A sudden Lyft crash can upend your life in minutes. Medical appointments, missed work, and layered insurance policies quickly create stress—especially when the rideshare company, the driver, and another motorist may all be involved. Metro Law Offices helps people in Breckenridge and across Minnesota sort out coverage, document injuries, and pursue fair compensation under the state’s no-fault system and any available third-party insurance. From preserving evidence to coordinating medical records, we focus on the details that move a claim forward while you focus on healing. If you were a passenger, driver, or pedestrian, we can explain your options in plain language and help you take the next step with confidence.
Breckenridge sits at the gateway between Minnesota and North Dakota, with traffic flowing along Highway 75, Highway 210, and local routes near the river. Rideshare trips here can involve cross-border travel, shifting coverage, and multiple insurers. Timely notice and clear documentation matter. Our team understands Minnesota’s no-fault rules, the phases of Lyft insurance, and how to coordinate benefits when several policies may apply. We’re here to listen, answer practical questions, and help you avoid common pitfalls. Call Metro Law Offices at 651-615-3322 for a free consultation. Whether your collision happened downtown, on a rural road in Wilkin County, or during a short airport run, we’ll meet you where you are and get to work.
Lyft claims can be confusing because insurance coverage changes based on the driver’s app status. Minnesota’s no-fault benefits may cover initial medical bills and wage loss, but third-party claims against at-fault drivers or Lyft’s policies could also be available. Having guidance early helps you avoid recorded statements that may be used against you, missed deadlines, and incomplete documentation. We help gather evidence, obtain traffic camera footage when possible, and coordinate medical records that reflect the full scope of your injuries. The goal is to protect your rights, present a clear damages picture, and pursue all available paths to recovery while you focus on treatment and getting life back on track.
Metro Law Offices is a Minnesota personal injury law firm that helps injured passengers, drivers, and pedestrians after Lyft and other rideshare crashes. We combine practical knowledge of no-fault, liability, and UM/UIM claims with a client-centered approach. You’ll get clear communication, straightforward expectations, and steady support from start to finish. We coordinate care, track deadlines, and present your claim with thorough documentation. Our team understands the needs of Breckenridge residents and travelers passing through Wilkin County. Consultations are free, and you don’t pay attorney fees unless we recover compensation for you. Call 651-615-3322 to discuss your options and learn how we can help move your claim forward.
Minnesota uses a no-fault system, meaning your own insurance benefits may cover medical expenses and certain wage loss regardless of fault. For Lyft crashes, coverage often depends on the driver’s status: app off, app on without a ride, or en route/with a passenger. In many cases, a passenger’s no-fault benefits or a driver’s personal policy will be involved first, with possible claims against Lyft’s policies when applicable. These layers can overlap with health insurance and UM/UIM coverage. Understanding which policy applies, the order of coverage, and how to protect your documentation can make a meaningful difference in how your claim progresses and what compensation may be available.
After a rideshare crash, prompt medical attention helps both your health and your claim. Keep records of all appointments, prescriptions, and time off work. Notify the appropriate insurers quickly, but be careful with recorded statements and sweeping releases. We can help you identify the correct carrier, request benefits you may be entitled to, and pursue third-party compensation when someone else’s negligence caused the crash. If fault is disputed or multiple vehicles are involved, we focus on evidence: photos, witness statements, vehicle data, and any available video. From the first phone call through resolution, we explain each step so you can make informed decisions without feeling overwhelmed.
A Lyft accident claim refers to an injury claim arising from a collision involving a rideshare vehicle, whether you were a passenger, the Lyft driver, another motorist, a pedestrian, or a cyclist. These claims often include both no-fault benefits and third-party liability claims. Coverage can come from personal auto insurance, Lyft’s contingent or primary policies, and possibly UM/UIM if the at-fault driver lacked adequate coverage. The claim may seek compensation for medical expenses, lost income, property damage, and pain and suffering where allowed. Because the driver’s app status can change coverage, identifying the exact timing and activity during the ride is an important early step.
