involve multiple policies that stack or coordinate in unexpected ways. We review homeowner’s coverage, recreational endorsements, umbrella policies, and any potentially applicable auto or business insurance. We also consider product liability avenues when equipment malfunction is suspected. By understanding how these coverages interact, we work to access medical payments, wage loss, and liability limits that might otherwise be overlooked. This careful sequencing can help cover treatment and reduce financial stress while your claim proceeds. Our goal is to present a well‑supported demand that reflects the full scope of your losses under Minnesota law.
If it’s safe, take photos and video of the trail, ruts, skid marks, signage, fences, gates, and any obstacles. Capture the positions of vehicles, damage points, and relevant terrain from multiple angles. Save GPS tracks or ride data, and collect names and contact information for witnesses. Preserve the vehicle and damaged gear—do not repair or dispose of anything until your claim is evaluated. These steps help establish what happened and can counter speculation later. Early documentation often becomes the backbone of a strong claim, especially when weather and use quickly alter trail conditions.
Report the incident promptly, but avoid recorded statements or broad authorizations until you understand your rights. Provide basic facts, then request that further questions be put in writing. Ask the adjuster to confirm coverage decisions and policy limits in writing as well. Do not post about the incident on social media. If multiple insurers are involved, keep a log of calls and letters. When in doubt, have a lawyer handle communications to reduce stress and prevent misunderstandings. Clear, controlled communication prevents unintentional admissions and keeps the focus on documented evidence, medical needs, and fair resolution.
Off‑road injuries can change quickly—from seemingly minor aches to significant limitations that affect work and family life. Insurance questions add stress when you need to concentrate on healing. A lawyer can clarify coverage, coordinate documentation, and guide you through next steps. We evaluate liability, explore all available policies, and manage communications so you do not feel pressured into premature decisions. If responsibility is disputed or injuries worsen, early involvement can preserve leverage and options. Even if you are unsure about hiring a lawyer, a short conversation can help you make an informed plan.
In Jordan and across Scott County, off‑road recreation is part of local life, and claims often involve familiar terrain and multiple riders. Having a steady advocate helps balance the conversation with insurers, whose job is to limit payouts. We focus on the facts, organize the record, and push for fair consideration of your losses. When a quick settlement will not cover future medical needs or lost wages, we explain alternatives and timelines. Our goal is to reduce stress, keep your claim moving, and pursue the best available outcome for your situation under Minnesota law.
We often see claims involving collisions on intersecting trails, loss of control on rutted or muddy surfaces, and crashes related to visibility or unexpected obstacles. Some cases stem from unsafe property conditions, like hidden drop‑offs or inadequate signage, while others involve mechanical failures or defective safety gear. Passengers injured by abrupt maneuvers or riders struck by inattentive operators are also common. Each situation requires careful investigation to determine who is responsible and which policies apply. If your incident occurred near Jordan, contact us to discuss how Minnesota law may apply to your specific facts.
Intersections, blind corners, dust, and low light can create dangerous conditions on Scott County trails and rural routes near Jordan. Riders may enter turns too fast or drift into oncoming paths, leading to side‑impact or head‑on collisions. Evidence like gouge marks, debris fields, tire tracks, and helmet or light damage can help reconstruct what happened. We gather that data, locate witnesses, and analyze whether signage, speed, or line‑of‑sight contributed. Clear documentation helps determine fault under Minnesota’s comparative fault rules and supports claims for medical care, wage loss, and other damages.
Private land and mixed‑use areas may contain hazards that are not obvious to riders, including washed‑out culverts, deep ruts, concealed fencing, or unexpected drop‑offs. If the landowner knew about a hazard or should have known and failed to warn, liability may be available. We review maintenance practices, prior incidents, trail maps, and any permissions or waivers. Photographs and measurements can illustrate the severity and visibility of hazards. These details help establish negligence and identify coverage sources such as homeowner’s or farm policies, which may provide compensation for injuries that occur on the property.
