ATV riding is part of life in and around Breckenridge, with farm access roads, riverside trails, and open spaces attracting riders year-round. When a ride turns into an injury, you may be facing hospital bills, missed work, and uncertainty about what comes next. Metro Law Offices helps injured riders and families navigate ATV accident claims throughout Wilkin County and Minnesota. We focus on gathering the facts, identifying insurance coverage, and pursuing fair compensation while you focus on recovery. If you or a loved one was hurt in an ATV crash near Breckenridge, we can explain your options and help you take the next step with confidence.
Every ATV case is unique. Some involve collisions with other riders, while others stem from mechanical failure, rollover, or unsafe trail conditions. Minnesota law and insurance rules can be complex, especially when multiple policies or out-of-state equipment are involved. Our goal is to simplify the process. We help you understand liability, time limits, and what evidence is most useful. From the first call to final resolution, Metro Law Offices aims to protect your interests and provide clear guidance. If you have questions, reach out for a free case review and learn how we can support your recovery after an ATV accident in Breckenridge.
ATV accidents often involve overlapping insurance policies, disputed fault, and injuries that are not immediately obvious. Having a legal team manage communications and evidence can reduce stress and avoid mistakes that lower the value of your claim. We help secure medical records, track wage loss, and document pain and limitations with the detail insurers expect. We also evaluate future care needs and potential liens that may affect your recovery. With a steady plan, we can move your claim forward, keep you informed, and position your case for a fair settlement or trial if needed, all while you focus on healing and day-to-day life.
Metro Law Offices represents injured people throughout Minnesota, including riders and families in Breckenridge and greater Wilkin County. Our practice centers on personal injury law, with a history of handling vehicle, off-road, and premises-related claims. We listen closely, build a tailored strategy, and communicate in plain language so you always know where your case stands. Insurance companies are prepared for claims; you should be too. We bring a thoughtful, detail-oriented approach to evidence, damages, and negotiations, and we prepare every case as if it may go to trial. When you’re ready to talk, we’re ready to help you plan the path forward.
An ATV injury claim seeks compensation when another person, company, or entity’s careless conduct contributed to your injuries. Compensation may include medical expenses, lost income, reduced earning ability, pain, emotional distress, and out-of-pocket costs tied to the crash. In Minnesota, the rules differ depending on where the crash occurred, the type of land, and whether other vehicles were involved. Some claims involve product defects, unsafe property, or negligent maintenance of trails or equipment. The right approach depends on the facts, timelines, and available coverage. Early investigation is vital, because skid marks fade, vehicles get repaired, and witnesses become harder to locate.
Insurance can be confusing in ATV cases. Coverage might come from the ATV’s policy, a homeowner’s policy, a business policy, or a vehicle policy if a roadway crash occurred. Each has different exclusions and notice requirements. Documentation is key: photos, helmet damage, GPS data, ride apps, GoPro footage, and repair estimates can all support your claim. Medical care documentation is equally important, showing how the injury affects daily activities, work, and recreational life. We help organize the evidence, identify the responsible parties, and calculate a fair value for your losses. With a clear plan, your claim can move forward with purpose and momentum.
An ATV accident claim is a legal request for compensation when injuries were caused by negligence, a product defect, or unsafe conditions related to ATV use. Claims may arise from rider collisions, rollovers, trail hazards, equipment failures, or roadway incidents involving passenger vehicles. The injured person must show a duty of care, a breach of that duty, and harm caused by the breach. Evidence often includes photos, scene measurements, witness statements, medical records, and expert evaluations for complex mechanics or injuries. The claim can be resolved with an insurance settlement or, if needed, a lawsuit filed within the applicable legal deadlines.
Most ATV injury claims follow a similar arc: investigation, treatment, documentation, claim submission, negotiation, and, if necessary, litigation. Investigation identifies how the crash happened and who is responsible. Treatment and medical records show the nature and extent of injury. Documentation supports economic losses like missed work, mileage, and equipment replacement. A demand package outlines liability and damages and invites settlement. If a fair resolution isn’t reached, filing suit may be appropriate. Throughout, we keep you informed, respond to insurer requests, and adapt the strategy as new facts emerge. The goal is to secure a result that reflects the full impact of your injuries.
