Riding in Granite Falls offers open views along the Minnesota River and quick access across Yellow Medicine County, but a moment’s inattention by another driver can change everything. If you were hurt while operating a motorcycle or scooter, you deserve focused guidance that protects your rights from day one. Metro Law Offices helps injured riders navigate insurance, medical bills, and the steps needed to bring a strong claim under Minnesota law. We listen, explain options in plain language, and move quickly to preserve evidence. Whether the crash happened downtown or on Highway 212, we’re ready to help you move forward.
Motorcycle and scooter collisions present unique challenges—limited visibility, greater exposure to road hazards, and bias from insurers who may overlook the full impact of your injuries. Our team understands how to document fault, highlight the rider’s perspective, and pursue every available coverage, including liability, UM/UIM, and med-pay when applicable. We coordinate with your medical providers and track wage loss, repair or total loss valuations, and future care needs. If you’re in Granite Falls or neighboring communities, connect with Metro Law Offices at 651-615-3322. We aim to reduce stress while building a detailed, timely claim that reflects your real losses.
After a crash, decisions made in the first days can shape the rest of your claim. Adjusters may seek quick statements or low offers before injuries fully develop, and critical physical evidence can disappear. Working with a rider-focused injury team helps you avoid missteps, document the scene, and capture medical findings that prove the full extent of harm. We identify all insurance avenues, protect you from unnecessary insurer requests, and establish a clear damages record. The result is a more accurate picture of fault and losses, positioning your Granite Falls claim for fair negotiations or litigation when needed.
Metro Law Offices is a Minnesota personal injury law firm serving riders throughout Yellow Medicine County and Granite Falls. Our approach centers on preparation, communication, and prompt action. We gather police reports, scene photos, electronic data, and witness accounts to support your position. We also help you manage treatment records, track time off work, and understand the stages of a claim. From initial consultation to resolution, you’ll receive practical updates and clear expectations. Our goal is to reduce uncertainty and help you make informed choices at every crossroads. Call 651-615-3322 to discuss your situation and next steps today.
Motorcycle and scooter injury claims in Minnesota typically arise from driver negligence, such as unsafe left turns, failure to yield, distracted driving, or following too closely. Because riders are more exposed, even a moderate collision can lead to significant injuries, extended recovery time, and lasting effects on work and daily life. A claim may include medical costs, lost income, pain and suffering, and damage to your bike or gear. The strength of your claim depends on evidence, timely treatment, and how well the story of your injuries is documented. Early legal guidance helps align these elements effectively.
Insurance coverage can be complex. Auto policies, motorcycle policies, and sometimes homeowner or umbrella policies may intersect. For riders, Minnesota’s traditional no-fault benefits do not automatically apply the same way they do for standard passenger vehicles, so careful review is essential. We verify liability coverage, explore uninsured and underinsured motorist options, and identify any med-pay or health insurance coordination. We also watch for subrogation or reimbursement issues that can affect your net recovery. If your Granite Falls crash involves multiple vehicles or unclear fault, a well-organized approach helps secure the information needed to prove liability and damages.
A motorcycle or scooter injury claim arises when someone’s negligent act or omission causes harm to a rider or passenger. Examples include drivers cutting off riders while turning, drifting into bike lanes, opening a door into traffic, or failing to stop at a signal. To pursue compensation, you must connect the other party’s fault to your injuries and losses. Evidence commonly includes police reports, scene photos, helmet or gear damage, medical records, and testimony from witnesses or professionals. In Granite Falls, timely reporting, thorough documentation, and consistent medical follow-up help establish a clear link between the collision and your damages.
Strong rider claims share a few essentials: prompt medical evaluation, accurate photos and measurements from the scene, recorded witness statements, and early notice to relevant insurers. We work to preserve footage from nearby businesses or traffic cameras, download available vehicle data, and protect your bike for inspection if needed. As medical treatment progresses, we track bills, diagnoses, and projected care. Then we present a demand package backed by evidence, negotiate in good faith, and, when needed, file suit to compel fair consideration. Throughout, you receive plain-language guidance so you can choose the best path at each stage.