Successful Lyft claims typically rest on clear evidence of fault, strong documentation of injuries and losses, and a proper understanding of which insurance applies. We gather police reports, scene photos, vehicle data, and witness accounts. Medical records and billing statements help connect the crash to your treatment and show the impact on your daily life and work. Minnesota’s modified comparative fault rules may reduce recovery if you share responsibility, so accurate fact development matters. We present the claim to the right insurer in the right order, negotiate with adjusters, and, when needed, file a lawsuit to preserve your rights under Minnesota deadlines.
Understanding common insurance terms makes rideshare claims easier to navigate. Minnesota’s no-fault system provides defined benefits regardless of fault, while third-party claims may be available when another driver, a Lyft operator, or multiple parties are responsible. Lyft’s coverage varies based on the driver’s app status, and uninsured/underinsured motorist protection can help if the at-fault driver lacks sufficient insurance. Comparative fault can affect your recovery depending on your degree of responsibility. The brief glossary below explains these terms in plain language, helping you see how each piece fits together so we can build a complete, well-documented claim for your injuries and losses.
Minnesota no-fault, often called Personal Injury Protection, provides specific benefits after a motor vehicle crash regardless of who caused it. These benefits can include payment for reasonable medical expenses and a portion of lost income, up to policy limits. No-fault is designed to get you care quickly without waiting for a liability decision. For Lyft crashes, your own policy may apply first, or a policy connected to the trip could be involved. While no-fault helps with initial bills, it does not always cover everything. That is why we also evaluate third-party claims against at-fault drivers and consider UM/UIM coverage where appropriate.
Lyft insurance generally changes with the driver’s app status. If the app is off, the driver’s personal auto policy typically applies. When the app is on and the driver is waiting for a ride, contingent liability coverage may be available above personal policy limits. Once a ride is accepted or a passenger is in the vehicle, Lyft’s higher limits, including up to $1,000,000 in third-party liability and often UM/UIM, may apply. Determining the exact status at the time of the crash is important. Trip records, screenshots, and driver statements can clarify which phase applied and which insurer should evaluate your claim.
UM/UIM coverage can help when the at-fault driver has no insurance or not enough to cover your losses. In Lyft crashes, UM/UIM may come from your own policy or from Lyft’s coverage during certain phases of the trip. This protection can address medical expenses, lost income, and other damages that exceed the at-fault driver’s limits. UM/UIM claims require careful coordination with no-fault benefits and any third-party liability claims to avoid overlaps and preserve your rights. We analyze policy language, confirm coverage triggers, and present evidence that substantiates the full value of your injuries and financial impact.
Minnesota follows a modified comparative fault system. If you are partially at fault, your recovery may be reduced by your percentage of responsibility. If your share of fault is greater than the combined fault of the other parties, you may not recover. Insurers sometimes attempt to assign more blame than is fair, especially in multi-vehicle crashes or unclear intersections. Thorough investigation—scene photos, witness statements, and vehicle data—can help prevent unfair fault allocations. We present a fact-based account of what happened and challenge assumptions that do not match the evidence, protecting your ability to pursue compensation under Minnesota law.
Some people begin with a do-it-yourself approach, contacting no-fault and liability carriers to open claims and submit basic records. This can work when injuries are minor, liability is clear, and bills are limited. However, rideshare cases often involve multiple coverages, changing policy limits, and detailed proof of damages. Full representation provides a coordinated strategy: evidence development, medical documentation, valuation, and negotiations with all responsible insurers. We help you avoid common missteps, protect against incomplete releases, and present your damages in a way adjusters understand. Whether you start with a consult or want us to manage everything, we tailor our approach to your needs.