ATV claims use legal and insurance terms that can feel unfamiliar. Understanding a few core concepts helps you track progress and make informed choices. Liability addresses who is responsible. Comparative fault considers whether more than one person shares blame. Insurance coverage defines which policy applies and in what amount. Damages are the losses you can claim, like medical bills, wage loss, and pain. Deadlines set the time frame to bring a claim or lawsuit. If a defective part contributed to the crash, product liability may apply. We clarify these terms in plain language and explain how each affects your case.
Negligence is the failure to use reasonable care under the circumstances. In an ATV context, this might include riding at unsafe speeds, operating while impaired, ignoring trail rules, or failing to maintain equipment. To recover compensation, you must show that the other party owed a duty of care, breached that duty, and caused your injuries. Evidence might include scene photos, helmet cam footage, eyewitness accounts, and medical documentation. Demonstrating negligence links the wrongful conduct to your losses, including medical expenses, wage loss, and pain. A careful investigation helps distinguish avoidable mistakes from unforeseeable events and supports a fair outcome.
The statute of limitations is the legal deadline to file a lawsuit. In Minnesota, these deadlines vary depending on the type of claim, parties involved, and facts of the case. Some claims may have shorter timelines, especially when governmental entities or certain product issues are involved. Missing a deadline can end your ability to pursue compensation. Because evidence and injuries change over time, starting early allows for better documentation and informed medical opinions. We review your situation, identify applicable deadlines, and take steps to preserve your claim so timing does not become an obstacle to a full and fair recovery.
Comparative fault addresses how responsibility is shared when more than one person contributes to an ATV accident. In Minnesota, your recovery may be reduced by your percentage of fault, and if your share exceeds a certain threshold, you may be barred from recovering at trial. Insurers frequently argue rider fault to reduce payouts, so clear evidence matters. Helmet usage, speed, trail markings, and maintenance records can all influence fault assessments. We work to counter unfair blame by presenting a detailed account of what happened. The aim is to place responsibility where it belongs and protect the value of your claim.
Product liability applies when a defective ATV, component, or safety gear contributes to an injury. Defects may involve design, manufacturing, or inadequate warnings. Common issues include faulty brakes, steering problems, throttle defects, or structural weaknesses leading to rollover. These claims require timely preservation of the ATV and parts for inspection. Documentation such as repair records, recall notices, and expert evaluations can be central to proving a defect. Product cases have distinct legal standards and deadlines. If a defect is suspected, do not dispose of the equipment. We can help coordinate inspections, protect evidence, and explore all sources of compensation.
After an ATV crash, you can handle the claim yourself, hire a lawyer early, or consult first and decide later. Managing it alone may work for minor injuries with clear liability and responsive insurers. For more serious injuries, disputed fault, or unclear coverage, legal help often drives better documentation and valuation. Early involvement allows us to preserve evidence, control communications, and avoid statements that can be taken out of context. If negotiations stall, filing suit can apply pressure and open discovery tools. We tailor the approach to your goals, timeline, and risk tolerance to pursue the best available outcome.
If your injuries are minor, heal quickly, and liability is not in dispute, a limited approach may be appropriate. In these cases, prompt medical evaluation, consistent follow-up, and complete documentation often lead to a reasonable offer. Keep receipts, track mileage, and save photos from the scene and your recovery. Communicate in writing with insurers and confirm phone conversations by email. Be careful with broad authorizations that allow access to unrelated medical history. If the offer feels fair after you’ve reached maximum improvement, you may choose to resolve the claim without further steps. If problems arise, you can seek legal help at any time.
When no one is injured and only the ATV or gear is damaged, handling the claim directly with the responsible party’s insurer may be efficient. Provide repair estimates, proof of value, and clear photos showing the damage. Ask the adjuster to explain any depreciation or salvage calculations and review the policy language if coverage is questioned. Do not sign a broad release if there’s any chance of later medical issues. If the insurer is responsive, polite, and transparent, a quick resolution is possible. If delays, denials, or low valuations occur, consider a consultation to understand your rights and next steps.
Serious injuries—such as fractures, head trauma, spinal injuries, or complex soft-tissue damage—often require a full legal strategy. These cases benefit from early coordination of medical records, expert opinions, and thorough documentation of functional limits at work and home. Long-term needs such as future care, therapy, or job changes should be evaluated before settlement. We also address subrogation and liens so unexpected repayments do not erode your recovery. A comprehensive plan helps present the full story of how the injury affects your life, counter low offers, and prepare for litigation if a fair resolution cannot be reached through negotiation.