Mechanical failures—including faulty brakes, stuck throttles, steering issues, or failed protective gear—can turn a routine ride into a serious crash. If you suspect a defect, preserve the vehicle and parts and avoid repairs until inspected. We coordinate evaluations, review maintenance records, and look for recalls or bulletins. A product claim may involve manufacturers, distributors, or retailers, potentially opening additional coverage. By keeping the equipment intact and documented, we can assess whether design, manufacturing, or warnings played a role and pursue the appropriate parties for the harm caused by the defect.
Our firm is dedicated to personal injury law and regularly assists clients with ATV, UTV, dirt bike, and snowmobile claims across Minnesota. We pride ourselves on accessibility, frequent updates, and thoughtful guidance. From helping coordinate medical care to organizing evidence and negotiating with insurers, we handle the details that create stress and delay. We understand the local terrain and how conditions near Jordan can influence fault and visibility. Our approach is practical and client‑focused: explain the process, set clear expectations, and do the work to move your claim forward efficiently.
Insurance companies often push for quick statements and early settlements that may not reflect the full scope of injuries or future care needs. We step in to level the playing field, directing communications and demanding written explanations for coverage decisions. We prepare robust demand packages grounded in medical documentation and factual investigation. If a fair agreement cannot be reached, we discuss litigation options and timing, so you can make informed choices. At every stage, we are mindful of your recovery, your schedule, and the need for steady, honest communication about what comes next.
Choosing a lawyer is personal. Clients appreciate our responsiveness, straight talk, and respectful approach. We tailor representation to your goals—whether that means structured negotiations or preparing for suit when necessary. You will always know where your case stands and how we are working to pursue the best available outcome under Minnesota law. If you or a loved one was injured in an off‑road incident near Jordan, reach out to Metro Law Offices to discuss your options. The call is free, the conversation is confidential, and there is no pressure to commit.
We follow a clear, three‑phase process designed to protect your rights and keep your claim organized. First, we learn your story, preserve evidence, and notify insurers. Next, we build the case by coordinating treatment, gathering records, and confirming coverage. Finally, we present a detailed demand, negotiate firmly, and discuss litigation if needed. Throughout, we communicate in plain language and on your schedule. You will know what we are doing and why, and we will provide practical guidance for medical care, wage documentation, and other steps that support the value of your claim.
Your first call sets the foundation. We listen to what happened, answer questions, and outline immediate steps to protect your claim. If you are still at the scene or recently home, we can walk you through evidence preservation and reporting. We also review initial medical needs and insurance notifications so deadlines are met. After the call, we start identifying potential coverage and liability issues specific to off‑road incidents in Minnesota. The goal is to provide clarity, reduce stress, and help you make informed decisions without pressure or obligation.
We begin by gathering essential facts: where the crash occurred, trail or property conditions, visibility, the vehicles and gear involved, and the medical timeline. We request any photos, GPS data, or witness contacts you may have. If equipment preservation is needed, we explain how to secure it safely for inspection. We also screen for urgent filing or notice deadlines. Early assessment helps us map out liability theories, potential comparative fault arguments, and coverage sources. With this information, we create an immediate plan to protect your rights and set your claim on a strong path.
Once we understand the circumstances, we outline your options and immediate action items. That may include targeted communications to insurers, narrow medical authorizations, and strategies for documenting symptoms and wage loss. We provide practical tips for care coordination and keeping a recovery journal. If needed, we arrange inspections or consults to evaluate equipment or terrain. Our focus is to reduce uncertainty and give you a clear roadmap. With rights protected and tasks organized, you can concentrate on healing while we advance the insurance and legal aspects of your claim.
In this phase, we collect medical records, invoices, and proof of missed work. We interview witnesses, analyze photos and scene data, and evaluate equipment when appropriate. We confirm all applicable policies and request written coverage positions from insurers. As treatment progresses, we monitor your recovery and document ongoing limitations. When the medical picture becomes clearer, we assemble a comprehensive claim package that explains liability, summarizes damages, and supports your requested compensation. We then engage in structured negotiations, keeping you updated and involved in every decision that affects your case.