A limited approach might be reasonable if the crash caused minor injuries that resolve quickly with minimal treatment, liability is undisputed, and your bills fit within no-fault limits. In that situation, you may coordinate with insurers to submit medical records, wage documentation, and repair estimates without extensive advocacy. Keep careful notes, request written confirmations, and avoid broad releases that go beyond the immediate claim. If symptoms persist, new diagnoses emerge, or an adjuster pushes for a quick settlement that feels premature, consider stepping back and getting legal guidance. The goal is to close the claim only after you understand your full picture of recovery.
When the police report clearly assigns fault to another driver, your no-fault benefits are paying promptly, and property damage is uncomplicated, a limited approach may be efficient. Still, document everything: photos of the scene and any visible injuries, repair invoices, and consistent medical notes. Ask insurers to explain coverage in writing, including any coordination with health insurance. If a liability carrier requests a recorded statement or an overbroad medical authorization, pause and get guidance. Even simple claims can become complicated if symptoms linger or new issues develop. You can always shift to full representation if the claim no longer feels manageable.
Multi-vehicle collisions, unclear intersections, or conflicting statements can lead to fault disputes that threaten your recovery. Insurers may argue comparative fault to reduce what they pay. A comprehensive approach focuses on building the evidence: photos, video, 911 records, vehicle data, and witness interviews. We coordinate accident reconstruction when appropriate and present a clear narrative of how the crash happened. This method helps counter unfair blame and supports negotiations with every involved carrier, including Lyft’s. When many policies and adjusters are involved, consistent strategy and documentation protect your interests and keep the claim moving toward a fair outcome.
Serious injuries, ongoing treatment, or time away from work require careful documentation and valuation. We work with your providers to obtain complete records that describe diagnosis, causation, and prognosis. We also gather evidence of wage loss and the day-to-day limitations you face. Where future care or reduced earning capacity is possible, a comprehensive approach helps present those needs clearly to insurers. Coordinating no-fault, liability, and UM/UIM claims helps prevent gaps in coverage. If settlement discussions stall, we are prepared to file suit to preserve claims within Minnesota deadlines. The goal is to reflect the full impact of the crash, not just the immediate bills.
A comprehensive approach brings organization and momentum to a Lyft claim. We track every benefit available, confirm which policy applies at each phase, and ensure your records tell a complete story. Consistent communication with adjusters, timely updates from providers, and a well-supported demand package help the claim move efficiently. This strategy also reduces the risk of releasing claims you did not intend to release or leaving money on the table. By planning for both negotiation and potential litigation, we position your case to adapt as facts develop, giving you a clear path forward even when multiple carriers are involved.
When liability is contested or injuries evolve over time, a comprehensive strategy helps protect your interests from day one. We focus on early evidence collection, careful medical documentation, and a damages model that considers both current and future needs. Coordinating no-fault, liability, and UM/UIM coverage prevents unnecessary delays and disputes about who pays first. If negotiations reach an impasse, we are ready to file suit and keep your case on track. Throughout the process, we offer straightforward guidance so you can make informed choices, reduce stress, and stay focused on treatment and recovery.
Coordinating no-fault, liability, and UM/UIM coverage helps ensure your claim accounts for all available benefits and potential recovery sources. We build a demand that includes medical bills, wage loss, and the impact on your daily life, supported by records and statements. Valuation is grounded in evidence, not guesswork. When multiple insurers are involved, we keep communication organized and avoid conflicting positions. This transparency helps adjusters evaluate your claim accurately and reduces the chance of unnecessary delays. A clear, coordinated approach puts your case in the best position for fair resolution, whether through settlement or litigation in Minnesota courts.
Negotiations are most effective when evidence is organized, medical records are complete, and damages are clearly explained. We prepare your claim as if it may go to court, which makes the settlement presentation stronger. If an insurer relies on speculation or downplays injuries, we respond with facts—witness accounts, imaging, provider notes, and consistent timelines. When settlement is not reasonable, we can file suit to preserve your rights within Minnesota’s deadlines. Being ready for the next step encourages meaningful discussions, keeps the claim moving, and gives you confidence that your case is prepared for whatever path leads to resolution.