When the insurer disputes fault, claims you caused the crash, or multiple parties may share responsibility, a detailed approach is essential. We gather scene evidence, vehicle data, maintenance records, and witness statements to clarify what happened. If a business, landowner, or equipment manufacturer is involved, different insurance policies and legal standards may apply. Coordinating these moving parts requires careful timing and communication to keep the claim on track. We also prepare for common defense tactics that shift blame and undervalue injuries. By controlling the narrative with facts and documentation, your case is positioned for meaningful settlement discussions or trial preparation.
A comprehensive approach ensures your claim reflects both today’s losses and tomorrow’s needs. It captures the full range of damages, from medical bills and wage loss to lasting pain, activity limits, and future care. Detailed evidence limits insurer speculation and strengthens negotiations. It also helps anticipate defenses and identify additional coverage sources that might otherwise be overlooked. With a structured plan, you avoid rushed settlements that don’t account for ongoing problems. The result is a claim package that better reflects your experience and supports a fair resolution, whether through settlement or litigation when negotiations reach an impasse.
Beyond documentation, a thorough strategy provides peace of mind and predictability. We set timelines, track treatment progress, and keep you informed so there are no surprises. If your condition changes, we adjust the plan and communicate updates to the insurer. When multiple policies are in play, we coordinate benefits and address lien issues early. If settlement talks stall, your case is already in a strong position for filing suit. This preparation levels the field with insurers and defense counsel, improves the quality of negotiations, and helps deliver a result that truly accounts for the impact of the ATV crash.
Evidence persuades insurers and, if needed, a jury. We collect photos, scene measurements, helmet and gear inspection findings, maintenance and recall records, medical opinions, and witness statements. We also develop day-in-the-life details, showing how pain, sleep disruption, and limited mobility affect work and home life. When appropriate, we consult technical and medical professionals to address complex questions. This record not only supports liability but also anchors the damages claimed. Strong documentation reduces guesswork, prevents unfair blame, and places the focus where it belongs—the facts of the crash and the real-world impact on your health, finances, and future.
A well-developed case improves leverage in negotiations. With clear liability analysis, verified medical findings, and a complete damages profile, insurers have fewer opportunities to minimize your losses. We present a concise demand with supporting records and address anticipated defenses up front. Valuation considers not only past bills and wage loss but also future care, reduced earning capacity, and the human impact of pain and limitations. If the offer does not reflect the evidence, we discuss litigation options and next steps. This consistent, evidence-driven approach guides negotiations toward fair outcomes and keeps the process moving with purpose.
If it’s safe, take wide and close-up photos of the scene, vehicle positions, ruts, skid marks, trail signage, and surface conditions. Capture helmet and gear damage and any visible injuries. Ask witnesses for names and contact details and save any ride app data or GPS files from the outing. If law enforcement responds, request the incident number. Avoid moving the ATV until photographed, unless needed for safety. Preserve broken parts and do not authorize repairs before damage is documented. These early steps create a factual foundation that can counter disputes and support your version of events throughout the claim.
Insurers often request recorded statements early, before all facts and medical findings are known. You are not required to give a recorded statement to the other party’s insurer. If you choose to speak, keep it brief, stick to the basics, and avoid guessing about speed, distances, or injuries. Do not minimize pain or say you are “fine” if symptoms persist. Request future communications in writing so you can review and respond carefully. Before signing any release or broad authorization, understand what rights you may be waiving. A short consultation can help you avoid common pitfalls and protect your claim.
Serious injuries, unclear liability, and complex insurance questions are strong reasons to consider legal help. A lawyer coordinates the flow of information, preserves vital evidence, and presents damages in a way insurers are more likely to respect. This support can reduce stress and keep your case moving while you focus on medical care and family. Riders in Breckenridge often deal with unique trail conditions and policies that aren’t always straightforward about ATV coverage. Having guidance tailored to Minnesota law and local practice helps you avoid missteps that can decrease the value of your claim or delay recovery.
Early involvement can lead to better outcomes. Important steps—like preserving the ATV for inspection, securing witness statements, and verifying coverage—are time-sensitive. When a claim is presented with clear liability analysis and complete documentation, negotiations are more productive. If a fair settlement isn’t possible, your case is already positioned for litigation. A lawyer can also handle lien issues, coordinate benefits, and ensure all deadlines are met. For many families, this means peace of mind and a more accurate reflection of the injury’s impact. If you’re unsure, a free case review can help you decide the right path.