We organize a complete file: medical reports, imaging, billing, wage documentation, and statements describing how the injury affects work, family, and daily activities. We also gather maintenance and purchase records for the vehicles and gear involved, and we evaluate relevant trail rules and property conditions. Meanwhile, we obtain policy documents and endorsements to identify med‑pay, liability, and umbrella coverage. Clarifying coverage early helps guide negotiations and ensures no benefits are missed. With the essentials secured, the claim gains structure and momentum that insurers must take seriously.
We handle communications with adjusters so the conversation stays focused on documented facts, not speculation. Our demand package presents liability, damages, and supporting materials in a clear, organized format. We respond promptly to questions, request written explanations for denials, and challenge unsupported positions. If multiple carriers are involved, we coordinate to avoid conflicting statements and protect your interests. Throughout, we discuss every meaningful offer with you, explain the pros and cons, and adapt strategy as new information emerges. You remain in control, with guidance at every decision point.
Most claims resolve through negotiation once treatment stabilizes and the evidence is organized. If the insurer refuses to make a fair offer, we discuss filing suit, preserving evidence, and preparing for depositions and trial. Litigation is a collaborative decision, and we explore timing, costs, and likely next steps before moving forward. Whether settling or litigating, we focus on clarity and preparation—two keys to effective advocacy. After resolution, we help finalize liens and reimbursements so your recovery is not delayed by administrative loose ends.
With a clear liability narrative and documented damages, we press for a fair settlement that reflects medical needs, wage loss, and lasting effects. We use evidence—not rhetoric—to support valuation and challenge attempts to minimize your injuries. If offers remain inadequate, we discuss suit, mediation, or other dispute‑resolution options. Our goal is to move the claim forward without unnecessary delay while protecting your long‑term interests. You make the final decisions with the benefit of candid advice and a complete understanding of the path ahead.
When litigation becomes necessary, preparation is everything. We draft the complaint, conduct discovery, and develop testimony that clearly explains how the incident occurred and how it changed your life. We coordinate expert and equipment evaluations when appropriate and address motions that shape the scope of trial. Throughout, we continue to negotiate while positioning the case for the best available outcome. Court timelines can be lengthy, so we communicate regularly and set expectations. You will always know what is happening, why it matters, and what to expect next.
Prioritize safety and medical care, then document the scene. Call 911 if needed, photograph the area, vehicles, tracks, signage, and any obstacles. Collect names and contact information for riders and witnesses. Preserve the vehicle and damaged gear, and avoid repairs until inspected. Report the incident to applicable insurers promptly, but be cautious with recorded statements. Keep a journal of symptoms, missed work, and limitations. Early documentation often determines how insurers view fault and damages, especially when trail conditions change quickly. Next, review your insurance and seek guidance on coverage. Off‑road incidents often involve homeowner’s, recreational, or umbrella policies rather than standard auto no‑fault. Request written coverage positions and policy limits. Obtain medical care and follow through with treatment, saving all bills and records. If your injuries worsen or responsibility is disputed, consider contacting a lawyer familiar with Jordan and Minnesota off‑road claims. Quick action helps preserve evidence and can improve your ability to pursue fair compensation under the applicable policies.
Payment sources vary by policy. Many off‑road vehicles are not covered by Minnesota auto no‑fault, but you may have medical payments (med‑pay) coverage on a recreational or homeowner’s policy. If another rider or landowner is liable, their liability coverage may ultimately pay your damages, though that typically occurs at settlement. Health insurance can cover treatment in the meantime, subject to copays and potential reimbursement claims later. We evaluate all potential sources, including med‑pay, liability, umbrella, and, in limited circumstances, auto coverage if a motor vehicle was involved. Because policy language differs, request copies of policies and endorsements, and ask insurers for written coverage decisions. Coordinating benefits the right way helps reduce out‑of‑pocket costs and avoids jeopardizing future recovery. If the process becomes confusing, we can review your options and help sequence claims to protect your interests.
Minnesota’s no‑fault system generally applies to motor vehicle crashes on public roads. Many ATVs, UTVs, and dirt bikes are not considered motor vehicles for no‑fault purposes, so those benefits may not apply. However, some situations trigger coverage when a licensed motor vehicle contributes to the incident, or when a policy includes specific endorsements. Even if no‑fault does not apply, medical payments coverage may appear in recreational or homeowner’s policies. These provisions can help with immediate medical bills while liability is sorted out. Because eligibility depends on the facts and policy wording, it’s smart to gather all policies and ask for written coverage positions. We can review the details, explain your options, and help you access available benefits.