Right after a Lyft crash, take photos of the vehicles, license plates, the Lyft app screen, and any visible injuries. Save trip confirmations and driver details. Ask witnesses for names and contact information, and request a copy of the police report when available. Seek medical attention promptly, even if you feel okay—some injuries develop over time. Keep a simple journal of symptoms, missed activities, and work time lost. Share information cautiously and avoid recorded statements without guidance. Early documentation builds credibility, helps establish fault, and supports the full value of your claim when it’s time to negotiate with insurers.
Prompt evaluation at a local clinic or hospital strengthens the connection between the crash and your injuries. Follow provider recommendations, attend scheduled appointments, and keep copies of bills and records. If travel makes care difficult, ask about telehealth options. Gaps in treatment can lead insurers to question the severity of injuries, so consistency matters. Be honest with providers about symptoms, daily limitations, and work duties. Detailed, contemporaneous records help us communicate your medical story to adjusters and, if needed, to a jury. Thorough follow-through not only supports recovery—it also helps demonstrate the true impact of the collision on your life.
If you’re facing medical bills, time away from work, or unclear insurance rules after a Lyft crash, professional guidance can make a real difference. We help you identify the right insurer, coordinate no-fault benefits, and evaluate claims against at-fault drivers or Lyft’s policies. Our team gathers evidence, organizes records, and presents your damages clearly. Whether your case involves a quick route down Highway 210 or a longer cross-border trip, we tailor the approach to your situation and goals. A quick phone call can help you avoid missteps and give you a confident plan for moving forward.
You don’t have to take on multiple insurers or complicated claim forms alone. We focus on protecting your rights, preventing premature settlements, and documenting the full scope of your losses. If liability is disputed or injuries persist, we keep the process on track and address roadblocks as they arise. From initial consultation to resolution, you’ll receive clear communication, practical advice, and support designed to reduce stress. If you or a loved one were hurt in a Lyft crash in Breckenridge, call Metro Law Offices at 651-615-3322. We’ll explain your options and help you choose the path that best fits your needs.
Rideshare collisions in Breckenridge can happen in busy downtown corridors, near highway access points, or on rural roads with limited lighting. We frequently see passengers injured during short trips when traffic is heavy or weather turns quickly. Lyft drivers may be struck by distracted motorists or vehicles that fail to yield at intersections. Pedestrians and cyclists can also be hurt in low-visibility conditions or near construction zones. Each scenario involves different insurance questions and evidence needs. We help identify which policies are in play, preserve proof before it disappears, and coordinate medical documentation so your claim reflects the full scope of what you’ve experienced.
Passengers can be injured when a Lyft is rear-ended, sideswiped, or involved in a sudden stop at a light or intersection. Even moderate-speed impacts can cause neck, back, or head injuries that surface days later. We help confirm the driver’s app status, secure trip details, and coordinate no-fault benefits with any third-party claims. Detailed medical notes, early imaging when appropriate, and consistent follow-up care strengthen your case. We also look for video from nearby businesses or traffic cameras, and gather witness accounts while memories are fresh. Our goal is to document every part of the event so the insurer sees the full picture.
Lyft drivers can face significant obstacles when an at-fault motorist has no insurance or too little coverage. In those cases, UM/UIM protection may help fill the gap, depending on trip status and policy language. We analyze the order of coverage, coordinate no-fault benefits, and present clear evidence of injuries, wage loss, and vehicle damage. If liability is denied or minimized, we work to develop a strong factual record and challenge unsupported assumptions. Our approach aims to secure fair consideration from all applicable insurers, minimize delays, and keep your claim moving toward a resolution that reflects your medical and financial needs.
Pedestrians and cyclists are vulnerable in low-light or congested areas, especially near intersections and driveways. When a Lyft vehicle is involved, we move quickly to identify the driver’s status, request trip data, and secure any available video. Injuries may be significant, requiring immediate care and ongoing treatment. We work with your providers to document diagnoses, limitations, and future care needs. No-fault benefits may help with initial costs, while liability and UM/UIM claims can address broader losses. Our focus is on building a clear record of causation and impact so insurers understand the scope of harm and the path to fair compensation.