Understanding a few common insurance and legal terms can make the claims process far less confusing. Minnesota uses a comparative fault framework that can affect your compensation if multiple parties share blame. Standard no-fault benefits work differently for motorcycles than for cars, so policy language matters. Deadlines to bring a claim vary, and certain coverage types, like uninsured or underinsured motorist insurance, can fill gaps when the at-fault driver lacks adequate limits. Knowing these concepts helps you spot issues early, avoid mistakes in recorded statements, and make informed decisions about treatment, repairs, and settlement offers.
Comparative fault assigns percentages of responsibility to everyone involved in a crash. In Minnesota, your recovery can be reduced by your share of fault, and you generally cannot recover if your fault exceeds the other party’s. For riders, insurers sometimes overstate alleged speeding, lane positioning, or lookout issues. We counter this by focusing on objective evidence: turn-signal timing, right-of-way, sight lines, skid marks, and vehicle damage patterns. Clear documentation, witness accounts, and professional analysis can correct unfair assumptions and demonstrate how the other driver’s choices created the dangerous situation that led to your injuries.
Minnesota’s no-fault system provides Personal Injury Protection to many auto policyholders, but motorcycles are treated differently. Standard PIP benefits that apply to cars are not automatically included for motorcyclists, and policies may have distinct options or exclusions. That means you cannot assume medical bills or wage loss will be handled the same way as a passenger-vehicle crash. We review your motorcycle and any household policies to identify med-pay, health insurance coordination, or other coverage that can ease immediate costs. Clear guidance on available benefits helps you plan treatment, manage billing, and avoid unexpected insurance setbacks.
A statute of limitations is the legal deadline for starting a lawsuit. In Minnesota, timelines vary by claim type and coverage issues, and insurance policies may contain additional notice requirements. Waiting can risk evidence loss, witness memory fade, and missed filing dates. The safest approach is to consult promptly, verify all applicable deadlines, and send timely notices to insurers. For Granite Falls riders, early action also helps capture seasonal road conditions, intersection sight lines, and business camera footage that may be overwritten. Acting within the correct timeframes preserves your right to pursue compensation for your injuries and damages.
Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverages protect you when the at-fault driver has no insurance or too little to cover your losses. For riders, these coverages can be extremely valuable, especially when collisions involve hit-and-run drivers or minimal liability limits. We verify all potential UM/UIM sources, including household policies that may extend coverage. When properly documented, UM/UIM claims can help pay for medical treatment, lost wages, and other damages that exceed the at-fault driver’s policy. Review these coverages before riding season to ensure you and your family have meaningful financial protection.
Some riders handle smaller property-only claims on their own, but injury cases demand careful strategy. A do-it-yourself approach may save fees, yet it can overlook important coverage, undervalue future care, or misinterpret comparative fault arguments. Comprehensive representation offers structured investigation, consistent medical documentation, and experienced negotiations backed by evidence. In Granite Falls, where collisions may involve rural highways, limited witnesses, or seasonal hazards, having a legal team coordinate the process can improve the quality of proof and reduce stress. The right path depends on injury severity, liability disputes, and your comfort managing insurance and medical complexities.
If your Granite Falls incident involved low-speed contact, no symptoms, and straightforward liability, you may resolve the property claim directly with the insurer. Provide clear photos, a repair estimate, and a concise description of what happened. Do not exaggerate, and promptly correct any errors in the adjuster’s notes. Keep receipts for tow, rental, and gear replacement. If aches or stiffness appear later, seek medical care and update the adjuster in writing. Should the insurer dispute fault or devalue the claim, consider consulting a lawyer to reassess strategy and avoid statements that might harm a future injury claim.