ATV claims often arise from collisions between riders on narrow trails, rollovers due to uneven terrain or mechanical failures, and crashes involving passenger vehicles when ATVs cross or travel along roadways. Other cases involve unsafe property conditions, inadequate signage, or defective safety gear. Weather, visibility, and surface changes can also play a role, especially near rivers and fields around Breckenridge. Each situation raises different legal and insurance questions. We evaluate how and where the crash occurred, who controlled the area, and which policies apply. With the facts organized, we build a path toward recovery that fits your specific circumstances.
Trail collisions often happen on blind corners, narrow passes, and areas with mixed speeds. Proving fault may turn on trail etiquette, signage, and whether a rider failed to yield or was traveling too fast for conditions. Photos of the trail layout, vegetation, ruts, and any markings help tell the story. Witness accounts from riding partners or nearby groups are valuable, as is helmet cam or GoPro footage. Medical records should tie the mechanism of injury to the crash. With a clear reconstruction, insurers have a harder time shifting blame, and negotiations can focus on fair compensation for your losses.
When a rollover results from a defective component—such as brakes, steering, throttle, or frame—product liability may apply. Preserve the ATV and any broken parts immediately; do not authorize repairs or discard components. Gather purchase and maintenance records and check for recall notices. These cases often require technical analysis to determine whether the design, manufacturing, or warnings were inadequate. Multiple parties may be involved, including manufacturers and retailers, each with different insurance coverage. Early coordination protects evidence and keeps deadlines in view. A detailed inspection and clear documentation help show how the defect contributed to the crash and resulting injuries.
When an ATV is struck by a car or truck, traditional auto insurance rules and liability principles may affect the claim. Police reports, traffic camera footage, and vehicle damage patterns are important. We look at right-of-way, visibility, lighting, and roadway design, along with helmet and gear damage. Coverage may involve the auto policy, the ATV’s policy, and sometimes a homeowner’s policy, each with exclusions that must be navigated. Medical documentation connecting injuries to the impact is essential. With organized evidence and a clear narrative, negotiations can focus on responsibility and the full measure of your losses.
We focus on personal injury cases across Minnesota and understand the unique issues that can arise in ATV accidents around Breckenridge. Our approach is thorough and practical: we investigate quickly, preserve evidence, and communicate clearly with insurers. We tailor strategy to your goals, whether that’s a timely settlement or preparing for litigation. You will always know where your case stands and what comes next. We aim to make the process manageable so you can focus on recovery while we focus on building a strong claim on your behalf.
Results depend on facts, preparation, and persistence. We gather comprehensive medical documentation, quantify wage loss and future needs, and capture the day-to-day impact of your injuries. When liability is disputed, we develop the facts needed to counter blame-shifting and highlight safety rules and trail practices that matter. If product issues are suspected, we coordinate inspections and consult appropriate professionals. This attention to detail can help move negotiations and position your case for a fair outcome, whether through settlement or courtroom preparation when discussions stall.
Access to your legal team should feel easy. At Metro Law Offices, we return calls, provide updates, and explain options in plain language. We work on a contingency fee, so you pay nothing up front, and our fee comes from the recovery. If you’re unsure whether you have a case, we’re happy to review the facts and give you clear next steps. Our goal is to reduce stress, protect your rights, and pursue the compensation you deserve under Minnesota law after an ATV accident in Breckenridge.
Our process is designed to be clear and efficient. We begin with a free consultation to understand your goals and the facts. Next, we secure evidence, confirm coverage, and coordinate medical records. We evaluate the full scope of damages, including future needs and any liens that may affect your recovery. Then we prepare a demand and negotiate with insurers. If talks stall, we discuss filing suit and guide you through each stage of litigation. At every step, we explain the plan, set expectations, and adjust strategy as needed so your case progresses with purpose.
We start by learning your story, how the crash happened, and how injuries are affecting your life. We review photos, incident reports, ride data, and available insurance information. You’ll get a candid assessment of the legal issues, timelines, and potential challenges, plus immediate next steps to protect your claim. If we move forward together, we send letters of representation to insurers and care providers, begin gathering records, and create a plan for evidence and documentation. The goal is to act quickly, keep you informed, and lay the groundwork for a strong, well-supported claim.
Your priorities guide the strategy. We take time to understand your health concerns, work demands, family responsibilities, and what a good outcome looks like for you. We identify immediate needs—like vehicle storage, rental options, or care coordination—and outline a plan to address them. We also discuss common insurer tactics and how to respond. By setting expectations early, we avoid surprises and help you make informed choices. Clear communication at the start creates a roadmap we can follow together, adjust as needed, and use to measure progress as your case moves forward.