We know Minnesota’s no-fault system, Lyft’s changing coverage phases, and how to coordinate multiple policies without losing momentum. Our approach emphasizes early evidence collection, clear medical documentation, and steady communication with adjusters. We tailor each plan to your facts—short urban trips, rural roads, or cross-border routes—and stay focused on what matters most to your recovery. You’ll always know the next step, who we’re contacting, and why. When questions arise, we answer promptly and in plain language so you can make decisions with confidence.
Our clients appreciate organized claim handling and proactive updates. We gather records from clinics, therapists, and employers, then assemble a demand package that presents your injuries and losses clearly. If an insurer asks for a broad medical authorization or pushes for a quick settlement, we explain the implications and propose a path that protects your interests. When facts are disputed, we work to develop a strong record that encourages meaningful negotiations. If settlement is not reasonable, we are ready to file suit and keep your case moving within Minnesota’s deadlines.
Cost should never prevent you from getting help. That’s why we offer free consultations and only charge attorney fees if we recover compensation for you. From start to finish, our process is designed to reduce stress, save you time, and keep your claim on track. We coordinate benefits, manage paperwork, and handle insurer communications so you can focus on treatment and daily life. If you were hurt in a Lyft crash in Breckenridge or anywhere in Wilkin County, call Metro Law Offices at 651-615-3322. We’re ready to help you move forward.
Our process is built to clarify coverage, protect your rights, and move your claim forward. We start with a free consultation to understand what happened and identify immediate needs. Next, we gather evidence, request records, and coordinate benefits under Minnesota’s no-fault system. We then assemble a comprehensive demand package and negotiate with every insurer involved, including Lyft’s carriers when applicable. If talks stall or deadlines approach, we are ready to file suit to preserve your claims. Throughout, you’ll receive regular updates and plain-language explanations so you always know where your case stands and what comes next.
During the first phase, we listen to your story, answer questions, and gather essential details: where and when the crash occurred, who was involved, and the Lyft driver’s app status. We review available insurance information and confirm potential coverage under no-fault, liability, and UM/UIM policies. You’ll receive guidance on medical care, documentation, and how to handle insurer calls. We also begin securing records—police reports, photos, and any available video—and notify the appropriate insurers. This groundwork protects your rights, prevents missed deadlines, and positions your claim for a smoother path as treatment and evidence development continue.
We collect your account of the crash, symptoms, and medical history related to the collision. We request the police report, identify witnesses, and review photos or dashcam footage. If visibility, road conditions, or signage played a role, we document those details. We also confirm employment information to track any wage loss. Early, thorough intake helps us understand liability issues and anticipate insurer arguments. With a clear picture of the facts, we can decide what additional evidence is needed and create a plan to obtain it quickly before records become difficult to find or memories fade.
We examine each potential policy: your no-fault coverage, the Lyft driver’s personal insurance, and Lyft’s contingent or primary policies depending on app status. If another motorist is involved, we evaluate that policy as well and consider UM/UIM protections. We confirm which insurer is primary, who pays first, and whether health insurance coordination is required. This mapping prevents delays and denials based on misunderstandings about coverage order. We then open claims with the correct carriers and guide you on what documentation to provide, keeping your information consistent and complete to avoid confusion or unnecessary disputes.
In this phase, we collect the evidence needed to show liability and the full extent of your damages. We work with your providers to obtain complete medical records and bills, focusing on clear diagnoses, causation, and prognosis. We also coordinate statements from employers to verify lost time and duties affected by your injuries. If traffic or surveillance video may exist, we issue requests quickly. The goal is to assemble a thorough, organized file that supports your claim across all involved insurers and prepares the case for negotiation and, if necessary, litigation.