For minor injuries that resolve quickly, coordinating a few medical visits through med-pay or health insurance can be manageable without full representation. Keep organized records: intake forms, prescriptions, therapy notes, and billing statements. Confirm network status to minimize out-of-pocket costs and request itemized bills for clarity. Document time missed from work and any temporary activity limits. If new symptoms develop, or the insurer pressures you for a recorded statement about fault, pause and seek guidance. Even seemingly small injuries can evolve, and early miscommunication about the crash can complicate later claims for ongoing or latent conditions.
If an insurer challenges fault, injuries are significant, or several vehicles are involved, comprehensive representation is often the safer choice. These cases benefit from scene analysis, preservation of black-box or camera data, and detailed medical narratives connecting the crash to your diagnosis. We coordinate witness interviews, reconstruct the sequence of events, and present a clear timeline backed by documents and photos. Coordinated communication prevents conflicting statements and missed deadlines. In Granite Falls, where collisions may occur at rural intersections or along high-speed corridors, a structured legal approach helps prove liability and accurately quantify short- and long-term losses.
Coverage disputes and limited insurance often require careful navigation. We examine all available policies for UM/UIM benefits, med-pay, and potential household coverage extensions. In hit-and-run scenarios, prompt reporting and diligent investigation are essential to preserve claims. We also address lien and subrogation issues from health insurers or government programs to protect your net recovery. By organizing the claim from the start, we reduce opportunities for adjusters to downplay injuries or shift blame. If your Granite Falls crash involves unclear coverage or a driver who fled, comprehensive representation can help secure proof and map realistic settlement pathways.
A comprehensive approach ensures all elements of your claim receive attention: liability, medical documentation, wage loss, and future care. We build a cohesive narrative supported by photos, diagrams, and treatment records, so an adjuster or jury can understand exactly how the crash affected your life. Timely communication with medical providers helps clarify diagnoses and expected recovery, while proactive requests secure missing records. This thoroughness can reduce disputes over causation and damages. For Granite Falls riders, a complete, evidence-driven claim is often the best way to counter skepticism and encourage fair, timely resolution without unnecessary delays.
Comprehensive representation also adds structure and predictability. You’ll know what to expect in negotiations, how settlement values are supported, and when litigation may be appropriate. We prepare you for recorded statements, independent medical exams, and potential courtroom procedures. By managing deadlines and organizing evidence, we help prevent surprise denials or late-stage obstacles. Our goal is to minimize stress while positioning your claim for success. When Granite Falls riders choose a coordinated approach, they gain a steady advocate to handle details, answer questions, and keep the claim moving toward a resolution that reflects real-world injuries and recovery needs.
Preserving evidence early can be the difference between a contested claim and a persuasive one. We move to secure traffic or business camera footage, vehicle data, and timely witness statements while memories remain fresh. High-quality scene photography, helmet and gear inspections, and measurements of skid marks or debris patterns strengthen the liability picture. We also collect medical records that explain not just diagnoses, but how symptoms impact work and daily activities. This comprehensive evidence package gives negotiators and jurors a complete view, helping Granite Falls riders overcome bias and demonstrate how the crash caused real, measurable losses.
Insurance carriers often request forms, statements, and authorizations that can be confusing or overly broad. We coordinate communications to keep your privacy intact while ensuring necessary information is provided. Our team tracks bills, explains EOBs, and confirms that providers route documents correctly. We also help schedule evaluations, address transportation or time-off issues, and anticipate insurer tactics. By organizing the paper trail and reducing friction, your claim moves more smoothly. For Granite Falls riders focused on healing, this support helps maintain momentum, protects against common pitfalls, and ensures decision-makers see consistent, well-documented proof of your injuries and financial losses.
Take wide and close-up photos of the scene, vehicle positions, skid marks, debris, weather, and lighting. Photograph your helmet, jacket, gloves, boots, and visible injuries from multiple angles and dates as they heal. Ask nearby businesses if they have cameras and note who you spoke with. Save all images in a cloud folder and email them to yourself as a backup. Detailed visuals help counter inaccurate assumptions and support your version of events. In Granite Falls, timely photos can capture rural road conditions, intersection sight lines, and seasonal hazards that may change quickly after a crash.