Many Minnesota negligence claims carry a six‑year statute of limitations, but important exceptions exist. Wrongful death, product claims, and matters involving government entities can have shorter timelines or special notice requirements. Evidence also fades quickly in off‑road cases, making it wise to start investigating well before any deadline. Early action protects your rights and helps establish fault before conditions change. Because the correct deadline depends on the type of claim and the parties involved, do not assume you have years. We can evaluate your situation, identify any special notices that must be sent, and build a plan to preserve evidence and move your claim forward. A brief conversation now can prevent last‑minute scrambling later.
Not wearing a helmet does not automatically bar recovery in Minnesota. However, insurers may argue that certain injuries were made worse by lack of protective gear. Under comparative fault rules, a settlement or verdict can be reduced by any share of responsibility assigned to you. That makes it important to document how the crash happened and what injuries would have occurred regardless. We focus on the full context: speed, visibility, vehicle function, trail conditions, and rider behavior on both sides. Medical experts may also address injury mechanisms. Even if you think you made a mistake, you may still have a valid claim, so consult with a lawyer before deciding your options are limited.
Yes, Minnesota follows modified comparative fault. You can recover as long as your fault does not exceed the combined fault of the other parties. Your compensation may be reduced by your percentage of fault. Insurers often push comparative fault arguments in off‑road cases because terrain and visibility can be debated. We counter speculation with evidence: scene photos, measurements, vehicle inspections, and credible witness accounts. We also highlight rule violations or unsafe conduct by others. The goal is to present a fair allocation of fault that reflects what actually happened. Even if fault is contested, pursuing a well‑documented claim can lead to a meaningful recovery.
Coverage commonly comes from homeowner’s or recreational vehicle policies, sometimes supplemented by umbrella policies. If another rider caused the crash, their liability coverage may apply. Product claims may involve manufacturer or retailer coverage. In limited situations, auto insurance can be implicated when a licensed motor vehicle contributes to the incident or policy endorsements extend coverage. Because each policy uses different definitions and exclusions, reviewing the exact language is essential. We collect all potential policies, request written coverage decisions, and analyze how benefits coordinate. Identifying med‑pay benefits can help with initial bills, while liability and umbrella coverage address broader damages. A careful coverage map helps avoid gaps and missed opportunities.
Claim value depends on liability strength, medical treatment and prognosis, wage loss, and the documented impact on daily life. Evidence drives results: imaging, specialist notes, therapy records, and consistent journaling of pain and limitations. Photos, witness statements, and clear proof of how the crash occurred also influence insurer evaluations. We assemble a comprehensive picture that explains both the immediate and lasting effects of your injuries. We do not use formulas or one‑size‑fits‑all estimates. Instead, we build value by presenting facts in a structured way that adjusters and, if needed, jurors can understand. While no outcome is guaranteed, thorough documentation and steady advocacy improve the chances of a fair resolution.
Be cautious. Adjusters often request recorded statements soon after a crash, when facts are still developing. You are not required to provide a recorded statement to the other party’s insurer, and doing so can create misunderstandings or admissions taken out of context. It is usually safer to provide basic information and request that further questions be submitted in writing. If your own insurer requires cooperation, we can guide you on what to share and how to avoid broad authorizations that sweep in unrelated medical history. Having a lawyer handle communications reduces stress and ensures the discussion stays focused on documented facts and coverage, not speculation.
Metro Law Offices handles off‑road injury cases on a contingency fee. That means no upfront fees, and you only pay attorney’s fees if we obtain a recovery for you. We also advance typical case costs, which are reimbursed from the recovery at the end, and we explain all terms in writing before we begin. Our initial consultation is free and designed to answer your questions without pressure. We believe clear communication about fees builds trust from the start. During your consultation, we will review potential costs, how fees are calculated, and what to expect at each stage. You remain in control of decisions, and you will never be surprised by hidden charges.