We pursue the documents and data that tell the story of the crash: police reports, 911 records, photos, nearby business video when available, and vehicle damage evaluations. Witness statements are gathered while recollections remain fresh. If needed, we consult with reconstruction professionals to clarify speed, visibility, and point of impact. This evidence helps address disputes about fault, counter unsupported assumptions, and strengthen negotiations with insurers. By building a clear and consistent record, we reduce the chance of delays and increase the likelihood that adjusters will evaluate your claim fairly and promptly.
We request complete treatment records, imaging, and provider notes that connect your injuries to the collision. Clear documentation of symptoms, functional limitations, and future care needs is essential. We also track wage loss, mileage to appointments, and activities you can no longer perform or that cause pain. When appropriate, we gather statements from family or coworkers to describe changes in your daily life. With this information, we prepare a demand that reflects your medical and financial reality, not just the immediate bills. This foundation supports meaningful negotiations with all responsible insurers.
With evidence and medical documentation in place, we prepare a detailed demand and negotiate with the appropriate insurers. We respond to questions, address coverage disputes, and present counterarguments when an offer does not reflect the facts. If fair resolution is not possible, we file suit to preserve your claims within Minnesota’s deadlines. Litigation positions the case for discovery and, ultimately, trial if needed. Throughout, we keep you informed, explain options, and help you weigh risk and timing so you can make decisions that align with your goals and recovery.
We present a comprehensive demand that includes liability analysis, medical records, bills, wage documentation, and an explanation of how the injuries affect your life. We address anticipated defenses and comparative fault arguments. Negotiations are strategic and paced to align with treatment milestones. When insurers request additional documentation, we evaluate whether it is reasonable and helpful. Our goal is to move the claim toward a resolution that reflects the evidence and your needs. If the insurer’s position remains unreasonable, we are prepared to escalate and keep your case advancing.
If negotiation does not lead to a fair offer, we file suit to protect your rights and keep the case moving. Litigation allows us to use discovery tools to obtain documents, depose witnesses, and test the other side’s defenses. We continue exploring settlement opportunities while preparing for trial. Filing does not mean your case will go before a jury, but it ensures deadlines are met and your claims are preserved. Throughout, we provide regular updates, prepare you for each step, and work to achieve a resolution that reflects the full impact of the crash on your life.
Start by checking for injuries and calling 911. If it’s safe, take photos of the scene, vehicles, license plates, and the Lyft app screen. Ask witnesses for contact information and request the incident number from law enforcement. Seek medical care as soon as possible, even if symptoms seem minor, and follow provider recommendations. Save receipts and keep a simple log of pain levels, work limitations, and missed activities. Notify the appropriate insurers, but be cautious with recorded statements and broad authorizations. If you’re unsure which policy applies, we can help identify the correct carrier and coordinate benefits. Early guidance reduces the risk of mistakes that can slow your claim. Our team can request records, confirm the driver’s app status, and explain Minnesota’s no-fault benefits. We handle insurer communications while you focus on treatment. Call 651-615-3322 for a free consultation and a clear plan for next steps.
Minnesota’s no-fault system typically pays for reasonable medical expenses and a portion of wage loss up to policy limits, regardless of who caused the crash. For Lyft collisions, your own policy may be primary, though trip status and other coverage can affect the order of benefits. Keep every bill and mileage record for appointments. If your care exceeds no-fault limits, additional claims may be available. When someone else’s negligence caused the crash, a liability claim against that driver—or Lyft’s policy, depending on status—may provide compensation beyond no-fault benefits. We analyze all potential sources, including UM/UIM, to help cover medical costs, lost income, and other damages. Coordinating these claims prevents gaps and helps your case move efficiently through the process.
Coverage often depends on the driver’s app status. If the app was off, the driver’s personal auto insurance usually applies. If the app was on and the driver was waiting for a request, Lyft’s contingent liability coverage may sit above the personal policy. Once a ride is accepted or a passenger is in the vehicle, Lyft typically provides higher limits, which can include up to $1,000,000 in third-party liability and often UM/UIM coverage, subject to policy terms. Determining the precise status at the moment of impact helps identify the correct insurer and available limits. We seek trip records, screenshots, and driver statements to verify the phase. Getting this right early can prevent delays and denials and helps us present your claim to the right carrier with the right documentation.