Be cautious with recorded statements and broad medical authorizations requested by insurers. Provide essential facts but avoid speculation about speed, visibility, or injuries before a full evaluation. If you post on social media, keep it minimal and never comment about fault or pain levels. Share all communications you receive with your legal team so responses are consistent and timely. In Granite Falls, where community ties are strong, well-meaning updates can be misunderstood by insurers. A measured communication plan safeguards your credibility and helps maintain a unified, well-supported narrative throughout your claim.
Legal guidance helps level the field when dealing with adjusters, complex coverage, and medical providers. Riders face unique vulnerabilities and, at times, unfair assumptions about visibility and road positioning. A coordinated claim strategy brings structure to evidence gathering, medical documentation, and negotiations. We help you avoid pitfalls, meet deadlines, and understand the value drivers of your case, from wage loss to future care. For many Granite Falls riders, that means less stress, clearer decisions, and greater confidence that every available path to compensation is explored without missing important opportunities or procedural requirements.
Beyond strategy, having a dedicated team means communication and follow-through. We explain each phase of the process, prepare you for statements or evaluations, and respond to insurer requests without over-sharing sensitive information. If negotiations stall, we pivot to litigation steps designed to move your claim forward. Our goal is to ensure decision-makers understand how the crash changed your life—physically, financially, and emotionally. For Granite Falls riders dealing with recovery, work, and family, this support can make the path toward resolution more manageable while improving the quality and clarity of the evidence presented on your behalf.
We frequently see collisions tied to left-turn violations at intersections, sudden lane changes without checking blind spots, and drivers misjudging a rider’s speed or distance. Doorings, unexpected stops in town, and gravel or debris in the roadway can also trigger loss-of-control incidents. Rural stretches around Granite Falls introduce additional concerns, including limited lighting, wildlife, and higher speeds. After any incident, document the scene and get medical care even if symptoms seem minor. Early, organized steps protect your health and the integrity of your claim, making it easier to demonstrate fault and the full impact on your daily life.
A driver turning left across your lane may claim they “never saw” the bike. We examine intersection design, sight lines, and timing of signals to show your right-of-way and the driver’s duty to yield. Photos, dashcam footage, and skid measurements help confirm speed and positioning. We also look for distractions such as phone use or in-car infotainment. For riders, protective gear damage and injury patterns often reinforce the crash sequence. Together, these details counter visibility bias and clarify liability, supporting a demand that accurately reflects your injuries, bike repairs, and the broader effects on your work and home life.
Doorings occur when parked occupants open doors into traffic without checking mirrors. Sudden stops from drivers searching for parking or addresses can also trigger rear-end or evasive crashes. We investigate whether hazards were foreseeable, whether signals or brake lights were used, and how traffic patterns contributed. Photos and nearby business cameras can be decisive. For scooters and smaller motorcycles, even a low-speed door impact can cause significant injury. In Granite Falls, documenting street layout, signage, and curbside activity helps demonstrate negligence and supports recovery for medical care, gear replacement, and the time you miss from work or school.
Hit-and-run collisions require fast action: notify law enforcement, gather witness information, and seek nearby video footage. We also review your policies for UM benefits that may apply when the at-fault driver cannot be identified or lacks insurance. Prompt medical documentation remains essential to link injuries to the event. In Granite Falls, we contact local businesses and residents near the scene to preserve any recordings before they are overwritten. Careful UM/UIM handling, including notice requirements and proof of damages, can significantly influence outcomes. This approach helps protect your claim and keeps open all available avenues for fair compensation.