Early evidence sets the tone for the entire claim. We secure photos, video, incident reports, witness information, and preserve the ATV and damaged gear for inspection. We verify which policies may apply and request copies of relevant declarations and exclusions. If product issues are suspected, we coordinate inspections and instruct all parties to preserve components. This step reduces disputes later and ensures we control the flow of key information. With coverage mapped and evidence secured, we can prepare a timeline, set deadlines, and move confidently into investigation and damages development.
We deepen the investigation by gathering medical records, wage information, repair estimates, and additional scene evidence. If needed, we consult technical or medical professionals to address questions about mechanics, injuries, or long-term prognosis. We build a clear narrative that links the other party’s conduct to your injuries and losses. During this phase, we encourage consistent treatment and track improvements and lingering problems. When the record is complete enough to evaluate fairly, we prepare a detailed demand that presents liability, damages, and supporting documentation in a concise, compelling way.
We collect and organize records to tell a complete story: emergency care, follow-up visits, imaging, therapy notes, work restrictions, and wage verification. We contact witnesses, confirm statements, and request any photos or video they may have captured. If available, we review ride apps, GPS files, and helmet cam footage. For product concerns, we track recalls and service bulletins. All materials are indexed and cross-referenced so we can quickly respond to insurer questions. This organized approach reduces delays, supports valuation, and helps us counter arguments that minimize the seriousness of your injuries or the strength of your claim.
We calculate economic losses—medical bills, future care estimates, wage loss, and out-of-pocket costs—alongside non-economic harm such as pain, sleep issues, activity limits, and reduced enjoyment of life. We incorporate treating provider opinions and, when needed, projections for future needs. The demand package lays out liability clearly, includes key exhibits, and invites settlement. We establish a response deadline and prepare for negotiation rounds. If the insurer raises defenses, we answer with facts and documentation. Valuation is a dynamic process; we adjust if new information emerges, always aiming for a resolution that reflects the full impact of the crash.
We begin negotiations by presenting the demand and engaging with the adjuster. If offers do not reflect the evidence, we discuss litigation options, timing, and what to expect. Filing suit opens discovery tools like depositions and subpoenas that can move the case toward resolution. We continue to evaluate settlement opportunities, including mediation, while preparing for trial if needed. Throughout, we keep you informed and involved in decisions. Whether your case settles before suit, during litigation, or closer to trial, the goal remains the same: a fair result grounded in strong evidence and clear documentation.
Negotiations are most effective when the record is complete and organized. We highlight liability points, present damages with supporting records, and address anticipated defenses. We keep communication professional and focused on facts. If the insurer undervalues the claim, we present counterproposals backed by evidence and discuss alternative dispute resolution options. We also revisit valuation as treatment progresses or new information emerges. You remain in control of whether to accept any offer. Our role is to provide clear advice, realistic expectations, and a path forward toward a result that recognizes the full scope of your losses.
When settlement talks stall, filing suit may be the best way to move the case. Litigation includes written discovery, depositions, motion practice, and potentially mediation. We prepare witnesses, organize exhibits, and refine the case theme so your story is presented clearly. Even during litigation, many cases resolve before trial as the evidence becomes more defined. If trial becomes necessary, we are ready to present a detailed and persuasive case based on facts, credible testimony, and well-supported damages. Throughout the process, we communicate each step so you feel informed, prepared, and supported.
Safety comes first. Call 911 if needed, move to a safe area, and seek medical care as soon as possible. If it’s safe, take photos of the scene, ATV positions, surface conditions, and any visible injuries. Get witness names and contact information, and request the incident number if law enforcement responds. Preserve the ATV and damaged gear for inspection and avoid repairs until photographed. Report the crash to your insurer but keep the details brief. In the days following, follow medical advice and keep copies of all records, bills, and receipts. Do not sign broad releases or accept quick settlements before understanding the full extent of your injuries. If the other insurer calls, you can decline a recorded statement. Contact Metro Law Offices for a free case review. We can help secure evidence, confirm coverage, and outline next steps tailored to your situation in Breckenridge and Wilkin County.