Yes. As an injured passenger, you may have access to no-fault benefits and a liability claim when the Lyft driver caused the crash. The order of coverage and available limits depend on the driver’s app status at the time of the collision. We help gather proof of the ride, confirm the status, and assemble medical records that show how the injuries affect your daily life and work. If another vehicle shares fault, we evaluate claims against that driver as well. Our goal is to coordinate benefits, prevent conflicting statements, and present a clear, well-documented demand. You focus on treatment while we handle the insurers and track deadlines under Minnesota law.
If a third-party driver caused the crash, we typically pursue that driver’s liability insurance first. Depending on the Lyft driver’s status and policy language, Lyft’s coverage may apply as well. Meanwhile, Minnesota no-fault benefits can help pay initial medical expenses and part of wage loss. We gather the evidence needed to prove fault and the full scope of your damages. When the at-fault driver’s limits are too low, UM/UIM coverage—either your own or, in some cases, coverage connected to the Lyft phase—may help. We analyze every available policy, confirm the order of benefits, and present a comprehensive demand that reflects your medical needs and financial impact.
Deadlines can vary. Many Minnesota negligence claims must be filed within several years, but no-fault claims have notice requirements, and certain claims, like wrongful death, may have shorter timeframes. Evidence also becomes harder to obtain with time. That’s why early action matters—so we can gather records, confirm coverage, and preserve your rights. We’ll explain which deadlines apply to your situation. If settlement is not reached, we file suit to preserve your claims before Minnesota’s statute of limitations expires. Calling early gives us more time to build your case and reduces the risk of last-minute hurdles. A quick consultation helps us map deadlines and set up a timeline that keeps your claim on track.
No-fault benefits are designed to address immediate medical bills and wage loss, regardless of fault. When you later pursue a liability or UM/UIM claim, the insurer may consider what no-fault already paid. Coordination rules and potential offsets can affect how funds are distributed. The goal is to ensure all eligible losses are presented, not to let benefits cancel each other out. We structure your claim so each coverage is used as intended and nothing is overlooked. By documenting medical treatment, wage loss, and other damages thoroughly, we help insurers understand the full picture. This approach supports a fair evaluation while minimizing confusion about how no-fault benefits interact with later settlements.
Be cautious. You should notify insurers that a crash occurred, but consider avoiding recorded statements or broad medical authorizations until you understand your rights. Adjusters may ask leading questions or request information beyond what’s necessary. Provide accurate, concise details and let us coordinate the flow of documents so your claim remains consistent and complete. We can handle communications, respond to document requests, and ensure coverage issues are addressed in the correct order. If a statement is appropriate, we’ll prepare you and make sure the scope is clear. This helps prevent misunderstandings that can slow the process or reduce the value of your claim.
UM/UIM coverage may help when the at-fault driver has no insurance or too little to cover your losses. In Lyft crashes, this protection could come from your own policy or, depending on the ride phase and policy terms, from coverage connected to the trip. We examine all available policies and confirm what applies based on the driver’s app status and the facts of the crash. Once we identify applicable UM/UIM coverage, we present evidence of liability, medical treatment, wage loss, and the broader impact on your life. Coordinating UM/UIM with no-fault and any liability claims reduces delays and helps your case move toward a fair resolution.
Your consultation is free, and you pay no attorney fees unless we recover compensation for you. We also advance many case costs and recover them at the end, so you’re not burdened upfront. During the consultation, we explain how fees work and answer any cost questions. Our goal is to provide clear value, steady communication, and a straightforward path forward. We’re transparent about fees and costs from day one. You’ll know how we get paid, what expenses may be involved, and how those expenses are handled. Call 651-615-3322 to learn more and to discuss your options after a Lyft crash in Breckenridge.