Riders need a team that understands the realities of two-wheel travel and the unique challenges of proving their claims. We tailor strategy to the facts: intersection design, road conditions, vehicle data, and the progression of your medical care. You’ll receive consistent communication and transparent expectations about timelines, settlement ranges, and potential litigation steps. Our goal is to protect your time, well-being, and financial recovery while keeping the process as straightforward as possible. In short, we do the detailed work so you can focus on healing and returning to the routines that matter most.
We coordinate with medical providers, employers, and insurers to document every aspect of your loss. That includes future care planning, therapy schedules, and the everyday limitations that often get overlooked. We also identify all potential coverage sources, including UM/UIM and household policies, and manage subrogation or lien issues that can affect your net recovery. With organized evidence and steady advocacy, your claim presents as a clear narrative supported by facts. This approach helps Granite Falls riders push past assumptions and keeps the conversation focused on what the law allows and what your injuries truly demand.
From intake to resolution, our team maintains momentum. We set timelines for evidence collection, check in on treatment and work status, and watch for red flags in insurer requests. If negotiation stalls, we are ready to move into litigation steps designed to advance your claim and secure meaningful attention to the evidence. Along the way, you can expect prompt answers and practical explanations. If you were hurt in Granite Falls or nearby communities, call 651-615-3322. We’ll assess your options and map out a plan that reflects your injuries, your goals, and Minnesota law.
We start by listening to your story and outlining a plan suited to your goals. Then we gather police reports, photos, medical records, and witness accounts while reaching out to insurers with appropriate notices. We track deadlines, coordinate billing issues, and prepare a demand backed by organized proof. If negotiations don’t reflect the evidence, we consider litigation, filing suit when appropriate and continuing to seek fair resolution. Throughout, you receive updates and guidance so decisions are made confidently. Our aim is a steady, evidence-driven process that respects your time and advances your claim with purpose.
During the consultation, we review how the crash happened, your injuries, and insurance details. We advise on medical documentation, vehicle preservation, and communications with adjusters. Immediate actions may include sending letters of representation, requesting bodycam or dashcam footage, and securing business video before it’s deleted. We also evaluate coverage for UM/UIM and med-pay, and create a checklist to track treatment and out-of-pocket costs. This early structure protects the integrity of your claim and helps Granite Falls riders avoid missteps, ensuring the foundation is in place for strong negotiations or litigation if needed.
We begin with a detailed conversation about the collision, the roadway, your gear, and your symptoms. Then we collect policy information to identify all possible coverage, including household policies that could extend UM/UIM protection. We also explain what to avoid in early discussions with insurers and how to document pain levels, work restrictions, and activity limits. If transportation or scheduling is a concern, we help coordinate options to keep treatment on track. By understanding your priorities and constraints, we design a plan for your Granite Falls claim that supports recovery and advances the legal work efficiently.
Time-sensitive evidence can shape liability decisions. We request nearby video, photograph the scene, and preserve your motorcycle and gear for inspection. We also contact witnesses, obtain 911 recordings when available, and assess whether roadway conditions contributed to the crash. This rapid response reduces the risk of missing key proof and helps counter inaccurate assumptions about speed or rider visibility. In Granite Falls, where rural intersections and changing weather can alter conditions fast, early documentation provides a reliable snapshot for adjusters and jurors, supporting a fair evaluation of how the incident occurred and who bears responsibility.
We build the liability case with reports, measurements, photos, and statements, while you focus on care. As treatment progresses, we collect medical records, bills, and provider narratives that connect the crash to your symptoms and activity limits. We calculate wage loss, anticipate future care needs, and document bike and gear damage with repair estimates or total loss valuations. Once the evidence is organized, we prepare a demand package with a clear timeline, damages summary, and supporting exhibits. This organization helps Granite Falls riders present a compelling case for fair negotiation or prepare for litigation when appropriate.