Responsibility depends on how the crash occurred. Potentially liable parties can include another rider who was careless, a landowner who created or failed to fix unsafe conditions, a driver of a passenger vehicle in a roadway collision, or a manufacturer or seller if a defective part contributed to the crash. In some cases, more than one party shares responsibility, and multiple insurance policies may be involved. We investigate the facts, review trail conditions, analyze maintenance and recall records, and gather witness accounts to identify all responsible parties. With a clear picture of liability, we pursue compensation from every available source. This approach helps protect your rights and can increase the likelihood of a full and fair recovery for medical costs, wage loss, and the human impact of the injury.
Yes, you may still have a claim even if you weren’t wearing a helmet. Fault in Minnesota is evaluated under comparative fault rules. The insurer may argue that not wearing a helmet increased your injuries, but that does not automatically bar recovery. The key questions are who caused the crash and how the collision unfolded. We work to separate crash causation from injury severity arguments and present medical and factual evidence to counter unfair blame. Your recovery could be reduced if the insurer proves your choices contributed to the extent of injury, but the right documentation and a strong narrative can help protect the value of your claim.
Minnesota has deadlines that limit how long you have to file a lawsuit, and the time frame can vary based on the type of claim and who is involved. Some claims may have shorter timelines, especially when government entities or certain product issues are present. Missing a deadline can end your right to pursue compensation regardless of the claim’s merit. Because timing depends on specific facts, it’s wise to contact a lawyer as soon as possible after the crash. We can review your situation, identify all applicable deadlines, and take steps to preserve your claim. Early action also helps secure evidence while it’s still available, which strengthens your case.
Insurers often argue rider fault to reduce payouts. Do not panic, and do not accept blame without a full review of the facts. Collect available evidence—photos, trail conditions, gear damage, and witness statements. Keep medical appointments and describe symptoms accurately. Avoid guessing about speed or distances, and keep communications brief and in writing when possible. We counter blame-shifting with a careful investigation and clear documentation. Comparative fault rules may reduce your recovery by your percentage of fault, but strong evidence can limit or defeat those arguments. Our goal is to place responsibility where it belongs and protect the value of your claim through fact-driven advocacy.
You are not required to give a recorded statement to the other party’s insurer. Early statements are often taken before the facts and medical picture are complete, which can lead to misunderstandings. If you choose to speak informally, keep it brief and factual, and avoid guessing. We often recommend directing the insurer to us for communications. This ensures questions are addressed accurately and that your rights are protected. Before signing any authorization or release, understand what information will be disclosed and how it could affect your claim. A short consultation can help you avoid pitfalls and keep your case on solid footing.
Claim value reflects liability strength, medical expenses, wage loss, future care needs, and non-economic harm such as pain, activity limits, and emotional distress. Documentation drives valuation: consistent treatment, detailed medical notes, and clear evidence of how injuries affect work and daily life are essential. Photos, witness statements, and damage evidence also matter. We develop a comprehensive demand incorporating records, bills, and credible statements about the injury’s impact. We also evaluate policy limits and potential additional coverage. If the insurer undervalues the claim, we present counterarguments with evidence and discuss litigation options. Our goal is a resolution that reflects the full extent of your losses.
If you suspect a defective part contributed to the crash, preserve the ATV and all components immediately. Do not authorize repairs or discard parts. Gather purchase and service records, and check for recall notices. Product cases often require technical analysis to determine whether the defect was in design, manufacturing, or warnings. We coordinate inspections, notify interested parties to preserve evidence, and evaluate potential defendants such as manufacturers and retailers. Product claims have unique standards and deadlines, so early action is important. If a defect played a role, we pursue all available sources of compensation to address your medical costs, wage loss, and long-term needs.
Many ATV injury cases settle without a trial, especially when liability is clear and documentation is strong. Settlement can provide a timely and certain outcome. We negotiate with a complete, organized record to encourage fair offers and keep discussions focused on the evidence. If negotiations stall or the insurer undervalues your claim, filing suit may be the best path forward. Litigation allows us to use discovery tools to gather more information and apply pressure. Many cases still resolve during litigation. If trial becomes necessary, we will be prepared to present a clear, fact-based case that reflects the full impact of your injuries.
Metro Law Offices works on a contingency fee, which means you pay no upfront fees. Our fee is a percentage of the recovery, and we explain the terms clearly before you hire us. We also advance case costs when appropriate and address them transparently in the fee agreement. Your initial consultation is free. During that meeting, we review your case, outline a strategy, and answer questions so you can make an informed decision. If you decide not to move forward, there is no obligation. We believe clear communication about fees and costs helps you focus on what matters most—your recovery.