Our liability review aligns physical evidence with accounts from you and witnesses. We examine vehicle damage patterns, skid marks, lane positioning, and sight lines to test consistency and address insurer arguments. When needed, we consult resources to clarify turning movements, timing sequences, or stopping distances. We also consider potential third-party responsibility, such as unsafe road design or debris sources. By translating the facts into a clear narrative, we help adjusters and, if necessary, jurors see the sequence of events objectively. This step supports Granite Falls riders by transforming raw data into persuasive, understandable proof.
We coordinate with your providers to ensure records accurately describe injuries, treatment, and limitations. That includes imaging, therapy notes, and work restrictions, as well as anticipated future care. We track bills, insurance payments, and out-of-pocket costs to prevent surprises later. If gaps in care occur, we address them with explanations and help schedule follow-ups. For Granite Falls riders, thorough damages documentation is vital to counter assumptions and demonstrate real-world effects on work, family, and recreation. With a complete picture, negotiations focus on facts, reducing the risk of low offers based on incomplete or misunderstood information.
When the evidence package is complete, we pursue a fair settlement through structured negotiation. If offers don’t reflect the proof, we discuss filing suit and outline what litigation would involve in Minnesota courts. We continue to evaluate settlement opportunities as discovery progresses. Throughout, we prepare you for each step, from depositions to potential mediation. For Granite Falls riders, this approach keeps pressure on insurers while maintaining momentum toward resolution. Our objective is to secure an outcome that recognizes the full impact of your injuries and provides a clear path forward after the crash.
We deliver a detailed demand supported by photos, records, and a damages summary, then engage in professional negotiations. Our communications aim to reduce delay tactics and focus attention on liability proof and medical documentation. We address counterarguments with facts, clarify misunderstandings, and adjust strategy as new information arises. Many Granite Falls cases resolve at this stage when the evidence is strong and well organized. If settlement doesn’t align with the losses, we prepare for litigation while keeping channels open for further negotiation, ensuring your claim advances rather than stalls.
If litigation becomes necessary, we file suit within applicable deadlines and begin discovery, including written requests and depositions. We prepare exhibits, work with treating providers on testimony needs, and explore mediation or settlement conferences. You’ll receive guidance on appearance, testimony, and the timeline to trial. While most cases resolve before a verdict, being ready for court encourages meaningful dialogue and fairer offers. For Granite Falls riders, this readiness ensures your story is told with clarity, supported by reliable evidence, and presented in a way that respects your time, recovery, and long-term needs.
Call 911, seek medical care, and photograph the scene, vehicles, and your gear. Get contact details for witnesses and the other driver’s insurance. Avoid discussing fault and limit statements to essential facts. Save your helmet and clothing for potential inspection. Report the crash to your insurer but avoid detailed statements until you’ve reviewed your coverage. Early steps help preserve evidence and provide a trustworthy record of what happened. Follow up with a provider even if you feel okay, as some injuries surface later. Keep all bills, discharge instructions, and time-off records. If contacted by the other driver’s insurer, consider speaking with a lawyer before providing a recorded statement. In Granite Falls, quick action also helps capture business or traffic camera footage that may be overwritten within days.
Minnesota’s no-fault system treats motorcycles differently from passenger vehicles. Standard Personal Injury Protection that applies to cars is not automatically included for motorcyclists, and many motorcycle policies exclude typical PIP benefits. Your policy may have optional med-pay or other provisions, so careful review is vital. Do not assume medical bills and wage loss will be handled the same way as a car crash. We examine your motorcycle and household policies to identify all available coverage, including UM/UIM. Health insurance may also be part of the picture. Coordinating benefits correctly can reduce out-of-pocket costs and prevent avoidable delays. If you’re unsure what your policy provides, contact us to review your options before making statements or signing broad authorizations.
Deadlines vary depending on claim type and insurance issues, and policies can impose notice requirements separate from court filing limits. Some cases have several years, while others may have shorter timelines. Because evidence fades, waiting can weaken your claim. The safest approach is to consult promptly so you can understand which deadlines apply and what notices to send. For Granite Falls riders, acting quickly also helps preserve seasonal road conditions, local camera footage, and witness memories. We verify all applicable dates and create a schedule for evidence collection and negotiations. Taking early steps protects your rights and sets the stage for a stronger, better-documented claim if litigation becomes necessary.
Minnesota uses comparative fault, which means your recovery can be reduced by your percentage of blame, and you generally cannot recover if your fault exceeds the other party’s. Insurers sometimes overstate rider fault by focusing on speed or lane position. Objective evidence can correct these assumptions, including sight lines, signal timing, and damage patterns. We analyze the scene and your medical documentation to show how the collision actually happened. Even if you think you share some responsibility, do not accept blame prematurely or speculate about speed. With a clear record and thoughtful presentation, many Granite Falls riders overcome unfair assumptions and obtain compensation that reflects the true facts.
Compensation may include medical expenses, wage loss, reduced earning capacity, pain and suffering, and bike and gear damage. The value depends on injury severity, treatment needs, and how long symptoms limit your work and daily activities. Accurate medical records and consistent follow-up care are essential to establish the full scope of losses. We also consider future care, therapy, and potential procedures. Photos, impact statements, and input from your providers help tell the story behind the bills. For Granite Falls riders, thorough documentation reduces disputes and helps insurers see the real-world impact of the crash, supporting more realistic settlement discussions or, if needed, litigation.
Exercise caution before giving a recorded statement to the other driver’s insurer. While adjusters may be polite, their goal is to minimize payouts. Early statements can lock in details you may not yet know or understate symptoms that worsen later. Provide essential facts but avoid speculation about speed, visibility, or fault. We often recommend speaking with a lawyer first to establish a communication plan. We can handle insurer contacts, ensure proper documentation, and prevent overbroad medical releases. For Granite Falls riders, a measured approach protects credibility and keeps the focus on evidence, not guesswork, leading to clearer, fairer claim evaluations.
Property damage claims and bodily injury claims are related but proceed differently. Bike repairs or total loss evaluations can move relatively quickly with photos, estimates, and receipts for gear. Injury claims take longer because they depend on medical treatment, diagnosis, and a stable understanding of long-term effects. We help coordinate both tracks. For property damage, we gather repair estimates and valuation data. For injuries, we document care, wage loss, and future needs. Keeping these processes organized prevents confusion and supports consistent negotiation. Granite Falls riders benefit from handling both claims in tandem, ensuring that one does not undermine the other.
If the at-fault driver is uninsured or flees, your Uninsured Motorist coverage may apply. Promptly report the crash to law enforcement and your insurer, and document injuries and damage. We also look for witnesses and nearby cameras. Timely action is key because some policies require quick notice for UM claims. For hit-and-run incidents in Granite Falls, we contact local businesses and residents near the scene to preserve video before it’s overwritten. We then build your damages file, including medical records and wage documentation, and pursue recovery through UM benefits. Properly preparing the claim improves your chance of fair compensation even without an identified driver.
We offer consultations to review your situation, answer questions, and explain potential paths forward. If we move ahead, fees are typically contingency-based, meaning our fee is a portion of the recovery and there are no upfront attorney fees. You focus on treatment and daily life while we handle the legal and insurance details. We also explain case costs, such as medical records or expert fees if needed, and how those are handled upon resolution. Transparency helps you weigh options before committing. Granite Falls riders can call 651-615-3322 to learn more about costs, process, and how a legal team can help organize and advance a claim.
Most cases resolve through negotiation, but some proceed to litigation when offers do not reflect the evidence. Filing suit does not guarantee a trial; many claims settle during discovery or mediation. The decision depends on liability disputes, medical complexity, and the insurer’s willingness to engage fairly. If litigation is the right step, we prepare you for depositions, hearings, and potential mediation. We continue to evaluate settlement opportunities while building a trial-ready file. For Granite Falls riders, being prepared for court encourages meaningful dialogue and ensures that your story—and the evidence behind it—receives full consideration.
